Latest Mnt Goat Newsletter

F.Y.I. There will be no Newsletter on Thanksgiving Day unless something BIG happens. Please relax and enjoy family and friends on this holiday. Be thankful for all we have!

Disclaimer: All information in this newsletter is not intended for investment decisions / purposes. Mnt Goat is not a financial analyst, planner, banker, attorney or associated in any role with giving out professional investment advice.

ABOUT THE NEWSLETTER:

November 25, 2025 Mnt Goat News Brief

Guten Tag everyone:

Bringing you more news. Oh boy…. have I got news for you! We are almost there.

GIVE A GIFT TO MNT GOAT

I decided to allow everyone to give a Free-will GIFT to Mnt Goat on PayPal if you so desire. Here is the link below. Please show your appreciation for all the hard work I do.

I recommend $10-$15 dollars a month or whatever you can afford. Do you realize I write eight (8) Newsletters every month. This is like a second job to me. The only way I know that people are reading and appreciating all the FACTUAL news I bring is through their appreciation. If I do not receive equal appreciation for all the hard work I do, I will simply end the Newsletter and save myself endless hours at the computer. I am tired of this RV saga just as you are. We are now down to the wire and the evidence is showing us the end is very near. I feel this would be a lousy time to end the Newsletter, but that is all up to you.

So, if you haven’t already shown your appreciation for October please reconsider.

 Let’s all try to chip in!

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Luke 11:9

“So I say to you, ask, and it will be given to you; seek, and you will find; knock, and it will be opened to you”.

STATUS OF THE RV

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No! There is no RV or Reinstatement of the Iraqi dinar yet. There are NO newer smaller category notes issued or pictures even shown to anyone yet by the CBI and that includes the 10 and 50 categories. This is per my CBI contact.

Don’t let these intel gurus or internet idiots fool you with their hyped-up sites. They only want your clickity-clicks. We don’t need rumors or bank stories. We don’t need three letter agency lies. We have FACTS and so let the FACTS speak for themselves.  

I also want to thank everyone for their lovely and heart-felt comments especially from one of my loyal readers Joy Snyder. It is nice to know I am appreciated for all the hard work I do to bring the TRUTH and UNDERSTANDING about this investment to you.

If I were you, I would keep the champagne in the frig. The show is not over until the fat lady at the circus sings….. lol.. lol.. 😊 It is mid-November and the CBI may still go ahead with removing the zeros in time for a January release. Oh… but remember it does not have to happen exactly on January 1^st as there are thirty-one days in the month. They could also change the plan and remove the zeros in early January and release in late January. There are options.

This is going to be a very long read today and so settle down in a comfortable chair, grab a hot cup of tea or coffee and relax. Try to absorb what I am about to tell you. Remember that the RV we are looking for can still be killed (stopped/delayed) and nothing is certain. I know they have told us it is motion now and it is but until they switch out the currency, they can still delay this reinstatement.

I also would want everyone to listen carefully to the ENTIRE audio commentary when you clicked on the Newsletter today. It is chockfull of information. Play it again and again if you didn’t get what  is being said. We are almost done with this RV saga. It is so close I can smell it like I smell a roasting turkey in the oven…lol.. lol.. lol..

Remember the CBI has been telling us for over a decade they need SECURITY and STABILITY to pull this RV off. Do they now have it? In the audio commentary I am trying to demonstrate that in fact Iraq does now have the stability they need. You will learn clearly what their definition of stability is and how they apply it. We are there!

In today’s news, like so many other Newsletters, I am going to take a couple of the main threads in the news and dive deeper and connect the dots for you. I hope this will make much more sense of the articles and tie them all together for you. I am doing this because if you know anything from all the past news, I brought you, we can clearly now see that the next step is the move to removing the zeros and then to reinstate the dinar. It is not about paying off Iraqi debt and stabilizing the dinar. These are not major concerns of the CBI at this time as they know the dinar is already stable with the policies now in place. The debt is not enormous and in fact is much less than most Arabic countries. Be careful when you read many of today’s articles. I will try to clarify them for you.

Many of you ‘glass half empty’ people may not see it as I do because you don’t read the articles as I bring them and you give up reading my Newsletters. All you want is a date and a rate, then you exit my Newsletter. That is a shame since you are really missing out on some fantastic news.

So, what are the two main threads that I am going to clarify?

There is so much news pouring out of Iraq in all areas. The two main areas of concern seem to be the following two issues of the lingering parallel market rise and the elections. I will address them and connect them to the RV and why its important or not, to resolve them first.

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First Issue: The Parallel Market Rise

There is still the lingering issue of the parallel market vs the ‘official’ CBI rate. To have stability in the economy the CBI must control the parallel market. Recently there seems to be ongoing spikes in the parallel market and many believe this can be resolved with an increase in the ‘official” CBI rate, which really means a devaluation. When any of these articles I present today talk about a ‘rate increase’ they are actually talking about increasing the amount of dinar to buy 100 US dollars like increasing from 1320 to 1400 or 1440. So this is not a good thing as it actually decreases the rate of the dinar against the dollar (devaluation). We want the inverse. Get it?

Why do many economists feel the issues with the dollar recently can be resolved by raising the ‘official’ CBI rate again to over 1320 to something like 1400 or 1440 to fix the dollar crisis. But will it? What other issues are involved that will be impacted if the CBI did change the rate?

😊 In the article titled “AN ECONOMIST IDENTIFIES A REASON BEHIND THE SUDDEN RISE OF THE DOLLAR AGAINST THE IRAQI DINAR” on Tuesday, economist Manar Al-Obaidi attributed the rise in the exchange rate of the dollar against the Iraqi dinar in the parallel market to the imminent implementation of the customs pre-calculation mechanism. While praising this mechanism, he said that despite its temporary side effects on the local market, it will raise the country’s customs revenues to 6-8 trillion dinars annually. So, the key word here is temporary

The he added that “despite the widespread talk about an intention to change the official exchange rate, the Central Bank’s statement was clear and decisive: ‘There will be absolutely no change in the exchange rate,’” adding that “this announcement alone confirms that the Central Bank is committed to monetary stability and will not make any changes to the official rate.” Now I want to reiterate again this is not the exchange rate that we are looking at for our RV. Iraq is still on the sole peg to the dollar. Remember also this is actually a good thing in that the CBI is not going to change the exchange rate as they would change it to something like 1400 or 1440 that actually lowers the value of the dinar not make it greater.

So, I want everyone to understand today that the mess they are in about the customs and tariffs and the wide speculation in the increase in revenue it will generate that this comes with a price as the price of goods may go up since they cost more for the importer. Get it? But the Iraqi economy must adjust. Does this increase the purchasing power of the citizens? No, of course it will decrease but not enough to cause massive inflation. The CBI knows this and is not going to make ‘knee jerk’ reaction and raise the official rate to 1400 or 1440 just because some economists write their ‘opinion’.

We see this absolute silliness even more in one of today’s article (among many) titled “AN EXPERT QUESTIONS THE ANNOUNCED INVESTMENT FIGURES IN IRAQ, PREDICTING A SIGNIFICANT RISE IN THE EXCHANGE RATE” when on Saturday, 11/22 Nabil Al-Marsoumi, an economics professor at the University of Basra, questioned the amounts announced for investment in Iraq, while predicting a “significant” increase in the exchange rate. He also called for reforming the salary system and “moving away from media hype in assessing the Iraqi economic reality.” But remember his version of increasing the exchange rate is to go backwards not forwards. Get it? I do not feel his predictions will happen, he is purely speculating and economists should not do this. They should stick to FACTS and Al-Marsoumi is not well-informed.  

Al-Marsoumi, noted that “the exchange rate should be changed, and I expect it to be between 180,000 and 200,000 dinars per 100 dollars.” WOW this would absolutely kill the Iraq economy. Do you see how silly these solutions are? They do not take into consideration all aspects of the economy. Then in contrast, economist Alaa Al-Fahad described the weakness of non-oil revenues as a “major problem”. Yes, we already know that Iraq must diversify and under the leadership of al-Sudani this plan is already in motion. Why don’t they mention all the good reforms like almost doubling the oil revenues since Kurdistan reopened the major pipeline to the Basra ports along with the new wells being drilled. Seems their cup is always half empty rather than half full. But I have to add that Al-Marsoumi’s suggested solution tops them all for stupidity. This is not just my opinion but comes from my CBI contact when we reviewed many of these articles over the weekend in my call to Iraq.

Everyone should go read today’s article titled “LEARN ABOUT THE “SECRET OPERATIONS ROOM” THAT MONITORS THE PULSE OF THE IRAQI ECONOMY AND PROTECTS THE DINAR FROM FLUCTUATIONS” in full contrast to Al-Marsoumi’s suggested knee-jerk solution to the problem of the parallel market.

While the domestic debate continues regarding the exchange rate and the future of the dinar, the Central Bank of Iraq’s recent statement on the tasks of its Investment Department has revealed another dimension to the monetary landscape—one that is deeper, less visible, yet highly influential. This department, which manages foreign reserves and balances global market risks, is now described by economists as the “silent backbone” of the Iraqi economy, alongside oil, and the foundation upon which the most significant financial transformations underway in the country are taking place.

Economic expert Nasser al-Tamimi confirmed to Baghdad Today that the department has transformed in recent years from a traditional bureaucratic unit into a true center of gravity, preserving the stability of public finances and defining the Central Bank’s room for maneuver in the foreign exchange market. He told Baghdad Today that the prudent management of foreign assets—from government bonds to gold, deposits, and low-risk instruments—has enabled Iraq to weather the waves of global market turmoil and mitigated the impact on the dinar and the country’s financial balance.

The Central Bank’s technical statement, while employing specialized language regarding balances, transfers, and investment plans, nonetheless attracted the attention of international experts who analyzed its implicit messages. Bankers point out that the Central Bank’s explicit declaration that the department’s activities aim to stabilize the exchange rate does not necessarily mean an immediate appreciation of the dinar.

Here’s the part that I like most in this article and I quote – “However, it is a strong indication that preparations for a stable monetary reform have effectively begun. These experts believe the Central Bank is waiting for the “safest moment” to take any significant steps, given the extreme sensitivity of the Iraqi market. Any adjustment to the exchange rate system—whether an appreciation or a restructuring—requires a robust structure capable of absorbing shocks.”

It becomes obvious when economic experts like Nasser al-Tamimi come forward with FACTS to back up his statements they make much more sense and we can see the CBI has a plan and is working towards that plan. Part of the plan is to remove the zeros and then move to FOREX pending a review for inflation. Again even al-Tamimi is telling us the next measures must be carefully planned and they must pick the “safest moment” to take any significant steps. Remember these next moves are drastic but they are long awaited and the people have been educated and expect them.

Bottom line in looking at this recent surge in the parallel market is that “Iraq’s reserves now exceed $100 billion,” indicating that “there is significant international praise regarding the Central Bank’s management of the financial file.”

Al-Fahad said: “There is a great understanding between the Ministry of Finance and the Central Bank,” noting that “the Central Bank has refused more than once to tamper with the exchange rate, and the next government should stay away from the exchange rate and not manipulate it.”

Yes, this is the part that really scares me in that the result of this next election they put in some idiot into the office of prime minister who then proceeds to kill everything good that Al-Sudani and the CBI has accomplished much like Joe Biden vs Trump. Since Iraq is now on the verge of going forward with the final stages of the plan to reinstate this would not be a good thing for us investors to watch happen. So, we carefully watch this election cycle play out and pray that al-Sudani or someone like him is the next prime minister. Also that they can move on the next government quickly.

Are the spikes in the parallel market beyond the ‘official’ rate really a huge concern for the CBI?  

I have to say unequivocally NO! These spikes in the dollar are not a major concern for the CBI and Ali al-Alaq, the governor of the CBI has told us this many times and made it very clear. This lack of a major concern stems from the fact that Alaq knows the reasons for the spikes and these reasons are being addressed but take time to implement. These spikes were expected, as he also told us. Alaq also knows the ‘next stage’ and what is coming.

However, there are economists that do not feel the same way as Alaq. They conjure up articles and publish them. The information may be factual in some, just very outdated. They do not know or understand the true economy of a capitalistic state and still rely on a socialist ideology concepts of the Saddam Heisen era as their main driver for solutions. They may also not be aware of the planned financial reforms already put in place or planned for the very near future.

Experts have differing views on the nature of the government’s measures and their results, with a general agreement on the need for a comprehensive reform package rather than relying on a single tool. One single tool would be a devaluation.

So, to us investors, as we read many of these articles, we must understand what is really happening behind the scenes. We must dig deeper to understand and go beyond some, not all of these articles. I call them foolish articles, much like propaganda. Boy oh boy, I have to tell you there are a couple of these articles published recently, and you would think that the author was living ten years ago and not in the current situation, as they do not even mention all the financial reforms but rather concentrate on how the economy was in the past. They even go so far as to insist on financial reforms that have already been put in place. Yes, it is ironic or should I say pathetic?

So, we know that in Iraq, the exchange rate of the US dollar has been under renewed pressure recently, amid widespread economic debate about the reasons for the rise and its impact on the general budget and the local economy. Remember that the finance committee had to hold off on the 2025 projects due to lack of funding which was caused by a sudden drop in oil prices, below what the budget could endure. To me this was a VERY GOOD thing and financially responsible. Rather that criticizing these moves, (without giving their own sound solutions) the economists should be praising the government.

These so-called ‘experts’ have differing views on the nature of government measures and their results, with a general agreement on the need for a comprehensive package of reforms instead of relying on a single tool. Oh… is this not already what the CBI is doing? What the hell do they think a ‘comprehensive package’ means? It’s a package of many not a single tool. The CBI now has this comprehensive package of reforms, and they have already rolled out many but it takes time to work, as they must work together to resolve these issues. Let’s take a look at some of the reforms already in place:

• De-dollarizing Iraq;
• Mandatory electronic deposits for Baghdad salaries, no more cash
• Ending the currency auctions and going to correspondent banks for transfers;
• Limiting the amount of dollars for travel abroad;
• The Customs and Tariffs reforms (the Ascuda System);
• The ISX Stock Market reforms;
• The Insurance reforms;
• All these wonderful projects like the Development Road and Port of Faw projects;
• Redefining the valuable natural resources within Iraq and the plans to bring them to market;
• Instituting banking reforms for private banks, even closing banks that can’t meet solvency limits;
• Now we just learned about mandatory electronic deposits for all Kurdistan salaries, no more cash (we knew a year ago that they told us they needed Kurdistan to follow Baghdad on this move);
• Etc. etc,

You know, I could go on and on with all the reforms from just the past four years. And so what the hell are these economists talking about when they say needing more reforms? Iraq is at the point in that the ‘currency reform’, removing the zeros coupled with the digital currency could be the answer they have been waiting for. But as Alaq has said this takes careful planning and first they had to put other measures in place.

For instance, Kurdistan just announced that all public employees and salary recipients in the Kurdistan Region will be required to receive their salaries digitally through personal bank accounts under the MyAccount project, the Region’s finance ministry announced Sunday, adding that cash payments will no longer be available starting at the beginning of 2026. Was the CBI waiting for this? The finance ministry’s statement comes as the initiative for the next stage enters its final stretch. The deadline was established under a February agreement between Baghdad and Erbil requiring all public employees to open private bank accounts by the end of 2025 to ensure salary payments. Why is this important to us investors?  

😊 You might want to go read the recent article titled “GOVERNMENT ADVISOR: DIGITALIZATION AND INCREASING NON-OIL REVENUES ARE FUNDAMENTAL TO FINANCIAL REFORM.”  I believe the article speaks for itself as to why it was so important to get Kurdistan on the electronic payments of salaries. Yes, no more cash being handed out. Will this finally break the parallel market?  

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Second Issue: The Elections

The elections and getting al-Sudani a second term are important to us investors. Then what will the US want out of the new al-Sudani government?

If you want to catch up on the process of electing the next prime minister, president and speaker of parliament, I bring you three important articles on this subject matter you might want to take a look at.

• AL-RUBAIE SETS A DATE FOR THE START OF CONSULTATIONS TO FORM THE NEXT GOVERNMENT AND REVEALS DETAILS OF THE FRAMEWORK COMMITTEES.

Former MP Ayoub Al-Rubaie set on Thursday the date for the start of official consultations regarding the formation of the next government, stressing that the coordination framework has prepared more than one special committee to accelerate the pace of the decision.

• “THE FRAMEWORK REDUCES THE CANDIDATES FOR THE PREMIERSHIP TO 3, AND A COMPREHENSIVE MOVEMENT IS UNDERWAY TO NAME THE PRESIDENCIES.”

An informed source revealed on Thursday the three most prominent candidates for the position of Prime Minister. He added that “there are 3 candidates, one of whom will be named through voting within the framework, namely the outgoing Prime Minister Mohammed Shia al-Sudani, the head of the State of Law Coalition Nouri al-Maliki, and the head of the intelligence service Hamid al-Shatri.”  Just so you know I had shivers down my spine when I read the name Nouri Al-Maliki. If he gets the job we may be doomed, Iraq is doomed. How in hell did he ever wiggle his way in position again to even be considered? Does this show you how corrupt the process can be?
So the show is not over until the fat lady sings…lol.. lol.. lol..

• “AL-KALABI POSES 18 QUESTIONS TO THE FRAMEWORK REGARDING AL-SUDANI’S PERFORMANCE AND CALLS FOR A PUBLIC DEBATE.”

Former MP Youssef Al-Kalabi addressed an official letter today, Thursday, to the leaders of the Coordination Framework and the committee tasked with interviewing applicants for the position of Prime Minister, demanding that caretaker Prime Minister Mohammed Shia Al-Sudani be held accountable for a number of files that he said were “documented with evidence,” should the latter apply to occupy the position again.

So, the Coordination Framework block will once again decide on the next government since al-Sudani’s party has united and given them all his votes. I guess his strategy is that either he has the best chance of having a second term this way or else he will now be a major player in the selection of someone else. Either way he hopes he can keep the train rolling down the tracks for the financial reforms and what we are looking for – the removal of the zeros and the follow-up reinstatement.

But remember there are still these five (5) issues of the U.S. still lingering and the U.S. has signoff power for any reinstatement to happen. So, in looking at these five issues we must also be open-minded and that the result may not be what we imagine in our heads. For instance in dealing with the Iranian backed militias inside Iraq, the U.S. could potentially settle for their prime minister choice, then work with him to come up with a plan to deal with the militia in the long-term.

You might want to take a long read of today’s article titled ““A HIGHLY ANTICIPATED US VISIT AND SAVAYA’S APPEARANCE AT THE PENTAGON SEND STRONG MESSAGES ABOUT A “COMPLETELY DIFFERENT PHASE” IN IRAQ.” This article ties directly into our second issue thread of today in that the elections could effect everything if they decide to put a Bozo as the prime minister. In the article is states “What does Washington have up its sleeve?”. I reallylike this statement as it says it all.

Baghdad is preparing to receive a high-level American delegation in the coming days, at a time that suggests Washington has decided to move from a phase of quiet observation to one of targeted intervention, coinciding with the redrawing of the power map after the elections. The visit comes as the controversy surrounding the surprise appearance of US Special Envoy Mark Savaya —a move widely interpreted as a direct political message rather than a routine meeting.

Political sources confirmed to Baghdad Today that the American delegation’s visit is not merely a protocol visit, but rather carries a clear position regarding the formation of the next government. Washington wants a stable and effective government that does not reflect parallel power structures between the US and Iran.

There are also two other articles that also address the same issue as follows and you might want to take a peek at them too:

“US WILL NOT ACCEPT ‘OUTSIDE INTERFERENCE’ IN IRAQ’S NEW GOVERNMENT, SPECIAL ENVOY SAYS”

“DIRECT CONTROL FROM “SAFAYA-TRUMP”: IS THE WHITE HOUSE SHAPING THE GOVERNMENT INSTEAD OF IRAQI FORCES? – URGENT Soft change”

We as investors as well as the U.S. government under the Trump administration are waiting for the results of the election. I do not think they will come out with the prime minister until after US Special Envoy Mark Savaya’s visit. Al-Sudani has the BEST chance of having a second term. Since he moved his votes to the Coordination party his chances increased tremendously. This meeting is happening this week prior to Thanksgiving. So, if I hear any good news I will have a short Newsletter on Thursday to inform you of what news may come out of it. I will also have my normal Wednesday call to Iraq and so I will also let you know what my contact believes will happen next. Let’s pray it is what we want and the CBI can move ahead with the planned next phrase of the currency reform which is really a long awaited financial reform on steroids.

Remember that your appreciation keeps this Newsletter alive and helps with the calls to Iraq. If you have not yet helped out this month or feel a need to help again please do so. I feel the combination of the calls, the articles and rumors help to clarify what is happening in Iraq on this subject matter. I do not go to only one source such as a three-letter bullshit agency, or a bank manager then believe all their crap. Remember that this guy TNT Tony and his brother Ray as well as MarkZ or even Bruce may sound very convincing and have their members all brainwashed. But I had the exact same contacts trying to convince me of this every day stuff too over the last decade and I simply refused to believe their bullshit based on the FACTS that I knew. I used my own common sense and experience with the Iraqi people to help figure this out. I don’t need the hype or lies.

“This ambitious project aims to rename the Iraqi dinar by removing three zeros from its nominal value to better reflect the country’s growing economic strength. This move, which has been the subject of rumors for years, is currently under active development, with comprehensive studies and simulations having been completed. According to the Governor, the process will be gradual and meticulously planned to ensure financial stability while unlocking the currency’s true potential. “

So we must conclude by connecting all the pieces of the news. This recent news is telling me they intend to begin the project to delete the zeros on December 1^st. They will have a month complete this stage of the process.

So, again I have to ask you as a reader of this analysis- What do you think is happening? Are they going to move ahead this time with removing the zeros or not? Will the reinstatement follow? Will you be rich?

I also at this time I have to ask for appreciation from my readers. Again, I ask because this is a second job for me now and I would like to get some appreciation for the job I do. Would you work for nothing if you were in my shoes. We must all now step up.

We must continue our prayers for the Iraqi people and the future of Iraq. Let God’s abundance and prosperity rein down upon that nation.

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Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,

                                             Just the FACTS!

PRAYING WITH SINCERITY

Many may ask why their prayers are not being answered. Our new Shepard in Rome Pope Leo XIV has given us some direction.

You can purchase a nice pair of Rosary Beads here to pray:

                                         

These prophecies are more important now more than ever. They give us the strength, perseverance and hope that a better time is coming and that God’s Hand is at work behind the scenes. If you just take a second even to look around you at these past three election cycles, how can you deny that God is at work? Are you sleeping or what?

It is amazing and there is no other way that these events could have happened the way they turned out. But there is more to come, much, much more, I assure you! Now that God has his biblical David re-elected, we need to pay attention to what He does next.

NOTE: These prophecies just keep getting better and better, giving us HOPE of a brighter future. But the real reason why I listen to them is that we can actually see what God says He will do is taking place right in front of our noses. It is a confirmation to me that God is real and is still with us forever just as in biblical times.

Prophetic Words from prophet: Julie Green

“Martial Law Must Take Place To Free Your Nation”

You can start watching the video at the 16:14 mark.  From Nov 16th.

Martial law is the replacement of civilian government by military rule and the suspension of civilian legal processes for military powers. Martial law can continue for a specified amount of time, or indefinitely, and standard civil liberties may be suspended for as long as martial law continues. Most often, martial law is declared in times of war or emergencies such as civil unrest and natural disasters. Alternatively, martial law may be declared in instances of military coups d’état.

Martial law is how the government gets to military tribunals we have been hearing about for the past 10-20 years of prophecies. God is telling us now through Julie Green that these will be necessary as our current court system is dysfunctional. These tribunals will be WWII Nuremburg style courts set for this purpose. They will rule on cases and hand down sentences. This corruption has been going on in our government all way too long as they protect each other, accept bribes and give death threats and so it is even hard to get justice. This will be necessary because of all the corruption that is within the justice system of the district courts. It is hard to get a fair trial. It’s coming and so be prepared mentally when you see it. We recently witnessed the crossing of the red line with the six democrats outright telling the military members to mutiny. Why? It’s because they know that martial law is coming. Get it? This should be yet another sign of proof to you of what I know to be true.

We are not to be fearful as this will NOT be a total shutdown of the nation like for COVID. Things will basically go on as normal daily life, however there will be a seed of martial law within the justice system of the government. It will be announced and televised. These court cases will be on TV daily. Glenn Beck does a good job of explaining it.

UFOS ARE NOT JUST IN OUR IMAGINATION ANYMORE…OR WERE THEY EVER JUST IMAGINARY?

Around 1986 I ran across a prophecy called “Pheonix Rising” by May Summer Rain.

You can go buy it on Amazon.com and read it for yourself and then tell me you too do or don’t see these prophecies happening in real life. You can just comment me on this blog how you feel. It’s is amazing what is happening in this time. So far everything she has documented from the native American woman, from the Chippawa tribe  who gave her the prophecy has come to be. In the prophecies she also talks about UFOs (now renamed to UAP for only God knows why). The prophecy says there will be total exposure of the alien crafts and we may even have an opportunity to go upon and visit one on display.Yes, this is going to be total exposure. I can not give you a firm date and like the IQD RV, only certain people know when this is all going to come all out. But by the current news on this subject it is not hard to determine it is soon, and I mean soon!

Come ‘ on folks this is now national news from a national network. The people interviewed are VERY creditable people. Are you a believe or do you still want to poo poo it? When it happens to you and you see one then what? I actually have a family member who did see a round ship, took actual photos and so I personally know something is not right.

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SILVER VAULTS RUN DRY AS SHORTAGE TRIGGERS PANIC. Physical silver not available to meet demand.

Okay so why is there a shortage of silver all of a sudden? There is a shortage because many investors who invested in silver only on paper are now wanting the actual physical silver. The procedure of buying without taking possession has kept silver relatively lower over many decades than what it should be. Silver should be at about 1/3 the spot of GOLD. Gold just hit $4,000 an ounce and technically silver should follow at about $1,000 – 1,300 an ounce.

Just this week silver finally broke over $50 an ounce and so what did our prophets tell us would happen next. They said a sudden rise in silver would happen. Will it? It’s happening now. Now investors are demanding their silver and there is not enough to meet the demand. Yes, it’s kind of like a panic for silver.  

Folks, this is not just precious metal dealers trying to sell you silver or gold. Listen carefully. What’s coming next? I am trying to help everyone that there is money to be made on other than currencies, such as in the dinar that we all sucked up in the past.  

15 THINGS TO DO IF YOU GET RICH ALL OF A SUDDEN

15 ASSETS THAT ARE MAKING PEOPLE RICH/RICHER

HERE’S HOW TO MAKE YOUR ASSETS INVISIBLE FROM CREDITORS

HOW TO LOOK PENNILESS IN THE PUBLIC RECORD

Today we’re diving into why it’s crucial for real estate investors, stock investors, business owners, and wealth builders to appear “penniless” in the public record. Would you like to learn more about protecting your assets and minimizing taxes? Schedule a free consultation here 👉 https://aba.link/i93

How an LLC can actually work against you.  

Don’t have your personal name or address in any public record.

Are offshore assets or accounts really protected?

Are vortex trusts a scam for tax protection?

Don’t misuse a legal entity and take it to extraordinary measures, it won’t work.  

I really, really, really encourage everyone to watch this video and learn from it.

Now I know that many of you may have already researched getting a LLC or a Trust to protect your money against creditors and reveres law suits. But after watching this video today I feel you can learn even more and that there are some caveats that can really work to your benefit all depending upon the state you file your entity in. It’s just a matter of working with your attorney and help to guide them on what you want.

Basically, it all amounts to how much privacy a particular state is willing to give for a legal entity. Attorneys can research this for you but you have to find a good one willing to do it for you. What I am saying is you may think you are protected in a particular state and then find out later, when sued, that your records are not that protected from preying eyes after all.

Another key lesson I learned is it is much easier to use the entity instead of your own name and address from the very start and get it on the dead when you purchase a property or business, rather than have an attorney later try to fix it, after some damage is already done.

Listen carefully what these attorneys are saying….

5 STATES CUTTING PROPERTY TAXES TO ZERO

BONDI TAKES ACTION AFTER JUDGE DISMISSES COMEY, JAMES CASES: ‘IMMEDIATE APPEAL’

‘MILITARY COURTS’ COMING, ENOUGH IS ENOUGH…

‘MILITARY TRIAL’ ? DEM SENATOR FIRES BACK AFTER HE GETS THE WORD

This is evolving as I write this today. This is no joke! Note I am no longer using the term ‘if’ but ‘when’.

WHAT PRESIDENT TRUMP JUST DID TO ILHAN OMAR AND HER DISTRICT. 

THE ‘BUBBA EFFECT’: THE RED LINE HAS BEEN CROSSED!

Yes, I am bringing this to your attention. Someone does care about it and want to do something about it. This ties directly to the prophecy of today.

ILHAN OMAR IMPLICATED IN $250,000,000 MILLION FRAUD RING.

Yipes! That a lot of mulla! Let’s see how she wiggles her way out of this one….

AN EXPERT QUESTIONS THE ANNOUNCED INVESTMENT FIGURES IN IRAQ, PREDICTING A SIGNIFICANT RISE IN THE EXCHANGE RATE.

(I think this guy is a quake! )

On Saturday, November 22, 2025, Nabil Al-Marsoumi, an economics professor at the University of Basra, questioned the amounts announced for investment in Iraq, while predicting a “significant” increase in the exchange rate. He also called for reforming the salary system and “moving away from media hype in assessing the Iraqi economic reality.”

Al-Marsoumi said in a televised interview followed by “Al-Jabal” that “internal debt is not beneficial to Iraq, but repayment continues,” asking: “Is it reasonable to resort to selling assets to address internal debt?”

He added that “internal debt is not for building projects and investments, but rather for covering current expenses,” calling for a move away from “media hype” in assessing the economic reality.

He continued, “There is no official data to support the government’s announcement regarding fuel self-sufficiency,” noting that “they talk about attracting $100 billion in investments, and Dubai World has only received $50 billion.”

He pointed out that “the financial failure is accumulated from previous governments and the salary system needs to be reformed,” and asked: “Would some groups agree to reduce their salaries?”

Al-Marsoumi stated that “most of the MPs who won obtained their votes through promoting appointments.”

He said, “The UAE has seven sovereign wealth funds, while Iraq doesn’t have even a quarter of one,” noting that “Iraq’s ability to borrow from banks has become limited, and this is a predicament.”

He explained that “reforming the salary system and state property are the most prominent areas that should be addressed,” revealing “imports entering Iraq through unofficial ports.”

He noted that “the exchange rate should be changed, and I expect it to be between 180,000 and 200,000 dinars per 100 dollars.”

In contrast, economist Alaa Al-Fahad described the weakness of non-oil revenues as a “major problem”.

Al-Fahd, who was present at the same meeting, said, “A lot of the debt will be converted into investment projects, and this is not a problem,” indicating that “weak non-oil revenues represent a major problem.”

He pointed out that “the absence of the Development Fund puts the next government at a crossroads,” noting that “external debt has decreased, but radical solutions are absent, and talk of large figures regarding debts confuses the Iraqi public.”

He added that “Iraq’s reserves now exceed $100 billion,” indicating that “there is significant international praise regarding the Central Bank’s management of the financial file.”

He said: “There is a great understanding between the Ministry of Finance and the Central Bank,” noting that “the Central Bank has refused more than once to tamper with the exchange rate, and the next government should stay away from the exchange rate and not manipulate it.”

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AN ECONOMIST SAYS US SANCTIONS ARE ON THEIR WAY OUT AND IRAQI BANKS ARE ENTERING A PHASE OF OPENNESS.

(Mnt Goat: and what is this new phase of openness? It does not get any more open than to get on FOREX, does it? )

Anticipated financial breakthrough

Economic expert Manar al-Obeidi affirmed that Iraq is moving towards greater banking openness, which will facilitate the flow of funds and create a more attractive environment for investors. He noted that the government has successfully addressed most of the financial issues with the United States, which will gradually reduce the impact of sanctions. Al-Obeidi emphasized the need to eliminate overlapping jurisdictions among institutions and grant investment authorities broader powers to ensure a clear plan that supports economic development.

Manar Al-Obaidi – an economic expert, in a dialogue with journalist Ali Qazan:

The Iraqi banking sector is moving towards greater openness to the world, away from the problems and difficulties that were occurring, and I believe that this will be positive in terms of investment and money transfers.

The significant overlap in powers between institutions is one of the biggest challenges facing investors. Therefore, this problem and overlap must be addressed, and broader powers must be granted to investment authorities in the governorate, and there must be a clear plan for investment in Iraq.

The Iraqi government has been able to resolve many of the financial issues with the American side. With the reforms that Iraq has undertaken to enhance transparency and prevent money laundering and smuggling, I expect that over time the impact of the American sanctions will largely disappear.

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LEARN ABOUT THE “SECRET OPERATIONS ROOM” THAT MONITORS THE PULSE OF THE IRAQI ECONOMY AND PROTECTS THE DINAR FROM FLUCTUATIONS.

While the domestic debate continues regarding the exchange rate and the future of the dinar, the Central Bank of Iraq’s recent statement on the tasks of its Investment Department has revealed another dimension to the monetary landscape—one that is deeper, less visible, yet highly influential. This department, which manages foreign reserves and balances global market risks, is now described by economists as the “silent backbone” of the Iraqi economy, alongside oil, and the foundation upon which the most significant financial transformations underway in the country are taking place.

Economic expert Nasser al-Tamimi confirmed to Baghdad Today that the department has transformed in recent years from a traditional bureaucratic unit into a true center of gravity, preserving the stability of public finances and defining the Central Bank’s room for maneuver in the foreign exchange market. He told Baghdad Today that the prudent management of foreign assets—from government bonds to gold, deposits, and low-risk instruments—has enabled Iraq to weather the waves of global market turmoil and mitigated the impact on the dinar and the country’s financial balance.

The Central Bank’s technical statement, while employing specialized language regarding balances, transfers, and investment plans, nonetheless attracted the attention of international experts who analyzed its implicit messages. Bankers point out that the Central Bank’s explicit declaration that the department’s activities aim to stabilize the exchange rate does not necessarily mean an immediate appreciation of the dinar. However, it is a strong indication that preparations for a stable monetary reform have effectively begun. These experts believe the Central Bank is waiting for the “safest moment” to take any significant steps, given the extreme sensitivity of the Iraqi market. Any adjustment to the exchange rate system—whether an appreciation or a restructuring—requires a robust structure capable of absorbing shocks.

At the heart of this shift, two phrases in the Central Bank’s statement caught the attention of experts: “operational continuity” and “risks associated with oil revenue currencies.” These are phrases typically used in international contexts related to deep monetary reforms and preparing for potential fluctuations that may accompany opening up to global markets. Specialists interpret this as part of restructuring Iraq’s financial sector infrastructure in line with IMF recommendations, the requirements for joining the World Trade Organization, and gradual integration into the global financial system.

However, the most sensitive transformation is not limited to the investment sector alone, but encompasses an entire system being developed in parallel. Starting Saturday (November 22), all cross-border payments in Iraq will transition to the ISO 20022 standard, the system adopted by the most advanced economies. Furthermore, all banks in Iraq have been mandated to finalize their capital plans according to the ICAAP model and undergo rigorous stress tests to demonstrate their ability to withstand exchange rate fluctuations of up to 30%, a collapse in oil prices, or a sudden run on deposits, while maintaining their solvency.

Economists believe these two steps are not merely technical updates, but rather represent—quite literally—the final two key conditions that the International Monetary Fund, the US Treasury Department, the Bank for International Settlements, and major correspondent banks in New York and London stipulated must be met before Iraq could fully participate in the international foreign exchange market. They emphasize that the fundamental problem with the dinar today is not its market value, but rather that Iraq remains “blocked” from the global exchange market, and that adopting Basel III-ICAAP and ISO 20022 standards is what will pave the way for gradually lifting this blockade.

Analyses indicate that the Iraqi dinar remains trapped in a restricted market, unable to be traded in large quantities except through the daily dollar auction. Furthermore, prior to adhering to the new standards, local banks appeared structurally unstable to international banks, and their payment channels relied on outdated SWIFT systems dating back three decades, placing them under suspicion of money laundering.

Now, with banks required to disclose their actual capacity to absorb shocks, the pretext that prevented major international dealers from dealing directly in dinars is diminishing.

In this context, experts believe that Iraq is nearing the end of the “forced peg” of its exchange rate, which effectively began in October 2021 when it was announced that “the rate will remain fixed until 2025.” With this date approaching and the technical requirements for monetary reform being finalized, some believe that Iraq may be entering a new phase that might not be a direct revaluation of the dinar, but which will at least pave the way for a more stable and transparent exchange market.

Al-Tamimi concludes by saying, “Oil provides the funds, but it is the investment department that ensures those funds are not lost to market fluctuations.” He adds that the next phase may witness an expansion of the department’s role in regulating monetary policy, and that the strength of reserves and the stability of the banking sector will be the most decisive factors in the future of the dinar.

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A HIGHLY ANTICIPATED US VISIT AND SAVAYA’S APPEARANCE AT THE PENTAGON SEND STRONG MESSAGES ABOUT A “COMPLETELY DIFFERENT PHASE” IN IRAQ

What does Washington have up its sleeve?

Baghdad is preparing to receive a high-level American delegation in the coming days, at a time that suggests Washington has decided to move from a phase of quiet observation to one of targeted intervention, coinciding with the redrawing of the power map after the elections. The visit comes as the controversy surrounding the surprise appearance of US Special Envoy Mark Savaya at the Pentagon has yet to subside, less than four hours after the same coordinating body announced its formation as the “largest bloc”—a move widely interpreted as a direct political message rather than a routine meeting.

Political sources confirmed to Baghdad Today that the American delegation’s visit is not merely a protocol visit, but rather carries a clear position regarding the formation of the next government. Washington wants a stable and effective government that does not reflect parallel power structures. The US administration believes its political and economic support is contingent on Baghdad’s ability to establish a governing framework that prevents armed groups from influencing executive decisions and ensures that the instruments of power remain solely in the hands of state institutions.

Behind these messages lies the issue of uncontrolled weapons, a central focus of the American approach. Washington believes the incoming government will face a direct test regarding the role of factions within the political process, the nature of their participation in governance, and the limits of their security influence. Diplomatic sources believe the United States wants clear commitments before fully recognizing the new government and may escalate pressure if it perceives the political equation as shifting toward a factional government with significant parliamentary influence.

The economic dimensions are equally, and perhaps even more, present than they appear on the surface. The US administration is preparing to revive major projects such as investment in Baghdad International Airport, which has returned to the forefront as a strategic project no less important than oil and energy. There is talk within US circles of a desire to develop the airport through operational and investment partnerships that would provide it with an advanced operational infrastructure and connect it to a broader network of commercial air transport. There is also a push to expand US investment in oil and gas fields and to develop the energy, transportation, and port sectors, as these are considered key to long-term economic stability in Iraq.

The appearance of Savaya within the Pentagon has given these files an added dimension. International relations expert Hussein al-Asaad, speaking to Baghdad Today, believes that placing the Iraqi file on the desk of the Secretary of Defense, rather than the State Department, reflects a shift in Iraq’s focus from diplomatic discussions to direct U.S. national security concerns. Al-Asaad explains this shift as a result of growing anxiety in Washington regarding the future of foreign forces, the activities of armed factions, threats related to regional conflict, and the nature of the next government and the potential changes it might bring to the balance of power.

Al-Asaad points out that Savaya, with his economic background, represents a bridge between the security and investment sectors, making his presence at the Department of Defense a sign that Washington is now dealing with the Iraqi file as a complex issue that combines security, politics, and economics. From this perspective, the United States’ aspiration to restructure its economic presence in Iraq is no longer separate from its security vision, but rather complements it.

As for the timing, diplomatic sources confirmed to Baghdad Today that publishing photos of the meeting just hours after the announcement of the “largest bloc” coordination framework was not a spontaneous move. According to these sources, Washington wanted to send a clear signal to the political forces that the formation of the next government would be under direct scrutiny, and that the United States would not be lenient with any political formula that weakens the state or opens the door to unchecked influence.

Observers believe that Iraq finds itself at a critical juncture with multifaceted dimensions. Political forces are moving towards forming a government that, thus far, appears to lean heavily towards the influence of armed factions. Washington is intensifying its messaging through the anticipated visit and the movements of the Savaya delegation. Economic issues are resurfacing strongly, from the airport to the oil fields to energy projects. And the regional environment is exerting significant pressure on the shape of future policies in Baghdad.

Between these overlapping circles, the next phase appears governed by a delicate equation: no governmental stability without calming the security situation, no international support without a clear economic vision, and no internal balance without redefining the boundaries of political and military influence. At the heart of this equation, the United States stands closer than ever to the government formation process, at a moment when the first outlines of the coming years are being drawn.

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US WILL NOT ACCEPT ‘OUTSIDE INTERFERENCE’ IN IRAQ’S NEW GOVERNMENT, SPECIAL ENVOY SAYS

Washington is ‘carefully watching’, Mark Savaya says

The US will not tolerate any external actors interfering in the formation of Iraq’s new government, Washington’s special envoy to the country said on Friday.

Mark Savaya, who President Donald Trump last month named as the special envoy to Iraq, said Baghdad had made “significant progress” over the past three years.

“We hope to see this progress continue in the coming months,” Mr Savaya wrote on X.

He said the US is “carefully watching” the process of Iraq forming its new government following elections this month.

I look forward to visiting Iraq soon and meeting with the key leaders. Iraq has made significant progress over the past three years, and we hope to see this progress continue in the coming months. At the same time, we are carefully watching the process of forming the new government.

“Let it be clear that the United States will not accept or permit any outside interference in shaping the new Iraqi government,” he said.

The special envoy said he would be heading to Iraq soon to meet key leaders.

Prime Minister Mohammed Shia Al Sudani’s political bloc won the most seats but a new government could be a way off due to wrangling to build a majority.

Post-election talks between Shiite, Sunni and Kurdish parties in Iraq usually last for months. By convention in Iraq, a Shiite Muslim holds the post of prime minister, a Sunni is parliament speaker and the largely ceremonial presidency goes to a Kurd.

The main challenge for the next government will be addressing long-standing grievances over poor public services, corruption and unemployment – issues that have fueled mass protests in recent years. The new administration will also need to maintain the delicate balance in ties between Iran and the US, the country’s two main allies.

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DIRECT CONTROL FROM “SAFAYA-TRUMP”: IS THE WHITE HOUSE SHAPING THE GOVERNMENT INSTEAD OF IRAQI FORCES? – URGENT

Soft change

 (Soft change means by way of discussion and threats not military action.)

Nearly a year after Donald Trump’s re-election, Mark Savaya emerged in Baghdad as the latest face of direct American influence within the Iraqi political system. With no diplomatic background, no history of foreign service, and no experience in the complexities of Iraq, he was transformed overnight into a presidential conduit, bypassing the embassy and the State Department, and working to shape what Washington calls the “required balance for the post-2025 election era.”

But the paradox that sparked widespread debate within political circles lay not so much in the nature of his role as in his rhetoric. While Savaya repeatedly stated in his public pronouncements and private meetings that Iraq “must be independent, free from any foreign interference,” he himself was working to shape the next government, sending clear signals about which forces were acceptable and unacceptable, and even employing economic and financial pressure to alter the course of political negotiations.

This paradox, according to analysts, raises a larger question: Is Savaya exercising an official institutional role, or is he carrying out a form of “political tutelage” that the White House administration seeks to establish in Baghdad?

Adnan Mohammed Ali, a member of the Development Center, believes the key to solving the puzzle lies in the man himself. As he told Baghdad Today, Savaya “lacks a clear political record and has not had any professional experience that qualifies him to handle highly sensitive issues such as the balance of power in Iraq.” He added that his participation in Trump’s election campaign was the real reason for this appointment, not diplomatic experience or strategic vision, “which makes his approach to understanding Iraq more akin to exerting pressure than building relationships.”

This interpretation aligns with other observations regarding the behavior of the American envoy. As Mohammed Ali explains, the man “tends to use economic tools as leverage,” capitalizing on Washington’s ability to control the dollar’s trajectory, sanctions exemption programs, and the system of financing Iraq through the Federal Reserve. However, despite this, Mohammed Ali says, “the United States possesses leverage, but it lacks the capacity for total control over the political process, as it attempted in previous phases, even when it had tens of thousands of troops on the ground.”

Former MP Ayoub al-Rubaie goes even further, arguing that Savaya’s own behavior reveals the limits of the American role. He tells Baghdad Today, “The United States cannot impose its will on Iraq, even if it wanted to. The elections have produced a clear picture, and political forces are operating according to internal considerations. Any American vision, whether championed by Savaya or anyone else, will not succeed unless it aligns with the national interests of Iraqi forces.”

But the real debate doesn’t end with the question of American capabilities; it lies in the question of intentions. While Savaya presents himself as a voice calling for stability and preventing foreign interference, analyst Raad al-Masoudi sees him as an example of “the most prominent type of interference.” Al-Masoudi says that Washington wants to reduce Iranian influence in Baghdad, but it realizes that this influence “has been deeply rooted for decades within state institutions and political parties, and can only be countered through economic, financial, and political means.” Thus, Savaya’s messages—he adds—become “part of an attempt to reshape the balance of power within the Shiite political establishment, not a protection of sovereignty as is claimed.”

Herein lies the most striking contradiction: how can an official envoy of the White House demand the prevention of foreign intervention in Iraq, while he himself is drawing the boundaries of American intervention? Is the message truly related to sovereignty, or is it an expression of an American vision that considers its influence “legitimate” and the influence of others “interference”?

The history of the relationship between Baghdad and Washington offers a model that helps explain this paradox. The Americans have never viewed Iraq as a self-sufficient state, but rather as part of a broader regional equation. During the years of occupation and withdrawal, leading up to the war against ISIS, Washington’s primary concern was twofold:

preventing Iran from achieving absolute hegemony and avoiding losing Iraq to Moscow, Beijing, or Tehran. What is happening today is simply an extension of this logic, but through a new channel—not diplomacy in the traditional sense, but direct political engagement bearing the president’s signature.

What’s most striking is that Savaya’s appearance on the scene reinforces this hypothesis. He didn’t arrive through the embassy, ​​nor was he announced within the structure of the American bureaucracy. Instead, he came as a “presidential envoy,” meaning he had personal authority, a flexible mission, and greater freedom to disregard protocol. Even when rumors of his dismissal circulated, the State Department didn’t issue an official statement. Instead, Savaya himself released a video confirming the continuation of his mission, a move that made him appear to be acting as the “political authority” for dealing with Iraq.

This private channel between Trump and Savaya, according to observers, is not merely mediation, but rather “a new form of undeclared political tutelage.” A tutelage that does not rely on military occupation, but rather on financial tools, political pressure, and direct messages to political blocs at the very moment a new government is being formed.

Despite all this, Savaya’s actual capabilities remain constrained by the realities on the ground. Iraq today is not a replica of the post-2003 era, nor of the period of extensive American influence in 2008. The political structure is far more complex, power centers are intertwined, and local actors are no longer willing to accept pre-determined decisions from abroad. Therefore, the contradiction between Savaya’s call for “non-interference” and his direct efforts to influence the shape of the next government will remain one of the most prominent features of the current political landscape.

Ultimately, the question goes beyond Savaya’s personality and role, reaching the core of the political debate in the country: Do these moves represent an American attempt to reimpose a new form of hegemony over Iraqi political decision-making through financial, political, and media tools, after the effectiveness of military tools has declined? Or is Washington simply seeking to reduce Tehran’s influence, without having a realistic understanding of the nature of the internal balances?

There is no definitive answer yet. But what is certain is that the presence of an envoy operating at this level of intervention, with a contradictory discourse that oscillates between publicly rejecting foreign interference and directing sharp messages to decision-makers, reopens the file of Iraqi sovereignty in all its complexities, and raises a new question that cannot be ignored: Who will determine the direction of the next phase in Iraq, local forces or foreign powers under their new names?

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THE CENTRAL BANK SETTLES THE DEBATE: THERE IS NO INTENTION TO AMEND THE EXCHANGE RATE OF THE IRAQI DINAR.

(This means no intention to devalue the dinar, get it?)

The Central Bank of Iraq confirmed on Monday that there is no intention to amend the exchange rate of the Iraqi dinar, noting the stability of the exchange rate .

The bank stated in a statement received by the “Wadih” platform that “with the approach of the end of 2025, the Central Bank of Iraq announced that it has made tangible progress in its strategic objectives related to maintaining the stability of the general price level, as the inflation rate recorded a decrease to historical levels that are the lowest in the region, supported by its monetary policies and well-considered measures despite the current economic challenges .”

He added, “The Bank Law No. (56) of 2004, particularly Article 1/4/A, clearly defines its basic tasks in formulating and implementing monetary policy, including exchange rate policy. In this context, the Bank affirmed that there is no intention to amend the exchange rate of the Iraqi dinar, in line with its pivotal objective of ensuring price stability, an objective that has been successfully achieved during the past period .”

The statement stressed that “the Central Bank continues to support the stability of the exchange rate, reinforced by ideal levels of foreign reserves of currencies and gold .”

He affirmed, “It continues to cover all banks’ requests for external support in US dollars and other foreign currencies such as the Chinese yuan, the Turkish lira, the Indian rupee, and the UAE dirham, as well as continuing to settle bank cards and personal transfers through MoneyGram and Western Union, in addition to cash sales for travel purposes, noting that there is no pressure on current foreign reserves .”

He noted that “any external statements or opinions regarding changing the exchange rate of the Iraqi dinar do not reflect the position of the Central Bank, and represent interpretations aimed at confusing the market, stirring up speculation, and affecting the stability of the national economy .”

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THE CENTRAL BANK OF IRAQ CONFIRMS THE STABILITY OF THE EXCHANGE RATE AND ACHIEVES THE LOWEST INFLATION LEVELS IN THE REGION.

As the end of 2025 approached, the Central Bank of Iraq announced that it had made tangible progress in its strategic objectives related to maintaining the stability of the general price level, as the inflation rate recorded a decrease to historically low levels that are the lowest in the region, supported by its monetary policies and well-considered measures despite the current economic challenges.

The Central Bank clarified in an official statement that the Central Bank Law No. (56) of 2004, particularly Article 1/4/A, clearly defines its core functions in formulating and implementing monetary policy, including exchange rate policy. In this context, the Bank affirmed that it has no intention of adjusting the exchange rate of the Iraqi dinar, in line with its central objective of ensuring price stability, an objective that has been successfully achieved in the past period.

The statement stressed that the central bank continues to support exchange rate stability, bolstered by ideal levels of foreign currency and gold reserves.

The Central Bank also confirmed that it continues to cover all banks’ requests for external reinforcement in US dollars and other foreign currencies such as the Chinese yuan, the Turkish lira, the Indian rupee, and the UAE dirham, as well as continuing to process bank card settlements and personal transfers through MoneyGram and Western Union, in addition to cash sales for travel purposes, noting that there is no pressure on current foreign reserves.

The statement noted that any external statements or opinions regarding changing the exchange rate of the Iraqi dinar do not reflect the position of the Central Bank, and represent speculations aimed at confusing the market, stirring up speculation, and affecting the stability of the national economy.

Central Bank of Iraq,
Media Office,
November 24, 2025

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THE EXCHANGE RATE IS AT A CROSSROADS: BETWEEN RESCUE AND PAINFUL INFLATION

(Remember this article is talking about changing the ‘official” CBI rate while the dinar is still solely pegged to the dollar. The CBI told us they are NOT going to change the rate. But this article is talking about making the dollar even higher than it is and what would happen if they did that.)

(Whoever wrote this article should be shot! ☹ This is like an article that should have been written 10 years ago. What the hell do you think the CBI has been doing for the last 10-20 years, but especially in the last 4 years? Yes, reforms,, reforms and more reforms. There is a very good article in contrast to this one that follows. It’s titled “THE FINANCIAL REFORM PACKAGE SUPPORTS DOMESTIC INVESTMENT AND STIMULATES THE ECONOMY.”)

– Serious warnings are being raised about the exchange rate, as expert Abdul Rabbo points out that any decision to change it without real financial reforms will make the citizen the weakest link in the face of a comprehensive wave of inflation.

(But Iraq also has instituted a whole array of financial reforms, as we noted over the last four years.)

Economic and financial expert Ahmed Abdel Rabbo warned of the danger of the government or the central bank resorting to changing the dollar exchange rate to address the liquidity crisis or pay off debt, stressing that this option will have direct and harsh effects on the market and the citizen.

Abdul Rabbo said , “Talking about changing the dollar exchange rate to address the liquidity crisis or to pay off the debt is a very dangerous option for the Iraqi economy, because it will directly affect prices and weaken the purchasing power of the citizen, especially the poor. The exchange rate cannot be treated as a magic solution to financial crises. The rise of the dollar is not a cause in itself, but rather a result of economic and financial policies that need real and balanced reform.”

He added, “It is unfortunate that some media professionals are presenting this issue in a simplistic and misleading way, as if changing the price will solve all the problems, ignoring the inflationary effects that will affect food, medicine, and construction materials, as well as the pressure that will be placed on low-income families and the banking market. This type of media presentation creates a state of panic among people and increases speculation in the markets instead of calming them down.”

imported inflation

He added that “resorting to raising the exchange rate will immediately lead to imported inflation, exacerbate poverty, and disrupt economic activity. Any decision of this kind must be preceded by genuine financial reform, expansion of social safety nets, and a structural overhaul of the revenue and expenditure management file, instead of burdening the citizen with the cost of wrong policies.”

He concluded by saying: “We warn against reducing the crisis to the price of the dollar, and we call for a responsible economic discussion, far removed from media populism, that puts the interest of the citizen and the national economy above any other considerations.”

This warning comes amid escalating controversy in recent days over the possibility that the next government will resort to amending the official exchange rate, with experts estimating that raising the price of one hundred dollars could reach 180 or even 200 thousand dinars, in an attempt to address increasing financial pressures.

This controversy has sparked widespread public concern about the possibility of a new wave of inflation if such a decision is made, which the Central Bank denied in an official statement, stressing that external statements or opinions regarding changing the exchange rate of the dinar do not reflect the position of the Central Bank, and represent speculations aimed at confusing the market, inciting speculation, and affecting the stability of the national economy.

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THE FINANCIAL REFORM PACKAGE SUPPORTS DOMESTIC INVESTMENT AND STIMULATES THE ECONOMY.

With a focus on reducing the deficit and increasing non-oil revenues, local investment in Iraq appears to be on the verge of a new phase of growth and prosperity, but the question remains about the sustainability of these policies.

The Prime Minister’s economic advisor, Mazhar Muhammad Salih, affirmed that the Iraqi government is pursuing a disciplined fiscal policy that relies on sound management of the deficit and rationalization of public spending, which has strengthened the confidence of the private sector and reduced the level of uncertainty that was one of the most prominent obstacles to local investment.

Saleh said , “The impact of fiscal policy on the volume of local investments varies according to the nature of the sectors. While the energy sectors, especially oil, gas and renewable energies, have the largest share of investment flows due to their attractiveness and profitability, recent years have witnessed a clear shift towards investment in the construction and pharmaceutical industries, as local and foreign investors have begun to pay attention to the growing opportunities in these sectors.”

He added that “the impact of fiscal policy is varied; it is positive on large investment projects through relative financial stability, but it is more influential and effective with regard to small and medium-sized enterprises, as a joint incentive and financing approach has been adopted between fiscal and monetary policy.”

Establishment of Riyada Bank

Saleh pointed out that “the most prominent tools of this approach is the establishment of Riyada Bank as a mixed bank specializing in financing small and medium projects with the aim of mobilizing nearly sixty percent of the unemployed workforce through long-term, easy loans, as it is being established with the contribution of private Iraqi banks and with the direct supervision and support of the Central Bank.”

He then continued, “In addition to cooperation with specialized international organizations, there were also extensive initiatives to provide loans to young people and support individual and group projects under the direct supervision of the Prime Minister within the Youth Initiative.”

Saleh explained that “the success of fiscal policy in reducing the deficit depends on achieving a delicate balance between sustaining macroeconomic stability and providing space for growth and investment. A disciplinary policy without a developmental vision may curb economic activity, while uncontrolled expansionary spending leads to a deepening of the deficit gap.”

Increase in non-oil revenues

“Based on this, financial reform programs work to increase non-oil revenues by expanding customs and tax collection, modernizing legislation, and enhancing public financial digitization to reduce leakage and waste, raise collection efficiency, improve the business environment to encourage the private sector to expand and invest, and raise the efficiency of public spending by adopting performance evaluation standards and linking projects to economic feasibility,” he added.

Saleh concluded his statement by emphasizing that “the success of the current fiscal policy is based on combining fiscal discipline to ensure macroeconomic stability and developmental stimulus to expand the production base and encourage local investment. Digitalization, improving non-oil revenues, and enhancing private sector confidence are key pillars for strengthening public finances and achieving more sustainable economic growth in the short, medium, and long term.”

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THE “SUDDEN” RISE OF THE DOLLAR IN IRAQ: CHALLENGES AND CONCERNS

The exchange rate of the US dollar in Iraq has been under renewed pressure recently, amid widespread economic debate about the reasons for the rise and its impact on the general budget and the local economy. Experts have differing views on the nature of government measures and their results, with a general agreement on the need for a comprehensive package of reforms instead of relying on a single tool.

On Monday, Iraqi markets recorded a sudden rise in the exchange rate of the dollar against the Iraqi dinar. The Al-Kifah and Al-Harithiya exchanges in Baghdad recorded 144,000 dinars for 100 dollars at midday, compared to 142,250 dinars in the morning. Meanwhile, the selling price in Erbil reached 143,050 dinars and the buying price reached 142,900 dinars for every 100 dollars.

Changing the exchange rate is not a solution  

Economic expert Mahmoud Dagher told Shafaq News Agency that the worsening budget deficit prompted the Iraqi government since the end of 2020 to take rapid measures such as reducing the value of the dinar, and then raising the value of the dollar in 2023, but he pointed out that these decisions, despite their importance, are not radical solutions.

Dagher, a former director at the central bank, explained that “reducing or changing the exchange rate cannot be the sole cure for the crisis, as long as it is not accompanied by a set of complementary measures.”

He added that the continuation of the crises is linked to the absence of real reforms in key areas such as combating corruption, improving tax collection, developing the electricity and water sectors, and regulating the work of ports and customs.

Dagher also said: “Changing the exchange rate is worthless if it is a one-off measure. Everyone is treating it as a tool to get out of the crisis, while the truth is that the problem is bigger, and the budget gap can only be overcome through an integrated package of tools, foremost among which is linking spending to revenue.”

Monetary cooperation ensures stability

For his part, the Prime Minister’s financial advisor, Mazhar Muhammad Saleh, confirmed to Shafaq News Agency that there is a high level of constructive cooperation between monetary and fiscal policies based on the principle of indirect monetary adjustment.

He explained that this principle provides initial financial leverage to the banking system by enabling it to purchase government bonds from all local banks, through discounting operations which in turn lead to the stability of the banking system’s liquidity.

Saleh explained that this cooperation is not limited to that, but rather constitutes a fundamental pillar for securing the short-term financing requirements of public finances, which ensures maintaining comfortable levels of liquidity for banks on the one hand, and for public finances when needed on the other hand.

He stressed that the cash liquidity needs and the provision of its requirements are proceeding normally and regularly, and that salaries, wages, pensions and all other financial obligations are in a very safe position and do not face any risks in the short and medium term.

Corruption is putting pressure on the dinar.

Economic expert Hilal Al-Taan believes that the decline in crude oil prices, the main source of the general budget, in addition to the decline in non-oil revenues represented by taxes, customs and state property revenues, along with the presence of administrative and financial corruption in most parts of the state, and the lack of deterrent measures for the corrupt, may lead to a decrease in the exchange rate of the dinar against the dollar.

Al-Taan added to Shafaq News Agency: “This is what happened in the 2021 budget when the price of the dollar was raised from 120,000 to 145,000 dinars, which led to a significant increase in the prices of all food and consumer goods, and put pressure on the livelihood of the poor and middle classes with limited income.”

He continued: “Therefore, all expectations are possible in the absence of a sound and realistic economic policy for the Iraqi economy.”

It appears that the rise in the price of the dollar in Iraq is not related to a single factor, but rather intersects with financial, administrative and structural challenges that require comprehensive solutions, at a time when the government affirms the continuation of financial stability and its ability to meet basic obligations.

Between experts’ warnings and calls for a broad reform package, and the fiscal and monetary policy’s adherence to its current plans, the market remains on the lookout for any practical steps that may determine the course of the next phase.

a different version.

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THE DOLLAR IS SOARING IN IRAQ… AND SALVATION HINGES ON A “REFORM PACKAGE,” NOT THE EXCHANGE RATE.

The US dollar exchange rate in Iraq has been under renewed pressure recently, amid widespread economic debate about the reasons for the rise and its impact on the general budget and the local economy. Experts have differing views on the nature of the government’s measures and their results, with a general agreement on the need for a comprehensive reform package rather than relying on a single tool.

Iraqi markets witnessed a sudden surge in the dollar exchange rate against the Iraqi dinar on Monday. At midday, the Al-Kifah and Al-Harithiya exchanges in Baghdad recorded 144,000 dinars per 100 dollars, compared to 142,250 dinars in the morning. Meanwhile, in Erbil, the selling price reached 143,050 dinars and the buying price 142,900 dinars per 100 dollars. “

Changing the exchange rate is not a cure,” 

says economist Mahmoud Daghir in a press interview seen by Video News Agency. He explains that the worsening budget deficit prompted the Iraqi government to take swift measures since the end of 2020, such as devaluing the dinar and then raising the dollar’s value in 2023. However, he points out that these decisions, while important, are not fundamental solutions.

Dagher, a former director at the Central Bank, explained that “reducing or changing the exchange rate cannot be the sole solution to the crisis, as long as it is not accompanied by a set of complementary measures.”

He added that the continuation of the crises is linked to the absence of genuine reforms in key areas such as combating corruption, improving tax collection, developing the electricity and water sectors, and regulating the operations of border crossings and customs.

Dagher also said, “Changing the exchange rate is worthless if it is a standalone measure. Everyone is treating it as a tool to escape the crisis, while the truth is that the problem is much larger, and the budget deficit cannot be bridged except through a comprehensive package of tools, foremost among them linking spending to revenue.”

Monetary cooperation ensures stability.

For his part, the Prime Minister’s financial advisor, Mazhar Muhammad Saleh, confirmed in a press statement seen by Video News Agency, the existence of a high level of constructive cooperation between monetary and fiscal policies based on the principle of indirect monetary adjustment.

He explained that this principle provides initial financial leverage to the banking system by enabling it to purchase government bonds from all local banks through discounting operations, which in turn leads to the stability of the banking system’s liquidity.

Saleh explained that this cooperation extends beyond this, forming a fundamental pillar for securing short-term financing requirements for public finances. This ensures the maintenance of comfortable liquidity levels for banks on the one hand, and for the public treasury when needed on the other.

He affirmed that cash liquidity needs and their fulfillment are proceeding normally and regularly, and that salaries, wages, pensions, and all other financial obligations are in a very secure position and face no risks in the short or medium term.

Corruption is putting pressure on the dinar.

Economist Hilal al-Taan believes that the decline in crude oil prices, the main source of the general budget, coupled with the drop in non-oil revenues (taxes, customs, and state property revenues), along with widespread administrative and financial corruption in most government sectors and the lack of deterrent measures against corrupt officials, could lead to a decrease in the dinar’s exchange rate against the dollar.

Al-Taan added in a press statement seen by Video News Agency: “This is what happened in the 2021 budget when the dollar exchange rate was raised from 120,000 to 145,000 dinars, leading to a significant increase in the prices of all food and consumer goods and putting pressure on the livelihoods of the poor and middle classes with limited incomes.”

He continued: “Therefore, all predictions are possible in the absence of a sound and realistic economic policy for the Iraqi economy.”

It is clear that the rise in the dollar’s price in Iraq is not linked to a single factor, but rather intersects with financial, administrative, and structural challenges that require comprehensive solutions, at a time when the government is asserting its continued financial stability and its ability to meet its basic obligations.

Between experts’ warnings and calls for a broad reform package, and the fiscal and monetary policy’s adherence to its current plans, the market remains on the lookout for any practical steps that may determine the course of the next phase.

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AN ECONOMIST IDENTIFIES A REASON BEHIND THE SUDDEN RISE OF THE DOLLAR AGAINST THE IRAQI DINAR.

On Tuesday, economist Manar Al-Obaidi attributed the rise in the exchange rate of the dollar against the Iraqi dinar in the parallel market to the imminent implementation of the customs pre-calculation mechanism. While praising this mechanism, he said that despite its temporary side effects on the local market, it will raise the country’s customs revenues to 6-8 trillion dinars annually.

Al-Ubaidi said in a post on the social networking site Facebook today that the Iraqi dinar witnessed a significant decline yesterday in the parallel market, coinciding with most speculators refraining from selling dollars, which created a state of confusion and anxiety in the markets.

He added that “despite the widespread talk about an intention to change the official exchange rate, the Central Bank’s statement was clear and decisive: ‘There will be absolutely no change in the exchange rate,’” adding that “this announcement alone confirms that the Central Bank is committed to monetary stability and will not make any changes to the official rate.”

What is the real reason behind the fluctuation?

The economist also pointed out that “this mechanism will bring about significant changes, most notably:

A significant increase in state customs revenues, control over customs smuggling that has drained the country’s resources for years, prevention of fictitious transfers used for speculation or money laundering, and a reduction in the volume of random imports that consume a large part of foreign reserves.

Al-Ubaidi pointed out that “naturally, any such radical reform will face widespread resistance, especially from: speculators who will exploit every opportunity to raise the price of the dollar, small traders who have not organized their commercial and banking transactions, and the parties that have benefited from the chaos in transfers and customs over the past years,” indicating that “therefore, we expect a turbulent month of statements, pressures, and media scaremongering.”

Why is this mechanism important despite all the noise?

Al-Ubaidi added that “if the mechanism is implemented correctly and continues without setbacks, it will be the biggest blow to customs smuggling operations in 20 years, and it is also capable of: raising customs revenues to 6-8 trillion dinars, reducing artificial demand for the dollar, reducing unnecessary imports, protecting foreign reserves, and enhancing the prestige of the financial and administrative system in Iraq.”

He noted that “in fact, the current government deserves credit for its insistence on implementing this mechanism, as it is a major reform step that requires a courageous decision and patience in the face of pressure.”

There are side effects

The economist went on to say that it is natural for the markets to witness: a temporary rise in the prices of some goods, fluctuations in the parallel market, and fierce media campaigns against the decision, adding that “these changes are temporary pains, similar to the pains of the necessary surgical operation to repair what was corrupted by years of chaos and smuggling.”

He concluded by saying that what is happening today is not a currency crisis, but rather a natural reaction of a market that has begun to regulate itself after two decades of chaos. If the government succeeds in moving forward and does not succumb to pressure, Iraq will be on the verge of a historic customs reform that will recalibrate foreign trade and protect its reserves from continued depletion.

Shafaq News Agency published a report yesterday, Monday, regarding the sudden rise of the dollar, which addressed the challenges and concerns associated with the rise and its potential effects, amid differing views among experts on government measures, with agreement on the need to adopt an integrated package of reforms instead of relying on a single tool.

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GOVERNMENT ADVISOR: DIGITALIZATION AND INCREASING NON-OIL REVENUES ARE FUNDAMENTAL TO FINANCIAL REFORM.

The economic advisor to the Prime Minister, Mazhar Muhammad Saleh, confirmed that the Iraqi government is following a disciplined financial policy that relies on sound management of the deficit and rationalization of public spending, which has strengthened the confidence of the private sector and reduced the level of uncertainty that was one of the most prominent obstacles to local investment.

Saleh told Al-Furat News that: “The impact of fiscal policy on the volume of local investments varies according to the nature of the sectors. While the energy sectors, especially oil, gas and renewable energies, have the largest share of investment flows due to their attractiveness and profitability, recent years have witnessed a clear shift towards investment in the construction and pharmaceutical industries, as local and foreign investors have begun to pay attention to the growing opportunities in these sectors.”

He added, “The impact of fiscal policy is varied; it is positive for large investment projects through relative financial stability, but it is more influential and effective with regard to small and medium-sized enterprises, as a joint incentive and financing approach has been adopted between fiscal and monetary policy.”

Saleh pointed out that “the most prominent tools of this approach is the establishment of Riyada Bank as a mixed bank specializing in financing small and medium projects with the aim of mobilizing nearly sixty percent of the unemployed workforce through long-term, easy loans, as it is being established with the contribution of private Iraqi banks and with the direct supervision and support of the Central Bank.”

He continued, “In addition to cooperation with specialized international organizations, this was accompanied by extensive initiatives to provide loans to young people and support individual and group projects under the direct supervision of the Prime Minister within the Youth Initiative.”

Saleh explained that “the success of fiscal policy in reducing the deficit depends on achieving a delicate balance between sustaining macroeconomic stability and providing space for growth and investment. A disciplinary policy without a developmental vision may curb economic activity, while uncontrolled expansionary spending leads to a deepening of the deficit gap.”

He added, “Based on this, financial reform programs work to increase non-oil revenues by expanding customs and tax collection, modernizing legislation, and enhancing public financial digitization to reduce leakage and waste, raise collection efficiency, improve the business environment to encourage the private sector to expand and invest, and raise the efficiency of public spending by adopting performance evaluation standards and linking projects to economic feasibility.”

Saleh concluded his statement by emphasizing that “the success of the current fiscal policy is based on combining fiscal discipline to ensure macroeconomic stability and developmental stimulus to expand the production base and encourage local investment. Digitalization, improving non-oil revenues, and enhancing private sector confidence are key pillars for strengthening public finances and achieving more sustainable economic growth in the short, medium, and long term.”

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THE FRAMEWORK REDUCES THE CANDIDATES FOR THE PREMIERSHIP TO 3, AND A COMPREHENSIVE MOVEMENT IS UNDERWAY TO NAME THE PRESIDENCIES.

An informed source revealed on Thursday the three most prominent candidates for the position of Prime Minister, while indicating that next week will witness movement among all political forces to name the three presidencies.

The source told Shafaq News Agency that “meetings are continuing between the forces of the Coordination Framework to decide on the position of Prime Minister and to name the candidate for it, according to the custom followed by the Framework, but this clashes with the position of some of its blocs, which insist on adopting the electoral weight.”

He added that “there are 3 candidates, one of whom will be named through voting within the framework, namely the outgoing Prime Minister Mohammed Shia al-Sudani, the head of the State of Law Coalition Nouri al-Maliki, and the head of the intelligence service Hamid al-Shatri.”

He pointed out that “the two committees formed by the framework will not change the equation for naming the candidate for the position of Prime Minister, because the candidates are from within the Shiite community, and even if a figure is chosen outside of expectations, he will certainly be known to the coordinating framework.”

The Coordination Framework announced last Monday the formation of two committees. The first committee is concerned with forming the government and includes Ammar al-Hakim, Humam Hamoudi and Abdul-Sada al-Fariji, while the second committee is concerned with negotiating with the political parties and includes Nouri al-Maliki, Hadi al-Amiri, Faleh al-Fayyad and Mohsen al-Mandalawi.

On Tuesday, Alaa al-Haddadi, a leader in the State of Law Coalition headed by Nouri al-Maliki, revealed that there is explicit opposition to extending the term of caretaker Prime Minister Mohammed Shia al-Sudani by several forces within the coordination framework, stressing that these forces reject renewing al-Sudani’s term and prefer another candidate.

Al-Haddadi told Shafaq News Agency that there is explicit opposition to extending Al-Sudani’s term by several forces within the framework, namely Asa’ib Ahl al-Haq, Rights and Services, State of Law, and the Sadiqun bloc, according to him.

For his part, Al-Sudani hinted at his desire to head the next Iraqi government, considering that obtaining a second term is not a personal ambition as much as it is an electoral entitlement due to the “Reconstruction and Development” bloc, which he leads, obtaining the highest number of votes in the elections.

This comes at a time when political sources had previously confirmed to Shafaq News Agency that the competition for the premiership is currently limited to al-Sudani and the head of the intelligence service, Hamid al-Shatri, from among 15 candidates who were discussed within the framework, with al-Sudani being favored if he remains within the framework, given the regional and international support he enjoys.

It is worth noting that the Independent High Electoral Commission in Iraq announced, on November 17, 2025, the final results of the parliamentary elections, revealing that the Development and Reconstruction Coalition had won the most seats in parliament with 46 seats.

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AL-KALABI POSES 18 QUESTIONS TO THE FRAMEWORK REGARDING AL-SUDANI’S PERFORMANCE AND CALLS FOR A PUBLIC DEBATE.

Former MP Youssef Al-Kalabi addressed an official letter today, Thursday, to the leaders of the Coordination Framework and the committee tasked with interviewing applicants for the position of Prime Minister, demanding that caretaker Prime Minister Mohammed Shia Al-Sudani be held accountable for a number of files that he said were “documented with evidence,” should the latter apply to occupy the position again.

In his letter entitled “So that we do not forget,” Al-Kalabi said, “It is necessary to ask direct questions to Al-Sudani regarding the size of the internal and external debts that have accumulated during his government’s term, the financial obligations of ongoing projects, the violation of the budget law by not sending the 2025 budget schedules to the House of Representatives, and the mechanism of spending without legislative basis.”

Al-Kalabi called for him to be held accountable for “turning the Council of Ministers into an entity with executive and legislative powers, and his meeting with the leader of Hayat Tahrir al-Sham, Abu Muhammad al-Julani, who is wanted by the Iraqi judiciary under Article 4 of the Anti-Terrorism Law, in addition to preventing the Minister of Finance from attending Parliament and exploiting public funds for political and partisan purposes.”

The letter included criticisms of the government’s performance in the areas of investment, water, combating corruption, managing the oil sector, dealing with the provinces, and withdrawing important laws such as the Popular Mobilization Law and the Civil Service Law, as well as “conflict of interest in the selection of ambassadors, challenging the differences in the Popular Mobilization Forces, and canceling the deduction of the Martyrs Fund.”

Al-Kalabi reiterated his previous call for Al-Sudani to participate in a televised debate, declaring his readiness for a public debate before the Coordination Committee or the media.

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Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,

                                             Just the FACTS!

Disclaimer: All information in this newsletter is not intended for investment decisions / purposes. Mnt Goat is not a financial analyst, planner, banker, attorney or associated in any role with giving out professional investment advice.

Auf Wiedersehen

Much love to ya all,

Mnt Goat

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