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Disclaimer: All information in this newsletter is not intended for investment decisions / purposes. Mnt Goat is not a financial analyst, planner, banker, attorney or associated in any role with giving out professional investment advice.

ABOUT THE NEWSLETTER:

December 16, 2025 Mnt Goat News Brief

Guten Tag everyone:

Bringing you more news. Which road will Iraq chose to follow?

GIVE A GIFT TO MNT GOAT

I decided to allow everyone to give a Free-will GIFT to Mnt Goat on PayPal if you so desire. Here is the link below. Please show your appreciation for all the hard work I do.

I recommend $10-$15 dollars a month or whatever you can afford. Do you realize I write eight (8) Newsletters every month. This is like a second job to me. The only way I know that people are reading and appreciating all the FACTUAL news I bring is through their appreciation. If I do not receive equal appreciation for all the hard work I do, I will simply end the Newsletter and save myself endless hours at the computer. I am tired of this RV saga just as you are. We are now down to the wire and the evidence is showing us the end is very near. I feel this would be a lousy time to end the Newsletter, but that is all up to you.

So, if you haven’t already shown your appreciation for December please reconsider.

 Let’s all try to chip in!

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Psalm 37:4

“Delight yourself in the Lord; And He will give you the desires of your heart.”

STATUS OF THE RV

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If I were you, I would keep the champagne in the frig. The show is not over until the fat lady at the circus sings….. lol.. lol.. 😊 It is early December and the CBI may still go ahead with removing the zeros in time for a January release. Oh… but remember it does not have to happen exactly on January 1^st as there are thirty-one days in the month. They could also change the plan and remove the zeros in early January and release in late January. There are options.

I want to thank everyone for your comments in the blog and expressing how you feel about the RV timeline for Iraq. There are no “opinions”, we must look at the FACTS. We can clearly see that an attempt to reinstate the dinar according to Dr Shabibi’s plan is underway. What we don’t know of course is when. Will it happen in 2026 or 2027? There is much more evidence that everything is pointing to early 2026 for them to normalize the dinar and place it back on FOREX for trading.   

We are told today that parliament will begin its first session on December 29^th. WOW! That is very close. Remember parliament is the first of the three branches of the new Iraqi government that must formed and after the election. So, we see parliament will begin within the window for the early January CBI target. We also know that the new president of Iraq must then be announced and he will eventually introduce the new prime minister. See the recent article titled “A PRESIDENTIAL DECREE SETS THE 29TH OF THIS MONTH AS THE DATE FOR THE FIRST PARLIAMENTARY SESSION.”

The President of the Republic issued a presidential decree on Tuesday setting the date for the first session of the new parliament on December 29, to be chaired by the oldest member.  Also see the article titled “FROM RATIFICATION TO GOVERNMENT FORMATION: CRUCIAL CONSTITUTIONAL STEPS IN THE PATH OF THE NEW IRAQ” for more information. What’s next?

• We have been told that Iraq is going to try the 3-year budget again and there will be another tripartite budget for 2026-2028 and it can’t be opened until it is voted on and passed in the new parliament. Will this be one of the first legislative tasks in the new parliament?
• Do they want to take up the Oil and Gas law and get this mandate completed? Will this be another one of the first legislative tasks in the new parliament?

• Remember the reasoning behind Dr Shabibi telling us that January is the “best opportune time to reinstate the dinar with a significant rate” is that the annual budget its supposed to be ready to open and allocated out to spend in January. But obviously, this may NOT going to be the case but it may be close. Is this maybe why we have not yet seen the removing of the zeros during the fall months as the CBI planned to do? Remember that the CBI is ready but the GOI has to always play catch up.   

To show you just how close we are to the reinstatement in today’s Newsletter we will first be going through a past journey we all just experienced under Al-Sudani as the prime minister working with Ali Al-Alaq in the CBI. We will use a couple recent new articles about the White Paper. Yes, the White Paper sticks its head up again for us to notice about the reforms. What does it say and why are they bringing this up again in two recent articles? Ironically, it seems two economists are debating whether or not the White Paper began the reform process. It is all silly stuff as we all know by our study so far that it did and was the driving force.

If you recall from the White Paper on page 50 it says that the objective of the White Paper initiative is to get the dinar back trading on FOREX paragraph ( c) item 6. Of course I am paraphrasing. But again, there is opposition to the White Paper as these two articles are not very friendly to what the CBI has been doing over these last four years and since the White Paper initiative took hold. The White Paper was written in 2019-2020 but really did not take hold until 2023 when the GOI and CBI began their more positive move to implement it under al-Sudani.

Yes, there were necessary structural banking and financial changes. The reforms had to first take place before FOREX. We witnessed these reforms and so now it is time to move to FOREX. Do you recall these “Pillars of Financial Reform”?

You might want to revisit my link on the blog and refresh your memory on the White Paper. Yes, there is a LINK to actually read the entire White Paper. No guessing, no opinions and especially no TNT, Markz or Bruce rumors……

ITS TIME TO EXECUTE THIS PART OF THE WHITE PAPER!

6. Opening other specialized markets in the country under the umbrella of the Securities
   Commission, i.e. the commodity market, in cooperation with counterpart bodies in other
   countries, and the currency exchange market (Forex).

CONTRADICTIONS.

So, let’s dive deeper into today’s key articles and take a look at the contradictions by the economists. The complete title of today’s controversial article is “DOLLAR RISE, SALARIES CUT, AND NO FOOD RATIONS… EXPERT: IRAQ HAS BEGUN IMPLEMENTING THE “WHITE PAPER”. “On Friday, December 12, 2025, economist Nabil Al-Marsoumi spoke about the repercussions of the “White Paper” adopted by the International Monetary Fund and the World Bank to manage economic crises in developing countries, which Iraq has begun to implement.”

It is obvious by the title alone that the author believes the FOREX move will rise the dollar, cut salaries and end food rations (food stamp program). And yes, it probably will do most of it. Hey Iraqi’s if you are reading my Newsletter today, I am telling you it is going to be much better on the other side once the dinar is on FOREX and investment money and jobs flow into Iraq. You will no longer need food programs designed only to help you through the war-torn embargo/sanctioned days so people didn’t starve. These days are over, get it? It is now time to step out of these dependencies. You will not need low-paying jobs with erratic payment schedules and NO the dollar will not rise as it will be squashed. This author is FEAR mongering.  

Instead, the author should be encouraging what is about to happen and give the citizens the advantages as we have read in so many other recent articles. These economists need to educate not discourage the citizens.

I find it very interesting that the author points out a list of ten (10) items consisting in

 the economic reform package (White Paper) adopted by the International Monetary Fund. Two of which I find are VERY interesting and consist of:

1.Reducing the exchange rate of the national currency and then floating it.

2.Liberalizing all prices and trade.

So, the author points out two parts of the reform package we, as investors, want to see happen. These two items on his list are the real guts of this article for me, how about you? They expose once again what the CBI is about to do and the author apparently does not like it and is criticizing it.  

Then there is the second article titled “MY PERSPECTIVE ON THE DINAR AND ECONOMIC REFORM, BASED ON WHAT DR. NABIL AL-MARSOUMI WROTE ABOUT THEM”. Again most of this is just non-sense. He bashes Al-Marsoumi’s article but he too promises no real solutions for Iraq to progress. His “opinion” actually makes no sense and contradicts most of what the CBI is trying to accomplish. Doesn’t he also realize all the reforms already done and the ongoing Banking Reform Plan? Again, opinions with no real FACTS to back it up are just opinions. It again is short-term thinking. It is not visionary, forward thinking towards a western world of progress and only thinks about the Saddam Hussien era of living in a socialist society. Seems he wants this socialism to continue. I got to tell you I almost fell off my chair when I read such nonsense. Are these two economists Al-Marsoumi and Dr. Shawwan Zangana socialists?  

Although Dr Zangana does make one sound point and I quote from his article:  “Corruption and mismanagement have brought Iraq to this state, and its continuation means the inevitable failure of reform measures. I think the time has come for the marginalized class of the national elite and entrepreneurs in the markets to take their place in the constructive and effective contribution to managing the course of the economy in Iraq, whether those in power accept it or not.” This statement makes me believe this guy lives in his own bubble of a world from the past and has not yet grasps the magnitude of the changes (reforms) that have already occurred over these last four (4) years and are still ongoing with the CBI Banking Reform Plan.

I also do not understand his opening statement and I quote “The “White Paper” was never a reform paper, and it never will be.” To me this statement alone tells us just how out of touch Dr Zangana really is with reality in Iraq. Is he playing politics or economics in his statement? Is he really an educated economic professional?

If he would only take the time to actually read the White Paper, he would clearly see it was a recipe to reform from the standpoint of the three main ‘Pillars of Financial Reform”. The document even goes in-depth on the what has to be corrected. Yes, the White Paper does not address all the solutions but it clearly states it is a “working paper” designed as a starting point to begin the reforms and what areas needed to be addressed. How can this not be about reforms? The CBI has also addressed directly the White Paper in its statements on the reforms taking place. Remember this picture? It was formulated by the CBI.

How many times have I referenced this picture to you? The main driving reforms are right out of the White Paper page 47. Go read it yourself. The picture I present to you is from the CBI as it described these three main areas of concern in a report on this matter in 2023, which they didn’t want to talk about the White Paper perse as it was from another administration. Yes, politics again. They wanted their own version of the White Paper. But the principles and doctrine is the same. In fact, they really never came out with a similar document and just reengineered the White Paper in their actual reform program under al-Sudani. My question now is that al-Sudani has to continue the reforms all the way through and we know he must support the CBI in the removing of the zeros and the reinstatement. I do not want to think about what would happen if the forward-thinking al-Sudani does not get a second term and another prime minister is selected thinking like these two economists Al-Marsoumi and Dr. Shawwan Zangana. Oh boy!

CHANGE IS HARD.

Why do these economists fight this change so much? This is what Ali Al-Alaq, the governor of the Central Bank of Iraq (CBI) has to contend with. It is obvious that these many economists in Iraq are not neutral in their “opinions” and they are bias towards  social programs that drain Iraq and were keeping it back from any progress forward.

This is a reason why I keep telling you it is an uphill battle to finally “normalize” the Iraq dinar and bring it back to its glory days. These economists are short-sided, unprofessional in their studies and do not realize (or want to realize) the true potential of the Iraqi dinar in moving back to FOREX. They don’t realize what is at stake and must first take place and that there is going to be some pain in the process. Or maybe they do realize it and just want try to stop any real progress with their propaganda messages. Are they also backed by Iranian influences and so of course they do not want any real change to their system of opportunities for money laundering to Iran. The ultimate proof of the reforms is the inflation rate and it has been less that 1% for years. This is in part the IMF criteria for STABILITY and yet they don’t even recognize it in any of their analysis.  

Remember also many of these economists in Iraq studied and grew up under Saddam Hussien’s socialist economy and so they are used to giving away freebies to the people as a means of controlling the people. It is apparent their thinking in a capitalistic, free market economy has not yet adjusted and grown. In a free market the people’s wealth comes from the earnings from job salaries, benefits and entrepreneurship. It is not given as handouts. Everyone should have a fair chance to move ahead to the next layer of social standing and wealth class. It should be the government that monitors and helps the process to ensure the constitution and republic is sustained to provide these things.

These economists do not seem to be educated in this thinking. Are these social handouts now what is hurting Iraq and hindering its success as billions have to be paid out each month on government salaries and benefits. Is this choking Iraq? This money can’t be used to rebuild the war-torn Iraqi cities. Everyone seems to work for the government. This is the ‘rentier’ economy that must change. Iraq is too dependent on the oil revenues to keep the economy going. If oil slips so does Iraq. It is funny how in these two economists they do not talk about this, do they?  They offer no solutions only more free handouts. By reading these articles today one can’t help but think that people like these short-sited economists in Iraq are really “part of the problem” and “not the solution”.

WHAT ELSE IS IN THE NEWS?

So, this negative news is mostly propaganda and we can pick out some good aspects from it. As if this news about the resurrection of the White Paper was not enough fake negative news we read in another article titled “HANTOUSH: INTERNATIONAL FINANCING DIFFICULTIES AND EXCHANGE RATE CHALLENGES THREATEN THE STABILITY OF THE IRAQI ECONOMY.” “Economic and banking expert Mustafa Hantoush confirmed on Thursday that Iraqi companies and the private sector are facing significant difficulties in obtaining international loans to finance major projects due to Iraq’s low credit rating and the high costs of guarantees and interest rates on foreign loans.” Really? Is Hantoush just bashing Iraq again? Yes, yet another economists, a downer, that does not truly understand Iraqi economics. Is he too part of the problem and not the solution? I will prove my point when the following article below came out just after Hantoush’s commentary.

😊Then in another article comes out about the Iraq credit rating of a (B-) and again challenges what was said in the other article. This rating is not so bad if you ask me considering that the dinar is still suppressed and the country is growing the way it is. Also, in the recent news about the Iranian militia and the U.S. stance on it. See article titled “FITCH AFFIRMS IRAQ’S CREDIT RATING AT (B-) AND PRAISES “INTERNAL STABILITY”

I quote from the article “The Iraqi Ministry of Finance announced on Monday that the international credit rating agency Fitch has affirmed Iraq’s sovereign rating at (B-) with a “stable” outlook. The ministry said in a statement, received by Shafaq News Agency, that this step reflects international confidence in the ability of the Iraqi economy to maintain its financial and credit stability despite the current global and regional challenges.”

Why is Hantoush so down on Iraq? Is this more propaganda? Again, change is hard.

What I did like about Hantoush’ s article is his statement and I quote “He also noted the existence of “huge amounts of cash held in homes, estimated at 70 to 80 trillion dinars, which have contributed to speculation in the real estate market and an unjustified rise in prices, necessitating a sound monetary policy to control the markets.” He concluded by emphasizing that “the continuation of the current situation without genuine reforms will lead to a deterioration of economic and social conditions, with increased poverty rates and greater pressure on salaries and market liquidity.” So, the pressure mounts even from the economists that realize this stashed cash must be freed up to liquify the banks. As investors following this RV saga we know this probably will not happen until they execute the deletion of the zeroes project and force they to turn in these hordes of money.

Like the U.S. in its last election, Iraq too could never be at a more critical time in its modern-day history, than right now. The results to their last November election will either make or break Iraq. I believe that Iraq will make the correct choice and chose prosperity and growth over the terrorist organizations residing in Iraq. To me it makes common sense they would but we all know this is often not applied in politics…lol..lol..lol… ☹

In the article titled “WHAT AWAITS IRAQIS IS “WORSE THAN OCCUPATION”… A SUMMARY OF WASHINGTON’S MESSAGES AND ACTIONS TOWARDS BAGHDAD – URGENT.” We can see once again the double-edged sword with the dollar. Of course the U.S. is going to use the dollar as leverage to create some sanity in this last election cycle.

How much news have we read about Iraq in ditching the dollar over these last couple years? Yes, they de-dollarized Iraq (except for the black market) and after reading this article today you will fully realize why. I encourage everyone to go read it. It is long and I can’t take up too many pages here to analyze it. I will just add a few comments below.

So, we can clearly see yet more progress today of Iraq stepping out of the sanction mode and moving to the global economy once again and the resistance to it. Yes, it is an uphill battle. We should all know the resistance is caused by too many years in the unwarranted sanction mode and the mindset that set in of thinking that corruption was going to be the future of Iraq and even the rule of law, as just this year parliament was going to take up a bill to legalize and fund the Iranian militia. Of course the U.S. stopped this nonsense. But we must ask what the hell is going on in Iraqi thinking.

Yes, a proxy Iranian puppet state funneling their oil revenues to Iran, meanwhile cities, schools, churches, hospitals, essential services are lacking. The economists today in the articles even complain about the situation in lack of services for the average citizens. But do they realize why? Do they realize trillions, not billions have been stolen from Iraq and how Iraq could have been rebuilt twice over will all this money. Yet Iraqi citizens stay in poverty. Oh boy… sounds like what they wanted to do in the U.S. too feeding and housing all these illegal immigrants, yet there are homeless and hungry American citizens. So, who is behind all this irrational thinking?

In Iraq the main driving force, if you really think about it, is the hinderance of stopping this madness by the continuance to sell oil for dollars only (petro-dollar). This idea was instituted to, so-called help Iraq get through the embargo and then the Chapter VII sanctions. But these sanctions are all over now and so Iraq keeps asking why are we still selling oil for petro-dollars? I ask the same question too…. lol.. lol.. lol.. ☹ Let’s now also forget that right now the dinar is still on the sole de facto peg to the US dollar. Is the dollar really helping or hindering Iraq at this point in time? Is it time to “fully” ditch the dependency on the dollar in all aspects? Yes, all aspects! We see that trade payments have taken a partial step away from the dollar as Iraq is not allowed to pay for imports in any currency. But again, I have to add that the process of dollars has been in place too long already and “so change is hard.” So, this article today is giving us yet more reasons why Iraq has to totally ditch the dollar. The U.S. might use it currently to bribe Iraq once again to do its bidding but this only adds more gasolene to the fire and motivates Iraq even more to DITCH THE DOLLAR. Remember that Iraq can’t ditch the dollar entirely until it changes it sole peg to a basket of currencies, goes back to FOREX trading, floats the dinar. The U.S. knows this is inevitable too.  

This always bring me to yet the point I need to make once again. The point I need to make clearly today is this – is this stagnation and slow movement out of the sanction mode (now almost 4 years) really the reason why Dr Shabibi wanted to remove the zeros and reinstate the dinar way back in 2012-2013? Did he know something back then that we are now only realizing?

Folks that was twelve (12) years ago even before ISIS invaded Iraq and the Iranians moved in. Get it? Then the ISIS war began the following year – coincidental? Did some entity behind the scenes see that it was to becoming more and more increasingly harder to hold back the liberation of the Iraqi dinar under Dr Shabibi? Is this why they ousted him from the CBI and created this ISIS war scenario? Of course, we all should realize by now the December 2012 allegations of corruption in the CBI was a narrative served by Nori al-Maliki probably either by the CIA or the Iranians. Is this why the Obama foreign policy  in the middle east actually favored the Iranians so much? Think about it – he pulled all US troops out of Iraq in December 2012 leaving the door wide opne for ISIS. Didn’t CIA intelligence tell him that ISIS was already in Syria operating and could infiltrate Iraq soon? Of course, this intel came out now. We must step back, clear our minds and ask was this ISIS war intentional and to serve a purpose for Iran. Was it to seed the militia inside Iraq. Is it now time, under Trump, to un-seed these militia out of Iraq? Yes, more corruption that has to be undone. So, this article today really helps us think about what is going on in Iraq.

😊 So, this next article is really all-telling to us investors it is titled “IRAQI FOREIGN MINISTER: ENDING THE UNAMI MISSION IN IRAQ REFLECTS THE PROGRESS AND STABILITY ACHIEVED.”  WOW! WOW! WOW! Could this be the proverbial ‘icing on the cake’ that sounds the alarm to us investors that Iraq is moving to a more normalized phase. A phase better than even before the 1991 invasion? Well folks it has to happen sometime and so why not now. This again is yet more evidence we may in fact be in for a reinstatement soon.

In summary, here we sit it’s December 16, 2025 already and so the RV may still be on target for early January. Who moved my cheese? Nobody has moved the cheese yet. We can clearly see the movement of the GOI towards early January to get the government formed. Remember as long as they don’t open the budget they can still reinstate and even if they do, it’s just easier to manage it when they start the new fiscal year with a new rate. Think about it. They used this same tactic in 2020 when they declared the devaluation of the dinar on December 20, 2020, but it was not effective until January 1, 2021.  I plan to talk more on Thursday about this situation once I review it with my CBI contact on Wednesday. Stay tuned.

Is somebody going to move our cheese again?

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Having read my RV Status for this period when do you think the RV will happen?

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Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,

                                             Just the FACTS!

PRAYING WITH SINCERITY

Many may ask why their prayers are not being answered. Our new Shepard in Rome Pope Leo XIV has given us some direction.

You can purchase a nice pair of Rosary Beads here to pray:

                                         

These prophecies are more important now more than ever. They give us the strength, perseverance and hope that a better time is coming and that God’s Hand is at work behind the scenes. If you just take a second even to look around you at these past three election cycles, how can you deny that God is at work? Are you sleeping or what?

It is amazing and there is no other way that these events could have happened the way they turned out. But there is more to come, much, much more, I assure you! Now that God has his biblical David re-elected, we need to pay attention to what He does next.

NOTE: These prophecies just keep getting better and better, giving us HOPE of a brighter future. But the real reason why I listen to them is that we can actually see what God says He will do is taking place right in front of our noses. It is a confirmation to me that God is real and is still with us forever just as in biblical times.

I am bringing you three prophecies today all dealing with the coming massive shaking. In my blog for years, I talked about resolving the corruption first within both Iraq and the U.S. Don’t we see this now? The U.S. is not allowing Iranian influence within Iraq to takeover. It is going after these terrorist organizations that have taken hold through the militias. Remember that you are not being told everything that is happening behind the scenes. In the U.S. the reason why we are seeing many politicians deciding to not run for re-election office and instead they retire, is that accusations of corruption is on their heels. Watch how God handles these radical Muslim organizations in America. There is a new breed of politicians coming, some are already here. There is a new party(s) that will evolve. It is no longer going to be a two-party corrupt system.

Prophetic Words from prophet: Julie Green

“Big Banks, Big Pharma And Big Insurance Companies Will Soon Be Brought To Nothing”

You can start watching the video at the 18:36 mark.  From Dec 7^th.        

“The Earth Will Shake Like Never Before”

You can start watching the video at the 17:00 mark.  From Dec 13^th.   

I have been waiting for this period of time since the 1980’s when I first read about it in prophecies. The prophecy today coincides with two other prophecies I have heard decades ago. One is by Kim Clement delivered in 2014. The other is in a book called Phoenix Rising by Mary Summer Rain. So, when Julie Green talks about ‘birth pains’ in her prophecy today, my ears opened up, I paid attention. Then you have to listen to Clement’s prophecy to fully understand what Julie and Mary are talking about when God says the earth will be shaken. like never before. I believe this ‘shaking’ part can be viewed in two ways: literal massive earthquakes and the shaking of the corrupt establishment (through more exposure and justice) that finally breaks their backs once and for all.

We are at the end of 2025 and so it is uncanny, almost scary in what is in these prophecies today. I call this a ‘convergence of prophecies’ and I have been waiting for this period for so long. No, I do not welcome it, and I wish it did not have to happen, but it is now here, and God has a purpose for it.

KIM CLEMENT:  A PROPHETIC WORD

“A WARNING THE FOR END OF 2025″

Will we see this prophecy now? We are at the end of 2025 and so is this shaking going to magnify? I think he is talking about Yellowstone National Park and its activity. Geologists say that this area used to be an ancient volcano that could blow and would destroy much of the surrounding area. God says through Julie Green’s prophecy today that God will limit the damage as it has the potential to destroy half of America in full force.

We are now witnessing the fall in the season of fall, that he mentions.

Listen how he talks about December, I believe it is the month we are in right now. God is going to release resources and we shall rejoice.

PROPHECIES FULFILLED—ANTI AMERICAN

We will have to face the radical Muslim communities situated in America sooner or later, but we will have to do something about them. Why not sooner. They have infiltrated America through lack of immigration law enforcement. More evidence that the leaders of these communities want more than to live free and raise families. They want control and power to instill Sharia law. Anyone who apposed it must die. This is their teaching. This is as radical as it gets.  

IS THE FEDERAL RESERVE BEING REPLACED?

It’s coming – Scott Bessent reveals what should REPLACE the Fed Reserve. There may be some major changes next spring. Let’s see what happens. Isn’t this exciting?

THE EXPOSURE OF CORRUPTION IN MINNESOTA HAS ONLY BEGUN.

You simply have to see this video to get an idea on just how bad and corrupt Minnesota really is and this is only the beginning. God, through his prophets has said it will all be exposed and justice will prevail and so it is.  

OPERATION ‘TWIN SHIELD’ IS WINDING DOWN AND HERE IS WHAT IT FOUND. JUST A TASTE…

LET THE CLOWN SHOW BEGIN…

HOW DID SHE GET ALL THAT MONEY?

For politicians on both sides of the isle we must begin to ask how they gained so much wealth in such short periods of time. For Ilan Omar it’s $30M in such a short period of time (3 years). Today let’s take a look at one in particular who put herself in the spotlight and deserves to be investigated along with others. Will this be her ultimate doom? Did she take some of that $1B “Feeding Our Future” welfare fraud money? How deep is she into this fraud? So how did she get all that money?

‘TREASON?’: ILHAN OMAR ACCUSED OF EXPLOSIVE CRIME

Is this all just hype? Can they really deport her? The pressure is building as more and more FACTS come out about who she really is and what she really represents.

CORRUPTION IN CALIFORNIA IS MUCH WORST THAN MINNIAPOLIS

Oh boy…. $24B missing! No one knows where it went? You won’t BELIEVE what the FBI just found on Gavin Newsom!!! Actually, it’s not so hard since we all know the guy is a dirtbag. so much for his governorship as a steppingstone to the Whitehouse. It’s so laughable I want to cry. How could this be happening in America?

By Dr. Steve Turely

SURPRISE! SURPRISE! HALF OF MINNESOTA VISAS ARE ‘FRAUDULENT’

LEAKED VIDEO OF ILHAN OMAR FUND RAISING RALLY RAISES SERIOUS QUESTIONS

What country is she really loyal to? Is it the U.S. or Somalia? Was Trump right?

This video should scare the pants off of everyone. Who the hell do these people think they are? Look carefully as Omar is beside him smiling and supports at what he says. This is her fund-raising rally.

I have created a brand-new “Post RV Workshop” page in the blog. I included my own personal tips on investing post-RV and also organizing and protecting your estate. Here is the LINK. Going forward I will only post new and exciting information and opportunities here on the Latest Newsletter as they come along. Later I will transfer it to the ‘Post RV Workshop’ page in subsequent Newsletters for your future reference.

Just so you know I absolutely DO NOT adhere to high-risk investments where you can lose it all in a flash. Look at it this way – you are going to have all this money. Most of us investors waited decades for this RV to happen and so why would you even think about pissing is all away in some high-risk gamble of an investment. Yes, there are going to be scammers out there but let’s talk about legitimate investment opportunities only. These scammers can suck you dry and there is not a damned thing you can do about it. Go to a legitimate wealth manager associated with your bank. Let the licensed experts advise you. Please, please stay away from idiots like MarkZ, TNT Tony, Bruce on the Big Stupid Call, etc. , etc.

TRUMP FLOATS ZERO INCOME TAX PLAN STARTING WITH BIGGEST REFUNDS EVER

The Trump administration is slowly rewriting the entire federal tax code.

Give it time as the country will finally realize that with the right-offs half the country does not pay income tax anyhow. It makes common sense that if you keep adding exceptions and eliminate taxes in the tax code, they why even have an annual filing process? Yes, we can see what is happening. A slow methodical breakdown and then replacement of how revenue is to be collected for the federal government in the near future. But these changes will have to get through congress and congress must remain within the conservative power base.

DOLLAR RISE, SALARIES CUT, AND NO FOOD RATIONS… EXPERT: IRAQ HAS BEGUN IMPLEMENTING THE “WHITE PAPER”

(Mnt Goat: It is important to remember that when in many of these articles they normally talk about ‘raising the rate” of the dinar they actually mean raising the sanctioned rate i.e. 1320 to 1440 and this is a devaluation. And when they normally talk about ‘ reducing the rate” of the dinar they actually mean lowering the sanctioned rate i.e. 1320 to 1166 and this is a revaluation)

On Friday, December 12, 2025, economist Nabil Al-Marsoumi spoke about the repercussions of the “White Paper” adopted by the International Monetary Fund and the World Bank to manage economic crises in developing countries, which Iraq has begun to implement.

In a blog post followed by Al-Jabal, entitled “The First Option for Economic Reform (The White Paper)”, Al-Marsoumi said that “the International Monetary Fund and the World Bank believe that economic crises in developing countries are caused by errors in macroeconomic policies in developing countries, and that correcting this requires making fundamental changes to these policies, even if it is at the expense of social goals and the poor.”

He added, “The economic reform package adopted by the International Monetary Fund consists of:

1.  Reducing the exchange rate of the national currency and then floating it.

2.  Raising the interest rate and setting credit ceilings.

3.  Gradually reducing government subsidies for government goods and services.

4.  Reducing public spending on goods and services.

5.  Reducing the salary budget and limiting the appointment of graduates in government institutions.

6.  Restructuring and privatizing loss-making public sector institutions.

7.  Reducing social transfer expenditure items, particularly with regard to subsidizing the prices of essential food commodities.

8.  Raising energy prices to the level of global prices.

9.  Raising tax rates, increasing tax revenue, reorganizing and creating other tax bases, imposing direct taxes or policies related to indirect taxes, as well as increasing the taxpayer base, reducing tax exemptions, developing collection methods, and combating tax evasion.

10.   Liberalizing all prices and trade.

Al-Marsoumi pointed out that “Iraq actually began implementing the IMF reform program, under the banner of the White Paper in 2020, after the collapse of oil prices as a result of the spread of Corona and the closure of the global economy. The White Paper was supposed to implement the following measures:

1.  Reduce the wage and salary bill from 25% of GDP to 12.5% ​​within three years.

2.  Restructuring the public sector salary scale by halting new recruitment and replacement processes in the public sector.

3.  Applying income tax to employee allowances, incentives, bonuses, and other benefits.

4.  Reducing total government support from 13% of GDP to 5% over three years, which extends from electricity and fuel fees to canceling the ration card and limiting it to those covered by the social protection network after its rationalization, which ultimately means higher prices for fuel, electricity and food, and consequently higher levels of inflation in the Iraqi economy.

5.  Raising the exchange rate of the dollar against the Iraqi dinar, which actually happened in Iraq and which had a negative impact on the poor and even middle class in Iraq after the government raised the dollar exchange rate by 23% against the Iraqi dinar.

Al-Marsoumi concluded his post by saying: “In general, implementing the White Paper reforms entails a heavy social cost borne by the poor and those with limited income, and this will push us to publish another possible option that could be a national option for reform.

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MY PERSPECTIVE ON THE DINAR AND ECONOMIC REFORM, BASED ON WHAT DR. NABIL AL-MARSOUMI WROTE ABOUT THEM.

By Dr. Shawwan Zangana

12.14.25

With all due respect to you, my dear professor Dr. Nabil Al-Marsoumi, and with all due appreciation for your knowledge and expertise, from which I have always benefited, I hope you will allow me to present the following points to you, in response and commentary on what you wrote about economic reform a few days ago, as follows:

1. The “White Paper” was never a reform paper, and it never will be. In it, the wrong measures and government corruption were imposed on the people, as they were exposed to inflation due to the reduction in the exchange rate of the dinar, and stagnation prevailed in the markets due to the contradictions in the economic measures, not to mention the exploitation of the economic crises by those in power and their entourages to make profits and accelerate the wheel of smuggling.

2- I agree with you, my dear professor, that the economic crises in developing countries are caused by errors in macroeconomic policies, and I also agree with you on the necessity of cooperating with the International Monetary Fund and the World Bank. However, I do not agree with you, nor with the pillars of the Iraqi government that approved the “White Paper” prepared by the World Bank, with nominal Iraqi participation, regarding many of the items and measures contained in the ill-fated White Paper.

I do not agree with placing the plans to address the Iraqi economic crises under the authority of the World Bank or others. Rather, I call for the solutions to be purely Iraqi, in cooperation with international financial institutions, as Iraq is full of good economic personnel, both inside and outside the government.

3- In my view, seeking to reduce the exchange rate of the Iraqi dinar is an economic crime that should only be resorted to in extreme emergency situations, when other means are exhausted. Iraq has multiple available means to address its economic crises, such as borrowing, rationalizing the budget, reforming food rations and social welfare, regulating salaries, limiting appointments, and eliminating underemployment, among others. These measures will be painful, as you mentioned, but they are certainly better than the effects of stagflation, which will burden the rich before the poor.

4- Floating the Iraqi dinar, in the current state of the Iraqi economy, contradicts the most basic rules of economics, not to mention its contradiction with reason and logic. Economically, floating occurs in a balanced free market where there is a real opportunity to achieve a fair exchange rate. This is impossible to achieve in the current Iraqi economy, as the only party that possesses dollars and hard currencies is the Central Bank of Iraq. As for the Iraqi market, it obtains hard currencies from the Central Bank, because Iraq is an importing country and not an exporting one, and most traders do not possess hard currency because they do not export, but rather they depend on the Central Bank to provide foreign currency liquidity. Consequently, there is no balanced market in which hard currency is available to everyone, and it is a market governed by what the Central Bank provides of hard currency, so competition becomes impossible, and achieving a fair exchange rate becomes impossible.

5- Promoting the idea of ​​floating the dinar and reducing its exchange rate in the markets and among the general public is extremely dangerous. It is a preemptive move for possible future measures that may not happen, and if they do happen, they may not be soon. Occupying the markets with this type of idea presented as a solution is harmful and not beneficial. Therefore, I recommend staying away from it and leaving the idea of ​​floating the dinar and reducing its exchange rate to the next government.

6- The economic reform process will be harsh and costly for the poor and those with limited and middle incomes, as you mentioned. The government must strive to alleviate the burden of this harshness and cost by improving economic, security, and social performance, and by formulating a national reform paper, with the participation of the concerned parties, the government, society, and markets, and with the assistance of local, international, and UN financial institutions.

6- Economic reform measures will not be effective unless they are accompanied by good intentions from those who take them. Corruption and mismanagement have brought Iraq to this state, and its continuation means the inevitable failure of reform measures. I think the time has come for the marginalized class of the national elite and entrepreneurs in the markets to take their place in the constructive and effective contribution to managing the course of the economy in Iraq, whether those in power accept it or not.

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HANTOUSH: INTERNATIONAL FINANCING DIFFICULTIES AND EXCHANGE RATE CHALLENGES THREATEN THE STABILITY OF THE IRAQI ECONOMY.

Economic and banking expert Mustafa Hantoush confirmed on Thursday that Iraqi companies and the private sector are facing significant difficulties in obtaining international loans to finance major projects due to Iraq’s low credit rating and the high costs of guarantees and interest rates on foreign loans.

Hantoush added, in a statement to Al-Maalouma, that “the Iraqi banking system is going through a difficult period, with the possibility of several banks exiting the market, which limits the ability of domestic financing to cover major projects.” He pointed out that “international financing depends heavily on sovereign guarantees provided by the state, which remain limited in Iraq.”

He noted that “the cost of external financing has risen significantly, with interest rates increasing from 5% to approximately 8-9% due to the risks associated with Iraq’s credit rating, placing additional burdens on Iraqi investors.”

Regarding the dollar exchange rate, which has reached 2,000 dinars, Hantoush affirmed that “Iraq is experiencing relative monetary stability, and the Central Bank has no intention of changing the exchange rate at present, despite speculation about the incoming government’s intentions in this regard.”
He warned that any “exchange rate adjustment without addressing the root causes of the country’s financial problems would be a half-measure, potentially leading to widespread negative consequences, including increased poverty rates and a decline in the value of salaries, thus exacerbating the suffering of large segments of the population.”

He explained that “Iraq possesses substantial resources in the form of government assets estimated at hundreds of billions of dollars, in addition to vast tracts of land and real estate, but the weakness in combating corruption and activating tax collection hinders the effective utilization of these resources.”
He pointed out that “seriously confronting corruption and activating domestic revenues could reduce the need to adjust the exchange rate or resort to temporary solutions that could harm the economy and society.”

He also noted the existence of “huge amounts of cash held in homes, estimated at 70 to 80 trillion dinars, which have contributed to speculation in the real estate market and an unjustified rise in prices, necessitating a sound monetary policy to control the markets.” He concluded by emphasizing that “the continuation of the current situation without genuine reforms will lead to a deterioration of economic and social conditions, with increased poverty rates and greater pressure on salaries and market liquidity.”

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Deadly weapon….

WHAT AWAITS IRAQIS IS “WORSE THAN OCCUPATION”… A SUMMARY OF WASHINGTON’S MESSAGES AND ACTIONS TOWARDS BAGHDAD – URGENT 

While political forces in Baghdad are preoccupied with negotiations to form a new government and address post-election obligations, an Iraqi voice from Washington, privy to the inner workings of American decision-making, paints a harsher picture. Intifadh Qanbar , a resident of the US capital and privy to the behind-the-scenes workings of the Iraqi situation, succinctly summarizes these fears with a shocking statement: what awaits Iraq could be “worse than occupation,” because the next battle may not be fought with tanks on the ground, but rather with a financial weapon: cutting off the dollar supply to Baghdad if the political class fails to meet the conditions presented by US President Donald Trump’s envoy, Mark Savaya. This assessment raises a weighty question: what does it mean for the flow of dollars from the US Federal Reserve to become a central bargaining chip in Washington’s relationship with Baghdad under the current Trump administration, and how might such a battle impact a fragile economy that is almost entirely dependent on the US currency?

From America to Baghdad… a warning about a “deadly weapon”

In numerous media appearances and commentaries, Intifadh Qanbar emphasized that Iraq faces not so much the threat of a new military invasion as it does a financial one that could paralyze the state from within. His warning is not about a theoretical possibility, but rather an escalating trajectory whose signs began to appear years ago when the US Treasury and the Federal Reserve tightened restrictions on the currency auction and excluded several Iraqi banks from dollar transactions under the pretext of their involvement in currency smuggling and financing networks linked to Iran. From this perspective, Qanbar’s talk of “something worse than occupation” becomes an attempt to describe a scenario that requires no soldiers on the ground: it would suffice for Washington to gradually or suddenly tighten the flow of dollars, and for employee salaries, food and medicine imports, the value of the dinar, and the daily lives of citizens to become hostage to a political-financial decision made in New York and Washington.

The Iraqi dollar dilemma… when oil revenues pass through the Federal Reserve gate

Since 2003, a special mechanism has been in place for managing Iraqi oil revenues. The funds are deposited in accounts at the Federal Reserve Bank of New York before being used to finance Iraq’s imports and meet the budget’s dollar needs. This arrangement has made the United States an involuntary partner in Iraq’s financial cycle, and the Fed accounts a mandatory gateway for every dollar entering Baghdad.

Simultaneously, the Central Bank of Iraq continued to operate a currency auction to cover imports and private sector transfers, which opened the door to smuggling, corruption, and exploitation of the gap between the official and parallel exchange rates. With mounting suspicions that billions of dollars were leaving Iraq for neighboring countries through money laundering and the financing of sanctioned networks, Washington began to view this as a vulnerability that could be used as both a tool for punishment and control.

In recent years, the US Treasury has translated this vision into concrete steps:

Tightening controls on the electronic platform for foreign transfers, barring several banks from accessing dollars, imposing rigorous scrutiny on every transfer transaction, and even rejecting requests suspected of being linked to sanctioned entities or smuggling networks. This experience has shown Iraqis, in practice, what it means for the life of the economy to hang by a single thread called “Federal Authority approval,” and it has given Qanbar’s words today added weight, because Iraqis have seen firsthand how a series of US measures can drive up the dollar on the parallel market, disrupt markets, and put pressure on the government within weeks.

Savaya’s conditions… from factions to the dollar

At this critical juncture, Trump’s envoy to Iraq, Mark Savaya, arrived with a list of demands that reportedly represent the new administration’s core thinking toward Baghdad: a unified state and a single armed force; a halt to the funding of armed factions with public funds; control over the smuggling of dollars to Iran, Syria, and Lebanon; and a clearer definition of Iraq’s role in the equation of the conflict between Washington and Tehran. While these conditions have not been officially announced in full, they are being circulated behind the scenes as the “ceiling” of the American position in the coming phase, with the Federal Reserve’s leverage and the dollar’s influence being the most effective tools to push Baghdad toward this ceiling.

From this perspective, Qanbar interprets the situation as a shift from a phase of “advising and warning” to one of “dictating through financial instruments.” If the dominant forces in Baghdad—politically and militarily—accept the American conditions, the dollar can continue to flow with some restrictions and controls. However, if they decide to persist in their duplicitous stance, Qanbar believes that the American response this time will not take the form of statements and protest notes, but rather a gradual tightening of dollar channels, which could, at its most extreme, lead to a severe restriction or near-freezing of the use of Iraqi dollar reserves.

What does “cutting the dollar” mean in practice?

When Qanbar warns against “cutting off dollars to Iraq,” he is not necessarily referring to a complete and immediate halt to all transfers, as this would be a costly scenario for everyone and would unleash global financial chaos, something Washington does not want. What he is talking about is closer to a gradual punitive approach, which could include:

A wider crackdown on Iraqi banks and the denial of more of their ability to deal in dollars, which turns them into local institutions unable to finance foreign trade; tightening the ceilings on transfers allowed through the platform, which pushes traders to the black market, raises the exchange rate and weakens the dinar; and perhaps at an advanced stage, using the reserves card itself, by imposing certain formulas for their use or threatening to freeze part of them if it is considered that the Iraqi government is proceeding with policies that contradict American demands.

In such a scenario, the difference between military occupation and financial pressure becomes clear: the former destroys infrastructure and leads to direct armed clashes, while the latter gradually strangles the state from within, turning every issue—from salaries to electricity to food—into a bargaining chip on the political table. It is precisely here that Qanbar’s talk of “something worse than occupation” seems more like a warning of a silent collapse, one where tanks aren’t visible in the streets, but citizens witness it daily in a soaring exchange rate, stalled projects, and a government unable to fulfill its obligations without federal approval.

Does Iraq have any real options for escaping the grip of the federal government?

Faced with this scenario, there is much talk in Baghdad about “diversifying partners” and turning towards China and Russia, settling transactions in currencies other than the dollar, or even building reserves in other currencies. However, these ideas clash with a number of hard realities: Iraqi oil is still priced in dollars, global markets still use the dollar as the benchmark currency, and the Iraqi banking system is structurally weak and, in its current state, incapable of managing the shock of a sudden transition to a new settlement system. Furthermore, any significant shift away from the dollar requires a different international political framework and a considerable amount of time to build the confidence of markets and financial institutions—a luxury that seems unattainable given the fragile economic and social situation and mounting internal pressures.

In this sense, talk of “escaping the grip of the Federal Reserve” may be a long-term strategic goal, but it is not a realistic shield against the rapid pressure scenarios that Qanbar warns of. In the short term, Iraq remains largely exposed to American leverage, making the real arena for maneuver not only economic but also political: Where does Iraq stand in the struggle between the axes, how does it distribute the cost of its relations with Washington and Tehran, and what discourse does it use to manage the issues of factions, weapons, and the state?

The question of the moment: Will Baghdad learn before it’s too late?

Qanbar’s warning is based on the conviction that Washington, in its new iteration, does not intend to maintain the status quo; and that Savaya’s visit to Baghdad is not a courtesy call but rather the beginning of a serious pressure campaign whose objective is “either a genuine change in the behavior of the Iraqi state, or facing a system of harsh pressure, foremost among which is the weapon of the dollar.” In contrast, Savaya presents himself, in his statement, as a “partner ready to support,” affirming that the United States, “under the leadership of President Trump, stands fully prepared to support Iraq during this critical phase,” and that he and his team are “committed to working closely with Iraqi leaders to establish a strong state, a stable future, and a sovereign Iraq capable of shaping its own destiny in the new Middle East.”

Between Qanbar’s warning of “something worse than occupation” if the federal system is used as a punitive weapon, and Savaya’s talk of a “unified and rational option” that opens the door to American support, a new framework of pressure on Baghdad is taking shape: the stick of the dollar on one hand, and the carrot of “support and partnership” on the other. In this narrow space, the Iraqi state faces a new test: Does it possess the ability to formulate a unified and balanced position that spares the country a scenario of financial strangulation and prevents its reserves and oil revenues from becoming a tool for reshaping its political decision-making? Or will continued hesitation and internal conflict give Washington the pretext to use its harshest tools, leaving Iraqis suddenly at the heart of a suffocating financial crisis, unlike occupation in its outward appearance, but potentially surpassing it in its profound impact and its ability to shatter what remains of the state’s capacity to control its economic and political destiny?

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IRAQ’S OIL REVENUES ARE A PLENTIFUL ASSET, BUT THEY REQUIRE STRUCTURAL REFORMS.

 Iraq’s oil revenues indicate a financial surplus sufficient to cover expenses, but the challenges in managing public funds and developing projects and services call for comprehensive reforms to ensure the achievement of sustainable development.

Jamal Kojar, a member of the Finance Committee, confirmed on Friday that Iraq’s oil revenues are sufficient to cover operational financial needs, noting that the country needs reforms, as it does not rely solely on the budget, but also needs projects, development, services, and other things.

Koger explained that “the current government is legally obligated to prepare the draft budget by October 15, 2025, according to the Financial Management Law, and the government is in place until that date, while the next government will be tasked with putting its stamp and comments on the draft and proceeding with its approval.”

The Iraqi economy is heavily dependent on oil revenues , which constitute the largest part of the state budget, while non-oil revenues represent only a small percentage.

Despite the abundance of these revenues, Iraq faces significant challenges in managing public funds and developing projects and services, highlighting the need for comprehensive structural reforms.

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WILL HALF OF IRAQ’S BANKS DISAPPEAR?

Is facing a sensitive stage with the start of the implementation of the comprehensive reform plan developed by the Central Bank, which, according to estimates, may lead to the exit of a number of private banks through mergers or withdrawal from the market.

These developments come at a time of escalating depositor concerns, particularly following past failures, which threaten confidence in the banking system.

As the debate intensifies regarding the future of dozens of small or struggling banks, Wadih al-Hanzal, head of the Association of Iraqi Private Banks, stated that Arab and Gulf banks have expressed a genuine and serious desire to enter the Iraqi market. In remarks to journalists, al-Hanzal added that Iraq is currently undergoing one of its most profound phases of banking reform, based on a roadmap developed by the Central Bank to restructure the sector. This process may lead to significant mergers or divestments to ensure compliance with international standards and strengthen the banking sector.

Al-Hanzal revealed that the Iraqi banking sector may witness a wave of mergers or significant divestments, indicating that the number of banks, currently around 60, “may be halved or less,” in response to directives from the Central Bank, which he described as “clear reform messages,” even though they have not been officially announced. He affirmed his support for this approach, stating that it will lead to a stronger and more efficient banking sector.

This proposal is consistent with the statement issued by the Central Bank of Iraq, which affirmed its commitment to proceeding with comprehensive reform, and its keenness to enhance financial stability and focus on structural reforms that maximize local revenues and support the government’s directions in diversifying the economy.

A suitable environment for reform

Samir Al-Nassiri, advisor to the Association of Iraqi Private Banks, confirmed that the Central Bank’s procedures and efforts, in partnership and consultation with private banks, have resulted in creating a suitable environment to begin implementing the goals and programs of the banking reform project, which is being carried out in coordination with the government and the global consulting firm Oliver Wyman.

He explained to Al-Araby Al-Jadeed that this project aims to build a strong, modern and flexible banking sector, capable of supporting the rapid growth of the national economy, contributing to raising the gross domestic product and enhancing the market value of the banking sector.

Al-Nassiri stressed that there are efforts to empower and grow the private banking sector during the period 2025–2028, through developing the banking system and its compliance with international standards, building a flexible and modern sector, enhancing citizens’ confidence and international recognition of its transparency.

He emphasized the need to rehabilitate restricted and weak banks to fully resume operations, and to restore banks to their core role of financing and lending to promote financial inclusion, drive the transition to a digital economy, and draw funds out of the banking system. He explained that the reform will also include restructuring the banking sector and merging banks that wish to create large banking entities capable of attracting institutional investors, in accordance with the ownership structure ratios adopted by the Central Bank.

Bank mergers

Financial and banking expert Mahmoud Dagher stressed that the banking reform plan was developed to improve the performance of Iraqi banks and improve their international ranking, explaining that the consulting firm “Oliver Wyman” in cooperation with the Central Bank drew up the details of the reform plan and its stages without including any intention to reduce the number of banks.

Dagher told Al-Araby Al-Jadeed that the plan targeted one of the most important requirements for improving performance: increasing capital, in line with global trends, where international banking institutions possess substantial capital reserves. He added that the plan offered banks the option of mergers as a tool to bolster their capital, while also allowing viable banks to continue operating independently. He emphasized that it is impossible to predict a reduction in the number of banks “by half or a quarter,” as this is not the primary objective of the reform. He explained that one of the factors improving bank performance worldwide is mergers, which increase their resilience and ability to withstand risks. He stressed that reforming state-owned banks must precede reforming private banks, given that state-owned banks control 85% of deposits in Iraq and 90% of banking assets, making them the largest and most influential players in the banking system.

Depositors’ concerns

For his part, economic researcher Mustafa al-Faraj affirmed that depositors’ concerns represent the greatest challenge to the reform process, especially after the experiences of some banks defaulting on deposits, which has generated a growing crisis of confidence among the public. Al-Faraj emphasized that protecting depositors’ funds has become a direct responsibility of the Central Bank of Iraq, as the licensing and supervisory body for banks, and it must fully guarantee their rights during any merger or restructuring process.

He explained to Al-Araby Al-Jadeed that the number of private banks, which exceeds 60, does not reflect the strength of the sector, but rather reveals fragmentation and weakness in capital efficiency, because some of these banks do not provide actual banking services and do not contribute to lending or real economic activity, and rely in their work on limited activities or ineffective speculations.

Al-Faraj explained that the merger, despite the reservations of some shareholders, constitutes a reform step that gives the banking sector a higher ability to compete, raises the level of public confidence, and transforms banks into effective tools in supporting the economy instead of remaining mere nominal or inactive entities.

Banks under threat

In this context, economic researcher Ahmed Sabah confirmed that the Central Bank’s plan to restructure the banking sector will push a number of weak banks to merge or exit, especially banks that have faced sanctions or restrictions from the US Treasury Department or have failed to meet compliance and capitalization requirements, making their continued presence within the financial system a matter that requires radical review.

He explained to Al-Araby Al-Jadeed that the danger posed by these banks is not limited to their poor operational performance, but extends to their use, in some cases, as potential channels for money laundering and dollar smuggling. This is due to the absence of internal controls and weak auditing and governance systems, which has led international bodies to take a stricter approach towards them. Sabah stressed that the continued operation of these banks poses a direct threat to market stability and depositors’ confidence, emphasizing that their restructuring or exit from the market has become essential to protect the financial system, enhance transparency, and ensure a stronger banking environment capable of supporting the national economy.

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TODAY, SUNNI FORCES ARE HOLDING AN “IMPORTANT” MEETING TO DECIDE ON THE NOMINATION OF THE SPEAKER OF PARLIAMENT.

The “National Political” Council, which unites the Sunni forces that won the 2025 parliamentary elections, intends to hold an “important” meeting on Thursday to decide on the nomination of the Speaker of the Iraqi Parliament.

A senior official in the council told Shafaq News Agency that “the leaders of the National Political Council will hold an important meeting this evening, Thursday, at the home of the leader of the Azm Alliance, Muthanna al-Samarrai, in the presence of all the council’s leaders, to decide on the nomination of the next Speaker of Parliament in a consensual manner among all the Sunni political forces.”

The source, who asked not to be named, added that “the most prominent candidates for the presidency of the House of Representatives are (Mohammed al-Halbousi, Muthanna al-Samarrai, Thabit al-Abbasi) and perhaps new names will be put forward during today’s meeting, including (Haiba al-Halbousi, Mahmoud al-Qaisi).”

He pointed out that “the leaders of the council are in contact with the leaders of the Shiite Coordination Framework to coordinate positions and prevent any veto on the name of any figure that the Sunni political leaders may agree on, in order to prevent opposition to them and to ensure a vote in favor of whoever is chosen in the first session of the new parliament.”

On Wednesday, Azam Al-Hamdani, a leader in the Al-Azm Alliance, revealed that the date for the third session of the National Political Council had been set, and indicated that it would be dedicated to discussing the candidate for the presidency of the Iraqi parliament.

Al-Hamdani told Shafaq News Agency that “the National Political Council will resume its sessions that it held last week at the home of the head of the Progress Party, Muhammad al-Halbousi,” indicating that “the next session will be the third and will be held at the home of the head of the Azm Party, Muthanna al-Samarrai, and the meeting is expected to be held tomorrow, Thursday, or next Sunday.”

He explained that “the third session will be held to resolve the issue of entitlements within the Sunni bloc, and what is related to the presidency of the House of Representatives and the rest of the other positions within the government formation, in addition to completing the process of building the state through building the Iraqi government with the participation of everyone.”

Last month, the Sunni alliances and parties that won the elections announced the establishment of the “National Political Council”.

This came during an expanded meeting held at the initiative and invitation of the head of the Sovereignty Alliance, Khamis al-Khanjar, in Baghdad, with the aim of unifying visions and positions regarding major national issues and strengthening joint work between political leaders and blocs, according to a statement issued at the time.

According to the final election results, Sunni forces won 77 seats, making the reshaping of alliances a crucial factor in the negotiations to form the next government.

Last Monday, the Independent High Electoral Commission sent the final results of the sixth parliamentary elections to the Federal Supreme Court (the highest judicial authority in Iraq) for ratification.

Shafaq.com

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IRAQ ACHIEVES A SIGNIFICANT LEAP IN ITS OIL EXPORTS TO AMERICA, SURPASSING SAUDI ARABIA.

The U.S. Energy Information Administration announced on Thursday that Iraq’s oil exports to the United States totaled more than 7 million barrels during November, an increase of more than 2.5 million barrels over the previous month.

The administration stated in a table seen by Shafaq News Agency that “Iraq exported 7.920 million barrels of crude oil to America during the month of November, up from the month of October, in which Iraqi oil exports amounted to 4.495 million barrels.”

She added that “Iraq exported an average of 149,000 barrels per day of crude oil to America during the first week of November, while it exported an average of 92,000 barrels per day in the second week, an average of 397,000 barrels per day in the third week, and an average of 435,000 barrels per day in the fourth week.”

The U.S. Energy Information Administration explained that “Iraq ranked third in its exports to America last month, after Canada, which ranked first as the country exporting the most oil to America, followed by Mexico.”

The administration noted that “Iraq came in first place among Arab countries as the largest exporter of oil to America, ahead of Saudi Arabia, which came in second with exports of 7.380 million barrels, and Libya came in third with exports of 1.440 million barrels.”

Shafaq.com

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IRAQI FOREIGN MINISTER: ENDING THE UNAMI MISSION IN IRAQ REFLECTS THE PROGRESS AND STABILITY ACHIEVED.

United Nations Secretary-General Antonio Guterres expressed his pride in the ongoing cooperation with Iraq on Saturday, while Iraqi Foreign Minister Fuad Hussein affirmed his country’s appreciation for the international organization’s role during previous phases.

A statement from the Iraqi Ministry of Foreign Affairs, received by the Iraqi News Agency (INA), stated that “Foreign Minister Fuad Hussein received the Secretary-General of the United Nations, Antonio Guterres, upon his arrival at Baghdad International Airport.”

The statement explained that “this visit came on the occasion of the announcement of the end of the work of the United Nations Assistance Mission for Iraq (UNAMI), after years of carrying out its tasks in supporting the political process, promoting stability, and providing advice and assistance in various fields.”

During the reception, the Minister affirmed the Iraqi government’s appreciation for the role played by the United Nations and UNAMI in supporting Iraq during previous phases, noting that “the termination of the mission’s work reflects the progress and stability achieved, and embodies Iraq’s ability to manage its national affairs and strengthen its sovereignty and constitutional institutions.”

For his part, the Secretary-General of the United Nations expressed his “pride in the existing cooperation with Iraq,” stressing “the continued support of the international organization for Iraq through new cooperation frameworks that are appropriate for the next stage, and that enhance sustainable development and international partnership.”

United Nations Secretary-General Antonio Guterres arrived in Baghdad this morning to participate in the official ceremony marking the end of the mandate of the United Nations Assistance Mission for Iraq.

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FROM RATIFICATION TO GOVERNMENT FORMATION: CRUCIAL CONSTITUTIONAL STEPS IN THE PATH OF THE NEW IRAQ

Member of Parliament, Muhammad Jassim Al-Khafaji, revealed today, Sunday (December 14, 2025), the constitutional steps for forming the Iraqi government after the Federal Court approved the lists of elected MPs in the sixth session.

Al-Khafaji explained in a statement received by “Baghdad Today” that “the ratification of the lists of deputies by the court may be imminent, with the possibility that the court will ratify all the names or exclude some of them.”

He added: “After ratification, the President of the Republic calls for the first session of the House of Representatives to be held within a period not exceeding 15 days, during which the 329 representatives will take the constitutional oath, and then the Speaker of the House and his two deputies will be elected, with each member having the right to nominate himself.”

He added that “after that, the nomination process for the presidency will be open for three days, according to the conditions of the law, which include that the candidate must be over 40 years old, have a university degree, political experience, and a good reputation. The president will be elected during a session that does not exceed 30 days from the first session.”

He continued: “In the final stage, the new president of the republic tasks the candidate of the largest parliamentary bloc, currently the coordinating framework, with forming the government. The tasked candidate presents the ministerial program within 30 days, to be voted on and a new government is formed with full constitutional powers, while the parliament begins to exercise its oversight and legislative role.”

Al-Khafaji pointed out that “this scenario follows the constitutional timelines, with the possibility of the political reality differing for multiple and well-known reasons.”

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AFTER THE FEDERAL COURT’S APPROVAL, PARLIAMENT WILL CONVENE ON THE 9TH OF NEXT MONTH.

 
Member of Parliament Baqir al-Saadi confirmed that the Federal Supreme Court’s ratification of the final results of the general elections represents a crucial constitutional turning point for the new parliament to begin its work and paves the way for its first session to be held within the specified timeframe.

Speaking to Iraq Observer, al-Saadi explained that the ratification will be officially recorded within ten days, immediately followed by the swearing-in ceremony for the members of parliament. He predicted that the first session would be held at the beginning of next month, specifically on the ninth, in accordance with the established constitutional timelines.

He noted that the coming period will witness accelerated political activity, particularly with leaks circulating about potential candidates for the position of Prime Minister, amidst ongoing consultations among political blocs aimed at reaching a consensus formula for forming the new government.

The Federal Supreme Court had previously announced its ratification of the final results of the parliamentary elections, thus establishing the constitutional framework for the subsequent political processes and the formation of the legislative and executive branches.

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Just In….

A PRESIDENTIAL DECREE SETS THE 29TH OF THIS MONTH AS THE DATE FOR THE FIRST PARLIAMENTARY SESSION.

The President of the Republic issued a presidential decree on Tuesday setting the date for the first session of the new parliament on December 29, to be chaired by the oldest member.

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SUDANI: OUR RELATIONSHIP WITH WASHINGTON IS WITNESSING CONTINUOUS DEVELOPMENT AND PROGRESS.

Prime Minister Mohammed Shia al-Sudani stressed to US Chargé d’Affaires Joshua Harris on Sunday the need to complete the economic, trade and investment cooperation achieved between the two countries, while the termination of the United Nations mission in Iraq was also discussed.

A statement from his office, received by the Mail, said that Al-Sudani “received today, Sunday, the US Chargé d’Affaires to Iraq, Joshua Harris, where bilateral relations between the two countries and ways to develop joint cooperation were discussed, as well as reviewing developments in the regional and international situation, while emphasizing the importance of joint coordination to confront existing challenges in a way that contributes to imposing stability and security in the region .”

He affirmed that “bilateral relations are witnessing continuous development and progress, given the mutual keenness and interest to continue developing them in various fields and sectors, in order to achieve mutual interest and benefit.”

Al-Sudani pointed to “the importance of continuing to work and build on the economic, trade and investment cooperation achieved between the two countries, in light of the memoranda of understanding and joint agreements, and in a way that contributes to supporting various development and service paths.”

For his part, the US Chargé d’Affaires congratulated Iraq on “the end of the UN mission’s mission, which indicates that it has entered a new phase of stability, prosperity and development, stressing his country’s keenness to continue cooperating with Iraq in its efforts to achieve development and stability.”

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Fuad Hussein: The US has given Baghdad a list of armed groups

The Iraqi Foreign Minister has revealed the details of Washington’s sensitive messages to Baghdad, saying the United States has submitted a list of names of individuals and groups to the government.
Iraqi Foreign Minister and Deputy Prime Minister Fuad Hussein has spoken to Hadas TV about the formation of a new government and relations with Washington.

He said the US side has submitted a list of names of a number of individuals and armed groups to the Iraqi government, according to Fuad Hussein, Washington will not discuss these names with any party and will act according to its policies and laws.

Regarding the participation of these groups in the elections and the government, the Iraqi foreign minister explained that it is an internal issue of Iraq, but admitted that Washington’s sanctions policy is clear and they will implement it without discussion. He also attributed Iraq’s economic problems to the participation of one party in the government, but to mistakes in the country’s economic principles and policies.

In another topic of the press conference, Fuad Hussein revealed the contents of his meeting with Tom Barack, the US special envoy for Syria and Lebanon in Doha, in the meeting, the US envoy presented a view, stressing that the federal system in Iraq has failed.

 Hussein said that although the talks will continue, but some of the proposals put forward by the US team, do not comply with the constitution and political reality in Iraq.

On the security and regional levels, the foreign minister warned that Israel’s threats to Iraq are not over and are part of the military tensions in Lebanon, Syria and Hezbollah.

 “The direction of events is not towards dialogue, but towards challenge. Although Iran does not want war, it is preparing to respond,” he said.
These comments come as the new US administration is formulating a new policy for the Middle East, the appointment of Mark Savaya as special envoy to Iraq and Tom Barack for Syria and Lebanon, clear indications of a radical change in Washington’s approach to Baghdad.

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Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,

                                             Just the FACTS!

Disclaimer: All information in this newsletter is not intended for investment decisions / purposes. Mnt Goat is not a financial analyst, planner, banker, attorney or associated in any role with giving out professional investment advice.

Auf Wiedersehen

Much love to ya all,

Mnt Goat

Disclaimer: All information in this newsletter is not intended for investment decisions / purposes. Mnt Goat is not a financial analyst, planner, banker, attorney or associated in any role with giving out professional investment advice.

ABOUT THE NEWSLETTER:

December 11, 2025 Mnt Goat News Brief

Guten Tag everyone:

Bringing you more news. Which road will Iraq chose to follow?

GIVE A GIFT TO MNT GOAT

I decided to allow everyone to give a Free-will GIFT to Mnt Goat on PayPal if you so desire. Here is the link below. Please show your appreciation for all the hard work I do.

I recommend $10-$15 dollars a month or whatever you can afford. Do you realize I write eight (8) Newsletters every month. This is like a second job to me. The only way I know that people are reading and appreciating all the FACTUAL news I bring is through their appreciation. If I do not receive equal appreciation for all the hard work I do, I will simply end the Newsletter and save myself endless hours at the computer. I am tired of this RV saga just as you are. We are now down to the wire and the evidence is showing us the end is very near. I feel this would be a lousy time to end the Newsletter, but that is all up to you.

So, if you haven’t already shown your appreciation for October please reconsider.

 Let’s all try to chip in!

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Isaiah 30:21: 

“Whether you turn to the right or to the left, Your ears will hear a voice behind you saying, “This is the way; walk in it”.

STATUS OF THE RV

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If I were you, I would keep the champagne in the frig. The show is not over until the fat lady at the circus sings….. lol.. lol.. 😊 It is early December and the CBI may still go ahead with removing the zeros in time for a January release. Oh… but remember it does not have to happen exactly on January 1^st as there are thirty-one days in the month. They could also change the plan and remove the zeros in early January and release in late January. There are options.

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I wish I could tell everyone that the removing the of the zero has begun but it hasn’t. Here we sit, almost mid-December already and still waiting for the execution of what they told us months ago would occur at about now. Will we have to wait until mid 2026 or longer for the reinstatement?

I want to thank everyone for your comments in the blog and expressing how you feel about the RV timeline what Iraq is experiencing now. Today’s Newsletter will be short and sweet (or maybe not so sweet….yet )  

Like the U.S. in its last election, Iraq too could never be at a more critical time in its modern-day history, than right now. The results to their last November election will either make or break Iraq. I believe that Iraq will make the correct choice and chose prosperity and growth over the terrorist organizations residing in Iraq. To me it makes common sense they would but we all know this is often not applied in politics…lol..lol..lol… ☹

I look at the situation this way. If for now Iraq does chose prosperity, puts al-Sudani in for a second term, then continues what he started since January 2023, Iraq will move along as al-Sudani and Saleh have told us. A good solution might be to have a crisis in Iran to force Iran to bring home (withdrawal) these Kud forces and take them out of Iraq. Even if this crisis is not real, it could save face with Iran on this issue. After all these Iranian militia did enter Iraq on a supposed temporary basis. Then later the future wealth and prosperity of Iraq would then also affect Iran as trading partners and neighbors. Both countries could benefit tremendously. But it is time to chose prosperity and abundance over hatred and war. These factions must wake up and learn that they are only being used by these dictators and woke leaders. What good has ever come from it. This ideology has to change and the brainwashing has to end.

In the recent news once again, we get articles telling us the U.S. is not going to back down as envoy Mark Savaya has arrived in Baghdad and has delivered Trump’s message to the GOI. So, the important news for Iraq is still all about this situation with the militia standoff with the U.S.

😊You might want to take a peek at the article titled “TRUMP’S ENVOY: THE DECISION OF IRAQI LEADERS WILL DETERMINE WHETHER THE COUNTRY MOVES TOWARDS SOVEREIGNTY OR SLIDES INTO DISINTEGRATION”

I gave this article a smiling face because we all knew that this situation had to come to a critical junction someday. We’ve been watching this for a decade now. The previous presidents did not want to face the reality of this situation when, after the ISIS war was over, these Iranian forces remained in Iraq. That was the time to dismantle this plot of making Iraq a puppet state of Iran. Did they really even care about the economic potential in Iraq? Now under the Trump administration foreign policy a reversal is taking place. But it is hard to turn the ship around.

Now these militia are “dug” in, many are already infused within the political system, and many say the Iraqi budget even includes money to support them. Did you remember the bill that the GOI was going to bring up for a vote in parliament to make these militia “permanent” and legally fund them? Of course, under Trump this too was stopped. One has to question the sanity of what is going on in Iraq in this regard.

How about that? How stupid can that be for Iraq to think the U.S. won’t react? But now we all get the clear message from Savaya from the Trump administration on the two possible futures of Iraq just as Iraq’s former deputy prime minister Hoshyar Zebari spoke recently too on the country’s future after elections and its two possible paths. Remember the video I presented to you in my 12/9 Newsletter? Believe me the U.S. has the power to literally demolish the Iraq economy and send them back to the dark ages, if it so desires. They may be riding camels again…..just kidding….lol…

Savaya said, “Under President Trump’s leadership, the United States stands ready to support Iraq during this critical time. My team of highly experienced experts and I are committed to working closely with Iraqi leaders in the coming weeks and months to help build a strong state, a stable future, and a sovereign Iraq capable of shaping its own destiny in the new Middle East.” Savaya also warned on Thursday of Iraq’s slide towards disintegration and decline, noting that no nation can succeed in the presence of armed groups competing with the state, and stressing the United States’ readiness to support Iraq during this critical stage. What does this last statement mean?

I believe it means that if the GOI asks the U.S. to step in and clear out the Iranian militia from inside Iraq, it would. However, there must be a formal agreement to do so. Will this happen? I am sure that this is the last resort for the Trump administration but there has to be this alternative on the table, a clear message to Iran to recognize that the U.S. is VERY serious. Yes, you know Trump, he seldom backs down. Remember the Kim Clement prophecy in that God told us the U.S. has to take their hand out of the hand of Iran. This to me means they must stop placating Iran and deal with reality of the situation head-on. Trump with the bombing of the nuclear enrichment sites and Israel in the bombing of the long-range missile sites, shows their seriousness in dealing with Iran.

In a post on the “X” platform,  Savaya also said, “Twenty-three years after the fall of the dictatorship, Iraq stands once again at a critical juncture. The country has been given a historic opportunity to rebuild its institutions and secure a prosperous future. However, no nation can succeed while armed groups compete with the state and undermine its authority. This division has weakened Iraq’s international standing, stifled its economy, and limited its ability to protect its national interests.”

He added: “Over the past three years, Iraq has proven that true stability is possible when the government adopts a realistic and balanced approach that spares the country regional conflicts and refocuses on national priorities. This emerging path must be maintained and not obstructed. Stability requires responsible leadership, unity of purpose, and a firm commitment to strengthening the state and its institutions.” I believe this was a message to give al-Sudani a rightful second term as prime minister. He was speaking to the Coordination Framework.

Savaya added, “Today, as Iraq celebrates the eighth anniversary of its victory over ISIS and successfully concludes its parliamentary elections, the full responsibility lies with the country’s political and religious leaders. Their decision in the coming period will determine whether Iraq will move towards sovereignty and strength or slide back into disintegration and decline.” This statement to me is saying, without saying it directly, that the war on ISIS is over, its won and so its way due for the Iranian militia to get the hell out of Iraq. Their purpose has been served. If Iraq decides to leave the militia in Iraq this move will determine its future fate.

😊 Then yet in another article titled “THE AMBIGUITY IS OVER… JOE WILSON SHOCKS BAGHDAD: LIBERATE IRAQ OR SAY GOODBYE TO AID AND DOLLARS”.

It tells us the  American pressure on Iraq is escalating daily, shifting from veiled political messages to direct and explicit rhetoric linking continued support to the form of government in Baghdad and the limits of influence wielded by Iranian-backed armed factions.  If you go read what I said about the other article I just talked about this statement in this article fits exactly by what I talked about. Go figure…..

The latest indication of this shift came in a tweet by Republican Congressman Joe Wilson , who spoke publicly about the need to “liberate Iraq from Iran’s grip” and tied future US military aid to a set of conditions that touch upon the very core of the relationship between the Iraqi state and these factions.

In parallel, US President Donald Trump’s special envoy to Iraq, Mark Savaya, is acting as the executive face of this vision, amidst a clear discourse based on the principle: no weapons outside the state, no public funds being funneled to factions, and no open checks without political and security conditions. These developments come at a sensitive moment for Iraq; intensive negotiations to form a new government, widespread controversy over the future of the Popular Mobilization Forces and factions, and economic and financial pressures that make any crisis with Washington more costly than ever.

😊 Then there is an article in the news titled “A SENIOR US EMBASSY OFFICIAL: FORMING THE NEW GOVERNMENT IS AN IRAQI DECISION”.

In Baghdad, Joshua Harris the chargé d’affaires, US Embassy on Thursday, that America remains concerned about irregular financial transactions which is a legitimacy for American inside Iraq. The chargé d’affaires told Alsumaria News in an exclusive statement that Iraqi partners affirm their non-interference and their commitment to not dragging the country into the ongoing conflict in the region over this militia issue. He states that Iraq must maintain security within its borders, noting that America works to increase the activity of American companies within Iraq according to the principle of mutual exchange with Baghdad. These companies need to know that Iraq is secure.

He continued, stating that leading American companies are actively working with Iraqi partners, which will lead to mutually beneficial partnerships. He emphasized that America is not seeking a new conflict, and its vision for the future is peace in Iraq and throughout the world. He added that Iraqi leaders understand that including factions in the new government is incompatible with the partnership between Baghdad and Washington.  

Will the U.S. take military measures to force Iranian militia out of Iraq?
Regarding the possibility of taking escalatory measures against the factions, the Chargé d’Affaires stressed, “We encourage Iraqi state regarding the dismantling of factions, he stated that America will defend itself and its interests in Iraq,” indicating that the decision regarding the form of the new government is purely American.

😊 In another recent article we see yet more pressure from the former coalition nations that went inside Iraq on 2003. See article titled “GERMANY EXTENDS MILITARY MANDATE IN IRAQ BY 15 MONTHS.

 “Germany’s armed forces will continue their deployment in Iraq for an additional 15 months to help stabilize the country and prevent the resurgence of the Islamic State (ISIS), the German Defense Ministry announced Wednesday.” This is not exactly the news we would want to be hearing about Iraq from its security standpoint in this time of Iraq after 22 years since the invasion and being this close to the RV. However, this news was meant to put pressure on Iraq and Iran to pull the PMF out of Iraq. It’s timing was perfect.

😊 In yet another article titled “PROS AND CONS OF US EXCLUDING IRAQ FROM THE NATIONAL SECURITY STRATEGY” So, is this a good or bad thing to do?

The administration of US President Donald Trump has unveiled its 2025 National Security Strategy, outlining the foreign-policy and defense priorities that will guide Washington in the coming years. But more positively,(the glass is half full) he noticed that this “also shows that Iraq no longer presents a significant threat to US interests in the region, to the point where it needed to be added to the NSS.”

This also tells us that this issue with the Iranian militia can be solved and will be solved quickly now that Iran and Iraq know the U.S. is VERY serious about it stance.

Branded under the slogan “America First,” the document not only declares an end to the era of military interventions and regime-change campaigns, but also introduces an entirely new framework for the Middle East. Yes, we need a peaceful Iraq and a peaceful region as this will help secure Iraq borders and sovereignty, something much needed to see this process of the RV all the way through.

So, Between Washington, Tehran, and the Iraqi street… who will write the final equation? Can they agree on the political side so Ali al-Alaq can continue his work on the financial side? Remember they need SECURITY and STABILITY. Enough said….. Now you see the pressure not just from Trump and his envoy but also from many others concerned about the future of Iraq.  What do you think the Coordination Framework will do? We are about to find out in the coming week.

As far as the prime minister, I strongly feel that al-Sudani will be continue for a second term. There will be objections, appeals and petitions to stop him especially from the Coordination Framework, just as there are elements still trying to stop president Trump from running, then from being elected and now even once he took office. So, what plans will be made to remove the militia troops on the ground still has to be worked out. The CBI is waiting news from US Special Envoy Mark Savaya and the US Ambassador. Again, remember that the CBI has worked and is still working in tandem behind the scenes and  ahead of the GOI so the GOI has to catch up. There has to be a balance of politics with the financial reforms occurring.

Having read my RV Status for this period when do you think the RV will happen?

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Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,

                                             Just the FACTS!

PRAYING WITH SINCERITY

Many may ask why their prayers are not being answered. Our new Shepard in Rome Pope Leo XIV has given us some direction.

You can purchase a nice pair of Rosary Beads here to pray:

                                         

These prophecies are more important now more than ever. They give us the strength, perseverance and hope that a better time is coming and that God’s Hand is at work behind the scenes. If you just take a second even to look around you at these past three election cycles, how can you deny that God is at work? Are you sleeping or what?

It is amazing and there is no other way that these events could have happened the way they turned out. But there is more to come, much, much more, I assure you! Now that God has his biblical David re-elected, we need to pay attention to what He does next.

NOTE: These prophecies just keep getting better and better, giving us HOPE of a brighter future. But the real reason why I listen to them is that we can actually see what God says He will do is taking place right in front of our noses. It is a confirmation to me that God is real and is still with us forever just as in biblical times.

Prophetic Words from prophet: Julie Green

“Are You Ready For What Is Coming To Dismantle Your Enemies”

You can start watching the video at the 15:57 mark.  From  Dec 7^th.

After listening to this prophecy, I can see that God is giving us a word of caution of what we are about to see that may shock us a bit on how he is going to bring down our enemies. He is doing this so that we can more readily accept what is happening since it may be so drastic of measures, that must take place, i.e. martial law., deportations, etc. What do you think?     

“Martial Law Must Take Place To Free Your Nation”

You can start watching the video at the 16:14 mark.  From Nov 16th.

Martial law is the replacement of civilian government by military rule and the suspension of civilian legal processes for military powers. Martial law can continue for a specified amount of time, or indefinitely, and standard civil liberties may be suspended for as long as martial law continues. Most often, martial law is declared in times of war or emergencies such as civil unrest and natural disasters. Alternatively, martial law may be declared in instances of military coups d’état.

Martial law is how the government gets to military tribunals we have been hearing about for the past 10-20 years of prophecies. God is telling us now through Julie Green that these will be necessary as our current court system is dysfunctional. These tribunals will be WWII Nuremburg style courts set for this purpose. They will rule on cases and hand down sentences. This corruption has been going on in our government all way too long as they protect each other, accept bribes and give death threats and so it is even hard to get justice. This will be necessary because of all the corruption that is within the justice system of the district courts. It is hard to get a fair trial. It’s coming and so be prepared mentally when you see it. We recently witnessed the crossing of the red line with the six democrats outright telling the military members to mutiny. Why? It’s because they know that martial law is coming. Get it? This should be yet another sign of proof to you of what I know to be true.

We are not to be fearful as this will NOT be a total shutdown of the nation like for COVID. Things will basically go on as normal daily life, however there will be a seed of martial law within the justice system of the government. It will be announced and televised. These court cases will be on TV daily. Glenn Beck does a good job of explaining it.

KIM CLEMENT WARNED THIS WOULD HAPPEN IN NEW YORK

‘TREASON’: ILHAN OMAR ACCUSED OF EXPLOSIVE CRIME

Is this all just hype? Can they really deport her? The pressure is building as more and more FACTS come out about who she really is and what she really represents.

CORRUPTION IN CALIFORNIA IS MUCH WORST THAN MINNIAPOLIS

Oh boy…. $24B missing! No one knows where it went? You won’t BELIEVE what the FBI just found on Gavin Newsom!!! Actually, it’s not so hard since we all know the guy is a dirtbag. so much for his governorship as a steppingstone to the Whitehouse. It’s so laughable I want to cry. How could this be happening in America?

By Dr. Steve Turely

SURPRISE! SURPRISE! HALF OF MINNESOTA VISAS ARE ‘FRAUDULENT’

LEAKED VIDEO OF ILHAN OMAR FUND RAISING RALLY RAISES SERIOUS QUESTIONS

What country is she really loyal to? Is it the U.S. or Somalia? Was Trump right?

This video should scare the pants off of everyone. Who the hell do these people think they are? Look carefully as Omar is beside him smiling and supports at what he says. This is her fund-raising rally.

FINALLY, JANUARY 6 PIPE BOMB SUSPECT IS IDENTIFIED

He admits to the pipe bomb but tries to implicate Trump followers on that day as crazy people by saying he’s a MAGA follower. They will try anything to implicate Trump and connect him to the violence that took place on Jan 6th.

WHO’S GOING TO LAUGH LAST?

This is despicable! There must be consequences for your actions. This was organized, premeditated theft. Excuses after excuses should not keep you out of prison or from being deported. This is going to blow up. Pay close attention. There are many more of these scams not yet uncovered all over the country, this is just an example. This is in part how we got to over 36 trillion dollars of national debt, one billion, one trillion at a time.

THE MINNESOTA $1B DOLLAR MONEY SCAM, COULD BE AS MUCH AS $8B

GAO JUST BLEW UP OBAMA’S LEGACY WITH $21B FRAUD

Yes, more fraud again set in motion by the Democrats. So, what is wrong with Obamacare or the “Affordable Care Act”. Is it anything but affordable to you and me? Let’s take a deep dive into this piece of legislation.

For most seniors who paid into the system, can’t even get our fair share of Social Security and here they waist tens of billions on fraud. People who never contributed to society.

Was Trump correct in his first term as president when he tried to cancel Obamacare?

‘THESE PEOPLE OUGHT TO ALL BE PUT IN JAIL!’

The honorable senator Kennedy Goes Nuclear On Minnesota Pols Over Fraud.

TRUMP’S LATEST THREAT TO ILHAN OMAR

This is why they plot against the president and try to get rid of him. Does he tell the TRUTH? Oh… boy does he! Many can’t even decide what is truth and facts anymore from all the lies told.

A LIBERAL DEMOCRAT PREARRANGED NEW NARRATIVE THAT THEY ARE BUILDING SLOWLY AGAINST TRUMP IS BEING BORN. HERE WE GO AGAIN…

The news media is given the new narrative and then the questions to impose in the interview to create the narrative. Yes, the interview is “staged” for the public.

I pray this nasty Mark Kelly is convicted of inciting mutiny among the ranks of the military. And for that matter the other five (5) politicians also.

A PREEMPTIVE STRIKE ON PRESIDENT TRUMP’S AUTHORITY AS COMMANDER AND CHIEF

What is this democrat propaganda trying to prepare America for? Yes, this must be dealt with and not ignored.

Victor Davis Hanson takes is through it for us to understand the TRUTH what these democrats are trying to do. Again, they are desperate and will try anything. This inciting of mutiny to 1.3 million military members must NOT go unanswered. The military chain of command must NOT get political.

Everyone must listen to this video to understand firmly what is going on.

TIM WALZ SPIRALS AND RUNS OFF MSNBC WHEN ASKED ABOUT THE CORRUPTION IN HIS OWN STATE

TRUMP AIMS TO REVOKE BIDEN-ERA PARDONS SIGNED ‘ILLEGALLY’ WITH AUTOPEN

Can president actually do this legally and constitutionally?

I have created a brand-new “Post RV Workshop” page in the blog. I included my own personal tips on investing post-RV and also organizing and protecting your estate. Here is the LINK. Going forward I will only post new and exciting information and opportunities here on the Latest Newsletter as they come along. Later I will transfer it to the ‘Post RV Workshop’ page in subsequent Newsletters for your future reference.

Just so you know I absolutely DO NOT adhere to high-risk investments where you can lose it all in a flash. Look at it this way – you are going to have all this money. Most of us investors waited decades for this RV to happen and so why would you even think about pissing is all away in some high-risk gamble of an investment. Yes, there are going to be scammers out there but let’s talk about legitimate investment opportunities only. These scammers can suck you dry and there is not a damned thing you can do about it. Go to a legitimate wealth manager associated with your bank. Let the licensed experts advise you. Please, please stay away from idiots like MarkZ, TNT Tony, Bruce on the Big Stupid Call, etc. , etc.

TRUMP FLOATS ZERO INCOME TAX PLAN STARTING WITH BIGGEST REFUNDS EVER

The Trump administration is slowly rewriting the entire federal tax code.

Give it time as the country will finally realize that with the right-offs half the country does not pay income tax anyhow. It makes common sense that if you keep adding exceptions and eliminate taxes in the tax code, they why even have an annual filing process? Yes, we can see what is happening. A slow methodical breakdown and then replacement of how revenue is to be collected for the federal government in the near future. But these changes will have to get through congress and congress must remain within the conservative power base.

TRUMP’S ENVOY: THE DECISION OF IRAQI LEADERS WILL DETERMINE WHETHER THE COUNTRY MOVES TOWARDS SOVEREIGNTY OR SLIDES INTO DISINTEGRATION.

(WOW! Now we all get the clear message of Savaya from the Trump administration on the two possible futures of Iraq just as Iraq’s former deputy prime minister Hoshyar Zebari speaks on the country’s future after elections. Remember the video I presented to you in my 12/9 Newsletter?)

Savaya concluded his post by saying, “Under President Trump’s leadership, the United States stands ready to support Iraq during this critical time. My team of highly experienced experts and I are committed to working closely with Iraqi leaders in the coming weeks and months to help build a strong state, a stable future, and a sovereign Iraq capable of shaping its own destiny in the new Middle East.”

US President’s envoy to Iraq, Mark Savaya, warned on Thursday of Iraq’s slide towards disintegration and decline, noting that no nation can succeed in the presence of armed groups competing with the state, and stressing the United States’ readiness to support Iraq during this critical stage.

In a post on the “X” platform, which was followed by “Al-Rasheed”, Savaya said, “Twenty-three years after the fall of the dictatorship, Iraq stands once again at a critical juncture. The country has been given a historic opportunity to rebuild its institutions and secure a prosperous future. However, no nation can succeed while armed groups compete with the state and undermine its authority. This division has weakened Iraq’s international standing, stifled its economy, and limited its ability to protect its national interests.”

He added: “Over the past three years, Iraq has proven that true stability is possible when the government adopts a realistic and balanced approach that spares the country regional conflicts and refocuses on national priorities. This emerging path must be maintained and not obstructed. Stability requires responsible leadership, unity of purpose, and a firm commitment to strengthening the state and its institutions.”

Savaya added, “Today, as Iraq celebrates the eighth anniversary of its victory over ISIS and successfully concludes its parliamentary elections, the full responsibility lies with the country’s political and religious leaders. Their decision in the coming period will determine whether Iraq will move towards sovereignty and strength or slide back into disintegration and decline.”

He continued: “A unified and rational choice will send a clear and unequivocal signal to the United States and the international community that Iraq is ready to assume its rightful place as a stable and respected nation in the new Middle East. The alternative is equally clear: economic decline, political turmoil, and international isolation.”

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THE EUROPEAN UNION AFFIRMS ITS COMMITMENT TO EXPANDING COOPERATION WITH IRAQ.

The European Union today affirmed its commitment to expanding cooperation with Iraq.

A statement from the Ministry of Foreign Affairs, received by the Iraqi News Agency (INA), stated that “the Undersecretary of the Ministry of Foreign Affairs in Baghdad, Ambassador Mohammed Hussein Mohammed Bahr Al-Uloom, received the European Union Ambassador to Iraq, Clemens Zimmtner.”

He added, “At the beginning of the meeting, the Undersecretary welcomed the Ambassador, stressing the Ministry’s keenness to strengthen the partnership with the European Union and raise the level of cooperation in various fields, especially political, economic and developmental fields.”

He explained that “Iraq views the European Union as a reliable partner and supporter of the paths of stability and growth.”

For his part, the European Union ambassador affirmed that “the Union sees Iraq as a strong and pivotal partner in the region,” stressing “the need for the continued development of the Iraqi economy and support for the stability that the country is witnessing, which contributes to enhancing its ability to play its regional and international role.”

He pointed out “the keenness of the Union countries to expand the horizons of cooperation with Iraq during the next stage,” indicating that the two sides discussed during the meeting the issue of ending the work of the United Nations Assistance Mission for Iraq (UNAMI), and the mechanisms for moving to a new stage of cooperation that focuses on technical and institutional support.

He added: “They also discussed the latest developments in the Syrian file, and stressed the importance of continuing coordination on regional developments of common interest.”

************************************************************************************************

PROS AND CONS OF US EXCLUDING IRAQ FROM THE NATIONAL SECURITY STRATEGY

Once a central focus of US Middle East security strategies, Iraq was notably absent from the latest National Security Strategy released by the administration of President Donald Trump.

Safwan Al-Amin, non-resident fellow in the Iraq program at the Atlantic Council, said this factor “reflects several things.” Speaking to Shafaq News, he noted that the first reflection is that “Iraq is clearly not on the administration’s priority list in the region.” So far, he added, “the opportunities that Iraq presents for the US have not been well-defined.”

But more positively, he noticed that this “also shows that Iraq no longer presents a significant threat to US interests in the region, to the point where it needed to be added to the NSS.”

Al-Amin noted that “the administration’s apportionments that would be responsible for coordinating and making policy in relation to Iraq have been delayed, and the team is just beginning to take shape now.” The administration of US President Donald Trump has unveiled its 2025 National Security Strategy, outlining the foreign-policy and defense priorities that will guide Washington in the coming years.

Branded under the slogan “America First,” the document not only declares an end to the era of military interventions and regime-change campaigns, but also introduces an entirely new framework for the Middle East.

************************************************************************************************

America’s new equation

THE AMBIGUITY IS OVER… JOE WILSON SHOCKS BAGHDAD: LIBERATE IRAQ OR SAY GOODBYE TO AID AND DOLLARS.

American pressure on Iraq is escalating daily, shifting from veiled political messages to direct and explicit rhetoric linking continued support to the form of government in Baghdad and the limits of influence wielded by Iranian-backed armed factions.

The latest indication of this shift came in a tweet by Republican Congressman Joe Wilson , who spoke publicly about the need to “liberate Iraq from Iran’s grip” and tied future US military aid to a set of conditions that touch upon the very core of the relationship between the Iraqi state and these factions.

In parallel, US President Donald Trump’s special envoy to Iraq, Mark Savaya, is acting as the executive face of this vision, amidst a clear discourse based on the principle: no weapons outside the state, no public funds being funneled to factions, and no open checks without political and security conditions.

These developments come at a sensitive moment for Iraq; intensive negotiations to form a new government, widespread controversy over the future of the Popular Mobilization Forces and factions, and economic and financial pressures that make any crisis with Washington more costly than ever.

From Wilson’s tweet to the attempt to restrict aid via the Defense Act

In his latest tweet, Joe Wilson not only expressed concern about Iranian influence in Iraq, but also presented what resembled a political and security “statement of conditions.” He praised President Trump’s leadership and envoy Mark Savaya, noting that Congress was prepared to support the president with new provisions in the National Defense Authorization Act that would – for the first time – link assistance to Iraqi security forces to Baghdad taking “real” steps to stop supporting Iranian-backed factions.

The lines of this route indicate:

– Restricting some security and military aid to Iraq to the government’s conduct toward the factions.
– Making the factions a direct target of US legislation, through additional sanctions packages or designations.
– Incorporating the oil and financial sectors into the conditions, by calling for international audits of oil revenues and transfers, and ensuring that institutions such as the Central Bank and the Ministries of Oil, Transportation, and Industry are not used as indirect funding channels.

In this way, the issue is no longer just a passing political speech, but a legislative approach that seeks to make pressure on the factions a structural part of the Baghdad-Washington relationship.

Complex pressure tactics, not a new “invasion plan”

Inside, these signals are interpreted differently. Political and strategic affairs expert Jassim al-Gharabi told Baghdad Today that American statements like “liberating Iraq from Iran’s grip” are essentially pressure tactics rather than concrete plans ready for implementation.

Al-Gharabi explains that the repetition of this discourse at close intervals carries several dimensions, including:

– Emphasizing that the Iraqi file remains a prominent feature of the US strategy in the Middle East, especially given the interconnectedness of energy, security, and factional issues.
– Attempting to reset the rules of political engagement with Iran through Baghdad; the threat of linking aid and financial support to the role played by factions represents a bargaining chip in any broader settlement with Tehran.
– Testing the internal Iraqi mood; Washington is monitoring the reactions of political forces, the public, and elites to any external discourse that speaks of “changing behavior” or “reform from the outside.”

Al-Gharabi warns that turning these statements into a point of sharp internal polarization could open the door to divisions between those who see American pressure as an opportunity to strengthen the state, and those who see it as a gateway to a new guardianship, stressing that the reasonable equation is for decisions on reform and sovereignty to remain purely Iraqi, not part of a conflict of messages between Washington and Tehran.

The new government is at the heart of the storm.

On a practical level, this language translates directly into the process of forming the new government. The issue is no longer simply about distributing portfolios among the blocs, but also about how influential capitals – foremost among them Washington – interpret the nature of the names that will assume the sovereign, security, and economic ministries.

Strategic affairs expert Hussein Al-Asaad warned in his interview with “Baghdad Today” of the repercussions of assigning official positions to figures linked to armed factions, stressing that “pushing forward names close to the armed wings within the anticipated ministerial formation will directly affect the stability of the internal situation, and will also weaken Iraq’s position in its relations with the international community, especially the United States.”

Al-Asaad points out that the recent American messages are decisive in refusing to grant any official cover to the factions within state institutions, and that ignoring this may be understood in Washington as a direct challenge, and opens the door to economic, financial and security reactions that the Iraqi economy cannot easily bear, given the sensitivity of the dollar files, oil contracts, and security and intelligence cooperation.

He reminds us that the world is watching the symbolism of appointments; a minister with a background close to an armed faction is not only interpreted locally, but is also recorded externally as a consecration of the influence of weapons in the joints of the state, which is reflected in risk classifications, investment flows, and patterns of international cooperation with Baghdad.

Pressure tactics and limits of Iraqi response

What gives these statements added weight is that they do not come in a vacuum; in recent years the United States has activated a wide range of pressure tools on both Iraqi and Iranian parties, from individual sanctions to tightening restrictions on the banking system, to introducing political conditions into defense assistance programs.

In contrast, Iraqi government circles assert that the issue of weapons and factions cannot be resolved by an external decision alone, but is linked to the nature of internal balances and the future of the foreign military presence itself, indicating that any approach to disarmament or reorganization requires an internal national dialogue concurrent with any understandings with Washington or others.

Between Washington, Tehran, and the Iraqi street… who will write the final equation?

Between Wilson’s tweet, the pressure from Trump’s envoy Mark Savaya, and the warnings from experts in Baghdad, a political and security minefield is forming for Iraq:

Full acceptance of the American conditions could create internal conflict with the factions and their parliamentary and popular support, opening the door to a new internal confrontation.

Ignoring these conditions could lead to a suffocating tightening of restrictions on dollar transactions, oil contracts, and security cooperation, and perhaps even a wave of sanctions targeting institutions and individuals within the state itself.

Between these two extremes, the realistic equation seems closer to searching for an Iraqi “middle ground”: a state that gradually regains its decision-making power from the grip of uncontrolled weapons, an external relationship that does not allow Iraq to be turned into an arena for settling scores between Washington and Tehran, and a political system that tries to reform itself from within before reforms are imposed on it from the outside.

What is clear so far is that the phase of ambiguity in American discourse has ended; the language today is more explicit, and closer to a new “conditional contract” with Baghdad: conditional American support, factions under scrutiny, and a future government that will be tested – from its first day – in its ability to manage this delicate balance, without the country slipping again into chaos that no one can afford to pay for.

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A SENIOR US EMBASSY OFFICIAL: FORMING THE NEW GOVERNMENT IS AN IRAQI DECISION.

 
The chargé d’affaires confirmed in US Embassy I have Baghdad, Joshua Harris on Thursday, that America remains concerned about irregular financial transactions. Legitimacy inside Iraq, there are no new decisions regarding this matter.

The chargé d’affaires told Alsumaria News in an exclusive statement that Iraqi partners affirm their non-interference and their commitment to not dragging the country into the ongoing conflict in the region, and to maintaining security within its borders, noting that America it works to increase the activity of American companies within Iraq according to the principle of mutual exchange with Baghdad.

He continued, stating that leading American companies are actively working with Iraqi partners, which will lead to mutually beneficial partnerships. He emphasized that America is not seeking a new conflict, and its vision for the future is peace in Iraq and throughout the world.

He added that Iraqi leaders understand that including factions in the new government is incompatible with the partnership between Baghdad and Washington.

Regarding the possibility of taking escalatory measures against the factions, the Chargé d’Affaires stressed, “We encourage Iraqi state regarding the dismantling of factions, he stated that America will defend itself and its interests in Iraq,” indicating that the decision regarding the form of the new government is purely American.

Concerning the lifting of US sanctions on Iraqi banks, he explained that America remains concerned about illicit financial transactions. Legitimacy within Iraq, there are no new decisions regarding this matter.

Regarding the issue of arming and equipping air defense systems…Kurdistan Region. He stated that America is deeply committed to Iraqi sovereignty and to condemning all threats to the country’s security. He added that they are working with their partners in Baghdad and Kurdistan to find ways to protect infrastructure, but he would not go into military details at this time. He further stated that they are demanding that the governments of Baghdad and the Kurdistan Region quickly hold those responsible for the attack on the Kor Mor gas field accountable.

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GERMANY EXTENDS MILITARY MANDATE IN IRAQ BY 15 MONTHS

Germany’s armed forces will continue their deployment in Iraq for an additional 15 months to help stabilize the country and prevent the resurgence of the Islamic State (ISIS), the German Defense Ministry announced Wednesday.

“The Federal Government has decided to continue the deployment of the Federal Armed Forces in Iraq for a further 15 months,” the ministry said in a statement, noting that the mission “is intended to permanently enable the regular Iraqi armed and security forces to ensure security and stability in Iraq and prevent a resurgence of ISIS.”

The statement added, “The Federal Armed Forces will train and advise the Iraqi armed and security forces to this end.”

The ministry said the extension of the mandate came at the request of the Iraqi government. “The Iraqi government requested the continuation of support from Germany, as the threat of ISIS remains,” it said, adding that German troops in Iraq are “supporting the NATO Mission Iraq (NMI).”

Germany’s military involvement in Iraq began in August 2014, initially providing military equipment – including anti-tank missiles and assault rifles – to Kurdish Peshmerga forces. In October 2014, German troops were deployed to Erbil to train Peshmerga fighters, marking Berlin’s first operational presence in the region.

Germany is also a major contributor to the NATO Mission Iraq (NMI), launched in 2018 at the request of Baghdad. The mission is non-combat and focuses on advising and building the capacity of Iraqi security institutions, enabling them to independently counter terrorism and prevent any resurgence of ISIS.

“The essential content of the mandate remains unchanged, allowing for up to 500 German soldiers to be deployed in Iraq,” the ministry said, noting that the Bundestag still needs to approve the extension.

In addition to military support, Germany has provided substantial civilian aid. The German Foreign Ministry told Rudaw in mid-August that Berlin has delivered over €3 billion in humanitarian, development, and stabilization assistance to Iraq.

This includes €800 million ($933 million) in humanitarian aid and €2.6 billion ($3 billion) for stabilization programs between 2014 and 2022, supporting initiatives such as psychosocial services and rehabilitation programs for survivors of ISIS atrocities.

Most of Germany’s soldiers are stationed in the Kurdistan Region. 

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Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,

                                             Just the FACTS!

Disclaimer: All information in this newsletter is not intended for investment decisions / purposes. Mnt Goat is not a financial analyst, planner, banker, attorney or associated in any role with giving out professional investment advice.

Auf Wiedersehen

Much love to ya all,

Mnt Goat

Disclaimer: All information in this newsletter is not intended for investment decisions / purposes. Mnt Goat is not a financial analyst, planner, banker, attorney or associated in any role with giving out professional investment advice.

ABOUT THE NEWSLETTER:

December 9, 2025 Mnt Goat News Brief

Guten Tag everyone:

Bringing you more news. The road to the RV. The closer we get……

GIVE A GIFT TO MNT GOAT

I decided to allow everyone to give a Free-will GIFT to Mnt Goat on PayPal if you so desire. Here is the link below. Please show your appreciation for all the hard work I do.

I recommend $10-$15 dollars a month or whatever you can afford. Do you realize I write eight (8) Newsletters every month. This is like a second job to me. The only way I know that people are reading and appreciating all the FACTUAL news I bring is through their appreciation. If I do not receive equal appreciation for all the hard work I do, I will simply end the Newsletter and save myself endless hours at the computer. I am tired of this RV saga just as you are. We are now down to the wire and the evidence is showing us the end is very near. I feel this would be a lousy time to end the Newsletter, but that is all up to you.

So, if you haven’t already shown your appreciation for October please reconsider.

 Let’s all try to chip in!

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2 Corinthians 9:10

“Now he who supplies seed to the Sower and bread for food will also supply and increase your store of seed and will enlarge the harvest of your righteousness”

More news….

WASHINGTON PREPARES MAJOR SANCTIONS AGAINST IRAQI FIGURES OVER MONEY LAUNDERING, ARMED GROUPS FUNDING

One official told Al-Araby al-Jadeed that Washington views the move as a response to recent attacks on gas and oil fields, as well as part of a wider effort to curb money laundering and financial support to armed groups. Iraqi authorities have been informed that the United States is preparing to issue a new round of sanctions targeting politicians, businessmen, and multiple companies, according to three Iraqi government sources familiar with the matter.

According to the sources, US officials conveyed during recent visits to Baghdad that the upcoming sanctions list will include individuals involved in funding channels linked to armed groups operating in the interests of a neighboring country. The measures, which will be finalized by the US Treasury Department, are expected to focus on entities believed to be facilitating illicit financial activities.

(There are individual sanctions and not UN Chapter VII sanctions and I am told by my CBI contact these, if applied, alone will not stop the targeted reinstatement in early January. However, combined with the Iranian influence in the new government there could be some ramifications.)

More news….

SAVAYA, THE MAN OF “NO’S,” COMING TO IRAQ

 As the new Iraqi government, which resulted from the November 11 elections, nears its formation, Iraqis are awaiting the arrival of US President Donald Trump’s envoy, Mark Savaya, in the coming days to put the “American” touches on the government’s formation. Savaya may have the final say in assigning jobs and ministries, away from the influence of armed militias close to Iran.

(The final announcement of the new prime minister and parliamentary members won’t happen until he arrives.)

Everything became confused amidst the noise of questions about how the next Iraqi government would be formed, amidst American attempts and messages carried by Savaya to lift the control of the parties supporting the factions’ weapons from the political decision and influence over the next government formation, and what Savaya’s position and that of his American administration would be, especially after the victory of more than 80 deputies in the Iraqi parliament representing parties of armed factions close to Iran, contrary to expectations that indicated a reduction in Iranian influence after American pressure on the ruling system.

The decision to exclude political parties and entities with armed factions from the upcoming government formation of the next government.

STATUS OF THE RV

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If I were you, I would keep the champagne in the frig. The show is not over until the fat lady at the circus sings….. lol.. lol.. 😊 It is early December and the CBI may still go ahead with removing the zeros in time for a January release. Oh… but remember it does not have to happen exactly on January 1^st as there are thirty-one days in the month. They could also change the plan and remove the zeros in early January and release in late January. There are options.

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I wish I could tell everyone that the removing the of the zero has begun but it hasn’t. Here we sit, almost mid-December already and still waiting for the execution of what they told us months ago would occur at about now. Will we have to wait until mid 2026 or longer for the reinstatement?

I need everyone to listen carefully to the introduction AUDIO when you clicked on the blog today. It plays automatically. Yes, it’s a longer than usual commentary but it is on purpose. Even if this RV does not occur as we hoped in January our hopes and dreams are not all for nothing. Folks they are telling us now this is right around the bend and the dinar is going back to FOREX. It is not an option but a mandatory step for the future financial goals of Iraq.

Tell me…. why in hell would the CBI along with a huge effort from the GOI go through all these reforms and economic projects i.e. The Development Road Project, expansion of oil, Customs and Tariffs. etc., etc. if they were not serious to re-enter the global markets?

Come’ on folks why the gloomy faces when I tell you we might have to wait until 2026? Remember I am not hanging the possibility of early January 2026 until my CBI contact tells me to move on. We are still in the ballpark folks. There is lots of discouraging articles, mostly falsified information by the Iranian influence who want to keep the same old status quo of enriching Iran over Iraq.

So, we are not yet out of the proverbial ‘dog haus’ yet with this RV. All the messages we are getting from the CBI now tell us that January 2026 is still a target for the reinstatement. I have some doubts just as you do, but they are still insistent. I try not to let this news prejudice me too much as I like to see all of it backed up with more evidence. Yes, there is evidence too but there are also issues that must be worked out for the U.S. to allow it to progress. There are security concerns with Iran, but we all already know this, don’t we? You can refresh yourself on the list of the five issues in the September 16th Newsletter. So, what is the current news? Once again it evolves around these five (5) main issues. Surprise! Surprise!

We must remember that up until December 2022, Iraq was still under Chapter VII UN sanctions for repayment of War Reparations. Somehow Iraq managed to finally vote in a guy who is a true patriot of Iraq, a business man, like Trump, who saw the economic potential and knew how to “make Iraq great again” and “Iraq first”. Sound familiar?

The citizens luv him and voted for him in the last election by overwhelming majority (sound familiar again?) , but the political parties don’t seem to care what the people want. Was all the voting for nothing? If I was Al-Sadar I would have my people on the streets rioting to bring about the change necessary to open their ears to listen to the people. Al-Sudani had won the largest parliamentary bloc with nearly 50 seats or more. It should be a no brainer who should be the next prime minister. But they push out propaganda resurrect the old dinosaurs for prime ministers that failed Iraq as new candidates, really?

See the article in the 11/18 Newsletter titled “AFP: SUDANI COALITION ACHIEVES MAJOR VICTORY IN IRAQI ELECTIONS”

Like in the U.S. these wicked people in Iraq are using our own democratic principles to overcome our lives and try to govern us under their own globalist ideological principles, which are in direct conflict with our values and desires. It’s the same old, same old for thousands of years. The US experiment must work. We must spread our principles of freedom and self-governance throughout the world.

However, they want to break down the very fabric of our societies and turn the world into a waste basket for their own control using shortages and crises. They want hopelessness. They want us to give up.

So, we see this too in Iraq, no different. There is only one way to overcome this. We must pray and believe that God will help us. But in doing so we must also take action and perform what God is telling each and everyone of us to do. Yes, in our own hearts we feel the presence of God and we do know what to do. We can properly vote, we can keep hounding our representatives for what we want, we can run for office and get involved, etc., etc.

FEAR is keeping most of us back from doing it. Many of us may be retired and physically are limited. But there is still much we can do. Open you heart, sit quietly and pray. The answers will come. Oh.. we may have to sacrifice. We must overcome this fear. Kim Clement told us of a prophecy where he witnessed millions of united people all shouting for unity. In the middle of the crowd was a man, his face he could not see, as of yet. A decade or more later we learn this man could be Trump. So, God tells us to unite and fight these bastards. They are VERY afraid of us when we unite against their foolishness and lies. We must not give up! Here is the Kim Clement prophecy. Do you think God was wrong?

I also want to remind everyone of my background. I worked in the US Army Military intelligence branch for many years. I was trained to think a certain way. I used to brief generals on the information that came through channels. Based on this information they made critical decisions on the battlefield. Later I earned a master degree in Economics. I am not some dummy, high school dropout. I use these abilities and skill sets to help us all try to understand the articles and connect it to what I am told from my CBI contact. I can only report on what I know and what I can deduce from the FACTS. Absolutely no one has a crystal ball. I have warned everyone already time is short and so the window for the 2026 reinstatement is getting narrower and narrower as December rolls by. I do not ever want to spread rumors or fill the blog with opinions. Opinions must be justified with something to backs them up or they are just rhetoric and nonsense. They are just an expression of frustration. So, if you have an opinion and can back it up with FACTS then it is no longer just an opinion, right? Instead, it becomes an expression of FACTS.

So, along with my CBI contact, months ago we were able to draw out the five main issues that could prevent the reinstatement process. I know everyone remembers these, as I drilled them into your heads over and over again, right? So, have we not seen these exact five issues all of them in the news mostly. Yes, the news is almost entirely about these five issues all related to them in one way or the other. Get it? I think my CBI contact and I did a pretty good job in getting a handle on this investment. But we can’t control the outcome. Yes, no crystal ball. Also remember that the CBI works independently but in tandem with the GOI. It needs the GOI but also brings in the experts to help with the financial reforms. So, even though the GOI may stumble depending on the prime minister and his work, the CBI keeps moving along in the background regardless under Ali al-Alaq. This is what has happened only the CBI has out paced the GOI while they wait for the GOI to catch up. If I can sum it up that is the problem.

You may ask then, what is it that the GOI has to catch up to keep pace with the CBI?

The answer again is these five issues I keep talking about. Here they are again:

“The five mandates by the US for Iraq:  

• Clean up the Private Banks:   
• Expulsion of the PMF militia in Iraq:  
• Passing and Implementing the Oil and Gas Law or HCL:  
• Parallel vs Official CBI rate of the dollar:  
• Collection of the 80% of currency outside the banking system:  

😊 Please take a peek at the article titled “IRAQ’S 2025 ELECTION: A RECALIBRATION OF POWER, NOT A RUPTURE OF THE STATUS QUO”.

I added this article back again in the Articles Section of today’s Newsletter so you can easily reference it. Go figure what is occurring now as the election moves through. Are they going to get the “change” or continue the change in progress of Al-Sudani the people want to continue or is Iraq going to backwards to the same old stale status quo from the Nori al-Maliki days? We wait in anticipation to see what happens. Will it happen in time to be able for the CBI to reinstate the dinar. Time will tell. No one has a crystal ball. I will not hang up the thoughts of a January reinstatement until the time come and there is no reinstatement. I was told over and over again since September that the CBI is targeting early January 2026 with the project to delete the zero prior or to coincide. )

I also want to remind everyone that Dr Shabibi told us that the MOST opportune time (not the only time) to reinstate the dinar and have a substantial raise in the rate is the beginning of a fiscal year. Why is this? Why did he say this?

He said this because according to the budgeting process, the new annual budget is supposed to be ready and opened for spending on January 1^st of each year. So, I ask has it every been ready on time?

Knowing this about the budget gives the CBI some latitude in the timing of the reinstatement. They have the entire month of January. In fact, it can go longer since parliament is not yet even in session to vote on the new budget due to the election cycle. They are going to try for a three (3) year 2026-2028 budget again. In the meantime, if they don’t get all this done for January 1^st, they have a process to spend money at 1/12 of the proposed budget. This could buy them some time to get these five (5) other issues resolved. Let’s review what might happen to each of these five (5) issues. For reference I only went back to beginning of November. There were many more articles on these subject matters. You can poke through them and scan them if you wish by clicking on the links to them. Folks this is all I have. I can’t make the RV happen nor lie to you that it did happen.

I can only show you the FACTS of what might hold it up and then again what they told us they were doing to go forward. What I am not demonstrating to you today, as this is not the main topic, is the slew of articles we had on the currency reform project they told us about in mid November and how they told us the CBI was launching this historic project to reform the currency. See the article below:

“THE IRAQI DINAR WITHOUT ZEROS: THE CENTRAL BANK OF IRAQ LAUNCHES A HISTORIC REFORM” from 11/11 Newsletter.

I then took this article to my CBI contact back then and received her confirmation the CBI was targeting early January 2026 to complete this “historic” reform. She still tells me just yesterday that the target has NOT changed from early January. So, in trying to decide whether these mandates are any longer a threat to moving along with the currency reform, let dive a bit deeper and see if the progress is ‘good enough’ to give the U.S. assurances that it will happen to their satisfaction or if it has already progressed to their satisfaction.

“The five mandates by the US for Iraq:

• Clean up the Private Banks: The Banking Reform Plan is underway, and the CBI told us they plan to be completed by the first quarter of 2026. These reforms are about the smaller private banks but mostly about the two main government owned banks. See articles below:

“THE CENTRAL BANK REASSURES: COMPREHENSIVE REFORMS AND A SWIFT RETURN OF BANKS DEPRIVED OF DOLLARS” from 12/4/ Newsletter

“SAMIR AL-NASSIRI: THE BANKING REFORM PLAN IS BEING IMPLEMENTED SUCCESSFULLY ACCORDING TO ITS TIMETABLE” from 12/4/ Newsletter

“AL-ALAQ: THE CENTRAL BANK IS WORKING ON TWO PLANS TO REFORM THE BANKING SYSTEM… WE HAVE ENTERED ADVANCED STAGES” from 11/4 Newsletter

“THE CENTRAL BANK CONFIRMS A RAPID RESPONSE FROM BANKS TO JOIN THE BANKING REFORM PLAN” from 11/4 Newsletter

(Mnt Goat: I do not believe this is any longer going to be an issue and the US, World Bank and the IMF are satisfied with this one.)

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• Expulsion of the PMF militia in Iraq: There are numerous, humorous articles on this subject in the recent news period. But we get the thoughts of what is going on in Iraq. There is no way the US is going to get these groups off the terrorist list. Yes, they actually want to change these dangerous terrorist groups in Iraq to non-terrorist designations to free up their frozen bank accounts. Why? Iran is falling apart and needs the money. This is why Iran took Iraq as a proxy state. They need assurances of funding to fund their economy and their terrorist activities. So, why did Iraq enter sanctions to begin with? They entered UN sanctions due to the attack on Kuwait but also to prevent the funding of terrorists organizations in Iraq. Why would the US reinstate the dinar under these conditions if they still existed? I am just asking. Do you have the answer?

Here are the articles on this subject matter. You owe it to yourself to read all three articles in the order to which I present them. They will make much more sense. I have included comments in each article to help you understand better what is going on.

“MALIKI’S COALITION CALLS ON THE FRAMEWORK FOR AN URGENT MEETING AND THE REMOVAL OF HEZBOLLAH AND THE HOUTHIS FROM THE LIST OF TERRORIST ORGANIZATIONS” from today.

“A SHIITE FACTION CALLS FOR THE “EXECUTION OF THE SECOND TERM” AND ACCUSES THE SUDANESE GOVERNMENT OF TREASON” from today.

“LEGAL EXPERTS: AMENDING THE OFFICIAL GAZETTE IS “PERMISSIBLE,” AND THE DECISION REGARDING THE HOUTHIS AND HEZBOLLAH IS INTERNATIONAL AND BINDING ON IRAQ” from today.

“WASHINGTON CALLS ON BAGHDAD TO DISMANTLE “IRANIAN MILITIAS” AND AFFIRMS ITS COMMITMENT TO WORKING WITH IRAQ” from my 12/4 Newsletter.

“US WILL NOT ACCEPT ‘OUTSIDE INTERFERENCE’ IN IRAQ’S NEW GOVERNMENT, SPECIAL ENVOY SAYS” from 11/25 Newsletter

“WASHINGTON REJECTS IRAQI PM’S CONDITION ON DISARMING FACTIONS” from 11/6 Newsletter.

“IRAN IS REPORTEDLY ATTEMPTING TO FORCE ITS LARGE PROXY AND PARTNER MILITIAS IN IRAQ” from 11/6 Newsletter.

“AN AMERICAN PROJECT TO RESTRUCTURE IRAQ, END IRANIAN INFLUENCE, AND UNIFY DECISION-MAKING BETWEEN BAGHDAD AND ERBIL” from 11/4 Newsletter

“U.S. ENVOY LINKS IRAQ’S STABILITY TO ENDING IRANIAN INFLUENCE AND CURBING ARMED GROUPS” from 11/4 Newsletter

IRAQ’S FORMER DEPUTY PRIME MINISTER HOSHYAR ZEBARI SPEAKS ON THE COUNTRY’S FUTURE AFTER ELECTIONS

Watch this video interview and see if you can figure out as to how this may turn out for us investors.

(Mnt Goat: This is still the sour grape and Iraq awaits President Trump’s special envoy Mark Savaya to arrive. Let’s see what happens from his meetings.)

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• Passing and Implementing the Oil and Gas Law (or HCL): Please seethearticle below for an update on this new law:

 “AN ENDLESS CRISIS: WHY HASN’T THE OIL AND GAS LAW BEEN RELEASED FROM THE DRAWERS FOR 20 YEARS?” from today.

Seems they want to get the new law from the cabinet to parliament to try to pass it finally. I think everyone is finally onboard with this including mostly Kurdistan. They are actually now following the provisions within the law and so I don’t think it is going to be hard to pass. So it will probably be one of the first bills taken up in the new parliament in 2026.

“THE OIL AND GAS LAW: KURDISH PRIORITIES IN THE IRAQI GOVERNMENT FORMATION NEGOTIATIONS” from 11/20 Newsletter

 (Mnt Goat: I do not believe this is any longer going to be an issue and there are strong assurances that the Oil and Gas Law will finally go to parliament and be voted on and pass.)

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• Parallel vs Official CBI rate of the dollar:  Well,,,well,,, we have certainly heard lots about the parallel market and so according to the CBI this is no longer of any real concern. They told us they expect spikes in the dollar from time to time and so we have had them. However, they are controlled spikes since they occur mostly under speculation or when the CBI decides to make changes that effect the dollars in some way. For instance, of the recent spike when the CBI proposed the ‘advance customs declaration’ issued by the ASYCUDA system. The speculators in the dollar (black market) tried to kill the CBI program with claiming they needed a devaluation in the dinar. It was all just hyped up and we read multiple articles on it. Surely a devaluation would have made the market much worst but in their favor. See articles titled:

“THE ADVANCE CUSTOMS DECLARATION COMES INTO EFFECT” from the 12/4 Newsletter

“THE CENTRAL BANK WARNS THOSE SPREADING RUMORS ABOUT THE DOLLAR EXCHANGE RATE”  from the 12/2 Newsletter

“PRESSURE ON THE CENTRAL BANK TO CHANGE THE EXCHANGE RATE CONSTITUTES INTERFERENCE WITH ITS INDEPENDENCE” from the 12/2 Newletter

“THE CENTRAL BANK SETTLES THE DEBATE: THERE IS NO INTENTION TO AMEND THE EXCHANGE RATE OF THE IRAQI DINAR” from 11/25 Newsletter

(Mnt Goat: I do not believe this is any longer going to be an issue. The CBI has told us already many times this is not a major issue and they can control the parallel market. That any recent spikes they predicted form speculators and are short lived. Soon there are measures that will eliminate the parallel market all together like the advance customs declaration issued by the ASYCUDA system, including the rapid access code (QR). The CBI is working with 80 international banks already and soon most banks will be allowed to work with any international currency once the Banking Reform project is completed. This has international IQD written all over it.)

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• Collection of the 80% of currency outside the banking system: Every week there is an article on this one in some fashion or closely related. It is of major concern. amount of cash held by the public is estimated at around 90 trillion dinars, out of a total money supply of 98 trillion dinars in Iraq. 

Remember that this retrieval of currency is all related to the electronic banking and Point of Sale. These are ways to avoid more stashes in the future. Today we have yet more articles titled:

“ECONOMIC: THE SHIFT TOWARDS AN ELECTRONIC PAYMENT SYSTEM PROVIDES THE STATE WITH FINANCIAL LIQUIDITY” from today.

“THE ELECTRONIC PAYMENT SYSTEM: A DIGITAL TRANSFORMATION THAT THREATENS CITIZENS’ TRUST” from today.

“THE CENTRAL BANK WANTS TO SOLVE THE CASH PROBLEM” from the 12/2 Newsletter.

“CENTRAL BANK OF IRAQ: NET CURRENCY IN CIRCULATION EXCEEDS 92 TRILLION DINARS IN ONE MONTH” from 11/20 Newsletter

“FINANCIAL EXPERT: PEOPLE DO NOT TRUST BANKS AND ARE STORING THEIR MONEY AT HOME” from 11/4 Newsletter

(Mnt Goat: I do not believe this is any longer going to be an issue as value will be added to these stashes of notes, which we were just told are mostly the older lower denominations. We are told the the older notes and the newer lower denominations will coincide both in and out of Iraq for at least a year once the remove the zeros project occurs.)

Election Update:

Lastly the other swamp that must be drained is the infiltration of Iran into Iraqi politics and the move by Iran to make Iraq a puppet state. Iran wants the GOI to fund the Iranian militia…. and make it legal too. How about that for corruption? By all the news we have been reading from my blog, most should realize by now the severity of this past November elections and what it will mean to get al-Sudani back for a second term. Oh boy…. does this sound familiar with Donald Trump and his second term…. Many say in Iraq that this past election is critical for Iraqi just as the last election was so critical in the U.S. and for the future survival and prosperity of both countries. The parallels of the US politics to Iraqi politics are uncanny, almost scary how we could have lost both countries to the dark side. It is not hard to see some entity behind the scenes orchestrating these events for the betterment of mankind. Could it be God’s Hand?

New details have emerged about the talks for selecting a prime minister, and this is the American position. Former MP, Abdul Hadi Al-Saadawi, revealed new details about the coordination framework talks for selecting the next prime minister, clarifying the American position on the new government. I do not know what will happen about all these Iranians who won so many seats in the election. We are still waiting to hear how the U.S. wants to handle this issue. More than likely, the dual passports and citizenship issue will arise and may eliminate them from politics. The second runners-up, if not Iranian, may take the seat.

As far as the prime minister, I strongly feel that al-Sudani will be continue for a second term. There will be objections, appeals and petitions to stop him especially from the Coordination Framework, just as there are elements still trying to stop president Trump from running, then from being elected and now even once he took office. So, what plans will be made to remove the militia troops on the ground still has to be worked out. The CBI is waiting news from US Special Envoy Mark Savaya and the US Ambassador. Again, remember that the CBI has worked and is still working in tandem behind the scenes and  ahead of the GOI so the GOI has to catch up. There has to be a balance of politics with the financial reforms occurring.

Having read my RV Status for this period when do you think the RV will happen?

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Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,

                                             Just the FACTS!

PRAYING WITH SINCERITY

Many may ask why their prayers are not being answered. Our new Shepard in Rome Pope Leo XIV has given us some direction.

You can purchase a nice pair of Rosary Beads here to pray:

                                         

These prophecies are more important now more than ever. They give us the strength, perseverance and hope that a better time is coming and that God’s Hand is at work behind the scenes. If you just take a second even to look around you at these past three election cycles, how can you deny that God is at work? Are you sleeping or what?

It is amazing and there is no other way that these events could have happened the way they turned out. But there is more to come, much, much more, I assure you! Now that God has his biblical David re-elected, we need to pay attention to what He does next.

NOTE: These prophecies just keep getting better and better, giving us HOPE of a brighter future. But the real reason why I listen to them is that we can actually see what God says He will do is taking place right in front of our noses. It is a confirmation to me that God is real and is still with us forever just as in biblical times.

Prophetic Words from prophet: Julie Green

“Your Intelligence Community Is Being Shaken Like Never Before”

You can start watching the video at the 13:38 mark.  From Nov29th.       

“Martial Law Must Take Place To Free Your Nation”

You can start watching the video at the 16:14 mark.  From Nov 16th.

Martial law is the replacement of civilian government by military rule and the suspension of civilian legal processes for military powers. Martial law can continue for a specified amount of time, or indefinitely, and standard civil liberties may be suspended for as long as martial law continues. Most often, martial law is declared in times of war or emergencies such as civil unrest and natural disasters. Alternatively, martial law may be declared in instances of military coups d’état.

Martial law is how the government gets to military tribunals we have been hearing about for the past 10-20 years of prophecies. God is telling us now through Julie Green that these will be necessary as our current court system is dysfunctional. These tribunals will be WWII Nuremburg style courts set for this purpose. They will rule on cases and hand down sentences. This corruption has been going on in our government all way too long as they protect each other, accept bribes and give death threats and so it is even hard to get justice. This will be necessary because of all the corruption that is within the justice system of the district courts. It is hard to get a fair trial. It’s coming and so be prepared mentally when you see it. We recently witnessed the crossing of the red line with the six democrats outright telling the military members to mutiny. Why? It’s because they know that martial law is coming. Get it? This should be yet another sign of proof to you of what I know to be true.

We are not to be fearful as this will NOT be a total shutdown of the nation like for COVID. Things will basically go on as normal daily life, however there will be a seed of martial law within the justice system of the government. It will be announced and televised. These court cases will be on TV daily. Glenn Beck does a good job of explaining it.

KIM CLEMENT WARNED THIS WOULD HAPPEN IN NEW YORK

SURPRISE! SURPRISE! HALF OF MINNESOTA VISAS ARE ‘FRAUDULENT’

LEAKED VIDEO OF ILHAN OMAR FUND RAISING RALLY RAISES SERIOUS QUESTIONS

What country is she really loyal to? Is it the U.S. or Somalia? Was Trump right?

This video should scare the pants off of everyone. Who the hell do these people think they are? Look carefully as Omar is beside him smiling and supports at what he says. This is her fund-raising rally.

FINALLY, JANUARY 6 PIPE BOMB SUSPECT IS IDENTIFIED

He admits to the pipe bomb but tries to implicate Trump followers on that day as crazy people by saying he’s a MAGA follower. They will try anything to implicate Trump and connect him to the violence that took place on Jan 6th.

WHO’S GOING TO LAUGH LAST?

This is despicable! There must be consequences for your actions. This was organized, premeditated theft. Excuses after excuses should not keep you out of prison or from being deported. This is going to blow up. Pay close attention. There are many more of these scams not yet uncovered all over the country, this is just an example. This is in part how we got to over 36 trillion dollars of national debt, one billion, one trillion at a time.

THE MINNESOTA $1B DOLLAR MONEY SCAM, COULD BE AS MUCH AS $8B

GAO JUST BLEW UP OBAMA’S LEGACY WITH $21B FRAUD

Yes, more fraud again set in motion by the Democrats. So, what is wrong with Obamacare or the “Affordable Care Act”. Is it anything but affordable to you and me? Let’s take a deep dive into this piece of legislation.

For most seniors who paid into the system, can’t even get our fair share of Social Security and here they waist tens of billions on fraud. People who never contributed to society.

Was Trump correct in his first term as president when he tried to cancel Obamacare?

‘THESE PEOPLE OUGHT TO ALL BE PUT IN JAIL!’

The honorable senator Kennedy Goes Nuclear On Minnesota Pols Over Fraud.

TRUMP’S LATEST THREAT TO ILHAN OMAR

This is why they plot against the president and try to get rid of him. Does he tell the TRUTH? Oh… boy does he! Many can’t even decide what is truth and facts anymore from all the lies told.

A LIBERAL DEMOCRAT PREARRANGED NEW NARRATIVE THAT THEY ARE BUILDING SLOWLY AGAINST TRUMP IS BEING BORN. HERE WE GO AGAIN…

The news media is given the new narrative and then the questions to impose in the interview to create the narrative. Yes, the interview is “staged” for the public.

I pray this nasty Mark Kelly is convicted of inciting mutiny among the ranks of the military. And for that matter the other five (5) politicians also.

A PREEMPTIVE STRIKE ON PRESIDENT TRUMP’S AUTHORITY AS COMMANDER AND CHIEF

What is this democrat propaganda trying to prepare America for? Yes, this must be dealt with and not ignored.

Victor Davis Hanson takes is through it for us to understand the TRUTH what these democrats are trying to do. Again, they are desperate and will try anything. This inciting of mutiny to 1.3 million military members must NOT go unanswered. The military chain of command must NOT get political.

Everyone must listen to this video to understand firmly what is going on.

TIM WALZ SPIRALS AND RUNS OFF MSNBC WHEN ASKED ABOUT THE CORRUPTION IN HIS OWN STATE

TRUMP AIMS TO REVOKE BIDEN-ERA PARDONS SIGNED ‘ILLEGALLY’ WITH AUTOPEN

Can president actually do this legally and constitutionally?

I have created a brand-new “Post RV Workshop” page in the blog. I included my own personal tips on investing post-RV and also organizing and protecting your estate. Here is the LINK. Going forward I will only post new and exciting information and opportunities here on the Latest Newsletter as they come along. Later I will transfer it to the ‘Post RV Workshop’ page in subsequent Newsletters for your future reference.

Just so you know I absolutely DO NOT adhere to high-risk investments where you can lose it all in a flash. Look at it this way – you are going to have all this money. Most of us investors waited decades for this RV to happen and so why would you even think about pissing is all away in some high-risk gamble of an investment. Yes, there are going to be scammers out there but let’s talk about legitimate investment opportunities only. These scammers can suck you dry and there is not a damned thing you can do about it. Go to a legitimate wealth manager associated with your bank. Let the licensed experts advise you. Please, please stay away from idiots like MarkZ, TNT Tony, Bruce on the Big Stupid Call, etc. , etc.

THE CENTRAL BANK WANTS TO SOLVE THE CASH PROBLEM

(Mnt Goat: Every week one or more of these types of articles shows up in the recent news from Iraq. Do you think this is important? How will the solve this? T

Central Bank of Iraq

Some types of currency, even less than 10,000 dinars, are not accepted from some banks, so the currency has accumulated among citizens to solve this problem in the latest guidelines of the Central Bank of Iraq, private banks and currency dealers. The Central Bank of Iraq (CBI) has issued new guidelines to deal with all types of Iraqi dinars.  

The 250, 500 and 1000 Iraqi dinars are the least traded in the market, banks and currency dealers’ markets, and in some places are not accepted, so the small amount of money has accumulated among citizens. 

The Central Bank of Iraq (CBI) had earlier said it had a shortage of cash, one of the reasons being the deterioration of the balance between the currencies, so they issued new guidelines and must deal with all types of Iraqi dinars.

Anwar Mousavi, a currency dealer, told Kurdistan24 that there is no problem in providing any kind of money to pay salaries and shop owners must cooperate in the markets.

Iraq spends about 7 trillion dinars monthly on salaries, the central bank said by the 10th of each month to end the transaction of the money in the markets, about 15 trillion dinars are withheld by citizens.

Economist Haider Sheikh said the central bank wants to solve the cash problem and eliminate the excuse of currency in transactions, so government offices and private banks have instructed to receive all kinds of money, because the money paid for salaries will not be in the market.

Previously, currency dealers and even some private banks accepted bills against the dollar at less than their value, but according to the new guidelines, bills will be accepted at the same value even if they are torn or old.

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THE IRAQI AND AMERICAN FOREIGN MINISTERS DISCUSS GOVERNMENT FORMATION AND REVIEW REGIONAL CHALLENGES.

Iraqi Deputy Prime Minister and Foreign Minister Fuad Hussein discussed with US Deputy Secretary of State Michael Regas on Tuesday joint cooperation in various political, economic and security fields and the regional and international challenges facing the region. While stressing the need to expedite the formation of the federal government, Hussein called for a review of travel warnings to Iraq.

This came during Fuad Hussein’s reception of the US Deputy Secretary of State in Baghdad, where the meeting discussed ways to strengthen bilateral relations between Iraq and the United States, and to follow up on frameworks for joint cooperation in various political, economic and security fields.

According to a statement issued by the Iraqi Ministry of Foreign Affairs and received by Shafaq News Agency, the meeting included a review of “regional and international challenges facing the region, including efforts to achieve stability, the need to support dialogue, with a focus on the situation in Syria and Iran, and the importance of working to reduce tension and build understanding to enhance security and stability in the region.”

Hussein emphasized the importance of de-escalating regional tensions, stressing Iraq’s role in supporting stability efforts. He also reviewed the political developments following the elections.

He stressed “the need to expedite the formation of the federal government in accordance with constitutional timelines, while taking into account the balance between political forces to ensure the regularity of the democratic process and the activation of parliament and government, in a way that contributes to the efficient and effective implementation of government programs.”

Hussein also praised the positive atmosphere that prevailed during the elections and the high voter turnout, stressing the importance of continued political stability in the country.

He pointed to the imminent opening of the US consulate in Erbil, and what it represents in terms of strengthening diplomatic cooperation between the two countries, while stressing the need to reopen the US consulate in Basra Governorate.

Hussein stressed the importance of “continued coordination between Iraq and the United States, and continued cooperation in the areas of economy, infrastructure and investment, in order to promote development and support the return of American companies to invest in Iraq.”

He also called for a review of travel warnings to Iraq, given the security stability the country is experiencing, and for facilitating investment opportunities.

For his part, Michael Regas expressed the United States’ appreciation for the progress Iraq has made in promoting stability and security, stressing his country’s support for efforts in this area.

He pointed to the importance of continued regional and international coordination to address economic, political and security challenges, stressing the importance of working within a positive bilateral relationship with the Iraqi government.

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WASHINGTON CALLS ON BAGHDAD TO DISMANTLE “IRANIAN MILITIAS” AND AFFIRMS ITS COMMITMENT TO WORKING WITH IRAQ.

US Deputy Secretary of State Michael Regas called on Iraq on Wednesday to dismantle “Iranian militias” that are causing instability in the region and harming Iraqis, stressing in a speech during the opening of the new US consulate building in Erbil that his country is committed to working closely with Iraqi partners on common interests.

Statements by US Deputy Secretary of State Michael Regas during the opening of the new US consulate building in Erbil:

The United States is committed to working closely with Iraqi partners on their shared interests in ensuring Iraq’s sovereignty, combating terrorism, and also bringing about stability and strengthening the economic relationship.

Of course, the Iraqi Kurdistan region is stable and secure, and the opening of the consulate is an extension of the relationship between the region and the United States over time, and a fruitful dialogue about proactive steps to reduce any conflicts.

We encourage Iraqis and Kurds to dismantle the Iranian militias that destabilize the region and harm Iraqis. That’s why, last week when the gas field was attacked, President Trump prioritized trade despite the conflict. That’s why we support American companies in Iraq and see the Kurdistan Region of Iraq as a dynamic entry point for American businesses into the Iraqi market.

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THE US EMBASSY IN BAGHDAD: WE ARE COORDINATING WITH KURDISTAN AGAINST “MALICIOUS” ENTITIES TARGETING IRAQ’S STABILITY.

The US Embassy in Baghdad announced a meeting between the embassy’s senior defense official and officials from the Kurdistan Region’s Ministry of Interior and the Peshmerga, to coordinate against “malicious” entities targeting Iraq’s stability and infrastructure.

 
This comes after the Kormor gas field in Sulaymaniyah province was subjected to a “terrorist” attack at the end of last month, and security investigations led by the Iraqi authorities yesterday revealed that it was carried out by two drones by “outlaw” groups.

The US Embassy in Baghdad stated in a short blog post on its official X platform on Thursday, December 4, 2025, that “Senior Defense Official, Colonel Bagley, met with senior officials in the Ministry of Interior and the Peshmerga forces in the Kurdistan Regional Government of Iraq to enhance coordination against malicious actors targeting Iraq’s stability and vital infrastructure,” stressing that “the United States remains committed to supporting security efforts and strengthening Iraq’s sovereignty.”

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THE ADVANCE CUSTOMS DECLARATION COMES INTO EFFECT

(Mnt Goat: Looks like no more “hanky-panky” in falsifying documents for imports in order to get dollars. 😊 This should really help in the cause to shut down the parallel market. )

The decision to activate the system of prior customs declarations will come into effect starting today, Monday, in a step that is considered pivotal to regulating trade, controlling the market and preventing the disruptions that accompany import operations, as well as its role in protecting the local product and enhancing the confidence of the private sector and citizens in the integrity of the procedures.

This system represents an essential tool for tightening control over the entry of goods, as it requires the submission of the advance customs declaration issued by the ASYCUDA system, including the rapid access code (QR), via the OR platform within the validity of issuance system, along with the final commercial documents that include the declaration number, a final commercial contract or invoice with the total value, a description of the materials, their quantities, the country of origin and shipping, the name of the exporter and importer, the border crossing, the chassis number for cars, the name and code of the importing bank and company, and the data of the clearing agent.

The decision also requires that no external transfer be carried out by banks unless they are provided with the prior customs declaration and accompanying documents, and obliges them to include the declaration number in the transfer system (SWIFT) instead of the previous data, which makes the declaration a “passport” for any commercial transfer.

Economic expert Khaled Al-Jabri told Al-Sabah that “regulating the market begins with accurately controlling import and export operations, and knowing the nature of the goods entering and leaving and the entities that own them.”

He added that in order for the advance customs declaration to play its true role, the legislative framework needs to be updated through a new tax law and a clearer companies law, in addition to regulating the labor law and commercial agencies. 

Dollar transfers

The spokesperson pointed out that this regulation should be accompanied by clear oversight of dollar transfers to prevent any ambiguity that could negatively affect market stability.

Al-Jabri explained that these measures will determine the routes of commercial transfers and control border crossings and customs revenues, which gives regulatory institutions greater ability to follow up and enhances the confidence of the private sector and citizens in the integrity of the procedures, warning that the continuation of chaos keeps the door open for manipulation, while precise regulation constitutes an essential step towards a more stable market.

Updating the commercial register

Al-Jabri addressed the phenomenon known as “burned companies” and said: Registering alternative companies to escape accountability is a practice that must end in conjunction with cleaning up and updating the commercial register.

He pointed out that eliminating this method will reduce evasion and enhance legal accountability, stressing the need to impose strict controls on importers and adopt precise specifications that ensure the entry of compliant goods and enhance transparency and smoothness in the market.

Clear customs system

For his part, industrial development consultant Amer Al-Jawahiri believes that the advance customs declaration represents a new method for regulating financial movement, and it should be applied in all of Iraq’s ports without exception. 

He pointed out that the success of this step is linked to providing accurate pricing at the ports, which ensures a clear customs system that reduces cases of illicit enrichment. 

Al-Jawahiri stated that the application of this system must be based on modern digital means that ensure the accuracy of the procedures, indicating that the evaluation of its results will be clearer after a period of its application.

Adjusting procedures

It is worth noting that the pre-declaration system will be implemented gradually starting from the first of this month, initially applying mandatorily to a range of goods including gold, cars, electrical appliances, and mobile phones, with the aim of expanding its application to all goods by the beginning of next year. This system is expected to streamline customs procedures, regulate imports, and provide accurate statistics to inform import policy.

Post-check

The advance declaration is also expected to become a passport for financial transfers, which will facilitate subsequent auditing and reveal cases of inflated invoices that some importers previously resorted to. The regulatory bodies will perform the matching according to digital mechanisms that were prepared in advance for this purpose, in addition to the oversight carried out by the Border Ports Authority and the newly established auditing centers in the Customs Authority.

In light of these measures, observers predict that the coming period will witness the establishment of new companies or the entry of others into the field of banking transfers, in an attempt to escape the violations that befell what is known as the “burned companies”.

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TRUMP IS THE HERO OF THE BAGHDAD STREET… IRAQIS TELL RUDAW: WE AWAIT THE US PRESIDENT’S DECISION

 In Baghdad, the most talked-about topic is the selection of the next prime minister. At the same time, citizens are not optimistic about the choices made by the Coordination Framework, believing that it “will nominate one of its members or someone close to it, who will be no different from his predecessors.” These are the prevailing opinions we heard from Iraqis here in the capital, Baghdad.
 
Rudaw Media Network surveyed the opinions of some Baghdad residents from various professions about their expectations regarding the new head of government. It became clear that US President Donald Trump is the “hero of the street,” and that they are waiting for his decisions and actions to intervene this time to choose “a just, honest, and strong prime minister who will resolve most of the outstanding issues.”
  
I met Raeda Faleh, a retiree, at the Iraq International Book Fair. She was the one who initiated the conversation after learning I was a journalist, asking in her colloquial Iraqi dialect, “Who will become prime minister?” I replied, “I don’t know. What do you expect?” She fell silent, then replied despairingly, “I don’t expect anyone better than the previous ones. They’re all the same… the same mindset… the same corruption. And now we hear news about the government not having any money, and we retirees and other employees are worried about our daily lives. I worked for the government for almost 30 years, and today I receive a pension that barely covers my basic needs, 750,000 dinars, while a member of parliament works for less than three years, makes deals, takes all the perks, and then retires with an astronomical pension. Where is the justice? Where is their concern for the people?” She finished her remarks as she left, again in colloquial Arabic, “I’m going to look for a useful book… politics is a headache and a real headache.”

(Mnt Goat: Sounds like Congress and the Senate in the U.S. .. ☹ )
 
But Hussam Mustafa, a 27-year-old barber in the Karrada district, was more enthusiastic about US President Trump. He spoke while expertly wielding his scissors, saying, “Uncle Trump will come and change everything.

I’m optimistic about his statements and decisions.” I said, “Trump is the president of the United States, not the president of Iraq. Iraqis are the ones who should choose their prime minister and cabinet members.” He replied, “Iraq has waited for years, and a suitable prime minister hasn’t been chosen.”

He added, “I support al-Sudani staying. He has accomplished a lot, and he’s a humble man. A few weeks ago, he came for a walk here in Karrada, sat in a café (a coffee shop with a book), and talked with people. I was standing there listening to him. This hasn’t happened with any other senior Iraqi official.

(Again…. This sounds like Trump again….😊 )

He received the most votes, and my family and I voted for him in the elections. Why shouldn’t he stay in his position?” He pointed out that “Trump is with al-Sudani, and I think he’ll stay for a second term.”

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THE REGIONAL GOVERNMENT’S PRESIDENT: WE SUPPORT TRUMP’S POLICY OF ACHIEVING PEACE THROUGH STRENGTH.

On Thursday, the Prime Minister of the Kurdistan Region, Masrour Barzani, expressed the region’s support for US President Donald Trump’s policy of achieving peace through strength, while stating that the new US consulate in Erbil is a “stronghold “.

During his speech at the opening ceremony of the new US consulate building in Erbil, Barzani said, “This US consulate in Erbil is like a mountain and an impregnable fortress in Kurdistan,” explaining that “the United States stood with the Kurdistan Region during difficult times and provided support and assistance in building this country in which we live, and we fully support the policy of US President Donald Trump, which says peace through strength .”

He emphasized, “Working with the United States and also working with Baghdad,” explaining that “at the moment we are facing the formation of the new government in Iraq, we aspire to form a government that meets the aspirations of the people and solves the problems and crises.”

The United States opened its largest consulate in Erbil, in the presence of political and diplomatic figures.

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WASHINGTON IS CONSIDERING “FORTIFYING” KURDISTAN’S AIRSPACE… AND TRUMP: STRIKING TEHRAN’S NUCLEAR PROGRAM CHANGED IRAQ’S DIRECTION.

US President Donald Trump announced that he is considering the request submitted by the Kurdistan Region to supply it with an air defense system, noting that Iraq’s position towards Washington has completely changed and become more friendly, following the targeting of the Iranian nuclear infrastructure at the beginning of this year.

In remarks to reporters from the White House on Tuesday, December 2, 2025, President Trump said regarding supplying the Kurdistan Region with an air defense system: “We are thinking about it. This issue was not among our priorities previously, but we are hearing about it increasingly now.”

Trump added: “The situation in Iraq is completely different from what it was before we destroyed Iran’s nuclear capabilities, and relations have undergone major transformations.”

The US president noted the decline in the “fear factor” surrounding Iran and its significant diminished prestige, asserting that it no longer plays that dominant role. He explained, “Previously, Iran played the role of the main threat in the Middle East, and Iraq was being oppressed by Tehran.”

Trump stressed that following the US attacks on Iranian nuclear facilities, Iraq became more open to dialogue with Washington and showed a greater willingness to reach an understanding.

He continued, saying: “Iraq nominated me for the Nobel Prize, which is a great honor that we did not expect from the Iraqi side.”

The US president also criticized his country’s past policies, saying: “We had a former president who thought invading Iraq was a very smart idea; we invaded, and suddenly, instead of having a counterbalance to Iran, Tehran ended up dominating the Middle East for a long time.”

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AL-SUDANI: SINCE ASSUMING RESPONSIBILITY, I HAVE BEEN KEEN TO BUILD FRIENDSHIPS THAT SERVE IRAQ.

Prime Minister Mohammed Shia al-Sudani affirmed on Wednesday his commitment to building friendships that serve Iraq since assuming responsibility.  

In a brief tweet, Al-Sudani said, “Since assuming responsibility, I have been keen to build friendships that serve Iraq. I realized from the beginning that friendships, not enmity, are what guarantee the stability, growth, and prosperity of our country,” concluding the tweet with “Iraq first.” 

Al-Sudani concluded his tweet with the phrase “Iraq first”. 

(Oh….Oh…. Al-Sudani sounds like Trump now!😊 )

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THE CENTRAL BANK REASSURES: COMPREHENSIVE REFORMS AND A SWIFT RETURN OF BANKS DEPRIVED OF DOLLARS.

The Central Bank of Iraq reassured the public on Tuesday (December 2, 2025) regarding the ongoing banking reforms, stressing that rebuilding the banking sector is the main pillar of its work at the present stage, during a session attended by a number of experts and specialists.

The bank said in its statement, received by “Baghdad Today”, that its governor, Ali Mohsen Al-Alaq, presented an extensive proposal for the reform plan, explaining that the contract with Oliver Wyman came after the restrictions imposed on a number of banks dealing in dollars, with the aim of implementing comprehensive reforms that ensure their compliance with international standards, noting that there are assurances that those banks will return to their normal environment after the completion of the reform stages.

The statement added that all Iraqi banks have signed the reform document, indicating that compliant banks will be granted the ability to deal in other currencies in gradual steps, while confirming that international bodies are directly monitoring the progress of work on this file.

He added that the digital dinar project is still under implementation and requires time and integrated infrastructure before it can be officially launched.

The bank noted that Al-Alaq reiterated the commitment to maintaining overall price stability by fixing the exchange rate and keeping inflation at low levels, warning that reducing the dinar’s exchange rate would have negative repercussions on low-income groups and weaken confidence in the national currency.

The statement concluded by stressing the need to avoid using the exchange rate as a tool to address the structural deficit, emphasizing the need for structural reforms to maximize revenues, control expenditures, and diversify the economy, while supporting the government’s directions in this area.

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SAMIR AL-NASSIRI: THE BANKING REFORM PLAN IS BEING IMPLEMENTED SUCCESSFULLY ACCORDING TO ITS TIMETABLE.

Banking consultant and expert Samir Al-Nassiri confirmed that the Central Bank, Oliver Wyman, and other banks are continuing to implement the standards of the banking reform plan in partnership and daily coordination, according to the plan’s timeline, which was launched on April 7, 2025.

The Central Bank published the project implementation mechanisms and the banks signed an agreement to comply with the plan. Preparations are now underway to launch the first evaluation cycle during the first quarter of 2026.

The procedures and efforts undertaken by the Central Bank of Iraq, in cooperation and consultation with the consulting firm and private banks, have resulted in tangible steps during the current quarter in facilitating the implementation of the objectives, programs, mechanisms and standards of the comprehensive banking reform project, within the framework of implementing the Central Bank’s third strategy.

He explained that the main objective of this project is to build a sound, modern, comprehensive and flexible banking sector that contributes to achieving rapid growth in the national economy, a cumulative increase in GDP, and enhancing the market value of the banking sector.

 Al-Nassiri pointed out that economic reform begins with banking reform, explaining that the challenges facing the Iraqi economy simultaneously present significant opportunities to reform and develop the banking and financial sector, in line with the government’s program and the Central Bank’s future vision. He added that the banking sector will play a pivotal role in achieving sustainable development and attracting investments, as well as supporting ongoing efforts to activate non-oil productive sectors with the aim of diversifying national income sources and ensuring financial sustainability and balanced economic growth.

 Al-Nassiri explained that the role of the Central Bank is also embodied in regulating the financing of foreign trade and implementing infrastructure projects related to comprehensive digital transformation, in addition to expanding the use of electronic payment tools in a way that enhances the achievement of financial inclusion.

 He stressed that these efforts will contribute to providing real opportunities for reforming, developing and empowering the private banking sector during the period 2025–2028, through a set of key objectives, most notably:

* Developing the Iraqi banking system to keep pace with internationally approved banking and accounting standards.

* Building a sound, modern, comprehensive and flexible banking sector capable of adapting to economic changes.

* To enhance citizens’ confidence in the local banking sector and achieve international recognition of its transparency, progress, and commitment to international standards, thereby strengthening the confidence of global correspondent banks in dealing with it.

* Rehabilitating restricted or weakly active banks to enable them to return to the banking market with their full internal and external activities.

* Refocusing the role of banks on their core function of financing and lending for development, while promoting financial inclusion and increasing its rate in accordance with the established plans.

* To promote the transition from a cash economy to a digital economy by attracting funds circulating outside the banking system, which represent about 90% of the money supply, and bringing them into the formal banking cycle.

Al-Nassiri explained that although the period specified for their implementation according to the banking reform project and the Central Bank’s strategy extends to three years, what was achieved during the years 2023, 2024 and 2025 is considered an important achievement, as solid foundations and rules were built that formed the main pillar for the desired reform path.

He added that these achievements will contribute to the process of evaluating and classifying Iraqi banks based on the extent to which they achieve the goals set within the banking reform project, in accordance with the approved international standards and criteria.

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Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,

                                             Just the FACTS!

Disclaimer: All information in this newsletter is not intended for investment decisions / purposes. Mnt Goat is not a financial analyst, planner, banker, attorney or associated in any role with giving out professional investment advice.

Auf Wiedersehen

Much love to ya all,

Mnt Goat

Disclaimer: All information in this newsletter is not intended for investment decisions / purposes. Mnt Goat is not a financial analyst, planner, banker, attorney or associated in any role with giving out professional investment advice.

ABOUT THE NEWSLETTER:

December 4, 2025 Mnt Goat News Brief

Guten Tag everyone:

Bringing you more news. The road to the RV.

GIVE A GIFT TO MNT GOAT

I decided to allow everyone to give a Free-will GIFT to Mnt Goat on PayPal if you so desire. Here is the link below. Please show your appreciation for all the hard work I do.

I recommend $10-$15 dollars a month or whatever you can afford. Do you realize I write eight (8) Newsletters every month. This is like a second job to me. The only way I know that people are reading and appreciating all the FACTUAL news I bring is through their appreciation. If I do not receive equal appreciation for all the hard work I do, I will simply end the Newsletter and save myself endless hours at the computer. I am tired of this RV saga just as you are. We are now down to the wire and the evidence is showing us the end is very near. I feel this would be a lousy time to end the Newsletter, but that is all up to you.

So, if you haven’t already shown your appreciation for October please reconsider.

 Let’s all try to chip in!

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2 Corinthians 9:10

“Now he who supplies seed to the Sower and bread for food will also supply and increase your store of seed and will enlarge the harvest of your righteousness”

STATUS OF THE RV

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No! There is no RV or Reinstatement of the Iraqi dinar yet. There are NO newer smaller category notes issued or pictures even shown to anyone yet by the CBI and that includes the 10 and 50 categories. This is per my CBI contact.

Don’t let these intel gurus or internet idiots fool you with their hyped-up sites. They only want your clickity-clicks. We don’t need rumors or bank stories. We don’t need three letter agency lies. We have FACTS and so let the FACTS speak for themselves.  

If I were you, I would keep the champagne in the frig. The show is not over until the fat lady at the circus sings….. lol.. lol.. 😊 It is early December and the CBI may still go ahead with removing the zeros in time for a January release. Oh… but remember it does not have to happen exactly on January 1^st as there are thirty-one days in the month. They could also change the plan and remove the zeros in early January and release in late January. There are options.

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I wish I could tell everyone to go to the bank and exchange your dinar today, but this is simply not going to be the case. We must realize that the CBI is working on one track, the GOI on another, and some can even say Kurdistan on yet another. So, let’s explore each track and learn more today how close we are to the RV.

I need everyone to listen carefully to the introduction AUDIO when you clicked on the blog today. It plays automatically.

We are not yet out of the proverbial ‘dog haus’ yet with this RV. All the messages we are getting from the CBI now tell us that January 2026 is still a target for the reinstatement. I have some doubts but they are still insistent. I try not to let this news prejudice me too much as I like to see all of it backed up with more evidence. Yes, there is evidence too but there are also issues that must be worked out for the U.S. to allow it to progress. There are security concerns with Iran, but we all already know this, don’t we? You can refresh yourself on the list of the five issues in the September 16th Newsletter. So, what is the current news? Once again it evolves around these five (5) issues. Surprise! Surprise!

New details have emerged about the framework talks for selecting a prime minister, and this is the American position. Former MP, Abdul Hadi Al-Saadawi, revealed new details about the coordination framework talks for selecting the next prime minister, clarifying the American position on the new government.

Al-Saadawi said, during his appearance on the “Free Talk” program on Al-Furat satellite channel, that: “The regional and international situation is putting pressure on Iraq, especially since the next government is different from its predecessors as a result of political agreements, despite the relative calm in the scene.”

He explained that “political agreements are proceeding as agreed, and there are no fundamental disagreements, and the candidate for the premiership will be from the coordination framework without putting forward a consensus president or a candidate from a small bloc,” indicating that “six names have been submitted so far, but Mohammed Shia al-Sudani has the greatest chance for a second term.”

Raise the official rate of the dinar?

Once again, I want to come on and explain what it really means when there are numerous recent news articles on this subject matter of “increasing the rate of the dinar”. What they are currently talking about we don’t want. Get it? They literally mean to increase the official rate from 1320 to 1400+ which is a devaluation not a revaluation. When Mohammed Saleh, the prime minister’s financial advisor speaks I listen.

Here is the TRUTH of what is going on: The recent rise in Iraq’s parallel-market dollar rate is a temporary fluctuation driven by rumor-based “colored noise,” not a sign of structural pressure on the dinar, Saleh, said on Wednesday. Speaking with Shafaq News, Saleh explained that distorted information circulating in informal channels triggered short-term speculative behavior. Such volatility, he noted, often intensifies during transitional periods, including the post-election phase and the government’s move toward stricter customs governance and digital tracking systems meant to align trade procedures with global standards. So, I just wanted to warn everyone when seeing these articles. There are notorious people trying to manipulate the dinar in a bad way. Go figure!

You might want to peek at the recent article titled “THE US EMBASSY IN BAGHDAD: WE ARE COORDINATING WITH KURDISTAN AGAINST “MALICIOUS” ENTITIES TARGETING IRAQ’S STABILITY” in the Articles Section.

This does not exclude the revaluation we are looking for coming soon, and in fact it supports it, since the dinar is not losing value. There are just a few more hurdles Iraq must get over. Yes, there are structural issues that need to be addressed not financial or debt issues within Iraq and the CBI has made this very clear on many recent occasions. Oh… glad I clarified this from all the bullshit out there😊 .

So, the U.S. ambassador is now in Iraq and the U.S. president’s envoy Savoy is due to arrive soon. What will they talk about? Seems to me this should already be utmost on the minds of all my readers of what they will be talking about as it is going to be about the demands of the U.S. for security concerns with the Iranian backed militias still stationed in Iraq. The message is still the same – get them the hell out of Iraq! I know I am being a bit dramatic but that is basically the message and I can even hear president Trump saying these exact words. How are U.S. companies or even western tourists going to come to Iraq and see Iranian armed forces walking the streets. Or even worst pass by Iran held military bases.

Let’s take a peek at one specific article titled “THE CENTRAL BANK WANTS TO SOLVE THE CASH PROBLEM“. In the article it says and I quote – “the 250, 500 and 1000 Iraqi dinars are the least traded in the market, banks and currency dealers’ markets, and in some places are not accepted, so the small amount of money has accumulated among citizens. ” Why did the CBI concentrate so much on pushing out these lower denominations over the last decade? They did this to prevent inflation as these notes can be used to make change for the larger three zero notes when making a store purchase. If they can’t make change then the cost of the sale goes up beyond the true value of the object. This causes inflation. Look at the same way in the western world if we didn’t have coins or smaller denominations and only used 50 and 100 dollar bills. How would the stores make change? Iraq only survives mostly today because of the pressure for direct deposit of salaries forced on them by the govt and the use of the debt card for purchases. Yes, Iraqis are learning the convenience of the using the cards as in the western economies. It has taken hold. But now how do you collect these 1000, 500 and 250 notes since the citizens are using debt cards and forget about these rolls of lower notes at home? Has the situation even worsened now?

Like you and me might do someday, when our can of pocket change gets too high, we roll the coins and take them to the bank.

The problem arises in that when these lower notes then accumulate in the hands of the shopper, the merchants also don’t want these rolls of these lower denominations from the consumer to purchase items or the citizen simply does not want to carry these large rolls of bills around with them to shop. What do they do then?

They just stash them at home somewhere and forget about them just as you and I would throw coins in a jar from our pockets when we arrived home from shopping, and forget about them. Remember that the 1000 dinar is like a 1 dinar note the 500 is like a 50 fils piece and the 250 is like a 25 fils or a quarter of a 1000 note. So, after decades of this collection, like our large jars of coins, the Iraqis too have large piles of these smaller notes laying around. Overtime most merchants can’t be bothered or don’t want to deal with them even since they are liking the electronic point of sale machines. Who can be bothered with all these lower notes? Yes, this is at the heart of the issue why the citizens have not yet deposited this money in the banks. This always goes back to the point of raising the value of the dinar and who wants these lower denominations without it.

What is the CBI going to do to try to bring in these notes to the bank?

It is not a matter of just the citizen having these stashes at home but also the merchant’s refusal to take these notes on a sale. They prefer the electronic sales or the larger three zero notes. So, the Central Bank of Iraq (CBI) had earlier said it had a shortage of cash, one of the reasons being the deterioration of the balance between the currencies, so they recently issued new guidelines and all merchants must deal with all types of Iraqi dinar denominations. Let’s see if this new strategy works…. I am skeptical it will not fix it… lol..lol..lol.. The CBI has to raise the rate of the dinar to incentive the citizens to act. Why should they do it now?

What does the “deterioration of balance” mean?

It means that the distribution of notes between the many dinar denominations of out of balance as far as being in circulation. The hordes of notes in the homes or businesses creates this situation. Yes, they are technically still in circulation and part of the monetar mass but out of circulation as far as the banks are concerned. This causes the lack of liquidity issue. This money is not available to anyone.

😊I really like this article titled “THE CENTRAL BANK REASSURES: COMPREHENSIVE REFORMS AND A SWIFT RETURN OF BANKS DEPRIVED OF DOLLARS.” It is telling us that soon the banking reform project will conclude and things may get back to normal, but the new norm. Remember that this was one layer of dollars supporting the parallel black market.

Update on the Iraqi election cycle:

What we do know for damn sure is that there is not going to be a reinstatement of the dinar unless they have a stable government in place. Some say that the caretaker government is a stable government much like the US president newly elected in November does not take office until January. There is a continuity of government until that time. So, Iraq has the same. Al-Sudani is the still the prime minister until a new minister is appointed. The question is will he serve a second term not that they are without a leader. The real problem arises when it takes too long to decide the top three govt positions is that parliament is suspended during the election, meaning no legislation can be decided.

So far with all the ‘real” news from Iraq such as in the articles titled ” TRUMP IS THE HERO OF THE BAGHDAD STREET… IRAQIS TELL RUDAW: WE AWAIT THE US PRESIDENT’S DECISION” we can see that the US president Trump favors Al-Sudani. Why would he not? Just look at the progress. Also the fact he won the popular vote. In the news we find that the citizens are not optimistic about the choices made by the Coordination Framework, believing that it “will nominate one of its members or someone close to it, who will be no different from al-Sudani’s predecessors. These are the prevailing opinions we heard from Iraqis here in the capital, Baghdad. Rudaw Media Network surveyed the opinions of some Baghdad residents from various professions about their expectations regarding the new head of government. It became clear that US President Donald Trump is the “hero of the street,” and that they are waiting for his decisions and actions to intervene this time to choose “a just, honest, and strong prime minister who will resolve most of the outstanding issues.
  
Then govt official retires with an astronomical pension. Where is the justice? Where is their concern for the people? Seems the Trump movement from America is moving to the middle east…. 😊 I think everyone knows exactly what I mean and what the Iraqi people mean in the article. They give examples of a few families and their hardships. Folks this has to change in Iraq and in the U.S. The politicians by nature of their control get paid way too much, way too many benefits and perks at the expense of the average person and their welfare. Do they really go into politics to serves or to get rich?

😊In the article titled “MS ITS COMMITMENT TO WORKING WITH IRAQ” we find that US Deputy Secretary of State Michael Regas called on Iraq on Wednesday to dismantle “Iranian militias” that are causing instability in the region and harming Iraqis, stressing in a speech during the opening of the new US consulate building in Erbil that his country is committed to working closely with Iraqi partners on common interests. “We encourage Iraqis and Kurds to dismantle the Iranian militias that destabilize the region and harm Iraqis“. I am afraid the U.S. is not going to let this issue slide.

😊In the article titled ” THE REGIONAL GOVERNMENT’S PRESIDENT: WE SUPPORT TRUMP’S POLICY OF ACHIEVING PEACE THROUGH STRENGTH.” On Thursday, the Prime Minister of the Kurdistan Region, Masrour Barzani, expressed the region’s support for US President Donald Trump’s policy of achieving peace through strength, while stating that the new US consulate in Erbil is a “strong hold”.

😊In the following article we learn that there is a timetable to complete the Banking Reform Plan. Is this timetable January 1, 2026? There is cause to believe it is since they talked about having all the banks private and public implemented on the plan by this period. Coincidental? See article titled “SAMIR AL-NASSIRI: THE BANKING REFORM PLAN IS BEING IMPLEMENTED SUCCESSFULLY ACCORDING TO ITS TIMETABLE.” Banking consultant and expert Samir Al-Nassiri confirmed that the Central Bank, Oliver Wyman, and other banks are continuing to implement the standards of the banking reform plan in partnership and daily coordination, according to the plan’s timeline, which was launched on April 7, 2025.

Yet more proof of a timetable is this article titled “THE CENTRAL BANK REASSURES: COMPREHENSIVE REFORMS AND A SWIFT RETURN OF BANKS DEPRIVED OF DOLLARS.” In the article the CBI says “with the aim of implementing comprehensive reforms that ensure their compliance with international standards, noting that there are assurances that those banks will return to their normal environment after the completion of the reform stages.

The statement added that all Iraqi banks have signed the reform document, indicating that compliant banks will be granted the ability to deal in other currencies in gradual steps, while confirming that international bodies are directly monitoring the progress of work on this file. He added that the digital dinar project is still under implementation and requires time and integrated infrastructure before it can be officially launched. so, we may or may not see the digital dinar on January 1st.

So here is yet more proof in this article there is NOT going to be a devaluation of the dinar and probably just the opposite in the near future – a revaluation. “The bank noted that Al-Alaq reiterated the commitment to maintaining overall price stability by fixing the exchange rate and keeping inflation at low levels, warning that reducing the dinar’s exchange rate would have negative repercussions on low-income groups and weaken confidence in the national currency.”

Iranian Militias:

I can’t end the RV Status today without reiterating that the Iranian militias are a problem and must be dealt with. Please see recent article titled “WASHINGTON CALLS ON BAGHDAD TO DISMANTLE “IRANIAN MILITIAS” AND AFFIRMS ITS COMMITMENT TO WORKING WITH IRAQ“. However do they need to do all this ‘dismantling’ prior to the reinstatement or just have a solid, agreed upon plan in place? All we can do is pray that this is the case of having a plan in place, committed to and then let the RV go.

Having read my RV Status for this period when do you think the RV will happen?

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Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,

                                             Just the FACTS!

PRAYING WITH SINCERITY

Many may ask why their prayers are not being answered. Our new Shepard in Rome Pope Leo XIV has given us some direction.

You can purchase a nice pair of Rosary Beads here to pray:

                                         

These prophecies are more important now more than ever. They give us the strength, perseverance and hope that a better time is coming and that God’s Hand is at work behind the scenes. If you just take a second even to look around you at these past three election cycles, how can you deny that God is at work? Are you sleeping or what?

It is amazing and there is no other way that these events could have happened the way they turned out. But there is more to come, much, much more, I assure you! Now that God has his biblical David re-elected, we need to pay attention to what He does next.

NOTE: These prophecies just keep getting better and better, giving us HOPE of a brighter future. But the real reason why I listen to them is that we can actually see what God says He will do is taking place right in front of our noses. It is a confirmation to me that God is real and is still with us forever just as in biblical times.

Prophetic Words from prophet: Julie Green

“Your Intelligence Community Is Being Shaken Like Never Before”

You can start watching the video at the 13:38 mark.  From Nov29th.       

“Martial Law Must Take Place To Free Your Nation”

You can start watching the video at the 16:14 mark.  From Nov 16th.

Martial law is the replacement of civilian government by military rule and the suspension of civilian legal processes for military powers. Martial law can continue for a specified amount of time, or indefinitely, and standard civil liberties may be suspended for as long as martial law continues. Most often, martial law is declared in times of war or emergencies such as civil unrest and natural disasters. Alternatively, martial law may be declared in instances of military coups d’état.

Martial law is how the government gets to military tribunals we have been hearing about for the past 10-20 years of prophecies. God is telling us now through Julie Green that these will be necessary as our current court system is dysfunctional. These tribunals will be WWII Nuremburg style courts set for this purpose. They will rule on cases and hand down sentences. This corruption has been going on in our government all way too long as they protect each other, accept bribes and give death threats and so it is even hard to get justice. This will be necessary because of all the corruption that is within the justice system of the district courts. It is hard to get a fair trial. It’s coming and so be prepared mentally when you see it. We recently witnessed the crossing of the red line with the six democrats outright telling the military members to mutiny. Why? It’s because they know that martial law is coming. Get it? This should be yet another sign of proof to you of what I know to be true.

We are not to be fearful as this will NOT be a total shutdown of the nation like for COVID. Things will basically go on as normal daily life, however there will be a seed of martial law within the justice system of the government. It will be announced and televised. These court cases will be on TV daily. Glenn Beck does a good job of explaining it.

KIM CLEMENT WARNED THIS WOULD HAPPEN IN NEW YORK

UFOS ARE NOT JUST IN OUR IMAGINATION ANYMORE…OR WERE THEY EVER JUST IMAGINARY?

Around 1986 I ran across a prophecy called “Pheonix Rising” by May Summer Rain.

You can go buy it on Amazon.com and read it for yourself and then tell me you too do or don’t see these prophecies happening in real life. You can just comment me on this blog how you feel. It’s is amazing what is happening in this time. So far everything she has documented from the native American woman, from the Chippawa tribe  who gave her the prophecy has come to be. In the prophecies she also talks about UFOs (now renamed to UAP for only God knows why). The prophecy says there will be total exposure of the alien crafts and we may even have an opportunity to go upon and visit one on display.Yes, this is going to be total exposure. I can not give you a firm date and like the IQD RV, only certain people know when this is all going to come all out. But by the current news on this subject it is not hard to determine it is soon, and I mean soon!

Come ‘ on folks this is now national news from a national network. The people interviewed are VERY creditable people. Are you a believe or do you still want to poo poo it? When it happens to you and you see one then what? I actually have a family member who did see a round ship, took actual photos and so I personally know something is not right.

‘THESE PEOPLE OUGHT TO ALL BE PUT IN JAIL!’

The honorable senator Kennedy Goes Nuclear On Minnesota Pols Over Fraud.

TRUMP’S LATEST THREAT TO ILHAN OMAR

This is why they plot against the president and try to get rid of him. Does he tell the TRUTH? Oh… boy does he! Many can’t even decide what is truth and facts anymore from all the lies told.

A LIBERAL DEMOCRAT PREARRANGED NEW NARRATIVE THAT THEY ARE BUILDING SLOWLY AGAINST TRUMP IS BEING BORN. HERE WE GO AGAIN…

The news media is given the new narrative and then the questions to impose in the interview to create the narrative. Yes, the interview is “staged” for the public.

I pray this nasty Mark Kelly is convicted of inciting mutiny among the ranks of the military. And for that matter the other five (5) politicians also.

A PREEMPTIVE STRIKE ON PRESIDENT TRUMP’S AUTHORITY AS COMMANDER AND CHIEF

What is this democrat propaganda trying to prepare America for? Yes, this must be dealt with and not ignored.

Victor Davis Hanson takes is through it for us to understand the TRUTH what these democrats are trying to do. Again, they are desperate and will try anything. This inciting of mutiny to 1.3 million military members must NOT go unanswered. The military chain of command must NOT get political.

Everyone must listen to this video to understand firmly what is going on.

TIM WALZ SPIRALS AND RUNS OFF MSNBC WHEN ASKED ABOUT THE CORRUPTION IN HIS OWN STATE

TRUMP AIMS TO REVOKE BIDEN-ERA PARDONS SIGNED ‘ILLEGALLY’ WITH AUTOPEN

Can president actually do this legally and constitutionally?

I have created a brand-new “Post RV Workshop” page in the blog. I included my own personal tips on investing post-RV and also organizing and protecting your estate. Here is the LINK. Going forward I will only post new and exciting information and opportunities here on the Latest Newsletter as they come along. Later I will transfer it to the ‘Post RV Workshop’ page in subsequent Newsletters for your future reference.

Just so you know I absolutely DO NOT adhere to high-risk investments where you can lose it all in a flash. Look at it this way – you are going to have all this money. Most of us investors waited decades for this RV to happen and so why would you even think about pissing is all away in some high-risk gamble of an investment. Yes, there are going to be scammers out there but let’s talk about legitimate investment opportunities only. These scammers can suck you dry and there is not a damned thing you can do about it. Go to a legitimate wealth manager associated with your bank. Let the licensed experts advise you. Please, please stay away from idiots like MarkZ, TNT Tony, Bruce on the Big Stupid Call, etc. , etc.

THE CENTRAL BANK WANTS TO SOLVE THE CASH PROBLEM

(Mnt Goat: Every week one or more of these types of articles shows up in the recent news from Iraq. Do you think this is important? How will the solve this? T

Central Bank of Iraq

Some types of currency, even less than 10,000 dinars, are not accepted from some banks, so the currency has accumulated among citizens to solve this problem in the latest guidelines of the Central Bank of Iraq, private banks and currency dealers. The Central Bank of Iraq (CBI) has issued new guidelines to deal with all types of Iraqi dinars.  

The 250, 500 and 1000 Iraqi dinars are the least traded in the market, banks and currency dealers’ markets, and in some places are not accepted, so the small amount of money has accumulated among citizens. 

The Central Bank of Iraq (CBI) had earlier said it had a shortage of cash, one of the reasons being the deterioration of the balance between the currencies, so they issued new guidelines and must deal with all types of Iraqi dinars.

Anwar Mousavi, a currency dealer, told Kurdistan24 that there is no problem in providing any kind of money to pay salaries and shop owners must cooperate in the markets.

Iraq spends about 7 trillion dinars monthly on salaries, the central bank said by the 10th of each month to end the transaction of the money in the markets, about 15 trillion dinars are withheld by citizens.

Economist Haider Sheikh said the central bank wants to solve the cash problem and eliminate the excuse of currency in transactions, so government offices and private banks have instructed to receive all kinds of money, because the money paid for salaries will not be in the market.

Previously, currency dealers and even some private banks accepted bills against the dollar at less than their value, but according to the new guidelines, bills will be accepted at the same value even if they are torn or old.

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THE IRAQI AND AMERICAN FOREIGN MINISTERS DISCUSS GOVERNMENT FORMATION AND REVIEW REGIONAL CHALLENGES.

Iraqi Deputy Prime Minister and Foreign Minister Fuad Hussein discussed with US Deputy Secretary of State Michael Regas on Tuesday joint cooperation in various political, economic and security fields and the regional and international challenges facing the region. While stressing the need to expedite the formation of the federal government, Hussein called for a review of travel warnings to Iraq.

This came during Fuad Hussein’s reception of the US Deputy Secretary of State in Baghdad, where the meeting discussed ways to strengthen bilateral relations between Iraq and the United States, and to follow up on frameworks for joint cooperation in various political, economic and security fields.

According to a statement issued by the Iraqi Ministry of Foreign Affairs and received by Shafaq News Agency, the meeting included a review of “regional and international challenges facing the region, including efforts to achieve stability, the need to support dialogue, with a focus on the situation in Syria and Iran, and the importance of working to reduce tension and build understanding to enhance security and stability in the region.”

Hussein emphasized the importance of de-escalating regional tensions, stressing Iraq’s role in supporting stability efforts. He also reviewed the political developments following the elections.

He stressed “the need to expedite the formation of the federal government in accordance with constitutional timelines, while taking into account the balance between political forces to ensure the regularity of the democratic process and the activation of parliament and government, in a way that contributes to the efficient and effective implementation of government programs.”

Hussein also praised the positive atmosphere that prevailed during the elections and the high voter turnout, stressing the importance of continued political stability in the country.

He pointed to the imminent opening of the US consulate in Erbil, and what it represents in terms of strengthening diplomatic cooperation between the two countries, while stressing the need to reopen the US consulate in Basra Governorate.

Hussein stressed the importance of “continued coordination between Iraq and the United States, and continued cooperation in the areas of economy, infrastructure and investment, in order to promote development and support the return of American companies to invest in Iraq.”

He also called for a review of travel warnings to Iraq, given the security stability the country is experiencing, and for facilitating investment opportunities.

For his part, Michael Regas expressed the United States’ appreciation for the progress Iraq has made in promoting stability and security, stressing his country’s support for efforts in this area.

He pointed to the importance of continued regional and international coordination to address economic, political and security challenges, stressing the importance of working within a positive bilateral relationship with the Iraqi government.

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WASHINGTON CALLS ON BAGHDAD TO DISMANTLE “IRANIAN MILITIAS” AND AFFIRMS ITS COMMITMENT TO WORKING WITH IRAQ.

US Deputy Secretary of State Michael Regas called on Iraq on Wednesday to dismantle “Iranian militias” that are causing instability in the region and harming Iraqis, stressing in a speech during the opening of the new US consulate building in Erbil that his country is committed to working closely with Iraqi partners on common interests.

Statements by US Deputy Secretary of State Michael Regas during the opening of the new US consulate building in Erbil:

The United States is committed to working closely with Iraqi partners on their shared interests in ensuring Iraq’s sovereignty, combating terrorism, and also bringing about stability and strengthening the economic relationship.

Of course, the Iraqi Kurdistan region is stable and secure, and the opening of the consulate is an extension of the relationship between the region and the United States over time, and a fruitful dialogue about proactive steps to reduce any conflicts.

We encourage Iraqis and Kurds to dismantle the Iranian militias that destabilize the region and harm Iraqis. That’s why, last week when the gas field was attacked, President Trump prioritized trade despite the conflict. That’s why we support American companies in Iraq and see the Kurdistan Region of Iraq as a dynamic entry point for American businesses into the Iraqi market.

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THE US EMBASSY IN BAGHDAD: WE ARE COORDINATING WITH KURDISTAN AGAINST “MALICIOUS” ENTITIES TARGETING IRAQ’S STABILITY.

The US Embassy in Baghdad announced a meeting between the embassy’s senior defense official and officials from the Kurdistan Region’s Ministry of Interior and the Peshmerga, to coordinate against “malicious” entities targeting Iraq’s stability and infrastructure.

 
This comes after the Kormor gas field in Sulaymaniyah province was subjected to a “terrorist” attack at the end of last month, and security investigations led by the Iraqi authorities yesterday revealed that it was carried out by two drones by “outlaw” groups.

The US Embassy in Baghdad stated in a short blog post on its official X platform on Thursday, December 4, 2025, that “Senior Defense Official, Colonel Bagley, met with senior officials in the Ministry of Interior and the Peshmerga forces in the Kurdistan Regional Government of Iraq to enhance coordination against malicious actors targeting Iraq’s stability and vital infrastructure,” stressing that “the United States remains committed to supporting security efforts and strengthening Iraq’s sovereignty.”

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THE ADVANCE CUSTOMS DECLARATION COMES INTO EFFECT

(Mnt Goat: Looks like no more “hanky-panky” in falsifying documents for imports in order to get dollars. 😊 This should really help in the cause to shut down the parallel market. )

The decision to activate the system of prior customs declarations will come into effect starting today, Monday, in a step that is considered pivotal to regulating trade, controlling the market and preventing the disruptions that accompany import operations, as well as its role in protecting the local product and enhancing the confidence of the private sector and citizens in the integrity of the procedures.

This system represents an essential tool for tightening control over the entry of goods, as it requires the submission of the advance customs declaration issued by the ASYCUDA system, including the rapid access code (QR), via the OR platform within the validity of issuance system, along with the final commercial documents that include the declaration number, a final commercial contract or invoice with the total value, a description of the materials, their quantities, the country of origin and shipping, the name of the exporter and importer, the border crossing, the chassis number for cars, the name and code of the importing bank and company, and the data of the clearing agent.

The decision also requires that no external transfer be carried out by banks unless they are provided with the prior customs declaration and accompanying documents, and obliges them to include the declaration number in the transfer system (SWIFT) instead of the previous data, which makes the declaration a “passport” for any commercial transfer.

Economic expert Khaled Al-Jabri told Al-Sabah that “regulating the market begins with accurately controlling import and export operations, and knowing the nature of the goods entering and leaving and the entities that own them.”

He added that in order for the advance customs declaration to play its true role, the legislative framework needs to be updated through a new tax law and a clearer companies law, in addition to regulating the labor law and commercial agencies. 

Dollar transfers

The spokesperson pointed out that this regulation should be accompanied by clear oversight of dollar transfers to prevent any ambiguity that could negatively affect market stability.

Al-Jabri explained that these measures will determine the routes of commercial transfers and control border crossings and customs revenues, which gives regulatory institutions greater ability to follow up and enhances the confidence of the private sector and citizens in the integrity of the procedures, warning that the continuation of chaos keeps the door open for manipulation, while precise regulation constitutes an essential step towards a more stable market.

Updating the commercial register

Al-Jabri addressed the phenomenon known as “burned companies” and said: Registering alternative companies to escape accountability is a practice that must end in conjunction with cleaning up and updating the commercial register.

He pointed out that eliminating this method will reduce evasion and enhance legal accountability, stressing the need to impose strict controls on importers and adopt precise specifications that ensure the entry of compliant goods and enhance transparency and smoothness in the market.

Clear customs system

For his part, industrial development consultant Amer Al-Jawahiri believes that the advance customs declaration represents a new method for regulating financial movement, and it should be applied in all of Iraq’s ports without exception. 

He pointed out that the success of this step is linked to providing accurate pricing at the ports, which ensures a clear customs system that reduces cases of illicit enrichment. 

Al-Jawahiri stated that the application of this system must be based on modern digital means that ensure the accuracy of the procedures, indicating that the evaluation of its results will be clearer after a period of its application.

Adjusting procedures

It is worth noting that the pre-declaration system will be implemented gradually starting from the first of this month, initially applying mandatorily to a range of goods including gold, cars, electrical appliances, and mobile phones, with the aim of expanding its application to all goods by the beginning of next year. This system is expected to streamline customs procedures, regulate imports, and provide accurate statistics to inform import policy.

Post-check

The advance declaration is also expected to become a passport for financial transfers, which will facilitate subsequent auditing and reveal cases of inflated invoices that some importers previously resorted to. The regulatory bodies will perform the matching according to digital mechanisms that were prepared in advance for this purpose, in addition to the oversight carried out by the Border Ports Authority and the newly established auditing centers in the Customs Authority.

In light of these measures, observers predict that the coming period will witness the establishment of new companies or the entry of others into the field of banking transfers, in an attempt to escape the violations that befell what is known as the “burned companies”.

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TRUMP IS THE HERO OF THE BAGHDAD STREET… IRAQIS TELL RUDAW: WE AWAIT THE US PRESIDENT’S DECISION

 In Baghdad, the most talked-about topic is the selection of the next prime minister. At the same time, citizens are not optimistic about the choices made by the Coordination Framework, believing that it “will nominate one of its members or someone close to it, who will be no different from his predecessors.” These are the prevailing opinions we heard from Iraqis here in the capital, Baghdad.
 
Rudaw Media Network surveyed the opinions of some Baghdad residents from various professions about their expectations regarding the new head of government. It became clear that US President Donald Trump is the “hero of the street,” and that they are waiting for his decisions and actions to intervene this time to choose “a just, honest, and strong prime minister who will resolve most of the outstanding issues.”
  
I met Raeda Faleh, a retiree, at the Iraq International Book Fair. She was the one who initiated the conversation after learning I was a journalist, asking in her colloquial Iraqi dialect, “Who will become prime minister?” I replied, “I don’t know. What do you expect?” She fell silent, then replied despairingly, “I don’t expect anyone better than the previous ones. They’re all the same… the same mindset… the same corruption. And now we hear news about the government not having any money, and we retirees and other employees are worried about our daily lives. I worked for the government for almost 30 years, and today I receive a pension that barely covers my basic needs, 750,000 dinars, while a member of parliament works for less than three years, makes deals, takes all the perks, and then retires with an astronomical pension. Where is the justice? Where is their concern for the people?” She finished her remarks as she left, again in colloquial Arabic, “I’m going to look for a useful book… politics is a headache and a real headache.”

(Mnt Goat: Sounds like Congress and the Senate in the U.S. .. ☹ )
 
But Hussam Mustafa, a 27-year-old barber in the Karrada district, was more enthusiastic about US President Trump. He spoke while expertly wielding his scissors, saying, “Uncle Trump will come and change everything.

I’m optimistic about his statements and decisions.” I said, “Trump is the president of the United States, not the president of Iraq. Iraqis are the ones who should choose their prime minister and cabinet members.” He replied, “Iraq has waited for years, and a suitable prime minister hasn’t been chosen.”

He added, “I support al-Sudani staying. He has accomplished a lot, and he’s a humble man. A few weeks ago, he came for a walk here in Karrada, sat in a café (a coffee shop with a book), and talked with people. I was standing there listening to him. This hasn’t happened with any other senior Iraqi official.

(Again…. This sounds like Trump again….)

He received the most votes, and my family and I voted for him in the elections. Why shouldn’t he stay in his position?” He pointed out that “Trump is with al-Sudani, and I think he’ll stay for a second term.”

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THE REGIONAL GOVERNMENT’S PRESIDENT: WE SUPPORT TRUMP’S POLICY OF ACHIEVING PEACE THROUGH STRENGTH.

On Thursday, the Prime Minister of the Kurdistan Region, Masrour Barzani, expressed the region’s support for US President Donald Trump’s policy of achieving peace through strength, while stating that the new US consulate in Erbil is a “stronghold “.

During his speech at the opening ceremony of the new US consulate building in Erbil, Barzani said, “This US consulate in Erbil is like a mountain and an impregnable fortress in Kurdistan,” explaining that “the United States stood with the Kurdistan Region during difficult times and provided support and assistance in building this country in which we live, and we fully support the policy of US President Donald Trump, which says peace through strength .”

He emphasized, “Working with the United States and also working with Baghdad,” explaining that “at the moment we are facing the formation of the new government in Iraq, we aspire to form a government that meets the aspirations of the people and solves the problems and crises.”

The United States opened its largest consulate in Erbil, in the presence of political and diplomatic figures.

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WASHINGTON IS CONSIDERING “FORTIFYING” KURDISTAN’S AIRSPACE… AND TRUMP: STRIKING TEHRAN’S NUCLEAR PROGRAM CHANGED IRAQ’S DIRECTION.

US President Donald Trump announced that he is considering the request submitted by the Kurdistan Region to supply it with an air defense system, noting that Iraq’s position towards Washington has completely changed and become more friendly, following the targeting of the Iranian nuclear infrastructure at the beginning of this year.

In remarks to reporters from the White House on Tuesday, December 2, 2025, President Trump said regarding supplying the Kurdistan Region with an air defense system: “We are thinking about it. This issue was not among our priorities previously, but we are hearing about it increasingly now.”

Trump added: “The situation in Iraq is completely different from what it was before we destroyed Iran’s nuclear capabilities, and relations have undergone major transformations.”

The US president noted the decline in the “fear factor” surrounding Iran and its significant diminished prestige, asserting that it no longer plays that dominant role. He explained, “Previously, Iran played the role of the main threat in the Middle East, and Iraq was being oppressed by Tehran.”

Trump stressed that following the US attacks on Iranian nuclear facilities, Iraq became more open to dialogue with Washington and showed a greater willingness to reach an understanding.

He continued, saying: “Iraq nominated me for the Nobel Prize, which is a great honor that we did not expect from the Iraqi side.”

The US president also criticized his country’s past policies, saying: “We had a former president who thought invading Iraq was a very smart idea; we invaded, and suddenly, instead of having a counterbalance to Iran, Tehran ended up dominating the Middle East for a long time.”

— Edited by tishwash on Wednesday 3rd of December 2025 02:39:55 PM

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AL-SUDANI: SINCE ASSUMING RESPONSIBILITY, I HAVE BEEN KEEN TO BUILD FRIENDSHIPS THAT SERVE IRAQ.

Prime Minister Mohammed Shia al-Sudani affirmed on Wednesday his commitment to building friendships that serve Iraq since assuming responsibility.  

In a brief tweet, Al-Sudani said, “Since assuming responsibility, I have been keen to build friendships that serve Iraq. I realized from the beginning that friendships, not enmity, are what guarantee the stability, growth, and prosperity of our country,” concluding the tweet with “Iraq first.” 

Al-Sudani concluded his tweet with the phrase “Iraq first”. 

(Oh….Oh…. Al-Sudani sounds like Trump now!)

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THE CENTRAL BANK REASSURES: COMPREHENSIVE REFORMS AND A SWIFT RETURN OF BANKS DEPRIVED OF DOLLARS.

The Central Bank of Iraq reassured the public on Tuesday (December 2, 2025) regarding the ongoing banking reforms, stressing that rebuilding the banking sector is the main pillar of its work at the present stage, during a session attended by a number of experts and specialists.

The bank said in its statement, received by “Baghdad Today”, that its governor, Ali Mohsen Al-Alaq, presented an extensive proposal for the reform plan, explaining that the contract with Oliver Wyman came after the restrictions imposed on a number of banks dealing in dollars, with the aim of implementing comprehensive reforms that ensure their compliance with international standards, noting that there are assurances that those banks will return to their normal environment after the completion of the reform stages.

The statement added that all Iraqi banks have signed the reform document, indicating that compliant banks will be granted the ability to deal in other currencies in gradual steps, while confirming that international bodies are directly monitoring the progress of work on this file.

He added that the digital dinar project is still under implementation and requires time and integrated infrastructure before it can be officially launched.

The bank noted that Al-Alaq reiterated the commitment to maintaining overall price stability by fixing the exchange rate and keeping inflation at low levels, warning that reducing the dinar’s exchange rate would have negative repercussions on low-income groups and weaken confidence in the national currency.

The statement concluded by stressing the need to avoid using the exchange rate as a tool to address the structural deficit, emphasizing the need for structural reforms to maximize revenues, control expenditures, and diversify the economy, while supporting the government’s directions in this area.

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SAMIR AL-NASSIRI: THE BANKING REFORM PLAN IS BEING IMPLEMENTED SUCCESSFULLY ACCORDING TO ITS TIMETABLE.

Banking consultant and expert Samir Al-Nassiri confirmed that the Central Bank, Oliver Wyman, and other banks are continuing to implement the standards of the banking reform plan in partnership and daily coordination, according to the plan’s timeline, which was launched on April 7, 2025.

The Central Bank published the project implementation mechanisms and the banks signed an agreement to comply with the plan. Preparations are now underway to launch the first evaluation cycle during the first quarter of 2026.

The procedures and efforts undertaken by the Central Bank of Iraq, in cooperation and consultation with the consulting firm and private banks, have resulted in tangible steps during the current quarter in facilitating the implementation of the objectives, programs, mechanisms and standards of the comprehensive banking reform project, within the framework of implementing the Central Bank’s third strategy.

He explained that the main objective of this project is to build a sound, modern, comprehensive and flexible banking sector that contributes to achieving rapid growth in the national economy, a cumulative increase in GDP, and enhancing the market value of the banking sector.

 Al-Nassiri pointed out that economic reform begins with banking reform, explaining that the challenges facing the Iraqi economy simultaneously present significant opportunities to reform and develop the banking and financial sector, in line with the government’s program and the Central Bank’s future vision. He added that the banking sector will play a pivotal role in achieving sustainable development and attracting investments, as well as supporting ongoing efforts to activate non-oil productive sectors with the aim of diversifying national income sources and ensuring financial sustainability and balanced economic growth.

 Al-Nassiri explained that the role of the Central Bank is also embodied in regulating the financing of foreign trade and implementing infrastructure projects related to comprehensive digital transformation, in addition to expanding the use of electronic payment tools in a way that enhances the achievement of financial inclusion.

 He stressed that these efforts will contribute to providing real opportunities for reforming, developing and empowering the private banking sector during the period 2025–2028, through a set of key objectives, most notably:

* Developing the Iraqi banking system to keep pace with internationally approved banking and accounting standards.

* Building a sound, modern, comprehensive and flexible banking sector capable of adapting to economic changes.

* To enhance citizens’ confidence in the local banking sector and achieve international recognition of its transparency, progress, and commitment to international standards, thereby strengthening the confidence of global correspondent banks in dealing with it.

* Rehabilitating restricted or weakly active banks to enable them to return to the banking market with their full internal and external activities.

* Refocusing the role of banks on their core function of financing and lending for development, while promoting financial inclusion and increasing its rate in accordance with the established plans.

* To promote the transition from a cash economy to a digital economy by attracting funds circulating outside the banking system, which represent about 90% of the money supply, and bringing them into the formal banking cycle.

Al-Nassiri explained that although the period specified for their implementation according to the banking reform project and the Central Bank’s strategy extends to three years, what was achieved during the years 2023, 2024 and 2025 is considered an important achievement, as solid foundations and rules were built that formed the main pillar for the desired reform path.

He added that these achievements will contribute to the process of evaluating and classifying Iraqi banks based on the extent to which they achieve the goals set within the banking reform project, in accordance with the approved international standards and criteria.

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Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,

                                             Just the FACTS!

Disclaimer: All information in this newsletter is not intended for investment decisions / purposes. Mnt Goat is not a financial analyst, planner, banker, attorney or associated in any role with giving out professional investment advice.

Auf Wiedersehen

Much love to ya all,

Mnt Goat

Disclaimer: All information in this newsletter is not intended for investment decisions / purposes. Mnt Goat is not a financial analyst, planner, banker, attorney or associated in any role with giving out professional investment advice.

ABOUT THE NEWSLETTER:

December 2, 2025 Mnt Goat News Brief

Guten Tag everyone:

Bringing you more news. What happens next?

GIVE A GIFT TO MNT GOAT

I decided to allow everyone to give a Free-will GIFT to Mnt Goat on PayPal if you so desire. Here is the link below. Please show your appreciation for all the hard work I do.

I recommend $10-$15 dollars a month or whatever you can afford. Do you realize I write eight (8) Newsletters every month. This is like a second job to me. The only way I know that people are reading and appreciating all the FACTUAL news I bring is through their appreciation. If I do not receive equal appreciation for all the hard work I do, I will simply end the Newsletter and save myself endless hours at the computer. I am tired of this RV saga just as you are. We are now down to the wire and the evidence is showing us the end is very near. I feel this would be a lousy time to end the Newsletter, but that is all up to you.

So, if you haven’t already shown your appreciation for October please reconsider.

 Let’s all try to chip in!

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2 Corinthians 9:10

“Now he who supplies seed to the Sower and bread for food will also supply and increase your store of seed and will enlarge the harvest of your righteousness”

STATUS OF THE RV

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No! There is no RV or Reinstatement of the Iraqi dinar yet. There are NO newer smaller category notes issued or pictures even shown to anyone yet by the CBI and that includes the 10 and 50 categories. This is per my CBI contact.

Don’t let these intel gurus or internet idiots fool you with their hyped-up sites. They only want your clickity-clicks. We don’t need rumors or bank stories. We don’t need three letter agency lies. We have FACTS and so let the FACTS speak for themselves.  

If I were you, I would keep the champagne in the frig. The show is not over until the fat lady at the circus sings….. lol.. lol.. 😊 It is early December and the CBI may still go ahead with removing the zeros in time for a January release. Oh… but remember it does not have to happen exactly on January 1^st as there are thirty-one days in the month. They could also change the plan and remove the zeros in early January and release in late January. There are options.

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I wish could tell everyone to go to the bank and exchange your dinar today but this is simply not going to be the case. We must realize that the CBI is working on one track, the GOI on another, and some can even say Kurdistan on yet another. So, let’s explore each track and learn more today how close we are to the RV.

It’s the CBI track that we have been following mostly with all the banking and financial reforms. We were told just a few weeks ago that the CBI is ready to remove the zeros and we all know what that can lead to. In the news back then, Iraq even told us about the pending now basket and talked about moving to FOREX. Then they even told us that moving to Forex would even coincide with the implementation of the new digital dinar. This was the first time they talked openly about this since 2011 when we learned about the overall Dr Shabibi plan. The digital dinar did not exist back then, however things have changed since 2011 and so the CBI told us the digital dinar will stop all currency fraud and completely shut down the parallel market. We learn in the article titled  “CENTRAL BANK GOVERNOR: DIGITAL CURRENCY WILL SOLVE 90% OF THE PROBLEMS IN THE IRAQI FINANCIAL SYSTEM”. Please click on the link to read it.

So, how close are we then to the RV?

But remember that the CBI cannot begin the project to delete the zeros without assurances from the U.S. that it can then move ahead to the reinstatement pending no inflation issues arise during the currency swap out. In today’s main article thread, we learn in the articles titled “SAVAYA: I WILL ARRIVE IN IRAQ WITHIN THE NEXT TWO WEEKS.” That Mark Savaya, the special envoy of US President Donald Trump, announced that he will arrive in Iraq within the next two weeks, revealing that he is carrying “a special message from President Trump to the leadership in Iraq and the Kurdistan Region.” This meeting was supposed to take place last week but was postponed due the Washington shooting of the National Guardsmen.

😊In yet another article on this same issue titled “A GOVERNMENT STRIPPED OF FACTIONS: THE AMERICAN CONDITION CLASHES WITH THE WILL OF THE IMF IN BAGHDAD.” All eyes in Baghdad are on the crucial behind-the-scenes maneuvering to form the next Iraqi government, amid unprecedented American pressure. This article is telling us not only does the U.S. want these Iranian militia out of Iraq but also out of the political process. For the first time, Washington is so explicitly demanding a “non-factional government” as a prerequisite for international recognition of the legitimacy of the entire political process, linking this condition to future economic and security support for Iraq. Can it get any clearer. The U.S. is telling Iraq they are not going international (thus the reinstatement of the dinar to FOREX) until they show they are truly a fully sovereign country. This means they can not be a proxy of Iran.

😊Yes, in article titled “POLITICAL ANALYST: WASHINGTON CONTROLS 90% OF THE GOVERNMENT FORMATION DECISION… AND THE COORDINATION FRAMEWORK AWAITS SAVAYA’S CONDITIONS.” We can clearly see the U.S. is controlling this 2025 election cycle and will have its way in who is the new prime minister. Their excuse for doing so is that Iraq has NOT yet proven itself in managing it’s security issues as a “fully” sovereign country, as Iranian militia still walk the streets, occupy military bases and Iran still has e a large influence in the political process. So, the U.S. says if you want to be a big player in the international stage it starts with putting on your “big boy” pants and truly learn to govern your own country and keep it safe.

😊In yet another article on this very same issue titled “TRUMP’S ENVOY RECEIVES PRESIDENTIAL DIRECTIVES REGARDING THE IRAQ FILE” we learn just what the US President Donald Trump’s directive is. Mark Savaya, announced that he had received presidential directives regarding the Iraq file, during the Thanksgiving celebration. So, we now know what these directives are going to be when he arrives in Iraq. What was this message? I quote from the article – President Trump’s envoy issued a stern warning to the armed factions, saying: “Let me be clear and unequivocal: there is no place for such armed groups in a fully sovereign Iraq,” adding a direct American pledge: “The United States will fully support these efforts… Every illegal armed group and those who support it will be pursued, confronted, and held accountable.”

Knowing all this, after reading these articles on this subject matter of Iranian influence in Iraq, Do you believe that the U.S. is going to support the Iraqi dinar moving to international status any time soon?

What does the IMF say about it? Are they ready to support the RV?

In the article titled “A GOVERNMENT STRIPPED OF FACTIONS: THE AMERICAN CONDITION CLASHES WITH THE WILL OF THE IMF IN BAGHDAD” we learn what that the IMF is clashing with the Trump’s objectives. According to the information  

this demand by the Americans clashes with an electoral reality that cannot be ignored: The political blocs affiliated with the factions have won dozens of seats in the new parliament, reflecting the will of a broad electorate in the central and southern regions.

This duality creates a deep tension between the will of the IMF on one hand, and the will of the major international power on the other, and puts Iraqi political forces before a difficult choice: either to accept Washington’s conditions and risk the anger of their popular base, or to proceed with forming a government that respects the election results and exposes Iraq to possible diplomatic and economic isolation.

I ask, what do you believe is going to happen? Do you think this mess with Iran is going to be cleared up in time to conduct the swap out of the notes and allow for the reinstatement all by early January 2026?

Insert comment block here

To answer this question, I want to add a few thoughts:

1. I can only report on what I am told by my CBI contact, then read the articles for more;
2. When does Iraq do anything exactly on time?
3. Iraq and the US obviously have not yet settled the Iranian issue.
4. The new prime minister is not yet selected.

Yes, its December 2nd already and  was told that there is enormous pressure on the CBI by the IMF to move ahead, but they can’t, as they are also working very closely with the US Treasury on a daily basis. So, for today’s news lets look at the articles and see if we can explain further on these issues facing Iraq.

I know this is not the news we had hoped for today but it is what it is. Remember that things could change drastically as we move through December.

My Saturday call to Iraq:

My contact reiterated once again the success of the Mnt Goat Newsletter blog. She said she is thankful that someone is there to tell the TRUTH about what is really happening in Iraq. She too reads and listens to all the “bullshit” on the internet. She emphasized the word “bullshit”. Where do people get these lies from, she asked?

I then said thanks for her comments. She then told me that the CBI has been told by the Finance Committee to hold off on removing the zeros until the issues with the U.S. around the Iranian saga are agreed to and at least how this will be handled. Right now it it is even more difficult to negotiate on the issues dealing with Iran because Iraq does not yet even know who to negotiate with, since the prime minister is not yet elected. My guess it there will some sort of commitment, with an agreement, then with a pledge and “or else” conditions, built into it. Iraq will have to show some sort of immediate actions to cement the terms of the agreement.

I asked more about the project to remove the zeros. She said it is still targeted for December, be patient and instructions are ready to be posted in the news on how to conduct the swap out. Do you remember the recent article we read about December 1^st being the date for a new currency mechanism in the article titled “IRAQ IS SET TO IMPLEMENT A NEW CURRENCY MECHANISM ON 

DECEMBER 1, 2025”. You can go to my Nov 20^th Newsletter for more information on this article. Here is the article and so you can read the first statement yourself. What does it say?

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Article Follows

Iraq is set to implement a new currency mechanism on December 1, 2025

Iraq is set to implement a new currency mechanism on December 1, 2025, which includes the introduction of a central bank digital currency (CBDC) and a redenomination plan. 

In this first paragraph it tells us what it includes. It says  “includes the introduction of a central bank digital currency (CBDC) and a redenomination plan.” Can it get any clearer that the CBI intends to being the redenomination plan or remove the zeros. This means to replace the larger three zero notes with the lower denominations. (When this occurs we know the IQD rate will be about 75 cents in-country until they collected what notes they need to collect. ) 

This move aims to modernize Iraq’s financial system, enhance financial transparency,  and reduce reliance on traditional fiat currencies. The CBDC will eventually replace physical banknotes, while the redenomination plan will simplify transactions and improve public confidence in the dinar’s value. 

The Central Bank of Iraq has not specified the exact exchange procedures or deadlines, but a phased rollout is expected. This transition is part of broader global banking  reforms and will require a strong technology foundation and public acceptance to ensure it’s success.

Article Ends

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What else is in the news?

Besides the Iranian issues, the news today is all very good for Iraq. In the recent past we learned about many of these initiatives to bring Iraq into the middle east leadership role. But they are not there yet. To be honest with you I have been thinking that the Development Road Project was much further that we see in an article in today’s news that they are just reaching out for contractors to build the roads and railways, so this may take a while to pan out as a revenue stream.

😊 Then in article titled “IN COOPERATION WITH THE ASSOCIATION OF PRIVATE BANKS, THE FIRST PHASE OF THE “PULSE OF MOSUL” PROJECT HAS BEEN LAUNCHED” we learn that Prime Minister Mohammed Shia al-Sudani launched the first phase of the “Pulse of Mosul” project on Sunday. Sudani launched the (Pulse of Mosul) project, which aims to rebuild the alleys and neighborhoods of the old city of Mosul, inspired by the (Pulse of Baghdad) project, which included the rehabilitation and maintenance of the old areas of Baghdad.” Why is this important?

This project of reviving Mosul show us that Iraq is concerned about rebuilding Iraq and after over 20 years since 2003 are now taking this effort seriously.. Yes, like the Development Road Project. As Al-Sudani pointed out during the meeting this project   will also mean increased revenues from reviving the heritage of the ancient city, to be an important tourist gateway and enhance its historical and heritage status. As an investor, you too may have the opportunity some day soon to travel to Iraq and experience history and all the cities you only read about in my blog and the articles.

In multiple articles on the subject matter of a mulit-year budget we can begin our education on why a multi-year budget and the benefits to Iraq. We can read about this effort in the articles titled:

“IRAQ IS REVIVING THE THREE-YEAR BUDGET EXPERIMENT; THE MINISTRY OF PLANNING HAS BEGUN DISCUSSING IT IN PREPARATION FOR PRESENTING IT TO DECISION-MAKERS”.

“THE GOVERNOR OF THE CENTRAL BANK OF IRAQ PARTICIPATES IN THE ARAB BANKING CONFERENCE 2025”

“THE 2026 BUDGET IS ON THE PLANNING TABLE… A DISCUSSION OF THE GENERAL FRAMEWORK AND PLANS FOR SUBSEQUENT YEARS”

All three of these articles can be found in the Mnt Goat Newsletter Articles Section.

The 2026 budget and plans for subsequent years were the focus of a meeting at the Ministry of Planning, where the general framework and proposed projects to be included were discussed. The ministry stated in a statement, which was reviewed by (Shafaqna Iraq), that “a meeting was held today, Wednesday, to discuss the preparation of the budget for 2026 and the next three years (2026-2027-2028). Remember that this is the second time that they are attempting a three-year budget. The last term was 2023-2025 but a sudden drop in oil prices beyond what was budgeted for basically killed the ability to conduct the 2025 projects. Instead of borrowing the GOI simply postponed the projects hoping to fund them in 2026.

There is not much more important news to bring at t his time. The 2025 election is not yet decided and probably won’t be until all the appeals from the election results are decided upon in the Supreme court. Then having ten days afterwards to announce the results. The court just told us they have reviewed all the appeals that were pending however there is still time to allow to submit yet more appeals since the statute of limitations has not yet run out. So we wait to learn of the election results.

Of course, this other “sour grape” issue namely the Iran influence in Iraq must be resolved somehow. Oh… there is always an issue that seems to stop the RV. But will it this time? We still have to see what happens. At least none of my blog readers are ignorant on this subject matter as I have presented countless articles about this danger of holding up the RV this year or early next. All I can say is “I told you so”. Are you listening.

Having read my RV Status for this period when do you think the RV will happen?

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Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,

                                             Just the FACTS!

PRAYING WITH SINCERITY

Many may ask why their prayers are not being answered. Our new Shepard in Rome Pope Leo XIV has given us some direction.

You can purchase a nice pair of Rosary Beads here to pray:

                                         

These prophecies are more important now more than ever. They give us the strength, perseverance and hope that a better time is coming and that God’s Hand is at work behind the scenes. If you just take a second even to look around you at these past three election cycles, how can you deny that God is at work? Are you sleeping or what?

It is amazing and there is no other way that these events could have happened the way they turned out. But there is more to come, much, much more, I assure you! Now that God has his biblical David re-elected, we need to pay attention to what He does next.

NOTE: These prophecies just keep getting better and better, giving us HOPE of a brighter future. But the real reason why I listen to them is that we can actually see what God says He will do is taking place right in front of our noses. It is a confirmation to me that God is real and is still with us forever just as in biblical times.

Prophetic Words from prophet: Julie Green

“Are You Prepared Of What Is About To Strike Your Nation?”

You can start watching the video at the 12:45 mark.  From Nov 23^th.   

“Martial Law Must Take Place To Free Your Nation”

You can start watching the video at the 16:14 mark.  From Nov 16th.

Martial law is the replacement of civilian government by military rule and the suspension of civilian legal processes for military powers. Martial law can continue for a specified amount of time, or indefinitely, and standard civil liberties may be suspended for as long as martial law continues. Most often, martial law is declared in times of war or emergencies such as civil unrest and natural disasters. Alternatively, martial law may be declared in instances of military coups d’état.

Martial law is how the government gets to military tribunals we have been hearing about for the past 10-20 years of prophecies. God is telling us now through Julie Green that these will be necessary as our current court system is dysfunctional. These tribunals will be WWII Nuremburg style courts set for this purpose. They will rule on cases and hand down sentences. This corruption has been going on in our government all way too long as they protect each other, accept bribes and give death threats and so it is even hard to get justice. This will be necessary because of all the corruption that is within the justice system of the district courts. It is hard to get a fair trial. It’s coming and so be prepared mentally when you see it. We recently witnessed the crossing of the red line with the six democrats outright telling the military members to mutiny. Why? It’s because they know that martial law is coming. Get it? This should be yet another sign of proof to you of what I know to be true.

We are not to be fearful as this will NOT be a total shutdown of the nation like for COVID. Things will basically go on as normal daily life, however there will be a seed of martial law within the justice system of the government. It will be announced and televised. These court cases will be on TV daily. Glenn Beck does a good job of explaining it.

KIM CLEMENT WARNED THIS WOULD HAPPEN IN NEW YORK

UFOS ARE NOT JUST IN OUR IMAGINATION ANYMORE…OR WERE THEY EVER JUST IMAGINARY?

Around 1986 I ran across a prophecy called “Pheonix Rising” by May Summer Rain.

You can go buy it on Amazon.com and read it for yourself and then tell me you too do or don’t see these prophecies happening in real life. You can just comment me on this blog how you feel. It’s is amazing what is happening in this time. So far everything she has documented from the native American woman, from the Chippawa tribe  who gave her the prophecy has come to be. In the prophecies she also talks about UFOs (now renamed to UAP for only God knows why). The prophecy says there will be total exposure of the alien crafts and we may even have an opportunity to go upon and visit one on display.Yes, this is going to be total exposure. I can not give you a firm date and like the IQD RV, only certain people know when this is all going to come all out. But by the current news on this subject it is not hard to determine it is soon, and I mean soon!

Come ‘ on folks this is now national news from a national network. The people interviewed are VERY creditable people. Are you a believe or do you still want to poo poo it? When it happens to you and you see one then what? I actually have a family member who did see a round ship, took actual photos and so I personally know something is not right.

A LIBERAL DEMOCRAT PREARRANGED NEW NARRATIVE THAT THEY ARE BUILDING SLOWLY AGAINST TRUMP IS BEING BORN. HERE WE GO AGAIN…

The news media is given the new narrative and then the questions to impose in the interview to create the narrative. Yes, the interview is “staged” for the public.

I pray this nasty Mark Kelly is convicted of inciting mutiny among the ranks of the military. And for that matter the other five (5) politicians also.

A PREEMPTIVE STRIKE ON PRESIDENT TRUMP’S AUTHORITY AS COMMANDER AND CHIEF

What is this democrat propaganda trying to prepare America for? Yes, this must be dealt with and not ignored.

Victor Davis Hanson takes is through it for us to understand the TRUTH what these democrats are trying to do. Again, they are desperate and will try anything. This inciting of mutiny to 1.3 million military members must NOT go unanswered. The military chain of command must NOT get political.

Everyone must listen to this video to understand firmly what is going on.

TIM WALZ SPIRALS AND RUNS OFF MSNBC WHEN ASKED ABOUT THE CORRUPTION IN HIS OWN STATE

TRUMP AIMS TO REVOKE BIDEN-ERA PARDONS SIGNED ‘ILLEGALLY’ WITH AUTOPEN

Can president actually do this legally and constitutionally?

SILVER VAULTS RUN DRY AS SHORTAGE TRIGGERS PANIC. Physical silver not available to meet demand.

Okay so why is there a shortage of silver all of a sudden? There is a shortage because many investors who invested in silver only on paper are now wanting the actual physical silver. The procedure of buying without taking possession has kept silver relatively lower over many decades than what it should be. Silver should be at about 1/3 the spot of GOLD. Gold just hit $4,000 an ounce and technically silver should follow at about $1,000 – 1,300 an ounce.

Just this week silver finally broke over $50 an ounce and so what did our prophets tell us would happen next. They said a sudden rise in silver would happen. Will it? It’s happening now. Now investors are demanding their silver and there is not enough to meet the demand. Yes, it’s kind of like a panic for silver.  

Folks, this is not just precious metal dealers trying to sell you silver or gold. Listen carefully. What’s coming next? I am trying to help everyone that there is money to be made on other than currencies, such as in the dinar that we all sucked up in the past.  

15 THINGS TO DO IF YOU GET RICH ALL OF A SUDDEN

15 ASSETS THAT ARE MAKING PEOPLE RICH/RICHER

HERE’S HOW TO MAKE YOUR ASSETS INVISIBLE FROM CREDITORS

HOW TO LOOK PENNILESS IN THE PUBLIC RECORD

Today we’re diving into why it’s crucial for real estate investors, stock investors, business owners, and wealth builders to appear “penniless” in the public record. Would you like to learn more about protecting your assets and minimizing taxes? Schedule a free consultation here 👉 https://aba.link/i93

How an LLC can actually work against you.  

Don’t have your personal name or address in any public record.

Are offshore assets or accounts really protected?

Are vortex trusts a scam for tax protection?

Don’t misuse a legal entity and take it to extraordinary measures, it won’t work.  

I really, really, really encourage everyone to watch this video and learn from it.

Now I know that many of you may have already researched getting a LLC or a Trust to protect your money against creditors and reveres law suits. But after watching this video today I feel you can learn even more and that there are some caveats that can really work to your benefit all depending upon the state you file your entity in. It’s just a matter of working with your attorney and help to guide them on what you want.

Basically, it all amounts to how much privacy a particular state is willing to give for a legal entity. Attorneys can research this for you but you have to find a good one willing to do it for you. What I am saying is you may think you are protected in a particular state and then find out later, when sued, that your records are not that protected from preying eyes after all.

Another key lesson I learned is it is much easier to use the entity instead of your own name and address from the very start and get it on the dead when you purchase a property or business, rather than have an attorney later try to fix it, after some damage is already done.

Listen carefully what these attorneys are saying….

5 STATES CUTTING PROPERTY TAXES TO ZERO

THE CENTRAL BANK WANTS TO SOLVE THE CASH PROBLEM

Central Bank of Iraq

Some types of currency, even less than 10,000 dinars, are not accepted from some banks, so the currency has accumulated among citizens to solve this problem in the latest guidelines of the Central Bank of Iraq, private banks and currency dealers. The Central Bank of Iraq (CBI) has issued new guidelines to deal with all types of Iraqi dinars.  

The 250, 500 and 1000 Iraqi dinars are the least traded in the market, banks and currency dealers’ markets, and in some places are not accepted, so the small amount of money has accumulated among citizens. 

The Central Bank of Iraq (CBI) had earlier said it had a shortage of cash, one of the reasons being the deterioration of the balance between the currencies, so they issued new guidelines and must deal with all types of Iraqi dinars.

Anwar Mousavi, a currency dealer, told Kurdistan24 that there is no problem in providing any kind of money to pay salaries and shop owners must cooperate in the markets.

Iraq spends about 7 trillion dinars monthly on salaries, the central bank said by the 10th of each month to end the transaction of the money in the markets, about 15 trillion dinars are withheld by citizens.

Economist Haider Sheikh said the central bank wants to solve the cash problem and eliminate the excuse of currency in transactions, so government offices and private banks have instructed to receive all kinds of money, because the money paid for salaries will not be in the market.

Previously, currency dealers and even some private banks accepted bills against the dollar at less than their value, but according to the new guidelines, bills will be accepted at the same value even if they are torn or old.

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THE 2026 BUDGET IS ON THE PLANNING TABLE… A DISCUSSION OF THE GENERAL FRAMEWORK AND PLANS FOR SUBSEQUENT YEARS.

The 2026 budget and plans for subsequent years were the focus of a meeting at the Ministry of Planning, where the general framework and proposed projects to be included were discussed.

The ministry stated in a statement, which was reviewed by (Shafaqna Iraq), that “a meeting was held today, Wednesday, to discuss the preparation of the budget for 2026 and the next three years (2026-2027-2028), chaired by the Undersecretary of the Ministry for Technical Affairs, Maher Hammad Johan, and attended by a number of directors general, heads of departments and representatives of relevant departments in the ministry.”

She added that “the meeting’s discussions focused on the general framework of the 2026 budget and plans for subsequent years.”

“Discussions were also held regarding ongoing and new loans and projects proposed for inclusion in the budget, as well as examining the terms of the Chinese framework agreement and the development projects it includes.”

The statement continued, “The meeting also addressed the preparation of appropriate scenarios for the 2026 budget, in preparation for submitting them to decision-makers for approval according to developmental and economic priorities.”

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THE CENTRAL BANK WARNS: ENTITIES ARE SPREADING RUMORS TO RAISE THE DOLLAR’S VALUE IN THE MARKET.

The Central Bank of Iraq confirmed on Thursday that there is no intention to change the official exchange rate. While noting that the rumors that are spread from time to time aim to speculate in the parallel market, it pointed out that its monetary policy has succeeded in curbing inflation, as evidenced by international recognition.

(Mnt Goat: Again, they are talking about changing the exchange rate by devaluation from 1320. This would be the worst thing the CBI could do at this point, especially if you want investors to come into Iraq. These people are ignorant and stupid and just spread rumors. They don’t want Iraq to grow, they want the status quo of corruption in the dollar and to maintain their currency scams to Iran.)

Alaa Al-Fahd, a member of the Central Bank’s media office, said, “There are parties trying to fish in troubled waters and spread rumors and false news that are outside the Central Bank’s jurisdiction in order to raise exchange rates in the parallel market,” explaining that “the Central Bank always defends monetary policy and the general price level.”

Al-Fahd added that “inflation rates in Iraq have reached, according to international testimony (the IMF and the World Bank), historically low levels compared to other countries in the region, and have even reached negative levels, which is happening for the first time and is considered an achievement for monetary policy in preserving purchasing power, especially for the poor classes.”

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PRESSURE ON THE CENTRAL BANK TO CHANGE THE EXCHANGE RATE CONSTITUTES INTERFERENCE WITH ITS INDEPENDENCE.

Samir Al-Nassiri

(Again, I will add this change to the exchange rate they are calling for is a devaluation not a revaluation. It is still with the de fact peg to the dollar and not yet on FOREX)

After the announcement of the final election results, and for the political and self-serving interests of some influential figures, speculators, and traders who deal in illegal trade through direct transfers outside the controls of the Central Bank, official border crossings, and the new instructions for prior customs registration starting from 12/1/2025, which ensure control over the government’s customs revenues.

About a week ago, media pressure began, directed by some specialists, non-specialists, and self-proclaimed analysts who frequently appear on media channels with vested interests and on social media, with the aim of disrupting the Iraqi market, which has remained stable throughout 2025 due to the wise monetary policies and efforts made by the Central Bank, which maintained the general price level and kept the inflation rate below 1%, controlled the money supply, and built sufficient foreign reserves to cover the local currency in circulation and cover imports.

He (Ali al-Alaq) is currently implementing an ambitious project for a comprehensive and radical reform of the banking sector. He receives continuous praise from the World Bank, the International Monetary Fund, and the US Treasury for the steps he has taken in implementing monetary policy over the past three years.  

Since December 19, 2020, when the exchange rate was adjusted by the Central Bank under pressure from the previous government, and up to the present time, the exchange rate of the dinar has continued to fluctuate up and down in the parallel market, even after it was adjusted again in 2023. Due to the Central Bank’s measures mentioned above, relative stability has been achieved despite all the internal and external challenges, and all the speculators’ plans to weaken the purchasing power of the Iraqi dinar have failed.

We must also not forget, clearly and precisely, that there is an organized lobby working against achieving monetary stability, led and implemented by multiple entities linked to speculators and corrupt individuals who have a special agenda to weaken and harm the national economy by fabricating news and statements, spreading rumors and flawed and paid economic analyses, and turning them from reassuring news for the market and citizens into news that confuses the market and creates panic among citizens. This is what is actually happening now, which requires clarification here, as it has been happening for about ten years.

Particularly after the financial and security shocks of mid-2014, a culture of reliance on the central bank to confront economic and financial crises and challenges became entrenched. This is done by using its monetary policy tools and mechanisms to overcome the government’s liquidity shortage and its inability to pay salaries on time, as well as the failure of fiscal policy by relying on foreign currency reserves. These reserves are not, in reality, the government’s reserves, but rather the central bank’s reserves, used to control the stability of the exchange rate, according to the target, and to address the balance of payments deficit.

The central bank has been burdened with the problems of other stakeholders, which is not its primary role. It is not responsible for the shortfall in non-oil revenues, the balance of payments deficit, the trade deficit, or the fluctuations in global oil prices. Therefore, foreign currency reserves have risen and fallen due to these flawed policies, which are not based on a clear and defined economic strategy or methodology.

Therefore, the return of stability to the exchange rate to its targeted and balanced rates will be achieved with the support of the concerned authorities in the government by activating other productive sectors, reforming the financial and banking sector, drawing up clear financial policies in coordination with monetary policy and its currently adopted applications and tools, and overcoming the challenges of achieving economic stability, which means achieving stability in the financial and monetary system. 

This is not only the duty of the Central Bank alone, but it is a fundamental duty of fiscal policy and the government’s approach to managing the economy, activating sources of national income other than oil, supporting, protecting and encouraging local production, generalizing the activation of dealing in the Iraqi dinar in all internal cash trading activities, expanding the use of electronic payment methods and enhancing digital transformation.

In particular, it must be emphasized here clearly that all the pressures currently being exerted on the Central Bank to change the exchange rate are not a solution to address the liquidity shortage, but rather an interference in its independence and an abolition of its role and responsibility in its tasks and objectives as stated in its Law No. 56 of 2004, which is in force.

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THE IRAQI DINAR: STABLE AND CONSISTENT  

Amidst the analyses and speculations circulating that raise questions about the fate of the national currency, official facts and data confirm that talk of any change in the exchange rate of the Iraqi dinar is nothing more than speculation that is not based on any sound economic foundation. 

(Again, they are talking about a devaluation when they mention ‘change in the exchange rate. NOT what we are looking for.)

Through a careful reading of the economic reality and the official statements of the Central Bank of Iraq, it becomes clear that the stability of the exchange rate is the fixed strategic option that is being defended with effective monetary tools and a huge balance of foreign reserves.

The Central Bank of Iraq places the stability of the exchange rate at the heart of its priorities, in accordance with the law that governs its work and aims to ensure price stability. The bank’s statements were clear and decisive in denying any intention or the existence of any serious study to reduce the value of the dinar, as such a decision has no economic justification in the current circumstances. 

The facts on the ground speak for themselves clearly: huge foreign reserves exceeding $95 billion form a protective shield that ensures hard currency liquidity and covers all external strengthening needs of the national economy.

The Central Bank’s firm policies have also proven effective in maintaining the stability of the official and parallel exchange rates, as they have succeeded in narrowing the gap between them significantly, supported by the flow of oil revenues, which constitute a stable source of hard currency. This stability in the exchange rate has been a key pillar behind achieving low inflation rates, the lowest in the region, which has contributed to protecting the purchasing power of citizens and maintaining stable living conditions.

The Central Bank remains vigilant against all rumors and ill-considered analyses aimed at undermining confidence in the national currency and creating market instability. It possesses all the necessary regulatory and financial tools to counter such attempts and maintain the stability of the dinar. Exchange rate stability is not merely a number on a screen; it is the cornerstone of the stability of the entire national economy and a guarantee of sustainable development and investor confidence. 

In conclusion, the future of the Iraqi dinar is shaped by a strong economic reality and a wise monetary policy that refuses to be swayed by any pressures or rumors, stressing that stability is the most prominent theme in the coming period.

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IRAQ IS REVIVING THE THREE-YEAR BUDGET EXPERIMENT; THE MINISTRY OF PLANNING HAS BEGUN DISCUSSING IT IN PREPARATION FOR PRESENTING IT TO DECISION-MAKERS.

The Ministry of Planning discussed on Thursday the budget for the next three years (2026–2028) in preparation for presenting it to decision-makers.

The ministry stated in a statement received by (Al-Rabia) that it “held a meeting today, Thursday, to discuss the preparation of the budget for 2026 and the next three years (2026–2028), chaired by the Director General of the Sectors Planning Department, Basim Dhari Mahmoud, and the Director General of the Government Investment Programs Department, Tahseen Mahmoud Muthanna, with the participation of representatives of the relevant departments in the ministry.”

She added that “the meeting addressed the preparation of the final drafts of the budget for ongoing and new projects, in addition to the current budget. Ongoing and new loans, proposed projects, the Chinese framework agreement, and a review of suitable scenarios for preparing the 2026 budget were also discussed, in preparation for presenting it to decision-makers for approval.”

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HOSHYAR ZEBARI: AL-SUDANI HAS A GOLDEN OPPORTUNITY TO BOOST HIS CHANCES OF RUNNING FOR A SECOND TERM.

On Thursday, Hoshyar Zebari, a leader in the Kurdistan Democratic Party, asserted that Prime Minister Mohammed Shia al-Sudani has a golden opportunity to secure a second term .

Zebari said in a post on the “X” platform, which was reviewed by “Mail”, that “the attack by militia factions yesterday on the Kormor gas field in Sulaymaniyah with Grad missiles launched from the Tuz Khurmatu axis to sabotage the region’s economy and infrastructure confirms once again that the government does not control it .” He added, “The Sudanese government has a golden opportunity to impose its control, punish the guilty, and enhance his chances of running for a second term.”

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THE ELECTORAL COMMISSION ANNOUNCES THE DATE FOR SENDING THE ELECTION RESULTS TO THE FEDERAL COURT.

The Independent High Electoral Commission announced on Monday that it had completed all procedures for appeals against the election results and sent them to the judicial body. It also set a date for sending the results to the Federal Court. The head of the commission’s media team, Imad Jamil, stated in a statement to the official agency that “sending the complete election results to the Federal Court for ratification will take place after the judicial body has finished considering all the appeals.”

Jamil explained that “the Commission has completed all appeals and submitted its recommendations regarding them,” indicating that “the work is now with the judicial body, which cannot be restricted to a specific period of ten days, as some appeals include technical or legal procedures that require them to be returned to the Commission for clarification or to complete the required technical procedures.”

He added that “the judicial body will be bound by the legal period of ten days, after receiving the last appeal from the commission and completing the procedures related to it.”

He also pointed out that “the judicial body is continuing to perform its work, and that a group of appeals that reached the commission have had the recommendations of the Board of Commissioners approved regarding their response.”

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A LEADER IN THE AZM MOVEMENT: MUTHANNA AL-SAMARRAI IS THE MOST LIKELY CANDIDATE FOR SPEAKER OF PARLIAMENT.

A leader in the Al-Azm Alliance suggested on Sunday that the alliance’s leader, Muthanna al-Samarrai, is the most likely candidate to obtain the position of Speaker of the next House of Representatives, ruling out the return of former Speaker Mohammed al-Halbousi for several reasons.

The leader of the coalition, Issa Al-Sayer, told Shafaq News Agency that “the behind-the-scenes meetings and dialogues of the National Political Council of the Sunni component revolve around the nomination of the next Speaker of Parliament, and according to the data, a new candidate will be nominated for the presidency of the next parliamentary session,” noting that “the closest is the leader of the Azm Alliance, Muthanna Al-Samarrai.”

Al-Sayer ruled out Al-Halbousi’s return to the presidency of the legislative authority “for multiple reasons,” which he declined to elaborate on.

He explained that “more than one candidate will compete for the presidency of the parliament, including Mohammed Nouri Al-Karbouli in addition to Muthanna Al-Samarrai.”

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TRUMP’S ENVOY RECEIVES PRESIDENTIAL DIRECTIVES REGARDING THE IRAQ FILE

US President Donald Trump’s envoy to Iraq, Mark Savaya, announced that he had received presidential directives regarding the Iraq file, during the Thanksgiving celebration.

“I was honored to receive the directives for the Iraq mission from the Commander-in-Chief,” Savaya said in a post on the X platform on Friday, November 28, 2025.

He added, “It was a pleasure meeting you, Mr. President, and it was truly an exceptional way to celebrate Thanksgiving.”

Trump’s envoy to Iraq, vowed to pursue and hold accountable the armed groups that targeted the Kor Mor gas field, describing them as tools of “hostile foreign agendas,” in the first firm response from the Trump administration to the attack. In a post on the “X” platform (formerly Twitter), Savaya commented on last night’s attack, saying: “Armed groups operating illegally and driven by hostile foreign agendas carried out the attack on the Kormor field,” demanding that the Iraqi government “identify the perpetrators and bring them to justice immediately.”

A MESSAGE THAT IS “UNEQUIVOCAL”

President Trump’s envoy issued a stern warning to the armed factions, saying: “Let me be clear and unequivocal: there is no place for such armed groups in a fully sovereign Iraq,” adding a direct American pledge: “The United States will fully support these efforts… Every illegal armed group and those who support it will be pursued, confronted, and held accountable.”

STRONG SUPPORT FOR KURDISTAN

Savaya stressed the firm American position towards the region, affirming that “Washington supports a strong Kurdistan within a unified and stable Iraq.”

The US official urged Baghdad and Erbil to “deepen security cooperation and work closely to protect vital economic and energy infrastructure.”

Trump’s envoy concluded his post by renewing the commitment to help Iraq build its national forces, saying: “Together, we will continue to protect Iraq’s resources, defend its sovereignty, and ensure the security and well-being of all its citizens.”

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INCOME GAP: IRAQ LAGS BEHIND OIL-PRODUCING COUNTRIES DESPITE ITS ENORMOUS WEALTH

(This is what happens when you let Iran, your neighbor steal your wealth along with the politicians. The US is experiencing the same thing but they think that can print endless fiat currency to cover the stolen money.)

The income gap reveals that the per capita share of Iraq does not exceed $5,800, while Qatar and Oman shockingly surpass it, reflecting the failure of oil wealth management to improve the standard of living.

The latest data from the International Monetary Fund reveals an unprecedented gap in income levels within the Arab world. The figures show that the richest Gulf state (Qatar) is ahead of Iraq by more than 1100% in per capita GDP, while the poorest Gulf state (Oman) is ahead of it by 230%. This shockingly shows that Iraqis are effectively living outside the club of oil-producing countries, despite the enormous wealth that their country possesses.

Qatar tops the list with $71,400 per person annually, while Iraq stands at only $5,800, a very low position compared to oil-producing countries, revealing a deep flaw in the conversion of natural resources into economic prosperity.

IRAQ IS OUT OF THE OIL CLUB.

According to the index, even economically unstable countries like Libya ($6,900) and Algeria ($6,100) outperform Iraq.

Oman (the poorest of the Gulf countries in terms of income) is also ahead of it by more than three times, with a share of $19,100 per person.

In contrast, Iraq only surpasses countries with limited resources such as Jordan, Morocco, Tunisia, and Egypt, which places it in the category of a “middle-income economy” despite its enormous oil and human potential. Iraq possesses:

•  One of the world’s largest oil reserves
• Annual revenues exceeding $100 billion
• A huge young and productive workforce

However, the per capita share does not reflect this wealth, indicating a clear imbalance in resource management, weak productivity, and the dominance of unproductive activities.

Three clear economic messages…

1. The failure to utilize oil revenues for the welfare of the citizen, due to the almost complete dependence on rentier economy.

2. The dominance of the public sector and the inflation of operating expenses at the expense of investment.

3. The absence of a diversified economy capable of creating added value and real income for the individual.

What does this mean for the Iraqi citizen?

Thus, Iraq’s ranking reveals that economic growth does not reach the lives of citizens , and that the standard of living does not represent the true wealth of the country. It also places the next government before the responsibility of restructuring the economy and transforming natural wealth into actual development (if it has the ability and will to do so).

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THE CENTRAL BANK WARNS THOSE SPREADING RUMORS ABOUT THE DOLLAR EXCHANGE RATE.

The Central Bank of Iraq confirmed that there is no intention to change the official exchange rate. While noting that the rumors that are spread from time to time aim to speculate in the parallel market, it pointed out that its monetary policy has succeeded in curbing inflation, as evidenced by international recognition.

Alaa Al-Fahd, a member of the Central Bank’s media office, said, “There are parties trying to fish in troubled waters and spread rumors and false news that are outside the Central Bank’s jurisdiction in order to raise exchange rates in the parallel market,” explaining that “the Central Bank always defends monetary policy and the general price level.”

Al-Fahd added that “inflation rates in Iraq have reached, according to international testimony (the IMF and the World Bank), low and historic rates compared to the countries of the region, and have even reached the negative rate, which is happening for the first time and is considered an achievement for monetary policy in preserving purchasing power, especially for the poor classes.”

He explained that “the Central Bank continues to finance foreign trade with high smoothness, while diversifying the basket of foreign currencies (Chinese yuan, UAE dirham, Turkish lira), as well as shifting from the electronic platform to strengthening balances through direct correspondence with global banks,” stressing that “these measures have achieved clear monetary stability.”

Regarding the difference between the official and parallel market rates, Al-Fahd explained that “the price in the parallel market does not reflect the real demand for the dollar, but rather represents an illegal and unofficial demand for speculation, since the Central Bank covers the legitimate demands for financing trade and travel,” noting that “any talk about changing the exchange rate issued by non-experts aims to confuse the public.”

Al-Fahd stressed that “determining the exchange rate is the exclusive prerogative of the Central Bank according to the legal article in Law No. 56 of 2004, and despite coordination with the government and the Ministry of Finance, the technical opinion of the Central Bank at this stage does not support any change or increase in the exchange rate due to the stability achieved in monetary reserves and price levels.”

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THE GOVERNOR OF THE CENTRAL BANK OF IRAQ PARTICIPATES IN THE ARAB BANKING CONFERENCE 2025

The Union of Arab Banks organized He noted that Iraq is moving steadily towards building a strong and modern banking sector, capable of leading financial and economic transformation by enhancing monetary and financial stability and strengthening the banking sector’s capabilities to be more supportive of sustainable development. This will be achieved by relying on the best management and governance standards, and by transitioning towards digitalization and financial and technological innovation. He stressed the importance of consolidating financial inclusion and ensuring the integration of the financial system with the formal economic cycle. 

His Excellency explained that the Central Bank continues to work on implementing a multi-year strategic vision aimed at supporting local and foreign investment and enabling the banking sector to play its vital role in developing the national economy. In closing, His Excellency expressed his gratitude to the Union of Arab Banks and the organizing bodies, stressing the Central Bank of Iraq’s commitment to strengthening cooperation with Arab brothers and developing a more stable, growing and innovative financial environment.
 

Central Bank of Iraq, 
Media Office, 
November 27, 2025

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SAVAYA: BIG CHANGES ARE COMING TO IRAQ

US President Donald Trump’s envoy, Mark Savaya, announced on Sunday that he will arrive in Iraq within the next two weeks, confirming that he carries “a special message from President Trump to the leadership in Iraq and the Kurdistan Region.”

“Big changes are coming in Iraq, and from now on everyone will see actions instead of words,” Savaya said in a press statement, indicating Washington’s seriousness in taking concrete steps toward the outstanding issues.

Earlier today, Savaya confirmed via the “X” platform that the world views Iraq “as a country capable of playing a larger and more influential role in the region, provided that the issue of weapons outside the framework of the state is completely resolved, and the prestige of official institutions is preserved.”

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SAVAYA: I WILL ARRIVE IN IRAQ WITHIN THE NEXT TWO WEEKS.

Mark Savaya, the special envoy of US President Donald Trump, announced that he will arrive in Iraq within the next two weeks, revealing that he is carrying “a special message from President Trump to the leadership in Iraq and the Kurdistan Region.”

In a statement to Rudaw Media Network, which was followed by “Dijlah News”, Savaya pointed to changes taking place in Iraq, saying that “big changes are coming in Iraq, and from now on everyone will see actions instead of words.”

Earlier today, Savaya said on the X platform that the world will now view Iraq “as a country capable of playing a larger and more influential role in the region, provided that the issue of weapons outside the framework of the state is fully resolved, and that the prestige of official institutions is preserved.”

He argued that Iraq now has “a historic opportunity to close this chapter and enhance its image as a state based on the rule of law, not on the power of weapons.” Trump’s envoy warned that Iraq today stands “at a crucial crossroads; either it moves towards independent institutions capable of enforcing the law and attracting investment, or it returns to the cycle of complexity that has burdened everyone.”

On October 19, 2025, US President Donald Trump announced the appointment of Mark Savaya, who was a key figure in his election campaign, as special envoy to Iraq.

Savaya: I will arrive in Iraq in two weeks… Big changes are coming and the proliferation of weapons outside the country must end.

Mark Savaya, the envoy of US President Donald Trump, announced on Sunday (November 30, 2025) that he will arrive in Iraq within the next two weeks, confirming that he carries “a special message from President Trump to the leadership in Iraq and the Kurdistan Region.”

In press statements followed by “Baghdad Today”, Savaya said, “Major changes are coming in Iraq, and from now on everyone will see actions instead of words,” in reference to Washington’s readiness to take concrete steps towards the outstanding issues.

Earlier today, Savaya confirmed via the “X” platform that the world views Iraq “as a country capable of playing a larger and more influential role in the region, provided that the issue of weapons outside the framework of the state is completely resolved, and the prestige of official institutions is preserved.”

He added that Iraq currently has “a historic opportunity to close this chapter and enhance its image as a state based on the rule of law, not on the power of weapons.”

The US envoy warned that Iraq today stands “at a crucial crossroads; either it moves towards independent institutions capable of enforcing the law and attracting investment, or it returns to the cycle of complexity that has burdened everyone.”

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A GOVERNMENT STRIPPED OF FACTIONS: THE AMERICAN CONDITION CLASHES WITH THE WILL OF THE IMF IN BAGHDAD.

All eyes in Baghdad are on the crucial behind-the-scenes maneuvering to form the next Iraqi government, amid unprecedented American pressure.

For the first time, Washington is so explicitly demanding a “non-factional government” as a prerequisite for international recognition of the legitimacy of the entire political process, linking this condition to future economic and security support for Iraq.

The winning political forces, foremost among them the Coordination Framework, the Sadrist Movement, and the Sunni and Kurdish alliances, are continuing intensive negotiations at the presidential and parliamentary headquarters, but they are encountering a solid American obstacle.

According to sources, the US administration, through direct and indirect diplomatic channels, informed a number of political leaders of its categorical rejection of any figure openly associated with armed factions assuming sovereign positions, security ministries, or even some sensitive service ministries.

Washington believes that Baghdad’s commitment to this red line will definitively determine Iraq’s position in the upcoming regional equation, especially in light of escalating tensions with Iran and Israeli concerns about any strengthening of the “axis of resistance’s” influence within state institutions.

According to the information circulating, the United States seeks to establish a new political environment completely free of the dominance of armed factions over executive decision-making, even if they remain represented in parliament.

This American demand clashes with an electoral reality that cannot be ignored: the political blocs affiliated with the factions have won dozens of seats in the new parliament, reflecting the will of a broad electorate in the central and southern regions.

This duality creates a deep tension between the will of the IMF on one hand, and the will of the major international power on the other, and puts Iraqi political forces before a difficult choice: either to accept Washington’s conditions and risk the anger of their popular base, or to proceed with forming a government that respects the election results and exposes Iraq to possible diplomatic and economic isolation.

(All I can say is Hurray! Hurray! And Hurray! again and it’s about time the US put Iran in its place and got them out of Iraqi politics. 😊 )

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IN COOPERATION WITH THE ASSOCIATION OF PRIVATE BANKS, THE FIRST PHASE OF THE “PULSE OF MOSUL” PROJECT HAS BEEN LAUNCHED.

Prime Minister Mohammed Shia al-Sudani launched the first phase of the “Pulse of Mosul” project on Sunday.

The Prime Minister’s Media Office stated in a statement received by “Wadih” that “Al-Sudani launched the (Pulse of Mosul) project, which aims to rebuild the alleys and neighborhoods of the old city of Mosul, inspired by the (Pulse of Baghdad) project, which included the rehabilitation and maintenance of the old areas of Baghdad.”

The statement added that “this came during the Prime Minister’s chairmanship of a meeting attended by the Governor of Nineveh, representatives of the Association of Iraqi Private Banks, a number of advisors to the Prime Minister, and heads of relevant departments in Nineveh, during which the stages of the project and the archaeological and heritage areas that will be targeted were reviewed.”

Al-Sudani pointed out during the meeting the importance of the “Pulse of Mosul” project in reviving the heritage of the ancient city, to be an important tourist gateway and enhance its historical and heritage status.

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POLITICAL ANALYST: WASHINGTON CONTROLS 90% OF THE GOVERNMENT FORMATION DECISION… AND THE COORDINATION FRAMEWORK AWAITS SAVAYA’S CONDITIONS.

Political analyst Rafed Al-Atwani said that the coordination framework is experiencing a “clear state of anxiety” regarding its political future, noting that the parties within it “are still unable to agree on an alternative to Mohammed Shia Al-Sudani,” and that all the names being circulated “are subject to change and are awaiting the opinion of the American envoy, Mark Safiya.”

Al-Atwani explained in an interview with “Al-Manassa Al-Jarida” that the framework is almost convinced that “the formation of the next government and the selection of the prime minister will be subject to the conditions of Safaya,” noting that this reality “puts his political future at stake and pushes him to avoid the risk of putting forward a controversial figure.”

He added that Iran also “does not currently want to engage in a confrontation with the United States,” and that it seeks “calm in order to preserve its political and ideological presence within Iraq” in light of escalating American pressure.

Al-Atwani pointed out that some armed factions have begun to show “unprecedented flexibility” in dealing with these changes, which, in his opinion, reflects “the shrinking of the framework’s options in favor of a new political equation in which the United States will be the most influential player, by up to 90%.”

Al-Atwani concluded by saying that announcing a new prime minister “will be a very difficult task for the framework,” suggesting that the state of waiting will continue until Washington’s requirements become fully clear.

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THE CENTRAL BANK POSTPONES THE REQUIREMENT FOR PRIOR CUSTOMS DECLARATIONS UNTIL 2026 AND EXEMPTS FOUR GOODS FROM THE DECISION.

The Central Bank of Iraq postponed on Monday the requirement for companies wishing to purchase dollars for importing goods to submit a prior customs declaration until January 2026, with the exception of four specific commodities for which the requirement remains mandatory. This postponement comes after the General Authority of Customs had previously announced that the procedure would be implemented starting Monday, December 1, 2025.

The Central Bank, in an official letter to licensed banks yesterday, Sunday (November 30), directed the suspension of the prior declaration requirement until (January 1, 2026), while maintaining its mandatory nature from December 1 of this year for the import of gold and jewelry, mobile phones, cars, and refrigeration equipment.

According to the decision, the application of the prior declaration for companies importing the rest of the goods will be optional until the beginning of 2026, and will become mandatory after that date, while the bank excluded materials that arrived at the border crossings before December 1 and the financial transfer procedures were not completed according to the invoice or commercial contract.

The General Authority of Customs had begun on November 25 to implement the procedure that requires companies to pay customs duties in advance and inform the Central Bank through the ASYCUDA system to allow the entry of goods, which led to difficulties faced by companies in the Kurdistan Region, as the region does not operate under this system.

In this context, Sami Jalal, advisor to the Minister of Interior in the regional government, said in press statements followed by the “Iraq Observer” agency, that “the Kurdistan Region is not part of the ASYCUDA system, and we will be in negotiations with Baghdad regarding pre-clearance customs to resolve this issue by the new year.”

Companies in Iraq and the region benefit from the official dollar exchange rate set by the Central Bank at 131,000 dinars per 100 dollars, as part of measures to regulate import financing and control border crossings.

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Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,

                                             Just the FACTS!

Disclaimer: All information in this newsletter is not intended for investment decisions / purposes. Mnt Goat is not a financial analyst, planner, banker, attorney or associated in any role with giving out professional investment advice.

Auf Wiedersehen

Much love to ya all,

Mnt Goat

F.Y.I. There will be no Newsletter on Thanksgiving Day unless something BIG happens. Please relax and enjoy family and friends on this holiday. Be thankful for all we have!

Disclaimer: All information in this newsletter is not intended for investment decisions / purposes. Mnt Goat is not a financial analyst, planner, banker, attorney or associated in any role with giving out professional investment advice.

ABOUT THE NEWSLETTER:

November 25, 2025 Mnt Goat News Brief

Guten Tag everyone:

Bringing you more news. Oh boy…. have I got news for you! We are almost there.

GIVE A GIFT TO MNT GOAT

I decided to allow everyone to give a Free-will GIFT to Mnt Goat on PayPal if you so desire. Here is the link below. Please show your appreciation for all the hard work I do.

I recommend $10-$15 dollars a month or whatever you can afford. Do you realize I write eight (8) Newsletters every month. This is like a second job to me. The only way I know that people are reading and appreciating all the FACTUAL news I bring is through their appreciation. If I do not receive equal appreciation for all the hard work I do, I will simply end the Newsletter and save myself endless hours at the computer. I am tired of this RV saga just as you are. We are now down to the wire and the evidence is showing us the end is very near. I feel this would be a lousy time to end the Newsletter, but that is all up to you.

So, if you haven’t already shown your appreciation for October please reconsider.

 Let’s all try to chip in!

____________________________________

Luke 11:9

“So I say to you, ask, and it will be given to you; seek, and you will find; knock, and it will be opened to you”.

STATUS OF THE RV

________________________________________

No! There is no RV or Reinstatement of the Iraqi dinar yet. There are NO newer smaller category notes issued or pictures even shown to anyone yet by the CBI and that includes the 10 and 50 categories. This is per my CBI contact.

Don’t let these intel gurus or internet idiots fool you with their hyped-up sites. They only want your clickity-clicks. We don’t need rumors or bank stories. We don’t need three letter agency lies. We have FACTS and so let the FACTS speak for themselves.  

I also want to thank everyone for their lovely and heart-felt comments especially from one of my loyal readers Joy Snyder. It is nice to know I am appreciated for all the hard work I do to bring the TRUTH and UNDERSTANDING about this investment to you.

If I were you, I would keep the champagne in the frig. The show is not over until the fat lady at the circus sings….. lol.. lol.. 😊 It is mid-November and the CBI may still go ahead with removing the zeros in time for a January release. Oh… but remember it does not have to happen exactly on January 1^st as there are thirty-one days in the month. They could also change the plan and remove the zeros in early January and release in late January. There are options.

This is going to be a very long read today and so settle down in a comfortable chair, grab a hot cup of tea or coffee and relax. Try to absorb what I am about to tell you. Remember that the RV we are looking for can still be killed (stopped/delayed) and nothing is certain. I know they have told us it is motion now and it is but until they switch out the currency, they can still delay this reinstatement.

I also would want everyone to listen carefully to the ENTIRE audio commentary when you clicked on the Newsletter today. It is chockfull of information. Play it again and again if you didn’t get what  is being said. We are almost done with this RV saga. It is so close I can smell it like I smell a roasting turkey in the oven…lol.. lol.. lol..

Remember the CBI has been telling us for over a decade they need SECURITY and STABILITY to pull this RV off. Do they now have it? In the audio commentary I am trying to demonstrate that in fact Iraq does now have the stability they need. You will learn clearly what their definition of stability is and how they apply it. We are there!

In today’s news, like so many other Newsletters, I am going to take a couple of the main threads in the news and dive deeper and connect the dots for you. I hope this will make much more sense of the articles and tie them all together for you. I am doing this because if you know anything from all the past news, I brought you, we can clearly now see that the next step is the move to removing the zeros and then to reinstate the dinar. It is not about paying off Iraqi debt and stabilizing the dinar. These are not major concerns of the CBI at this time as they know the dinar is already stable with the policies now in place. The debt is not enormous and in fact is much less than most Arabic countries. Be careful when you read many of today’s articles. I will try to clarify them for you.

Many of you ‘glass half empty’ people may not see it as I do because you don’t read the articles as I bring them and you give up reading my Newsletters. All you want is a date and a rate, then you exit my Newsletter. That is a shame since you are really missing out on some fantastic news.

So, what are the two main threads that I am going to clarify?

There is so much news pouring out of Iraq in all areas. The two main areas of concern seem to be the following two issues of the lingering parallel market rise and the elections. I will address them and connect them to the RV and why its important or not, to resolve them first.

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First Issue: The Parallel Market Rise

There is still the lingering issue of the parallel market vs the ‘official’ CBI rate. To have stability in the economy the CBI must control the parallel market. Recently there seems to be ongoing spikes in the parallel market and many believe this can be resolved with an increase in the ‘official” CBI rate, which really means a devaluation. When any of these articles I present today talk about a ‘rate increase’ they are actually talking about increasing the amount of dinar to buy 100 US dollars like increasing from 1320 to 1400 or 1440. So this is not a good thing as it actually decreases the rate of the dinar against the dollar (devaluation). We want the inverse. Get it?

Why do many economists feel the issues with the dollar recently can be resolved by raising the ‘official’ CBI rate again to over 1320 to something like 1400 or 1440 to fix the dollar crisis. But will it? What other issues are involved that will be impacted if the CBI did change the rate?

😊 In the article titled “AN ECONOMIST IDENTIFIES A REASON BEHIND THE SUDDEN RISE OF THE DOLLAR AGAINST THE IRAQI DINAR” on Tuesday, economist Manar Al-Obaidi attributed the rise in the exchange rate of the dollar against the Iraqi dinar in the parallel market to the imminent implementation of the customs pre-calculation mechanism. While praising this mechanism, he said that despite its temporary side effects on the local market, it will raise the country’s customs revenues to 6-8 trillion dinars annually. So, the key word here is temporary

The he added that “despite the widespread talk about an intention to change the official exchange rate, the Central Bank’s statement was clear and decisive: ‘There will be absolutely no change in the exchange rate,’” adding that “this announcement alone confirms that the Central Bank is committed to monetary stability and will not make any changes to the official rate.” Now I want to reiterate again this is not the exchange rate that we are looking at for our RV. Iraq is still on the sole peg to the dollar. Remember also this is actually a good thing in that the CBI is not going to change the exchange rate as they would change it to something like 1400 or 1440 that actually lowers the value of the dinar not make it greater.

So, I want everyone to understand today that the mess they are in about the customs and tariffs and the wide speculation in the increase in revenue it will generate that this comes with a price as the price of goods may go up since they cost more for the importer. Get it? But the Iraqi economy must adjust. Does this increase the purchasing power of the citizens? No, of course it will decrease but not enough to cause massive inflation. The CBI knows this and is not going to make ‘knee jerk’ reaction and raise the official rate to 1400 or 1440 just because some economists write their ‘opinion’.

We see this absolute silliness even more in one of today’s article (among many) titled “AN EXPERT QUESTIONS THE ANNOUNCED INVESTMENT FIGURES IN IRAQ, PREDICTING A SIGNIFICANT RISE IN THE EXCHANGE RATE” when on Saturday, 11/22 Nabil Al-Marsoumi, an economics professor at the University of Basra, questioned the amounts announced for investment in Iraq, while predicting a “significant” increase in the exchange rate. He also called for reforming the salary system and “moving away from media hype in assessing the Iraqi economic reality.” But remember his version of increasing the exchange rate is to go backwards not forwards. Get it? I do not feel his predictions will happen, he is purely speculating and economists should not do this. They should stick to FACTS and Al-Marsoumi is not well-informed.  

Al-Marsoumi, noted that “the exchange rate should be changed, and I expect it to be between 180,000 and 200,000 dinars per 100 dollars.” WOW this would absolutely kill the Iraq economy. Do you see how silly these solutions are? They do not take into consideration all aspects of the economy. Then in contrast, economist Alaa Al-Fahad described the weakness of non-oil revenues as a “major problem”. Yes, we already know that Iraq must diversify and under the leadership of al-Sudani this plan is already in motion. Why don’t they mention all the good reforms like almost doubling the oil revenues since Kurdistan reopened the major pipeline to the Basra ports along with the new wells being drilled. Seems their cup is always half empty rather than half full. But I have to add that Al-Marsoumi’s suggested solution tops them all for stupidity. This is not just my opinion but comes from my CBI contact when we reviewed many of these articles over the weekend in my call to Iraq.

Everyone should go read today’s article titled “LEARN ABOUT THE “SECRET OPERATIONS ROOM” THAT MONITORS THE PULSE OF THE IRAQI ECONOMY AND PROTECTS THE DINAR FROM FLUCTUATIONS” in full contrast to Al-Marsoumi’s suggested knee-jerk solution to the problem of the parallel market.

While the domestic debate continues regarding the exchange rate and the future of the dinar, the Central Bank of Iraq’s recent statement on the tasks of its Investment Department has revealed another dimension to the monetary landscape—one that is deeper, less visible, yet highly influential. This department, which manages foreign reserves and balances global market risks, is now described by economists as the “silent backbone” of the Iraqi economy, alongside oil, and the foundation upon which the most significant financial transformations underway in the country are taking place.

Economic expert Nasser al-Tamimi confirmed to Baghdad Today that the department has transformed in recent years from a traditional bureaucratic unit into a true center of gravity, preserving the stability of public finances and defining the Central Bank’s room for maneuver in the foreign exchange market. He told Baghdad Today that the prudent management of foreign assets—from government bonds to gold, deposits, and low-risk instruments—has enabled Iraq to weather the waves of global market turmoil and mitigated the impact on the dinar and the country’s financial balance.

The Central Bank’s technical statement, while employing specialized language regarding balances, transfers, and investment plans, nonetheless attracted the attention of international experts who analyzed its implicit messages. Bankers point out that the Central Bank’s explicit declaration that the department’s activities aim to stabilize the exchange rate does not necessarily mean an immediate appreciation of the dinar.

Here’s the part that I like most in this article and I quote – “However, it is a strong indication that preparations for a stable monetary reform have effectively begun. These experts believe the Central Bank is waiting for the “safest moment” to take any significant steps, given the extreme sensitivity of the Iraqi market. Any adjustment to the exchange rate system—whether an appreciation or a restructuring—requires a robust structure capable of absorbing shocks.”

It becomes obvious when economic experts like Nasser al-Tamimi come forward with FACTS to back up his statements they make much more sense and we can see the CBI has a plan and is working towards that plan. Part of the plan is to remove the zeros and then move to FOREX pending a review for inflation. Again even al-Tamimi is telling us the next measures must be carefully planned and they must pick the “safest moment” to take any significant steps. Remember these next moves are drastic but they are long awaited and the people have been educated and expect them.

Bottom line in looking at this recent surge in the parallel market is that “Iraq’s reserves now exceed $100 billion,” indicating that “there is significant international praise regarding the Central Bank’s management of the financial file.”

Al-Fahad said: “There is a great understanding between the Ministry of Finance and the Central Bank,” noting that “the Central Bank has refused more than once to tamper with the exchange rate, and the next government should stay away from the exchange rate and not manipulate it.”

Yes, this is the part that really scares me in that the result of this next election they put in some idiot into the office of prime minister who then proceeds to kill everything good that Al-Sudani and the CBI has accomplished much like Joe Biden vs Trump. Since Iraq is now on the verge of going forward with the final stages of the plan to reinstate this would not be a good thing for us investors to watch happen. So, we carefully watch this election cycle play out and pray that al-Sudani or someone like him is the next prime minister. Also that they can move on the next government quickly.

Are the spikes in the parallel market beyond the ‘official’ rate really a huge concern for the CBI?  

I have to say unequivocally NO! These spikes in the dollar are not a major concern for the CBI and Ali al-Alaq, the governor of the CBI has told us this many times and made it very clear. This lack of a major concern stems from the fact that Alaq knows the reasons for the spikes and these reasons are being addressed but take time to implement. These spikes were expected, as he also told us. Alaq also knows the ‘next stage’ and what is coming.

However, there are economists that do not feel the same way as Alaq. They conjure up articles and publish them. The information may be factual in some, just very outdated. They do not know or understand the true economy of a capitalistic state and still rely on a socialist ideology concepts of the Saddam Heisen era as their main driver for solutions. They may also not be aware of the planned financial reforms already put in place or planned for the very near future.

Experts have differing views on the nature of the government’s measures and their results, with a general agreement on the need for a comprehensive reform package rather than relying on a single tool. One single tool would be a devaluation.

So, to us investors, as we read many of these articles, we must understand what is really happening behind the scenes. We must dig deeper to understand and go beyond some, not all of these articles. I call them foolish articles, much like propaganda. Boy oh boy, I have to tell you there are a couple of these articles published recently, and you would think that the author was living ten years ago and not in the current situation, as they do not even mention all the financial reforms but rather concentrate on how the economy was in the past. They even go so far as to insist on financial reforms that have already been put in place. Yes, it is ironic or should I say pathetic?

So, we know that in Iraq, the exchange rate of the US dollar has been under renewed pressure recently, amid widespread economic debate about the reasons for the rise and its impact on the general budget and the local economy. Remember that the finance committee had to hold off on the 2025 projects due to lack of funding which was caused by a sudden drop in oil prices, below what the budget could endure. To me this was a VERY GOOD thing and financially responsible. Rather that criticizing these moves, (without giving their own sound solutions) the economists should be praising the government.

These so-called ‘experts’ have differing views on the nature of government measures and their results, with a general agreement on the need for a comprehensive package of reforms instead of relying on a single tool. Oh… is this not already what the CBI is doing? What the hell do they think a ‘comprehensive package’ means? It’s a package of many not a single tool. The CBI now has this comprehensive package of reforms, and they have already rolled out many but it takes time to work, as they must work together to resolve these issues. Let’s take a look at some of the reforms already in place:

• De-dollarizing Iraq;
• Mandatory electronic deposits for Baghdad salaries, no more cash
• Ending the currency auctions and going to correspondent banks for transfers;
• Limiting the amount of dollars for travel abroad;
• The Customs and Tariffs reforms (the Ascuda System);
• The ISX Stock Market reforms;
• The Insurance reforms;
• All these wonderful projects like the Development Road and Port of Faw projects;
• Redefining the valuable natural resources within Iraq and the plans to bring them to market;
• Instituting banking reforms for private banks, even closing banks that can’t meet solvency limits;
• Now we just learned about mandatory electronic deposits for all Kurdistan salaries, no more cash (we knew a year ago that they told us they needed Kurdistan to follow Baghdad on this move);
• Etc. etc,

You know, I could go on and on with all the reforms from just the past four years. And so what the hell are these economists talking about when they say needing more reforms? Iraq is at the point in that the ‘currency reform’, removing the zeros coupled with the digital currency could be the answer they have been waiting for. But as Alaq has said this takes careful planning and first they had to put other measures in place.

For instance, Kurdistan just announced that all public employees and salary recipients in the Kurdistan Region will be required to receive their salaries digitally through personal bank accounts under the MyAccount project, the Region’s finance ministry announced Sunday, adding that cash payments will no longer be available starting at the beginning of 2026. Was the CBI waiting for this? The finance ministry’s statement comes as the initiative for the next stage enters its final stretch. The deadline was established under a February agreement between Baghdad and Erbil requiring all public employees to open private bank accounts by the end of 2025 to ensure salary payments. Why is this important to us investors?  

😊 You might want to go read the recent article titled “GOVERNMENT ADVISOR: DIGITALIZATION AND INCREASING NON-OIL REVENUES ARE FUNDAMENTAL TO FINANCIAL REFORM.”  I believe the article speaks for itself as to why it was so important to get Kurdistan on the electronic payments of salaries. Yes, no more cash being handed out. Will this finally break the parallel market?  

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Second Issue: The Elections

The elections and getting al-Sudani a second term are important to us investors. Then what will the US want out of the new al-Sudani government?

If you want to catch up on the process of electing the next prime minister, president and speaker of parliament, I bring you three important articles on this subject matter you might want to take a look at.

• AL-RUBAIE SETS A DATE FOR THE START OF CONSULTATIONS TO FORM THE NEXT GOVERNMENT AND REVEALS DETAILS OF THE FRAMEWORK COMMITTEES.

Former MP Ayoub Al-Rubaie set on Thursday the date for the start of official consultations regarding the formation of the next government, stressing that the coordination framework has prepared more than one special committee to accelerate the pace of the decision.

• “THE FRAMEWORK REDUCES THE CANDIDATES FOR THE PREMIERSHIP TO 3, AND A COMPREHENSIVE MOVEMENT IS UNDERWAY TO NAME THE PRESIDENCIES.”

An informed source revealed on Thursday the three most prominent candidates for the position of Prime Minister. He added that “there are 3 candidates, one of whom will be named through voting within the framework, namely the outgoing Prime Minister Mohammed Shia al-Sudani, the head of the State of Law Coalition Nouri al-Maliki, and the head of the intelligence service Hamid al-Shatri.”  Just so you know I had shivers down my spine when I read the name Nouri Al-Maliki. If he gets the job we may be doomed, Iraq is doomed. How in hell did he ever wiggle his way in position again to even be considered? Does this show you how corrupt the process can be?
So the show is not over until the fat lady sings…lol.. lol.. lol..

• “AL-KALABI POSES 18 QUESTIONS TO THE FRAMEWORK REGARDING AL-SUDANI’S PERFORMANCE AND CALLS FOR A PUBLIC DEBATE.”

Former MP Youssef Al-Kalabi addressed an official letter today, Thursday, to the leaders of the Coordination Framework and the committee tasked with interviewing applicants for the position of Prime Minister, demanding that caretaker Prime Minister Mohammed Shia Al-Sudani be held accountable for a number of files that he said were “documented with evidence,” should the latter apply to occupy the position again.

So, the Coordination Framework block will once again decide on the next government since al-Sudani’s party has united and given them all his votes. I guess his strategy is that either he has the best chance of having a second term this way or else he will now be a major player in the selection of someone else. Either way he hopes he can keep the train rolling down the tracks for the financial reforms and what we are looking for – the removal of the zeros and the follow-up reinstatement.

But remember there are still these five (5) issues of the U.S. still lingering and the U.S. has signoff power for any reinstatement to happen. So, in looking at these five issues we must also be open-minded and that the result may not be what we imagine in our heads. For instance in dealing with the Iranian backed militias inside Iraq, the U.S. could potentially settle for their prime minister choice, then work with him to come up with a plan to deal with the militia in the long-term.

You might want to take a long read of today’s article titled ““A HIGHLY ANTICIPATED US VISIT AND SAVAYA’S APPEARANCE AT THE PENTAGON SEND STRONG MESSAGES ABOUT A “COMPLETELY DIFFERENT PHASE” IN IRAQ.” This article ties directly into our second issue thread of today in that the elections could effect everything if they decide to put a Bozo as the prime minister. In the article is states “What does Washington have up its sleeve?”. I reallylike this statement as it says it all.

Baghdad is preparing to receive a high-level American delegation in the coming days, at a time that suggests Washington has decided to move from a phase of quiet observation to one of targeted intervention, coinciding with the redrawing of the power map after the elections. The visit comes as the controversy surrounding the surprise appearance of US Special Envoy Mark Savaya —a move widely interpreted as a direct political message rather than a routine meeting.

Political sources confirmed to Baghdad Today that the American delegation’s visit is not merely a protocol visit, but rather carries a clear position regarding the formation of the next government. Washington wants a stable and effective government that does not reflect parallel power structures between the US and Iran.

There are also two other articles that also address the same issue as follows and you might want to take a peek at them too:

“US WILL NOT ACCEPT ‘OUTSIDE INTERFERENCE’ IN IRAQ’S NEW GOVERNMENT, SPECIAL ENVOY SAYS”

“DIRECT CONTROL FROM “SAFAYA-TRUMP”: IS THE WHITE HOUSE SHAPING THE GOVERNMENT INSTEAD OF IRAQI FORCES? – URGENT Soft change”

We as investors as well as the U.S. government under the Trump administration are waiting for the results of the election. I do not think they will come out with the prime minister until after US Special Envoy Mark Savaya’s visit. Al-Sudani has the BEST chance of having a second term. Since he moved his votes to the Coordination party his chances increased tremendously. This meeting is happening this week prior to Thanksgiving. So, if I hear any good news I will have a short Newsletter on Thursday to inform you of what news may come out of it. I will also have my normal Wednesday call to Iraq and so I will also let you know what my contact believes will happen next. Let’s pray it is what we want and the CBI can move ahead with the planned next phrase of the currency reform which is really a long awaited financial reform on steroids.

Remember that your appreciation keeps this Newsletter alive and helps with the calls to Iraq. If you have not yet helped out this month or feel a need to help again please do so. I feel the combination of the calls, the articles and rumors help to clarify what is happening in Iraq on this subject matter. I do not go to only one source such as a three-letter bullshit agency, or a bank manager then believe all their crap. Remember that this guy TNT Tony and his brother Ray as well as MarkZ or even Bruce may sound very convincing and have their members all brainwashed. But I had the exact same contacts trying to convince me of this every day stuff too over the last decade and I simply refused to believe their bullshit based on the FACTS that I knew. I used my own common sense and experience with the Iraqi people to help figure this out. I don’t need the hype or lies.

“This ambitious project aims to rename the Iraqi dinar by removing three zeros from its nominal value to better reflect the country’s growing economic strength. This move, which has been the subject of rumors for years, is currently under active development, with comprehensive studies and simulations having been completed. According to the Governor, the process will be gradual and meticulously planned to ensure financial stability while unlocking the currency’s true potential. “

So we must conclude by connecting all the pieces of the news. This recent news is telling me they intend to begin the project to delete the zeros on December 1^st. They will have a month complete this stage of the process.

So, again I have to ask you as a reader of this analysis- What do you think is happening? Are they going to move ahead this time with removing the zeros or not? Will the reinstatement follow? Will you be rich?

I also at this time I have to ask for appreciation from my readers. Again, I ask because this is a second job for me now and I would like to get some appreciation for the job I do. Would you work for nothing if you were in my shoes. We must all now step up.

We must continue our prayers for the Iraqi people and the future of Iraq. Let God’s abundance and prosperity rein down upon that nation.

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Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,

                                             Just the FACTS!

PRAYING WITH SINCERITY

Many may ask why their prayers are not being answered. Our new Shepard in Rome Pope Leo XIV has given us some direction.

You can purchase a nice pair of Rosary Beads here to pray:

                                         

These prophecies are more important now more than ever. They give us the strength, perseverance and hope that a better time is coming and that God’s Hand is at work behind the scenes. If you just take a second even to look around you at these past three election cycles, how can you deny that God is at work? Are you sleeping or what?

It is amazing and there is no other way that these events could have happened the way they turned out. But there is more to come, much, much more, I assure you! Now that God has his biblical David re-elected, we need to pay attention to what He does next.

NOTE: These prophecies just keep getting better and better, giving us HOPE of a brighter future. But the real reason why I listen to them is that we can actually see what God says He will do is taking place right in front of our noses. It is a confirmation to me that God is real and is still with us forever just as in biblical times.

Prophetic Words from prophet: Julie Green

“Martial Law Must Take Place To Free Your Nation”

You can start watching the video at the 16:14 mark.  From Nov 16th.

Martial law is the replacement of civilian government by military rule and the suspension of civilian legal processes for military powers. Martial law can continue for a specified amount of time, or indefinitely, and standard civil liberties may be suspended for as long as martial law continues. Most often, martial law is declared in times of war or emergencies such as civil unrest and natural disasters. Alternatively, martial law may be declared in instances of military coups d’état.

Martial law is how the government gets to military tribunals we have been hearing about for the past 10-20 years of prophecies. God is telling us now through Julie Green that these will be necessary as our current court system is dysfunctional. These tribunals will be WWII Nuremburg style courts set for this purpose. They will rule on cases and hand down sentences. This corruption has been going on in our government all way too long as they protect each other, accept bribes and give death threats and so it is even hard to get justice. This will be necessary because of all the corruption that is within the justice system of the district courts. It is hard to get a fair trial. It’s coming and so be prepared mentally when you see it. We recently witnessed the crossing of the red line with the six democrats outright telling the military members to mutiny. Why? It’s because they know that martial law is coming. Get it? This should be yet another sign of proof to you of what I know to be true.

We are not to be fearful as this will NOT be a total shutdown of the nation like for COVID. Things will basically go on as normal daily life, however there will be a seed of martial law within the justice system of the government. It will be announced and televised. These court cases will be on TV daily. Glenn Beck does a good job of explaining it.

UFOS ARE NOT JUST IN OUR IMAGINATION ANYMORE…OR WERE THEY EVER JUST IMAGINARY?

Around 1986 I ran across a prophecy called “Pheonix Rising” by May Summer Rain.

You can go buy it on Amazon.com and read it for yourself and then tell me you too do or don’t see these prophecies happening in real life. You can just comment me on this blog how you feel. It’s is amazing what is happening in this time. So far everything she has documented from the native American woman, from the Chippawa tribe  who gave her the prophecy has come to be. In the prophecies she also talks about UFOs (now renamed to UAP for only God knows why). The prophecy says there will be total exposure of the alien crafts and we may even have an opportunity to go upon and visit one on display.Yes, this is going to be total exposure. I can not give you a firm date and like the IQD RV, only certain people know when this is all going to come all out. But by the current news on this subject it is not hard to determine it is soon, and I mean soon!

Come ‘ on folks this is now national news from a national network. The people interviewed are VERY creditable people. Are you a believe or do you still want to poo poo it? When it happens to you and you see one then what? I actually have a family member who did see a round ship, took actual photos and so I personally know something is not right.

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SILVER VAULTS RUN DRY AS SHORTAGE TRIGGERS PANIC. Physical silver not available to meet demand.

Okay so why is there a shortage of silver all of a sudden? There is a shortage because many investors who invested in silver only on paper are now wanting the actual physical silver. The procedure of buying without taking possession has kept silver relatively lower over many decades than what it should be. Silver should be at about 1/3 the spot of GOLD. Gold just hit $4,000 an ounce and technically silver should follow at about $1,000 – 1,300 an ounce.

Just this week silver finally broke over $50 an ounce and so what did our prophets tell us would happen next. They said a sudden rise in silver would happen. Will it? It’s happening now. Now investors are demanding their silver and there is not enough to meet the demand. Yes, it’s kind of like a panic for silver.  

Folks, this is not just precious metal dealers trying to sell you silver or gold. Listen carefully. What’s coming next? I am trying to help everyone that there is money to be made on other than currencies, such as in the dinar that we all sucked up in the past.  

15 THINGS TO DO IF YOU GET RICH ALL OF A SUDDEN

15 ASSETS THAT ARE MAKING PEOPLE RICH/RICHER

HERE’S HOW TO MAKE YOUR ASSETS INVISIBLE FROM CREDITORS

HOW TO LOOK PENNILESS IN THE PUBLIC RECORD

Today we’re diving into why it’s crucial for real estate investors, stock investors, business owners, and wealth builders to appear “penniless” in the public record. Would you like to learn more about protecting your assets and minimizing taxes? Schedule a free consultation here 👉 https://aba.link/i93

How an LLC can actually work against you.  

Don’t have your personal name or address in any public record.

Are offshore assets or accounts really protected?

Are vortex trusts a scam for tax protection?

Don’t misuse a legal entity and take it to extraordinary measures, it won’t work.  

I really, really, really encourage everyone to watch this video and learn from it.

Now I know that many of you may have already researched getting a LLC or a Trust to protect your money against creditors and reveres law suits. But after watching this video today I feel you can learn even more and that there are some caveats that can really work to your benefit all depending upon the state you file your entity in. It’s just a matter of working with your attorney and help to guide them on what you want.

Basically, it all amounts to how much privacy a particular state is willing to give for a legal entity. Attorneys can research this for you but you have to find a good one willing to do it for you. What I am saying is you may think you are protected in a particular state and then find out later, when sued, that your records are not that protected from preying eyes after all.

Another key lesson I learned is it is much easier to use the entity instead of your own name and address from the very start and get it on the dead when you purchase a property or business, rather than have an attorney later try to fix it, after some damage is already done.

Listen carefully what these attorneys are saying….

5 STATES CUTTING PROPERTY TAXES TO ZERO

BONDI TAKES ACTION AFTER JUDGE DISMISSES COMEY, JAMES CASES: ‘IMMEDIATE APPEAL’

‘MILITARY COURTS’ COMING, ENOUGH IS ENOUGH…

‘MILITARY TRIAL’ ? DEM SENATOR FIRES BACK AFTER HE GETS THE WORD

This is evolving as I write this today. This is no joke! Note I am no longer using the term ‘if’ but ‘when’.

WHAT PRESIDENT TRUMP JUST DID TO ILHAN OMAR AND HER DISTRICT. 

THE ‘BUBBA EFFECT’: THE RED LINE HAS BEEN CROSSED!

Yes, I am bringing this to your attention. Someone does care about it and want to do something about it. This ties directly to the prophecy of today.

ILHAN OMAR IMPLICATED IN $250,000,000 MILLION FRAUD RING.

Yipes! That a lot of mulla! Let’s see how she wiggles her way out of this one….

AN EXPERT QUESTIONS THE ANNOUNCED INVESTMENT FIGURES IN IRAQ, PREDICTING A SIGNIFICANT RISE IN THE EXCHANGE RATE.

(I think this guy is a quake! )

On Saturday, November 22, 2025, Nabil Al-Marsoumi, an economics professor at the University of Basra, questioned the amounts announced for investment in Iraq, while predicting a “significant” increase in the exchange rate. He also called for reforming the salary system and “moving away from media hype in assessing the Iraqi economic reality.”

Al-Marsoumi said in a televised interview followed by “Al-Jabal” that “internal debt is not beneficial to Iraq, but repayment continues,” asking: “Is it reasonable to resort to selling assets to address internal debt?”

He added that “internal debt is not for building projects and investments, but rather for covering current expenses,” calling for a move away from “media hype” in assessing the economic reality.

He continued, “There is no official data to support the government’s announcement regarding fuel self-sufficiency,” noting that “they talk about attracting $100 billion in investments, and Dubai World has only received $50 billion.”

He pointed out that “the financial failure is accumulated from previous governments and the salary system needs to be reformed,” and asked: “Would some groups agree to reduce their salaries?”

Al-Marsoumi stated that “most of the MPs who won obtained their votes through promoting appointments.”

He said, “The UAE has seven sovereign wealth funds, while Iraq doesn’t have even a quarter of one,” noting that “Iraq’s ability to borrow from banks has become limited, and this is a predicament.”

He explained that “reforming the salary system and state property are the most prominent areas that should be addressed,” revealing “imports entering Iraq through unofficial ports.”

He noted that “the exchange rate should be changed, and I expect it to be between 180,000 and 200,000 dinars per 100 dollars.”

In contrast, economist Alaa Al-Fahad described the weakness of non-oil revenues as a “major problem”.

Al-Fahd, who was present at the same meeting, said, “A lot of the debt will be converted into investment projects, and this is not a problem,” indicating that “weak non-oil revenues represent a major problem.”

He pointed out that “the absence of the Development Fund puts the next government at a crossroads,” noting that “external debt has decreased, but radical solutions are absent, and talk of large figures regarding debts confuses the Iraqi public.”

He added that “Iraq’s reserves now exceed $100 billion,” indicating that “there is significant international praise regarding the Central Bank’s management of the financial file.”

He said: “There is a great understanding between the Ministry of Finance and the Central Bank,” noting that “the Central Bank has refused more than once to tamper with the exchange rate, and the next government should stay away from the exchange rate and not manipulate it.”

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AN ECONOMIST SAYS US SANCTIONS ARE ON THEIR WAY OUT AND IRAQI BANKS ARE ENTERING A PHASE OF OPENNESS.

(Mnt Goat: and what is this new phase of openness? It does not get any more open than to get on FOREX, does it? )

Anticipated financial breakthrough

Economic expert Manar al-Obeidi affirmed that Iraq is moving towards greater banking openness, which will facilitate the flow of funds and create a more attractive environment for investors. He noted that the government has successfully addressed most of the financial issues with the United States, which will gradually reduce the impact of sanctions. Al-Obeidi emphasized the need to eliminate overlapping jurisdictions among institutions and grant investment authorities broader powers to ensure a clear plan that supports economic development.

Manar Al-Obaidi – an economic expert, in a dialogue with journalist Ali Qazan:

The Iraqi banking sector is moving towards greater openness to the world, away from the problems and difficulties that were occurring, and I believe that this will be positive in terms of investment and money transfers.

The significant overlap in powers between institutions is one of the biggest challenges facing investors. Therefore, this problem and overlap must be addressed, and broader powers must be granted to investment authorities in the governorate, and there must be a clear plan for investment in Iraq.

The Iraqi government has been able to resolve many of the financial issues with the American side. With the reforms that Iraq has undertaken to enhance transparency and prevent money laundering and smuggling, I expect that over time the impact of the American sanctions will largely disappear.

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LEARN ABOUT THE “SECRET OPERATIONS ROOM” THAT MONITORS THE PULSE OF THE IRAQI ECONOMY AND PROTECTS THE DINAR FROM FLUCTUATIONS.

While the domestic debate continues regarding the exchange rate and the future of the dinar, the Central Bank of Iraq’s recent statement on the tasks of its Investment Department has revealed another dimension to the monetary landscape—one that is deeper, less visible, yet highly influential. This department, which manages foreign reserves and balances global market risks, is now described by economists as the “silent backbone” of the Iraqi economy, alongside oil, and the foundation upon which the most significant financial transformations underway in the country are taking place.

Economic expert Nasser al-Tamimi confirmed to Baghdad Today that the department has transformed in recent years from a traditional bureaucratic unit into a true center of gravity, preserving the stability of public finances and defining the Central Bank’s room for maneuver in the foreign exchange market. He told Baghdad Today that the prudent management of foreign assets—from government bonds to gold, deposits, and low-risk instruments—has enabled Iraq to weather the waves of global market turmoil and mitigated the impact on the dinar and the country’s financial balance.

The Central Bank’s technical statement, while employing specialized language regarding balances, transfers, and investment plans, nonetheless attracted the attention of international experts who analyzed its implicit messages. Bankers point out that the Central Bank’s explicit declaration that the department’s activities aim to stabilize the exchange rate does not necessarily mean an immediate appreciation of the dinar. However, it is a strong indication that preparations for a stable monetary reform have effectively begun. These experts believe the Central Bank is waiting for the “safest moment” to take any significant steps, given the extreme sensitivity of the Iraqi market. Any adjustment to the exchange rate system—whether an appreciation or a restructuring—requires a robust structure capable of absorbing shocks.

At the heart of this shift, two phrases in the Central Bank’s statement caught the attention of experts: “operational continuity” and “risks associated with oil revenue currencies.” These are phrases typically used in international contexts related to deep monetary reforms and preparing for potential fluctuations that may accompany opening up to global markets. Specialists interpret this as part of restructuring Iraq’s financial sector infrastructure in line with IMF recommendations, the requirements for joining the World Trade Organization, and gradual integration into the global financial system.

However, the most sensitive transformation is not limited to the investment sector alone, but encompasses an entire system being developed in parallel. Starting Saturday (November 22), all cross-border payments in Iraq will transition to the ISO 20022 standard, the system adopted by the most advanced economies. Furthermore, all banks in Iraq have been mandated to finalize their capital plans according to the ICAAP model and undergo rigorous stress tests to demonstrate their ability to withstand exchange rate fluctuations of up to 30%, a collapse in oil prices, or a sudden run on deposits, while maintaining their solvency.

Economists believe these two steps are not merely technical updates, but rather represent—quite literally—the final two key conditions that the International Monetary Fund, the US Treasury Department, the Bank for International Settlements, and major correspondent banks in New York and London stipulated must be met before Iraq could fully participate in the international foreign exchange market. They emphasize that the fundamental problem with the dinar today is not its market value, but rather that Iraq remains “blocked” from the global exchange market, and that adopting Basel III-ICAAP and ISO 20022 standards is what will pave the way for gradually lifting this blockade.

Analyses indicate that the Iraqi dinar remains trapped in a restricted market, unable to be traded in large quantities except through the daily dollar auction. Furthermore, prior to adhering to the new standards, local banks appeared structurally unstable to international banks, and their payment channels relied on outdated SWIFT systems dating back three decades, placing them under suspicion of money laundering.

Now, with banks required to disclose their actual capacity to absorb shocks, the pretext that prevented major international dealers from dealing directly in dinars is diminishing.

In this context, experts believe that Iraq is nearing the end of the “forced peg” of its exchange rate, which effectively began in October 2021 when it was announced that “the rate will remain fixed until 2025.” With this date approaching and the technical requirements for monetary reform being finalized, some believe that Iraq may be entering a new phase that might not be a direct revaluation of the dinar, but which will at least pave the way for a more stable and transparent exchange market.

Al-Tamimi concludes by saying, “Oil provides the funds, but it is the investment department that ensures those funds are not lost to market fluctuations.” He adds that the next phase may witness an expansion of the department’s role in regulating monetary policy, and that the strength of reserves and the stability of the banking sector will be the most decisive factors in the future of the dinar.

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A HIGHLY ANTICIPATED US VISIT AND SAVAYA’S APPEARANCE AT THE PENTAGON SEND STRONG MESSAGES ABOUT A “COMPLETELY DIFFERENT PHASE” IN IRAQ

What does Washington have up its sleeve?

Baghdad is preparing to receive a high-level American delegation in the coming days, at a time that suggests Washington has decided to move from a phase of quiet observation to one of targeted intervention, coinciding with the redrawing of the power map after the elections. The visit comes as the controversy surrounding the surprise appearance of US Special Envoy Mark Savaya at the Pentagon has yet to subside, less than four hours after the same coordinating body announced its formation as the “largest bloc”—a move widely interpreted as a direct political message rather than a routine meeting.

Political sources confirmed to Baghdad Today that the American delegation’s visit is not merely a protocol visit, but rather carries a clear position regarding the formation of the next government. Washington wants a stable and effective government that does not reflect parallel power structures. The US administration believes its political and economic support is contingent on Baghdad’s ability to establish a governing framework that prevents armed groups from influencing executive decisions and ensures that the instruments of power remain solely in the hands of state institutions.

Behind these messages lies the issue of uncontrolled weapons, a central focus of the American approach. Washington believes the incoming government will face a direct test regarding the role of factions within the political process, the nature of their participation in governance, and the limits of their security influence. Diplomatic sources believe the United States wants clear commitments before fully recognizing the new government and may escalate pressure if it perceives the political equation as shifting toward a factional government with significant parliamentary influence.

The economic dimensions are equally, and perhaps even more, present than they appear on the surface. The US administration is preparing to revive major projects such as investment in Baghdad International Airport, which has returned to the forefront as a strategic project no less important than oil and energy. There is talk within US circles of a desire to develop the airport through operational and investment partnerships that would provide it with an advanced operational infrastructure and connect it to a broader network of commercial air transport. There is also a push to expand US investment in oil and gas fields and to develop the energy, transportation, and port sectors, as these are considered key to long-term economic stability in Iraq.

The appearance of Savaya within the Pentagon has given these files an added dimension. International relations expert Hussein al-Asaad, speaking to Baghdad Today, believes that placing the Iraqi file on the desk of the Secretary of Defense, rather than the State Department, reflects a shift in Iraq’s focus from diplomatic discussions to direct U.S. national security concerns. Al-Asaad explains this shift as a result of growing anxiety in Washington regarding the future of foreign forces, the activities of armed factions, threats related to regional conflict, and the nature of the next government and the potential changes it might bring to the balance of power.

Al-Asaad points out that Savaya, with his economic background, represents a bridge between the security and investment sectors, making his presence at the Department of Defense a sign that Washington is now dealing with the Iraqi file as a complex issue that combines security, politics, and economics. From this perspective, the United States’ aspiration to restructure its economic presence in Iraq is no longer separate from its security vision, but rather complements it.

As for the timing, diplomatic sources confirmed to Baghdad Today that publishing photos of the meeting just hours after the announcement of the “largest bloc” coordination framework was not a spontaneous move. According to these sources, Washington wanted to send a clear signal to the political forces that the formation of the next government would be under direct scrutiny, and that the United States would not be lenient with any political formula that weakens the state or opens the door to unchecked influence.

Observers believe that Iraq finds itself at a critical juncture with multifaceted dimensions. Political forces are moving towards forming a government that, thus far, appears to lean heavily towards the influence of armed factions. Washington is intensifying its messaging through the anticipated visit and the movements of the Savaya delegation. Economic issues are resurfacing strongly, from the airport to the oil fields to energy projects. And the regional environment is exerting significant pressure on the shape of future policies in Baghdad.

Between these overlapping circles, the next phase appears governed by a delicate equation: no governmental stability without calming the security situation, no international support without a clear economic vision, and no internal balance without redefining the boundaries of political and military influence. At the heart of this equation, the United States stands closer than ever to the government formation process, at a moment when the first outlines of the coming years are being drawn.

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US WILL NOT ACCEPT ‘OUTSIDE INTERFERENCE’ IN IRAQ’S NEW GOVERNMENT, SPECIAL ENVOY SAYS

Washington is ‘carefully watching’, Mark Savaya says

The US will not tolerate any external actors interfering in the formation of Iraq’s new government, Washington’s special envoy to the country said on Friday.

Mark Savaya, who President Donald Trump last month named as the special envoy to Iraq, said Baghdad had made “significant progress” over the past three years.

“We hope to see this progress continue in the coming months,” Mr Savaya wrote on X.

He said the US is “carefully watching” the process of Iraq forming its new government following elections this month.

I look forward to visiting Iraq soon and meeting with the key leaders. Iraq has made significant progress over the past three years, and we hope to see this progress continue in the coming months. At the same time, we are carefully watching the process of forming the new government.

“Let it be clear that the United States will not accept or permit any outside interference in shaping the new Iraqi government,” he said.

The special envoy said he would be heading to Iraq soon to meet key leaders.

Prime Minister Mohammed Shia Al Sudani’s political bloc won the most seats but a new government could be a way off due to wrangling to build a majority.

Post-election talks between Shiite, Sunni and Kurdish parties in Iraq usually last for months. By convention in Iraq, a Shiite Muslim holds the post of prime minister, a Sunni is parliament speaker and the largely ceremonial presidency goes to a Kurd.

The main challenge for the next government will be addressing long-standing grievances over poor public services, corruption and unemployment – issues that have fueled mass protests in recent years. The new administration will also need to maintain the delicate balance in ties between Iran and the US, the country’s two main allies.

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DIRECT CONTROL FROM “SAFAYA-TRUMP”: IS THE WHITE HOUSE SHAPING THE GOVERNMENT INSTEAD OF IRAQI FORCES? – URGENT

Soft change

 (Soft change means by way of discussion and threats not military action.)

Nearly a year after Donald Trump’s re-election, Mark Savaya emerged in Baghdad as the latest face of direct American influence within the Iraqi political system. With no diplomatic background, no history of foreign service, and no experience in the complexities of Iraq, he was transformed overnight into a presidential conduit, bypassing the embassy and the State Department, and working to shape what Washington calls the “required balance for the post-2025 election era.”

But the paradox that sparked widespread debate within political circles lay not so much in the nature of his role as in his rhetoric. While Savaya repeatedly stated in his public pronouncements and private meetings that Iraq “must be independent, free from any foreign interference,” he himself was working to shape the next government, sending clear signals about which forces were acceptable and unacceptable, and even employing economic and financial pressure to alter the course of political negotiations.

This paradox, according to analysts, raises a larger question: Is Savaya exercising an official institutional role, or is he carrying out a form of “political tutelage” that the White House administration seeks to establish in Baghdad?

Adnan Mohammed Ali, a member of the Development Center, believes the key to solving the puzzle lies in the man himself. As he told Baghdad Today, Savaya “lacks a clear political record and has not had any professional experience that qualifies him to handle highly sensitive issues such as the balance of power in Iraq.” He added that his participation in Trump’s election campaign was the real reason for this appointment, not diplomatic experience or strategic vision, “which makes his approach to understanding Iraq more akin to exerting pressure than building relationships.”

This interpretation aligns with other observations regarding the behavior of the American envoy. As Mohammed Ali explains, the man “tends to use economic tools as leverage,” capitalizing on Washington’s ability to control the dollar’s trajectory, sanctions exemption programs, and the system of financing Iraq through the Federal Reserve. However, despite this, Mohammed Ali says, “the United States possesses leverage, but it lacks the capacity for total control over the political process, as it attempted in previous phases, even when it had tens of thousands of troops on the ground.”

Former MP Ayoub al-Rubaie goes even further, arguing that Savaya’s own behavior reveals the limits of the American role. He tells Baghdad Today, “The United States cannot impose its will on Iraq, even if it wanted to. The elections have produced a clear picture, and political forces are operating according to internal considerations. Any American vision, whether championed by Savaya or anyone else, will not succeed unless it aligns with the national interests of Iraqi forces.”

But the real debate doesn’t end with the question of American capabilities; it lies in the question of intentions. While Savaya presents himself as a voice calling for stability and preventing foreign interference, analyst Raad al-Masoudi sees him as an example of “the most prominent type of interference.” Al-Masoudi says that Washington wants to reduce Iranian influence in Baghdad, but it realizes that this influence “has been deeply rooted for decades within state institutions and political parties, and can only be countered through economic, financial, and political means.” Thus, Savaya’s messages—he adds—become “part of an attempt to reshape the balance of power within the Shiite political establishment, not a protection of sovereignty as is claimed.”

Herein lies the most striking contradiction: how can an official envoy of the White House demand the prevention of foreign intervention in Iraq, while he himself is drawing the boundaries of American intervention? Is the message truly related to sovereignty, or is it an expression of an American vision that considers its influence “legitimate” and the influence of others “interference”?

The history of the relationship between Baghdad and Washington offers a model that helps explain this paradox. The Americans have never viewed Iraq as a self-sufficient state, but rather as part of a broader regional equation. During the years of occupation and withdrawal, leading up to the war against ISIS, Washington’s primary concern was twofold:

preventing Iran from achieving absolute hegemony and avoiding losing Iraq to Moscow, Beijing, or Tehran. What is happening today is simply an extension of this logic, but through a new channel—not diplomacy in the traditional sense, but direct political engagement bearing the president’s signature.

What’s most striking is that Savaya’s appearance on the scene reinforces this hypothesis. He didn’t arrive through the embassy, ​​nor was he announced within the structure of the American bureaucracy. Instead, he came as a “presidential envoy,” meaning he had personal authority, a flexible mission, and greater freedom to disregard protocol. Even when rumors of his dismissal circulated, the State Department didn’t issue an official statement. Instead, Savaya himself released a video confirming the continuation of his mission, a move that made him appear to be acting as the “political authority” for dealing with Iraq.

This private channel between Trump and Savaya, according to observers, is not merely mediation, but rather “a new form of undeclared political tutelage.” A tutelage that does not rely on military occupation, but rather on financial tools, political pressure, and direct messages to political blocs at the very moment a new government is being formed.

Despite all this, Savaya’s actual capabilities remain constrained by the realities on the ground. Iraq today is not a replica of the post-2003 era, nor of the period of extensive American influence in 2008. The political structure is far more complex, power centers are intertwined, and local actors are no longer willing to accept pre-determined decisions from abroad. Therefore, the contradiction between Savaya’s call for “non-interference” and his direct efforts to influence the shape of the next government will remain one of the most prominent features of the current political landscape.

Ultimately, the question goes beyond Savaya’s personality and role, reaching the core of the political debate in the country: Do these moves represent an American attempt to reimpose a new form of hegemony over Iraqi political decision-making through financial, political, and media tools, after the effectiveness of military tools has declined? Or is Washington simply seeking to reduce Tehran’s influence, without having a realistic understanding of the nature of the internal balances?

There is no definitive answer yet. But what is certain is that the presence of an envoy operating at this level of intervention, with a contradictory discourse that oscillates between publicly rejecting foreign interference and directing sharp messages to decision-makers, reopens the file of Iraqi sovereignty in all its complexities, and raises a new question that cannot be ignored: Who will determine the direction of the next phase in Iraq, local forces or foreign powers under their new names?

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THE CENTRAL BANK SETTLES THE DEBATE: THERE IS NO INTENTION TO AMEND THE EXCHANGE RATE OF THE IRAQI DINAR.

(This means no intention to devalue the dinar, get it?)

The Central Bank of Iraq confirmed on Monday that there is no intention to amend the exchange rate of the Iraqi dinar, noting the stability of the exchange rate .

The bank stated in a statement received by the “Wadih” platform that “with the approach of the end of 2025, the Central Bank of Iraq announced that it has made tangible progress in its strategic objectives related to maintaining the stability of the general price level, as the inflation rate recorded a decrease to historical levels that are the lowest in the region, supported by its monetary policies and well-considered measures despite the current economic challenges .”

He added, “The Bank Law No. (56) of 2004, particularly Article 1/4/A, clearly defines its basic tasks in formulating and implementing monetary policy, including exchange rate policy. In this context, the Bank affirmed that there is no intention to amend the exchange rate of the Iraqi dinar, in line with its pivotal objective of ensuring price stability, an objective that has been successfully achieved during the past period .”

The statement stressed that “the Central Bank continues to support the stability of the exchange rate, reinforced by ideal levels of foreign reserves of currencies and gold .”

He affirmed, “It continues to cover all banks’ requests for external support in US dollars and other foreign currencies such as the Chinese yuan, the Turkish lira, the Indian rupee, and the UAE dirham, as well as continuing to settle bank cards and personal transfers through MoneyGram and Western Union, in addition to cash sales for travel purposes, noting that there is no pressure on current foreign reserves .”

He noted that “any external statements or opinions regarding changing the exchange rate of the Iraqi dinar do not reflect the position of the Central Bank, and represent interpretations aimed at confusing the market, stirring up speculation, and affecting the stability of the national economy .”

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THE CENTRAL BANK OF IRAQ CONFIRMS THE STABILITY OF THE EXCHANGE RATE AND ACHIEVES THE LOWEST INFLATION LEVELS IN THE REGION.

As the end of 2025 approached, the Central Bank of Iraq announced that it had made tangible progress in its strategic objectives related to maintaining the stability of the general price level, as the inflation rate recorded a decrease to historically low levels that are the lowest in the region, supported by its monetary policies and well-considered measures despite the current economic challenges.

The Central Bank clarified in an official statement that the Central Bank Law No. (56) of 2004, particularly Article 1/4/A, clearly defines its core functions in formulating and implementing monetary policy, including exchange rate policy. In this context, the Bank affirmed that it has no intention of adjusting the exchange rate of the Iraqi dinar, in line with its central objective of ensuring price stability, an objective that has been successfully achieved in the past period.

The statement stressed that the central bank continues to support exchange rate stability, bolstered by ideal levels of foreign currency and gold reserves.

The Central Bank also confirmed that it continues to cover all banks’ requests for external reinforcement in US dollars and other foreign currencies such as the Chinese yuan, the Turkish lira, the Indian rupee, and the UAE dirham, as well as continuing to process bank card settlements and personal transfers through MoneyGram and Western Union, in addition to cash sales for travel purposes, noting that there is no pressure on current foreign reserves.

The statement noted that any external statements or opinions regarding changing the exchange rate of the Iraqi dinar do not reflect the position of the Central Bank, and represent speculations aimed at confusing the market, stirring up speculation, and affecting the stability of the national economy.

Central Bank of Iraq,
Media Office,
November 24, 2025

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THE EXCHANGE RATE IS AT A CROSSROADS: BETWEEN RESCUE AND PAINFUL INFLATION

(Remember this article is talking about changing the ‘official” CBI rate while the dinar is still solely pegged to the dollar. The CBI told us they are NOT going to change the rate. But this article is talking about making the dollar even higher than it is and what would happen if they did that.)

(Whoever wrote this article should be shot! ☹ This is like an article that should have been written 10 years ago. What the hell do you think the CBI has been doing for the last 10-20 years, but especially in the last 4 years? Yes, reforms,, reforms and more reforms. There is a very good article in contrast to this one that follows. It’s titled “THE FINANCIAL REFORM PACKAGE SUPPORTS DOMESTIC INVESTMENT AND STIMULATES THE ECONOMY.”)

– Serious warnings are being raised about the exchange rate, as expert Abdul Rabbo points out that any decision to change it without real financial reforms will make the citizen the weakest link in the face of a comprehensive wave of inflation.

(But Iraq also has instituted a whole array of financial reforms, as we noted over the last four years.)

Economic and financial expert Ahmed Abdel Rabbo warned of the danger of the government or the central bank resorting to changing the dollar exchange rate to address the liquidity crisis or pay off debt, stressing that this option will have direct and harsh effects on the market and the citizen.

Abdul Rabbo said , “Talking about changing the dollar exchange rate to address the liquidity crisis or to pay off the debt is a very dangerous option for the Iraqi economy, because it will directly affect prices and weaken the purchasing power of the citizen, especially the poor. The exchange rate cannot be treated as a magic solution to financial crises. The rise of the dollar is not a cause in itself, but rather a result of economic and financial policies that need real and balanced reform.”

He added, “It is unfortunate that some media professionals are presenting this issue in a simplistic and misleading way, as if changing the price will solve all the problems, ignoring the inflationary effects that will affect food, medicine, and construction materials, as well as the pressure that will be placed on low-income families and the banking market. This type of media presentation creates a state of panic among people and increases speculation in the markets instead of calming them down.”

imported inflation

He added that “resorting to raising the exchange rate will immediately lead to imported inflation, exacerbate poverty, and disrupt economic activity. Any decision of this kind must be preceded by genuine financial reform, expansion of social safety nets, and a structural overhaul of the revenue and expenditure management file, instead of burdening the citizen with the cost of wrong policies.”

He concluded by saying: “We warn against reducing the crisis to the price of the dollar, and we call for a responsible economic discussion, far removed from media populism, that puts the interest of the citizen and the national economy above any other considerations.”

This warning comes amid escalating controversy in recent days over the possibility that the next government will resort to amending the official exchange rate, with experts estimating that raising the price of one hundred dollars could reach 180 or even 200 thousand dinars, in an attempt to address increasing financial pressures.

This controversy has sparked widespread public concern about the possibility of a new wave of inflation if such a decision is made, which the Central Bank denied in an official statement, stressing that external statements or opinions regarding changing the exchange rate of the dinar do not reflect the position of the Central Bank, and represent speculations aimed at confusing the market, inciting speculation, and affecting the stability of the national economy.

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THE FINANCIAL REFORM PACKAGE SUPPORTS DOMESTIC INVESTMENT AND STIMULATES THE ECONOMY.

With a focus on reducing the deficit and increasing non-oil revenues, local investment in Iraq appears to be on the verge of a new phase of growth and prosperity, but the question remains about the sustainability of these policies.

The Prime Minister’s economic advisor, Mazhar Muhammad Salih, affirmed that the Iraqi government is pursuing a disciplined fiscal policy that relies on sound management of the deficit and rationalization of public spending, which has strengthened the confidence of the private sector and reduced the level of uncertainty that was one of the most prominent obstacles to local investment.

Saleh said , “The impact of fiscal policy on the volume of local investments varies according to the nature of the sectors. While the energy sectors, especially oil, gas and renewable energies, have the largest share of investment flows due to their attractiveness and profitability, recent years have witnessed a clear shift towards investment in the construction and pharmaceutical industries, as local and foreign investors have begun to pay attention to the growing opportunities in these sectors.”

He added that “the impact of fiscal policy is varied; it is positive on large investment projects through relative financial stability, but it is more influential and effective with regard to small and medium-sized enterprises, as a joint incentive and financing approach has been adopted between fiscal and monetary policy.”

Establishment of Riyada Bank

Saleh pointed out that “the most prominent tools of this approach is the establishment of Riyada Bank as a mixed bank specializing in financing small and medium projects with the aim of mobilizing nearly sixty percent of the unemployed workforce through long-term, easy loans, as it is being established with the contribution of private Iraqi banks and with the direct supervision and support of the Central Bank.”

He then continued, “In addition to cooperation with specialized international organizations, there were also extensive initiatives to provide loans to young people and support individual and group projects under the direct supervision of the Prime Minister within the Youth Initiative.”

Saleh explained that “the success of fiscal policy in reducing the deficit depends on achieving a delicate balance between sustaining macroeconomic stability and providing space for growth and investment. A disciplinary policy without a developmental vision may curb economic activity, while uncontrolled expansionary spending leads to a deepening of the deficit gap.”

Increase in non-oil revenues

“Based on this, financial reform programs work to increase non-oil revenues by expanding customs and tax collection, modernizing legislation, and enhancing public financial digitization to reduce leakage and waste, raise collection efficiency, improve the business environment to encourage the private sector to expand and invest, and raise the efficiency of public spending by adopting performance evaluation standards and linking projects to economic feasibility,” he added.

Saleh concluded his statement by emphasizing that “the success of the current fiscal policy is based on combining fiscal discipline to ensure macroeconomic stability and developmental stimulus to expand the production base and encourage local investment. Digitalization, improving non-oil revenues, and enhancing private sector confidence are key pillars for strengthening public finances and achieving more sustainable economic growth in the short, medium, and long term.”

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THE “SUDDEN” RISE OF THE DOLLAR IN IRAQ: CHALLENGES AND CONCERNS

The exchange rate of the US dollar in Iraq has been under renewed pressure recently, amid widespread economic debate about the reasons for the rise and its impact on the general budget and the local economy. Experts have differing views on the nature of government measures and their results, with a general agreement on the need for a comprehensive package of reforms instead of relying on a single tool.

On Monday, Iraqi markets recorded a sudden rise in the exchange rate of the dollar against the Iraqi dinar. The Al-Kifah and Al-Harithiya exchanges in Baghdad recorded 144,000 dinars for 100 dollars at midday, compared to 142,250 dinars in the morning. Meanwhile, the selling price in Erbil reached 143,050 dinars and the buying price reached 142,900 dinars for every 100 dollars.

Changing the exchange rate is not a solution  

Economic expert Mahmoud Dagher told Shafaq News Agency that the worsening budget deficit prompted the Iraqi government since the end of 2020 to take rapid measures such as reducing the value of the dinar, and then raising the value of the dollar in 2023, but he pointed out that these decisions, despite their importance, are not radical solutions.

Dagher, a former director at the central bank, explained that “reducing or changing the exchange rate cannot be the sole cure for the crisis, as long as it is not accompanied by a set of complementary measures.”

He added that the continuation of the crises is linked to the absence of real reforms in key areas such as combating corruption, improving tax collection, developing the electricity and water sectors, and regulating the work of ports and customs.

Dagher also said: “Changing the exchange rate is worthless if it is a one-off measure. Everyone is treating it as a tool to get out of the crisis, while the truth is that the problem is bigger, and the budget gap can only be overcome through an integrated package of tools, foremost among which is linking spending to revenue.”

Monetary cooperation ensures stability

For his part, the Prime Minister’s financial advisor, Mazhar Muhammad Saleh, confirmed to Shafaq News Agency that there is a high level of constructive cooperation between monetary and fiscal policies based on the principle of indirect monetary adjustment.

He explained that this principle provides initial financial leverage to the banking system by enabling it to purchase government bonds from all local banks, through discounting operations which in turn lead to the stability of the banking system’s liquidity.

Saleh explained that this cooperation is not limited to that, but rather constitutes a fundamental pillar for securing the short-term financing requirements of public finances, which ensures maintaining comfortable levels of liquidity for banks on the one hand, and for public finances when needed on the other hand.

He stressed that the cash liquidity needs and the provision of its requirements are proceeding normally and regularly, and that salaries, wages, pensions and all other financial obligations are in a very safe position and do not face any risks in the short and medium term.

Corruption is putting pressure on the dinar.

Economic expert Hilal Al-Taan believes that the decline in crude oil prices, the main source of the general budget, in addition to the decline in non-oil revenues represented by taxes, customs and state property revenues, along with the presence of administrative and financial corruption in most parts of the state, and the lack of deterrent measures for the corrupt, may lead to a decrease in the exchange rate of the dinar against the dollar.

Al-Taan added to Shafaq News Agency: “This is what happened in the 2021 budget when the price of the dollar was raised from 120,000 to 145,000 dinars, which led to a significant increase in the prices of all food and consumer goods, and put pressure on the livelihood of the poor and middle classes with limited income.”

He continued: “Therefore, all expectations are possible in the absence of a sound and realistic economic policy for the Iraqi economy.”

It appears that the rise in the price of the dollar in Iraq is not related to a single factor, but rather intersects with financial, administrative and structural challenges that require comprehensive solutions, at a time when the government affirms the continuation of financial stability and its ability to meet basic obligations.

Between experts’ warnings and calls for a broad reform package, and the fiscal and monetary policy’s adherence to its current plans, the market remains on the lookout for any practical steps that may determine the course of the next phase.

a different version.

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THE DOLLAR IS SOARING IN IRAQ… AND SALVATION HINGES ON A “REFORM PACKAGE,” NOT THE EXCHANGE RATE.

The US dollar exchange rate in Iraq has been under renewed pressure recently, amid widespread economic debate about the reasons for the rise and its impact on the general budget and the local economy. Experts have differing views on the nature of the government’s measures and their results, with a general agreement on the need for a comprehensive reform package rather than relying on a single tool.

Iraqi markets witnessed a sudden surge in the dollar exchange rate against the Iraqi dinar on Monday. At midday, the Al-Kifah and Al-Harithiya exchanges in Baghdad recorded 144,000 dinars per 100 dollars, compared to 142,250 dinars in the morning. Meanwhile, in Erbil, the selling price reached 143,050 dinars and the buying price 142,900 dinars per 100 dollars. “

Changing the exchange rate is not a cure,” 

says economist Mahmoud Daghir in a press interview seen by Video News Agency. He explains that the worsening budget deficit prompted the Iraqi government to take swift measures since the end of 2020, such as devaluing the dinar and then raising the dollar’s value in 2023. However, he points out that these decisions, while important, are not fundamental solutions.

Dagher, a former director at the Central Bank, explained that “reducing or changing the exchange rate cannot be the sole solution to the crisis, as long as it is not accompanied by a set of complementary measures.”

He added that the continuation of the crises is linked to the absence of genuine reforms in key areas such as combating corruption, improving tax collection, developing the electricity and water sectors, and regulating the operations of border crossings and customs.

Dagher also said, “Changing the exchange rate is worthless if it is a standalone measure. Everyone is treating it as a tool to escape the crisis, while the truth is that the problem is much larger, and the budget deficit cannot be bridged except through a comprehensive package of tools, foremost among them linking spending to revenue.”

Monetary cooperation ensures stability.

For his part, the Prime Minister’s financial advisor, Mazhar Muhammad Saleh, confirmed in a press statement seen by Video News Agency, the existence of a high level of constructive cooperation between monetary and fiscal policies based on the principle of indirect monetary adjustment.

He explained that this principle provides initial financial leverage to the banking system by enabling it to purchase government bonds from all local banks through discounting operations, which in turn leads to the stability of the banking system’s liquidity.

Saleh explained that this cooperation extends beyond this, forming a fundamental pillar for securing short-term financing requirements for public finances. This ensures the maintenance of comfortable liquidity levels for banks on the one hand, and for the public treasury when needed on the other.

He affirmed that cash liquidity needs and their fulfillment are proceeding normally and regularly, and that salaries, wages, pensions, and all other financial obligations are in a very secure position and face no risks in the short or medium term.

Corruption is putting pressure on the dinar.

Economist Hilal al-Taan believes that the decline in crude oil prices, the main source of the general budget, coupled with the drop in non-oil revenues (taxes, customs, and state property revenues), along with widespread administrative and financial corruption in most government sectors and the lack of deterrent measures against corrupt officials, could lead to a decrease in the dinar’s exchange rate against the dollar.

Al-Taan added in a press statement seen by Video News Agency: “This is what happened in the 2021 budget when the dollar exchange rate was raised from 120,000 to 145,000 dinars, leading to a significant increase in the prices of all food and consumer goods and putting pressure on the livelihoods of the poor and middle classes with limited incomes.”

He continued: “Therefore, all predictions are possible in the absence of a sound and realistic economic policy for the Iraqi economy.”

It is clear that the rise in the dollar’s price in Iraq is not linked to a single factor, but rather intersects with financial, administrative, and structural challenges that require comprehensive solutions, at a time when the government is asserting its continued financial stability and its ability to meet its basic obligations.

Between experts’ warnings and calls for a broad reform package, and the fiscal and monetary policy’s adherence to its current plans, the market remains on the lookout for any practical steps that may determine the course of the next phase.

********************************************************************************************

AN ECONOMIST IDENTIFIES A REASON BEHIND THE SUDDEN RISE OF THE DOLLAR AGAINST THE IRAQI DINAR.

On Tuesday, economist Manar Al-Obaidi attributed the rise in the exchange rate of the dollar against the Iraqi dinar in the parallel market to the imminent implementation of the customs pre-calculation mechanism. While praising this mechanism, he said that despite its temporary side effects on the local market, it will raise the country’s customs revenues to 6-8 trillion dinars annually.

Al-Ubaidi said in a post on the social networking site Facebook today that the Iraqi dinar witnessed a significant decline yesterday in the parallel market, coinciding with most speculators refraining from selling dollars, which created a state of confusion and anxiety in the markets.

He added that “despite the widespread talk about an intention to change the official exchange rate, the Central Bank’s statement was clear and decisive: ‘There will be absolutely no change in the exchange rate,’” adding that “this announcement alone confirms that the Central Bank is committed to monetary stability and will not make any changes to the official rate.”

What is the real reason behind the fluctuation?

The economist also pointed out that “this mechanism will bring about significant changes, most notably:

A significant increase in state customs revenues, control over customs smuggling that has drained the country’s resources for years, prevention of fictitious transfers used for speculation or money laundering, and a reduction in the volume of random imports that consume a large part of foreign reserves.

Al-Ubaidi pointed out that “naturally, any such radical reform will face widespread resistance, especially from: speculators who will exploit every opportunity to raise the price of the dollar, small traders who have not organized their commercial and banking transactions, and the parties that have benefited from the chaos in transfers and customs over the past years,” indicating that “therefore, we expect a turbulent month of statements, pressures, and media scaremongering.”

Why is this mechanism important despite all the noise?

Al-Ubaidi added that “if the mechanism is implemented correctly and continues without setbacks, it will be the biggest blow to customs smuggling operations in 20 years, and it is also capable of: raising customs revenues to 6-8 trillion dinars, reducing artificial demand for the dollar, reducing unnecessary imports, protecting foreign reserves, and enhancing the prestige of the financial and administrative system in Iraq.”

He noted that “in fact, the current government deserves credit for its insistence on implementing this mechanism, as it is a major reform step that requires a courageous decision and patience in the face of pressure.”

There are side effects

The economist went on to say that it is natural for the markets to witness: a temporary rise in the prices of some goods, fluctuations in the parallel market, and fierce media campaigns against the decision, adding that “these changes are temporary pains, similar to the pains of the necessary surgical operation to repair what was corrupted by years of chaos and smuggling.”

He concluded by saying that what is happening today is not a currency crisis, but rather a natural reaction of a market that has begun to regulate itself after two decades of chaos. If the government succeeds in moving forward and does not succumb to pressure, Iraq will be on the verge of a historic customs reform that will recalibrate foreign trade and protect its reserves from continued depletion.

Shafaq News Agency published a report yesterday, Monday, regarding the sudden rise of the dollar, which addressed the challenges and concerns associated with the rise and its potential effects, amid differing views among experts on government measures, with agreement on the need to adopt an integrated package of reforms instead of relying on a single tool.

********************************************************************************************

GOVERNMENT ADVISOR: DIGITALIZATION AND INCREASING NON-OIL REVENUES ARE FUNDAMENTAL TO FINANCIAL REFORM.

The economic advisor to the Prime Minister, Mazhar Muhammad Saleh, confirmed that the Iraqi government is following a disciplined financial policy that relies on sound management of the deficit and rationalization of public spending, which has strengthened the confidence of the private sector and reduced the level of uncertainty that was one of the most prominent obstacles to local investment.

Saleh told Al-Furat News that: “The impact of fiscal policy on the volume of local investments varies according to the nature of the sectors. While the energy sectors, especially oil, gas and renewable energies, have the largest share of investment flows due to their attractiveness and profitability, recent years have witnessed a clear shift towards investment in the construction and pharmaceutical industries, as local and foreign investors have begun to pay attention to the growing opportunities in these sectors.”

He added, “The impact of fiscal policy is varied; it is positive for large investment projects through relative financial stability, but it is more influential and effective with regard to small and medium-sized enterprises, as a joint incentive and financing approach has been adopted between fiscal and monetary policy.”

Saleh pointed out that “the most prominent tools of this approach is the establishment of Riyada Bank as a mixed bank specializing in financing small and medium projects with the aim of mobilizing nearly sixty percent of the unemployed workforce through long-term, easy loans, as it is being established with the contribution of private Iraqi banks and with the direct supervision and support of the Central Bank.”

He continued, “In addition to cooperation with specialized international organizations, this was accompanied by extensive initiatives to provide loans to young people and support individual and group projects under the direct supervision of the Prime Minister within the Youth Initiative.”

Saleh explained that “the success of fiscal policy in reducing the deficit depends on achieving a delicate balance between sustaining macroeconomic stability and providing space for growth and investment. A disciplinary policy without a developmental vision may curb economic activity, while uncontrolled expansionary spending leads to a deepening of the deficit gap.”

He added, “Based on this, financial reform programs work to increase non-oil revenues by expanding customs and tax collection, modernizing legislation, and enhancing public financial digitization to reduce leakage and waste, raise collection efficiency, improve the business environment to encourage the private sector to expand and invest, and raise the efficiency of public spending by adopting performance evaluation standards and linking projects to economic feasibility.”

Saleh concluded his statement by emphasizing that “the success of the current fiscal policy is based on combining fiscal discipline to ensure macroeconomic stability and developmental stimulus to expand the production base and encourage local investment. Digitalization, improving non-oil revenues, and enhancing private sector confidence are key pillars for strengthening public finances and achieving more sustainable economic growth in the short, medium, and long term.”

***********************************************************************************************

THE FRAMEWORK REDUCES THE CANDIDATES FOR THE PREMIERSHIP TO 3, AND A COMPREHENSIVE MOVEMENT IS UNDERWAY TO NAME THE PRESIDENCIES.

An informed source revealed on Thursday the three most prominent candidates for the position of Prime Minister, while indicating that next week will witness movement among all political forces to name the three presidencies.

The source told Shafaq News Agency that “meetings are continuing between the forces of the Coordination Framework to decide on the position of Prime Minister and to name the candidate for it, according to the custom followed by the Framework, but this clashes with the position of some of its blocs, which insist on adopting the electoral weight.”

He added that “there are 3 candidates, one of whom will be named through voting within the framework, namely the outgoing Prime Minister Mohammed Shia al-Sudani, the head of the State of Law Coalition Nouri al-Maliki, and the head of the intelligence service Hamid al-Shatri.”

He pointed out that “the two committees formed by the framework will not change the equation for naming the candidate for the position of Prime Minister, because the candidates are from within the Shiite community, and even if a figure is chosen outside of expectations, he will certainly be known to the coordinating framework.”

The Coordination Framework announced last Monday the formation of two committees. The first committee is concerned with forming the government and includes Ammar al-Hakim, Humam Hamoudi and Abdul-Sada al-Fariji, while the second committee is concerned with negotiating with the political parties and includes Nouri al-Maliki, Hadi al-Amiri, Faleh al-Fayyad and Mohsen al-Mandalawi.

On Tuesday, Alaa al-Haddadi, a leader in the State of Law Coalition headed by Nouri al-Maliki, revealed that there is explicit opposition to extending the term of caretaker Prime Minister Mohammed Shia al-Sudani by several forces within the coordination framework, stressing that these forces reject renewing al-Sudani’s term and prefer another candidate.

Al-Haddadi told Shafaq News Agency that there is explicit opposition to extending Al-Sudani’s term by several forces within the framework, namely Asa’ib Ahl al-Haq, Rights and Services, State of Law, and the Sadiqun bloc, according to him.

For his part, Al-Sudani hinted at his desire to head the next Iraqi government, considering that obtaining a second term is not a personal ambition as much as it is an electoral entitlement due to the “Reconstruction and Development” bloc, which he leads, obtaining the highest number of votes in the elections.

This comes at a time when political sources had previously confirmed to Shafaq News Agency that the competition for the premiership is currently limited to al-Sudani and the head of the intelligence service, Hamid al-Shatri, from among 15 candidates who were discussed within the framework, with al-Sudani being favored if he remains within the framework, given the regional and international support he enjoys.

It is worth noting that the Independent High Electoral Commission in Iraq announced, on November 17, 2025, the final results of the parliamentary elections, revealing that the Development and Reconstruction Coalition had won the most seats in parliament with 46 seats.

****************************************************************************************************

AL-KALABI POSES 18 QUESTIONS TO THE FRAMEWORK REGARDING AL-SUDANI’S PERFORMANCE AND CALLS FOR A PUBLIC DEBATE.

Former MP Youssef Al-Kalabi addressed an official letter today, Thursday, to the leaders of the Coordination Framework and the committee tasked with interviewing applicants for the position of Prime Minister, demanding that caretaker Prime Minister Mohammed Shia Al-Sudani be held accountable for a number of files that he said were “documented with evidence,” should the latter apply to occupy the position again.

In his letter entitled “So that we do not forget,” Al-Kalabi said, “It is necessary to ask direct questions to Al-Sudani regarding the size of the internal and external debts that have accumulated during his government’s term, the financial obligations of ongoing projects, the violation of the budget law by not sending the 2025 budget schedules to the House of Representatives, and the mechanism of spending without legislative basis.”

Al-Kalabi called for him to be held accountable for “turning the Council of Ministers into an entity with executive and legislative powers, and his meeting with the leader of Hayat Tahrir al-Sham, Abu Muhammad al-Julani, who is wanted by the Iraqi judiciary under Article 4 of the Anti-Terrorism Law, in addition to preventing the Minister of Finance from attending Parliament and exploiting public funds for political and partisan purposes.”

The letter included criticisms of the government’s performance in the areas of investment, water, combating corruption, managing the oil sector, dealing with the provinces, and withdrawing important laws such as the Popular Mobilization Law and the Civil Service Law, as well as “conflict of interest in the selection of ambassadors, challenging the differences in the Popular Mobilization Forces, and canceling the deduction of the Martyrs Fund.”

Al-Kalabi reiterated his previous call for Al-Sudani to participate in a televised debate, declaring his readiness for a public debate before the Coordination Committee or the media.

************************************************************************************************************

Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,

                                             Just the FACTS!

Disclaimer: All information in this newsletter is not intended for investment decisions / purposes. Mnt Goat is not a financial analyst, planner, banker, attorney or associated in any role with giving out professional investment advice.

Auf Wiedersehen

Much love to ya all,

Mnt Goat

Disclaimer: All information in this newsletter is not intended for investment decisions / purposes. Mnt Goat is not a financial analyst, planner, banker, attorney or associated in any role with giving out professional investment advice.

ABOUT THE NEWSLETTER:

November 20, 2025 Mnt Goat News Brief

Guten Tag everyone:

Bringing you more news. Oh boy…. have I got news for you!

GIVE A GIFT TO MNT GOAT

I decided to allow everyone to give a Free-will GIFT to Mnt Goat on PayPal if you so desire. Here is the link below. Please show your appreciation for all the hard work I do.

I recommend $10-$15 dollars a month or whatever you can afford. Do you realize I write eight (8) Newsletters every month. This is like a second job to me. The only way I know that people are reading and appreciating all the FACTUAL news I bring is through their appreciation. If I do not receive equal appreciation for all the hard work I do, I will simply end the Newsletter and save myself endless hours at the computer. I am tired of this RV saga just as you are. We are now down to the wire and the evidence is showing us the end is very near. I feel this would be a lousy time to end the Newsletter, but that is all up to you.

So, if you haven’t already shown your appreciation for October please reconsider.

 Let’s all try to chip in!

____________________________________

2 Corinthians 9:9

As it is written, “He scattered abroad, he gave to the poor, His righteousness endures forever.”

More news….

THE OIL AND GAS LAW: KURDISH PRIORITIES IN THE IRAQI GOVERNMENT FORMATION NEGOTIATIONS.

Following the election results and the announcement of the number of seats won by the Kurdish blocs in the Iraqi parliament, attention is now focused on the Kurds’ objectives for the next phase and their future plans.

President Masoud Barzani called for the implementation and enactment of five key laws, most notably amending the election law, implementing Article 140 of the constitution, and enacting the long-stalled oil and gas law, which has been stalled for nearly two decades.

STATUS OF THE RV

________________________________________

No! There is no RV or Reinstatement of the Iraqi dinar yet. There are NO newer smaller category notes issued or pictures even shown to anyone yet by the CBI and that includes the 10, 50 categories or others. This is per my CBI contact.

Don’t let these intel gurus or internet idiots fool you with their hyped-up sites. They only want your clickity-clicks. We don’t need rumors or bank stories. We don’t need three letter agency lies. We have FACTS and so let the FACTS speak for themselves.  

I also want to THANK YOU for their lovely and heart-felt comments especially from one of my loyal readers Joy Snyder and others too. It is nice to know I am appreciated for all the hard work I do to bring the TRUTH and UNDERSTANDING about this investment to you.

________________________________________

If I were you, I would keep the champagne in the frig. The show is not over until the fat lady at the circus sings….. lol.. lol.. 😊 It is mid-November and the CBI may still go ahead with removing the zeros in time for a January release. Oh… but remember it does not have to happen exactly on January 1^st as there are thirty-one days in the month. They could also change the plan and remove the zeros in early January and release in late January. There are options.

Having said all this, I had a VERY interesting conversation with my CBI contact on my Wednesday call to Iraq. I will review the details with you later in the Newsletter. I tried and tried to get at least a closer date for us to look forward to and I did get one. WOW! But she always leaves a bit of uncertainty as she cannot tell the entire story yet. This is understandable and I don’t want to push our friendship too far and isolate her either. So, I take what I can get but I will say there were some subtle hints… hint,,, hint… 😊😊

I first want to address what some call “an overlooked report from Oliver Wyman” and it  has come to the attention of many. I also talked about this in my Wednesday call to Iraq and so I will cover this with you now. I heard this news weeks ago, but I did not want to repeat rumors, as this report was just rumors but I have still not personally seen it and read it. It does appears to exist, as told by my CBO contact but its contents is questionable as being put out in the dinar community. I am not concerned about rumors just facts. To me it does however seem plausible except for the part about conducting removing the zeros also in January 2026. But like a said things could change. So, I wanted to talk about this too today.

I was told this removing the zeros would happen in early to late fall 2025. I will talk about more about this later in detail but for this Wyman report, could the CBI move it out? Yes, they could but have not yet told me. We are now in the period of the season of Fall and so we should expect this event any day now to be triggered until the CBI tells me otherwise. Again I think I have a better timeframe we should be looking for on removing the zeros but we will talk on this later in the Newsletter.

If all goes well with the swap out of the notes in Iraq, and inflation remains low in Iraq, we can expect the next stage of the plan to include the reinstatement back to FOREX sometime in January. Just so you know there is also a prophecy given by one of the well-known and trusted prophets of our day, Kim Clement. It also matches what I have been told. Could this be the season of “Fall” he refers to? There is just too much adding up that this may actually be our timeframe. If you listen to the introduction audio today, you will hear Kim Clement’s prophecy on this timeframe of Fall. There is another yet longer prophecy from him too on this subject of the fall but it is much longer. He uses the fall in many ways and its tricky. The fall means the season of ‘Fall’ but is also means the fall of the culprits by exposure and indictments for their past and present crimes against this U.S. and also the Iraqi and Iranian governments.

As investors trying to figure this out, we are speculating, it would also be a very good idea to include what the U.S. has been saying about the five (5) issues they are mandating on Iraq and told them this could hamper their progress to the global trading platforms for the dinar, if not addressed. We can’t get so hyped up that we forget about this news too, even though they are not pleasant news. What have we been reading in the news on these five issues? Yes, there has been articles almost on a weekly basis addressing one or more of these issues. Why do these same five issues keeping popping up in the news so much? DO YOU THINK MAYBE THEY ARE IMPORTANT too? Can the lack of attention to these issues postpone the RV again?

Please go reference my September 16^th Newsletter on these issues for more detail. I am listing them again for you below. Even in today’s recent news four (4) of these issues are in the news. WOW!

• Reorganization of the Private banks in Iraq
• Expulsion of the PMF (Iran poxies)
• Passing the Oil and Gas Law (HCL)
• Parallel Black Market vs Official CBI rate of the dollar
• Collecting nearly 80% of the issued dinars back to the banks (horded stashes outside the banking system)

So, let’s take a look at these issues again today and see where they stand.

1. Reorganization of the Private banks in Iraq: We have heard in the past that almost a dozen private banks has to conform to the new Banking Reform law and so about 5 became insolvent and gone. The new National Bank of the CBI was created.

You might want to read the article titled “THE NATIONAL BANK OF IRAQ ANNOUNCES THE COMPLETION OF ITS TRANSITION TO THE NEW GLOBAL STANDARD, SWIFT MX.”

• Expulsion of the PMF (Iranian proxies): For me this one is a sour grape among all the five issues.

In today’s news we hear about it again as it is reinforced that even the U.S. manipulation of the dollar may affect Iraq if this PMF issue is not addressed by the new government. In an effort to isolate Iran, the PMF according to the US, cannot continue to exist in Iraq. Iraq will not, as any cost, continue as a proxy funding Iran or have Iranian influence politics to a great extent. Sanctions to Iraq may return. This for us investors of course would be a disaster. This might be a holdup for the reinstatement while any new government figures out how to do this. Also remember many more Iranian politicians just got voted in to parliament during this last election. This one may be used to halt the process. This one is the liability we all hoped would not occur. Please take some time to read about the PMF and see how entrenched they really are in Iraq. Did we fight this 2003 war and lose American lives so Iran can then step in and control Iraq fro their own benefit to support terrorism?

But let’s think positive and move along as though Iraq will be SMART ENOUGH to take care of this issue to the satisfaction of the U.S.

A thorn in the ass of Iraq: Popular Mobilization Forces (PMF) LINK

You might want to read the recent news articles titled on this subject matter:

 “AN AMERICAN INSTITUTE: WASHINGTON MAY USE THE DOLLAR TO DESTABILIZE THE NEXT BAGHDAD GOVERNMENT IF ITS CONDITIONS ARE NOT MET.” 

“A US DELEGATION WILL VISIT BAGHDAD SOON, CARRYING MESSAGES FROM THE WHITE HOUSE.”

“FACTIONS “EXPAND” IN THE IRAQI PARLIAMENT AND IMPOSE A NEW EQUATION ON WASHINGTON”

• Passing the Oil and Gas Law (Hydrogen Carbon Law): Even though the Oil and Gas Law is not yet passed, there is friction coming from the Kurds to push the voting on the law in the next parliament session. Weren’t they the ones that held it back for so long and objected to it. So do they now have a solid law to pass that will work? Did the Kurds finally get what they wanted all along? Even though the next session is not until the new year, I don’t believe this one would stop the RV. There is just too much evidence of a favorable momentum in the direction to get this passed.

You might want to read the recent articles titled:

 “THE OIL AND GAS LAW: KURDISH PRIORITIES IN THE IRAQI GOVERNMENT FORMATION NEGOTIATIONS.”

• Parallel Black Market vs Official CBI rate of the dollar: The CBI has said many times this is not a real issue for them where it stands today. There are also hints that this issue will soon fade when the dinar is traded openly and the country can trade using their trading partner’s currencies instead of the sole dollar. So I don’t worry about this issue anymore, as it is going to resolved onece we get the reinstatement.

• Collecting nearly 80% of the issued dinars back to the banks (horded stashes outside the banking system): So again in today’s news there is news about the necessity of getting these notes into the banking system. I do not believe this issue will also stop the process of the RV, as the process of removing the zeros in-country and later the exchange of our notes, will return the bulk of these stashes back to the banks. By the way in the process of these exchanges in-country and out of country, the circulatd dinar note count will be reduced by almost 2/3 allowing the path for the coming digital dinar.

You might want to read the articles titled:

“CENTRAL BANK OF IRAQ: NET CURRENCY IN CIRCULATION EXCEEDS 92 TRILLION DINARS IN ONE MONTH”

Anyhow here is what some say is that legitimate report by Oliver Wyman. I quote from it. We must be careful not to bring rumors unless you can justify them with FACTS.   

We know from former CBI governor Dr. Sinan Shabibi that he along with the IMF are  the architects of the monetary reform plan for Iraq. I have breifed you on this plan many times already. More than a decade ago he said that a major revaluation of the dinar (like what we are looking for) “is best suited to occur in the beginning of the fiscal  year and would most likely also be coincided with a reinstatement to FOREX”.   

You might want to take a look at the recent article titled “IRAQ IS ENTERING A PHASE OF DYNAMIC ECONOMIC GROWTH AND INVESTMENT OPPORTUNITIES”

Baghdad (IraqiNews.com) – The American financial consulting firm Oliver Wyman has released a new report affirming that Iraq is entering a phase of dynamic economic growth and investment opportunities. The optimistic outlook is credited to the comprehensive banking reforms spearheaded by the Central Bank of Iraq (CBI) with government backing.

(Mnt Goat: I believe this may be the report that is referenced in the rumor. However I have not yet read the report myself and can’t verify its contents.)

What else is in the news….

Meanwhile Iraq keeps moving ahead and we see yet more progress if we study the articles titled:

 “IRAQ IS ENTERING A PHASE OF DYNAMIC ECONOMIC GROWTH AND INVESTMENT OPPORTUNITIES”

“GOVERNMENT ADVISOR: MEDIUM-TERM FINANCIAL PLAN TO ENSURE THE SUSTAINABILITY OF VITAL PROJECTS”

Mazhar Muhammad Saleh, the economic advisor to the Prime Minister, confirmed that the government is capable of managing the 2026 fiscal year even if the federal general budget law is not approved.

Did Iraq Just Give Us A Date?

I want to reference the article titled “IRAQ IS SET TO IMPLEMENT A NEW CURRENCY  

MECHANISM ON DECEMBER 1, 2025” in today’s article section.

To fully analyze this article let’s first learn better what an ‘exchange rate arrangement’ is, as it will better help understand this article and as it applies to the Iraqi dinar. So, I will refer to a recent July 2025 article posted on the IMF website explaining it. Why did they post this in July of this year when this arrangement has been ongoing since 2003? An exchange rate “mechanism” is not a new exchange rate but a mechanism to determining the exchange rate of a currency. Get it? Are you listening Frank26? It can certainly lead to a new rate for the Iraqi dinar.

So here the IMF EXPLAINS IRAQ’S EXCHANGE RATE ARRANGEMENT in a 16th July 2025 in Iraq Banking & Finance News, Politics  article by John Lee.

“The International Monetary Fund (IMF) has issued a brief explainer on Iraq’s exchange rate arrangement. As part of a follow-up to last week’s report on the state of the Iraqi economy, the IMF clarified as follows:

Exchange Rate Arrangement

“Iraq’s de jure and de facto exchange rate arrangements are classified as a conventional peg arrangement. The Central Bank Law gives the Board of the Central Bank of Iraq (CBI) the authority to formulate exchange rate policy.”

I have been telling everyone about this de jure and de facto exchange rate arrangement although I may have not called it that. We know today it is a sole peg to the U.S.Dollar. So, here is the clincher of today’s news. If Iraq is set to implement a new currency mechanism than it must vary from the de facto peg to the U.S. or it wouldn’t be a “new” mechanism, would it? This old mechanism has been in place for over 20 years. Yes, they are telling us they are finally moving all the way off the sanctions mode and going to the basket of currencies for a new peg, a new exchange rate arrangement. Have I not been telling everyone about this for over a decade? Now we are going to see it, but when?

Now remember this and this is really important. If they move to a basket of currencies for the new peg don’t you think the rate of the dinar will reflect a new rate based on the true assets but also on the other currencies of the basket. Each currency in the basket supports the others. This is how they will get the $3.22 -$4.25 historical rate they keep talking about. They are NOT going to FOREX with a 1320 rate. Get it! They are not lopping the dinar. Get it!

Oh….this is the juicy part of today’s news. They are telling us the exchange rate mechanism is due to change on December 1, 2025. Really? Yes, their words not mine. Remember this. I am not making up this news. Can this be true? This news fully supports what my CBI contact has been telling us and all these other recent articles on removing the zeros and moving to a new peg. Remember that for the past 20 years the CBI seldom talked about the new basket of currencies for the dinar. Just recently they have taken this turn and are talking more and more about it. Could this also be part of the educational process for the citizens?

So, I tried to get more information from my CBI contact to confirm this new article and all she would say is “it speaks for itself”.  

Please go also take another peek again at the article written by Dr. Subhi Jabara again. It is titled “THE IRAQI DINAR WITHOUT ZEROS: THE CENTRAL BANK OF IRAQ LAUNCHES A HISTORIC REFORM.” It is found in the November 18^th Newsletter again. Remember what it said and I quote–

“This ambitious project aims to rename the Iraqi dinar by removing three zeros from its nominal value to better reflect the country’s growing economic strength. This move, which has been the subject of rumors for years, is currently under active development, with comprehensive studies and simulations having been completed. According to the Governor, the process will be gradual and meticulously planned to ensure financial stability while unlocking the currency’s true potential. “

So we must conclude by connecting all the pieces of the news. This recent news is telling me they intend to begin the project to delete the zeros on December 1^st. They will have a month complete this stage of the process.

So, again I have to ask you as a reader of this analysis- What do you think is happening? Are they going to move ahead this time with removing the zeros or not? Will the reinstatement follow? Will you be rich?

We must continue our prayers for the Iraqi people and the future of Iraq. Let God’s abundance and prosperity rein down upon that nation.

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Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,

                                             Just the FACTS!

PRAYING WITH SINCERITY

Many may ask why their prayers are not being answered. Our new Shepard in Rome Pope Leo XIV has given us some direction.

You can purchase a nice pair of Rosary Beads here to pray:

                                         

These prophecies are more important now more than ever. They give us the strength, perseverance and hope that a better time is coming and that God’s Hand is at work behind the scenes. If you just take a second even to look around you at these past three election cycles, how can you deny that God is at work? Are you sleeping or what?

It is amazing and there is no other way that these events could have happened the way they turned out. But there is more to come, much, much more, I assure you! Now that God has his biblical David re-elected, we need to pay attention to what He does next.

NOTE: These prophecies just keep getting better and better, giving us HOPE of a brighter future. But the real reason why I listen to them is that we can actually see what God says He will do is taking place right in front of our noses. It is a confirmation to me that God is real and is still with us forever just as in biblical times.

Prophetic Words from prophet: Julie Green

“MANY POLITICIANS WILL BE FORCED FROM THEIR POSITIONS”

You can start watching the video at the 12:37 mark.  From Nov 16^th

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SILVER VAULTS RUN DRY AS SHORTAGE TRIGGERS PANIC. Physical silver not available to meet demand.

Okay so why is there a shortage of silver all of a sudden? There is a shortage because many investors who invested in silver only on paper are now wanting the actual physical silver. The procedure of buying without taking possession has kept silver relatively lower over many decades than what it should be. Silver should be at about 1/3 the spot of GOLD. Gold just hit $4,000 an ounce and technically silver should follow at about $1,000 – 1,300 an ounce.

Just this week silver finally broke over $50 an ounce and so what did our prophets tell us would happen next. They said a sudden rise in silver would happen. Will it? It’s happening now. Now investors are demanding their silver and there is not enough to meet the demand. Yes, it’s kind of like a panic for silver.  

Folks, this is not just precious metal dealers trying to sell you silver or gold. Listen carefully. What’s coming next? I am trying to help everyone that there is money to be made on other than currencies, such as in the dinar that we all sucked up in the past.  

15 THINGS TO DO IF YOU GET RICH ALL OF A SUDDEN

15 ASSETS THAT ARE MAKING PEOPLE RICH/RICHER

HERE’S HOW TO MAKE YOUR ASSETS INVISIBLE FROM CREDITORS

HOW TO LOOK PENNILESS IN THE PUBLIC RECORD

Today we’re diving into why it’s crucial for real estate investors, stock investors, business owners, and wealth builders to appear “penniless” in the public record. Would you like to learn more about protecting your assets and minimizing taxes? Schedule a free consultation here 👉 https://aba.link/i93

How an LLC can actually work against you.  

Don’t have your personal name or address in any public record.

Are offshore assets or accounts really protected?

Are vortex trusts a scam for tax protection?

Don’t misuse a legal entity and take it to extraordinary measures, it won’t work.  

I really, really, really encourage everyone to watch this video and learn from it.

Now I know that many of you may have already researched getting a LLC or a Trust to protect your money against creditors and reveres law suits. But after watching this video today I feel you can learn even more and that there are some caveats that can really work to your benefit all depending upon the state you file your entity in. It’s just a matter of working with your attorney and help to guide them on what you want.

Basically, it all amounts to how much privacy a particular state is willing to give for a legal entity. Attorneys can research this for you but you have to find a good one willing to do it for you. What I am saying is you may think you are protected in a particular state and then find out later, when sued, that your records are not that protected from preying eyes after all.

Another key lesson I learned is it is much easier to use the entity instead of your own name and address from the very start and get it on the dead when you purchase a property or business, rather than have an attorney later try to fix it, after some damage is already done.

Listen carefully what these attorneys are saying….

5 STATES CUTTING PROPERTY TAXES TO ZERO

THE BOOMERANG EFFECT

Many of us are just a bit sick and tired of hearing about Epstein and his files. But that does not mean they are going away. God is exposing these files for a purpose. These files are important and should be looked at carefully. Remember what God told our prophets – the wicked shall parish in their wicked ways. We can’t just burry our heads in the sand and say ‘move on’, which the democrats of course are going to say once the TRUTH comes out about what is in these files (about them). Do the democrats really want to see what is in them? Did they make a mistake in pressuring the republican held house to vote on exposing them? They are already sorry they pushed the issue so much. The corruption is already dribbling out. I can hardly wait to see all of it.

But in reality, did president Trump play a head game with them when he led them on for so long to delay opening these files, giving the impression that he might look bad if they were exposed. But this was only an impression as Trump set a trap for the democrat idiots and they walked right into it.

If you want the TRUTH in Trumps involvement with Epstein, I can tell it to you. I have done some research on this matter. Trump was researching the possibility of building hotels and a resort on the Epstein Islands. However, upon meeting Epstein and seeing what is actually going on in these islands, he backed off on his proposals. Next Trump reported to the FBI what was going on and this culminated in Epstein’s arrest and conviction. So, if anyone, Trump is actually the hero in this Epstein saga not a culprit. This is all FACTUAL, if you don’t believe me than research if for yourself. You owe it to yourself to learn.  

Looking past the sex scandal that was going on, Epstein was also money laundering to offshore accounts billions of dollars for many politicians and government officials.

The questions we must ask for full transparency is –

Where did all this money come from?

Where did all this money go? Who was involved?

HAKEEM JEFFRIES EXPOSED IN MASSIVE EPSTEIN SCANDAL

Surprise, surprise, surprise! Yes, they were close friends. The democrats wanted the Epstein files exposed and so they are going to get it. What did Jeffries want from Epstein. Remember what Epstein did besides sex scandals. He was a money launder for the politicians. This is how they funneled their slush funds all this corrupt money for their schemes. Jeffries is right on top of the list.

WHAT’S GOING ON WITH HAKEEM JEFFRIES?

DEMOCRATS CALL FOR ‘INSURRECTION’ AGAINST THE TRUMP ADMINISTRATION: THIS IS ALMOST AN UNBELIEVABLE STUNT!

Here’s the proof of this statement. This is their words  not mine or Hannity’s. These democrats are headed to a VERY dark place.

These corrupt democrats will try anything to stop the president and his agenda to clean out the corruption from our government. They are VERY desperate now. Did you think they were just going to roll over and let themselves be exposed and indicted? These recent statements by the democrats to the military members to insurrect and disobey direct orders is a sign that they know what is coming next – MARCIAL LAW. Trust me on this one. It is just a matter of time now before many of these democrats are arrested, rounded up and charged with their crimes. Like the list of illegal autopen pardons from the Biden, this recent batch of democrats just exposed themselves and now the DOJ knows who to go after and concentrate on. Why do they keep doing this? Are they stupid or what?

They are CALLING for a COUP!

This is mutiny and the crime is TREASON….just so you know.

WHAT IS PRESIDENT TRUMP REALLY TRYING TO DO WITH DOSE CUTS AND OTHER GOVERNMENT SPENDING?

A MUST watch for everyone concerned about the financial status of the United States and the mess it is in. How can it be fixed?

I think this video explains it very well and is common sense in terms for everyone to understand what is happening under the Trump administration. You may not like it if it impacts your pocket but what is the alternative?

If the U.S. does not get it’s financial matters in order, there will be no money for any programs including these freebie social entitlements too, get it? How stupid are these democrats to keep pressing for more and more entitlements. They are all just talk but do they really know what they are doing? Are they just wanting votes for control and power and willing to let the country go down the drain?

I don’t care how much you hate Trump, if not for him we would be doomed as no other presidents seem to have the convictions to help in the matter and take the hits for doing it. Trump simply is doing what is the right thing for America to save it from the globalist Marxist idiots.

Congressman Eric Burlison makes valid points in showingwhat the democrat party used to be in eliminating waste. How did it change so drastically? Oh… is it that the current democrat benefiting from the waste today so they want to keep it going?

WHY PRESIDENT TRUMP STOOD FIRM ON THE STOP-GAP BILL TO FUND THE GOVERNMENT PRESENTED BY CONGRESS.

The democrats wanted to have these kinds of discussions and so let’s have them. Let the TRUTH come out. Are they ready to hear it? Oh… here’s some TRUTH for ya.

THE TRUTH ABOUT ARGENTINA’S SO-CALLED ‘BAILOUT’ 

by John R. Lott Jr.,

Dems, media had their message, but what happened was actually a currency swap NOT A BAILOUT. It is something that is done all the time. Yes, this one was larger than most and much needed by Argentina.

Democrats keep claiming that Trump “gave away” $40 billion to Argentina, and many people are understandably upset. How, they ask, could the United States hand over money to a foreign country?

The problem is simple: the claim isn’t true. The U.S. didn’t give Argentina money. It entered into a currency swap – and the U.S. has actually earned a profit on the transaction.

Senate Minority Leader Chuck Schumer (D-NY) insists that “the administration is giving this money away to help Argentina’s hard-right president.” He argues, “If this administration has $20 billion to spare for a MAGA-friendly foreign government, how can they say we don’t have the money to lower health-care costs here at home?” Congressman Ro Khanna similarly warned, “It’s shameful that we gave $40 billion to Argentina instead of spending $9 billion to feed American families.”

Other Democrats, such as Senators Amy Klobuchar (D-MN) and Elizabeth Warren (D-MA), describe the transaction as Trump “sending” money to Argentina and even call it a “bailout.” Fifty-four Democratic House members lodged the same complaint.

News outlets, such as The Washington Post, pushed the claims with headlines like “The U.S. just bailed out Argentina.”

But the U.S. didn’t give Argentina anything. It conducted a currency swap: The U.S. provided dollars, and Argentina provided an equal value in Argentine pesos. Saying we sent money to Argentina ignores a crucial fact: Argentina sent money right back to us at the same time.

The first $20 billion swap occurred on Oct. 9, 2025, when the exchange rate was 1,418 pesos per dollar. The second $20 billion swap followed on Oct. 20 at an exchange rate of 1,495 pesos per dollar. By Nov. 12, the rate had moved back to 1,420 pesos per dollar. So, on average, the pesos we got in exchange for the dollars were worth more now than when we bought them. As a result, the U.S. now holds more than $41 billion in value from the original $40 billion, yielding an impressive 2.6% return in just one month.

That gain outperforms the 1.7% return the same funds would have earned in the S&P 500 over the same period.

Treasury Secretary Scott Bessent, who negotiated the arrangement, predicted this outcome. With decades of experience as a remarkably successful currency trader, Bessent recognized the opportunity for the U.S. to stabilize a key partner while making a profitable financial move. This week, he publicly confirmed the result: “The U.S. government made money.”

But the swap didn’t just help the United States. It also helped Argentina during a politically sensitive moment. As Bessent explained on MSNBC, “We used our financial balance sheet to stabilize the government, one of our great allies in Latin America, during an election.” The swap provided breathing room for Argentina’s financial system, helped calm market volatility, and supported the peso. That stabilization, in turn, improved the value of the pesos the U.S. now holds – exactly the outcome an experienced trader like Bessent would expect.

In the end, the arrangement accomplished two goals at once: The U.S. earned a profit, and it supported a democratic response to economic pressure. There was no handout, no bailout, and no giveaway. The U.S. simply exchanged assets that were initially equal value. It was a strategic financial transaction that benefited both countries – and made U.S. taxpayers some extra money.

So, knowing all this then why do the democrats keep calling this a “bailout” when it clearly is not. They are desperate. They have nothing else but to pick on president Trump’s foreign policies and fill the news media with lies. They just can’t let go of the Trump syndrome of hatred.

WAS TRUMP CRIMINALLY INVOLVED WITH JEFFERY EPSTEIN?

Here is more FACTUAL information everyone needs to hear to dispel the democrat lies about Trump and Epstein. Aren’t you sick a tired of all the democrat lies? As I write this Newsletter president Trump just announced that he wants full disclosure of all Epstein files. Does this sound like someone trying to hide something?

I am getting a bit sick and tired of the mainstream news media supporting this false narrative about Donald Trump and Epstein. How about you? When will they do their own research and get their own FACTS straight. Oh… they can’t be that dumb, can they? They must have done some digging and so all the lies are intentional lies not just mistakes, as they will claim later when caught in their lies. Shame, shame, shame on them. Where is the consequence and penalties for lying?

TIME TO TAKE DOWN JAMIE RASKIN AND “IT’S ABOUT TIME”.

It wasn’t that long ago when we saw headlines like ‘Who’s Being Protected?’: Jamie Raskin Demands Republicans back release of Epstein files. Really? Okay Rascal Raskin here you go, but are you prepared for what’s coming your way too. Top Democrat Raskin’s illegal Epstein leak causes mass firings.

SPEAKER MIKE JOHNSON DELIVERS REMARKS AFTER GOVERNMENT SHUTDOWN ENDS

Please, please everyone watch this. We need to know the TRUTH. Remember that I am a democrat and I am ashamed at what my party did to this country not just the shutdown but over the last four years of the Biden administration.

TRUMP SIGNS FUNDING BILL, ENDING GOVERNMENT SHUTDOWN

FETTERMAN IS ACTUALLY DOING IT…

Fetterman says his democrat party crossed the RED LINE with the demands in closing down the government. He says these people are lunatics. Watch, he is about to switch to the Republican party. The writing is on the wall in fact he many have done it already before I can finish this Newsletter.  

ILHAN OMAR IMPLICATED IN $250,000,000 MILLION FRAUD RING.

Yipes! That a lot of mulla! Let’s see how she wiggles her way out of this one….

AN ECONOMIST SAYS US SANCTIONS ARE ON THEIR WAY OUT AND IRAQI BANKS ARE ENTERING A PHASE OF OPENNESS.

(Mnt Goat: not if Iraq does not deal with the PMF, the US is likely to impose some sort of sanctions of Iraq if the PMF is not handled correctly.)

Anticipated financial breakthrough

Economic expert Manar al-Obeidi affirmed that Iraq is moving towards greater banking openness, which will facilitate the flow of funds and create a more attractive environment for investors. He noted that the government has successfully addressed most of the financial issues with the United States, which will gradually reduce the impact of sanctions. Al-Obeidi emphasized the need to eliminate overlapping jurisdictions among institutions and grant investment authorities broader powers to ensure a clear plan that supports economic development.

Manar Al-Obaidi – an economic expert, in a dialogue with journalist Ali Qazan:

The Iraqi banking sector is moving towards greater openness to the world, away from the problems and difficulties that were occurring, and I believe that this will be positive in terms of investment and money transfers.

The significant overlap in powers between institutions is one of the biggest challenges facing investors. Therefore, this problem and overlap must be addressed, and broader powers must be granted to investment authorities in the governorate, and there must be a clear plan for investment in Iraq.

The Iraqi government has been able to resolve many of the financial issues with the American side. With the reforms that Iraq has undertaken to enhance transparency and prevent money laundering and smuggling, I expect that over time the impact of the American sanctions will largely disappear.

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THE NATIONAL BANK OF IRAQ ANNOUNCES THE COMPLETION OF ITS TRANSITION TO THE NEW GLOBAL STANDARD, SWIFT MX.

(Mnt Goat: Can you remember what my CBI contact told me. That the CBI was going to use this new National Bank for yes, the collection of the stashes and hoards of cash. So, again they have yet another article (see below) about all the hoards of cash that needs to get into the banks. They need this cash to in the banks to roll out the digital dinar and to finance many of these 2026 projects rolled over from 2025. Coincidence both of these articles are in the exact same news stream?)

The National Bank of Iraq announced the completion of its transition to the new global standard SWIFT MX for financial messages, a step that marked a significant milestone in the bank’s technological infrastructure modernization and enhanced readiness for digital transformation.

The bank said in a statement, “The implementation of this transformation comes as part of the bank’s transition from the old MT standard to the MX ISO 20022 model, which is the most advanced, structured and data-rich framework in the global financial messaging sector. The transformation process was carried out across all operational channels with high efficiency and minimal downtime, reflecting the bank’s strong technical readiness, accurate planning, and commitment to providing its services without any significant interruption.” 

He pointed out that “this transformation is an advanced step within the strategic roadmap of the National Bank of Iraq to modernize its systems, enhance its compatibility with global best practices, and provide an advanced digital banking experience for its individual and corporate clients.” 

The statement quoted Aqeel Ezzedine, Chief Operating Officer and Deputy CEO of the National Bank of Iraq, as saying that “the smooth transition to the MX standard is the result of a robust system of governance, teamwork and careful planning, and represents an important step in modernizing the payments infrastructure and enhancing the reliability and security of banking operations.” 

Hani Khalil, head of the transformation department at the National Bank of Iraq, said, according to the statement, that “the completion of this transformation embodies the bank’s commitment to keeping pace with the latest international standards in payment systems, and building a more transparent, integrated and high-quality financial data structure, which enhances customer experience and strengthens the bank’s position within the regional financial system.” 

The MX standard enables a more accurate and richer exchange of information in financial messages, with substantial improvements in transaction tracking and identification of parties, supporting global trends towards greater efficiency and transparency in payments.

Since the new system came into effect, the bank has not recorded any significant problems, which confirms the success of the implementation process and the close coordination between the transformation, IT and operations teams, in addition to effective cooperation with partners and regulatory authorities.

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IRAQ IS ENTERING A PHASE OF DYNAMIC ECONOMIC GROWTH AND INVESTMENT OPPORTUNITIES

Baghdad (IraqiNews.com) – The American financial consulting firm Oliver Wyman has released a new report affirming that Iraq is entering a phase of dynamic economic growth and investment opportunities. The optimistic outlook is credited to the comprehensive banking reforms spearheaded by the Central Bank of Iraq (CBI) with government backing.

The report highlights that the banking sector reform program, launched in April 2025, represents a fundamental shift toward building a more efficient and sustainable financial sector. This initiative is expected to stimulate investment, boost private sector development, and strengthen Iraq’s international financial integration.

According to Oliver Wyman, the commitment of all Iraqi banks to the reform program, which began in September 2025, will enable the CBI to evaluate their performance between 2026 and 2028 based on modern global financial, regulatory, and technological standards. The firm forecasts that the total size of the Iraqi banking sector will exceed $60 billion by 2035, with expected returns ranging between 15% and 20%. The report concludes that successfully addressing current challenges related to governance and reputation will transform the reforms into a unique investment opportunity within the Middle East and North Africa (MENA) region. (October 18, 2025)

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GOVERNMENT ADVISOR: MEDIUM-TERM FINANCIAL PLAN TO ENSURE THE SUSTAINABILITY OF VITAL PROJECTS

Mazhar Muhammad Saleh, the economic advisor to the Prime Minister, confirmed that the government is capable of managing the 2026 fiscal year even if the federal general budget law is not approved, noting the possibility of working with the current Federal Financial Management Law No. 6 of 2019, as amended, with spending at a rate of 1/12 of the actual current expenditures that took place in 2025.

Saleh said in a statement to Al-Furat News: “It is important to adhere to high fiscal discipline without resorting to austerity, while taking into account low-income, poor and vulnerable groups, and working to diversify non-oil public revenues through reforming customs and tax policies, especially on large taxpayers, while ensuring fair and transparent governance.”

He explained that “the government is now seeking to create major investment partnerships with the national and foreign private sector to reduce pressure on public spending and achieve the implementation of income-generating and job-creating investment projects, with a focus on automating the economy and moving towards the digital age.”

Saleh stressed that “reforming the energy sector at all levels will boost government revenues as it is a leading sector for development within a coordinated policy for electronic government collection to ensure speed and accuracy of collection.”

The economic advisor concluded by emphasizing the need to “adopt a medium-term budget plan that ensures sustainable financing for vital projects, thereby achieving sustainable development and targeted growth in accordance with the National Development Plan 2024-2028 and Iraq Vision 2025.”

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NECHIRVAN BARZANI: THE CURRENT SITUATION IN IRAQ REQUIRES THE FORMATION OF A GOVERNMENT AS SOON AS POSSIBLE.

Kurdistan Region President Nechirvan Barzani affirmed that forming the next federal government “will not be difficult, but easier than ever before.”

In response to a question from Kurdistan24’s correspondent at the MEPS 2025 forum in Duhok, Iman Darbas, about how difficult it would be to form the new federal government, Nechirvan Barzani said: “I think it will not be difficult, and forming the new Iraqi government will be easier than ever.”

The regional president explained that the current situation in Iraq “requires the formation of a government as soon as possible.” He expressed his hope that the formation of the government would not take long and that it would assume its duties as soon as possible.

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SUDANI SETS RENEWAL AS “FIRST GOAL”… AND THE FRAMEWORK SENDS “POSITIVE MESSAGES” REGARDING THE SECOND TERM

The Iraqi political scene is going through a pivotal stage as the winning forces in the elections begin entering into negotiations to form the new government, while the position of caretaker Prime Minister Mohammed Shia al-Sudani stands out, as he affirms his commitment to a second term as a political entitlement for the winning bloc and a path to completing his governmental project.

This comes in parallel with the coordination framework’s moves to establish the largest parliamentary bloc and begin dialogues with other blocs, amid assurances from various parties on the need to adhere to constitutional timelines and establish a clear and stable electoral law.

In this context, the caretaker Prime Minister, Mohammed Shia al-Sudani, said in a dialogue session at the Middle East Security and Peace Forum, organized by the American University in the Kurdistan Region, that “the issue of a second term for the government is not a personal ambition, but rather a well-deserved victory.”

Al-Sudani continued in his speech, which was followed by “Al-Alam Al-Jadeed”: “In every parliamentary election, the results were not the deciding factor in forming the government,” noting that “today the Reconstruction and Development Coalition is an essential part of the components of the coordination framework, and yesterday the framework met and decided to form the largest parliamentary bloc.”

The head of the Reconstruction and Development Coalition added, “The framework will begin dialogues with the other political blocs to establish constitutional entitlements and form presidencies, and this is the path we believe in.”

Regarding his taking over the position of Prime Minister for a second time, Al-Sudani said: “It is not a personal ambition as much as it is a readiness to bear responsibility, to complete the project that we started, the achievement that has been realized on the ground, and a well-deserved victory for the bloc that won first place in these elections, which is the Reconstruction and Development bloc, and also what we have of a project for the next stage.”

He pointed out that “all political forces are keen to adhere to the constitutional timelines for forming the government,” noting that “we support a stable election law, and it is not right to change the law in every election.”

For his part, Mashreq Al-Fariji, a member of the Reconstruction and Development Coalition and head of the “I Will Take My Right” movement, said in an interview followed by “Al-Alam Al-Jadeed” (November 18, 2025) that “understandings within the coordination framework are ongoing, and that joint dialogue sessions are what will shape the features of the next stage and the selection of the prime minister.”

Al-Fariji believes that “some political forces are speaking beyond their actual size,” noting that “the coalition remains cohesive despite the objections raised regarding the visits of the head of the Popular Mobilization Forces, Faleh al-Fayyad, who has extensive relationships with the coalition’s leaders.” He clarified that the political representation of the Ata’a Movement within the coalition is through Khalid Kabyan, not al-Fayyad, as the latter is not involved in direct political work.

He pointed out that “Al-Fayyad’s recent visits carry messages of calm and congratulations after the elections,” stressing that “talk of disagreements with Nouri al-Maliki has subsided in recent days, and the discourse has become calmer towards the formation of the government.”

Al-Fariji pointed out that “the request by some parties for Al-Sudani to attend the meetings as the Euphrates Current is unrealistic, given that the components of the framework are represented according to their political weights,” indicating that “Reconstruction and Development is still holding on to its only candidate for the premiership, which is Muhammad Shia Al-Sudani.”

He stressed that “the position of Prime Minister has regained its importance, and that there are attempts to return it to its previous state of weakness, which the coalition rejects,” noting that “there are positive messages within the framework regarding the second term of Al-Sudani.”

Al-Fariji stressed that “the majority within the framework will be the decisive factor in choosing the prime minister,” emphasizing that “the objection of one or two parties will not change the final decision, and in the end everyone will reach a consensus.”

He added that “there is rapid movement to form the new government, and the process will be completed before the second month, without any indication of the possibility of a blocking third emerging.”

The Sudanese list, “The Reconstruction and Development Coalition,” won 46 seats out of 329 seats in parliament. The “Progress” party, led by Mohammed al-Halbousi, came in second with 36 seats, followed by Nouri al-Maliki’s coalition with 29 seats, then the “Sadiqun” bloc, led by Qais al-Khazali, with 28 seats, while the Kurdistan Democratic Party, led by Masoud Barzani, came in fifth with 27 seats.

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STUDIES CENTER: THE FRAMEWORK MAY ACHIEVE THE LARGEST BLOC TO FORM A GOVERNMENT WITHOUT SUDANESE. THE POLITICAL LANDSCAPE MAY DIFFER FROM THE RESULTS OF THE BALLOT BOXES.

(Mnt Goat: This article is just a ‘what if’ and is full of opinions and not FACTS of what  is actually going on as it is very dynamic and changes daily. So be careful with headings like this. Be aware there are lots of weird articles about the election, some lies and propaganda.)

(Mnt Goat: How many more elections must we go through before we are done with this investment. Yes, we all should know the process by now after 5 elections.)

A report by the Washington Institute for Near East Policy indicated that despite Mohammed Shia al-Sudani’s victory in the elections, securing 46 seats (it was actually 52 seats the largest majority by any party), he will face significant challenges in forming a government. The report suggested that the Coordination Framework Coalition is likely to form the largest bloc, potentially sufficient to form a government without al-Sudani. This could reshape the political landscape in a direction entirely different from the election results. The report indicated that the government formation process will be slow, potentially taking 8 to 11 months, as has happened previously.

The results of the Iraqi parliamentary elections on November 11 were encouraging, including for relations with the United States. However, the bloc that came in first—the Reconstruction and Development Alliance led by current Prime Minister Mohammed Shia al-Sudani—won only 15% of the parliamentary seats (46 out of 329). Consequently, Iraq is likely to experience a long and tedious period of political bargaining before a new government is formed, similar to the delays that followed previous elections (eight months in 2010 and eleven months between 2021 and 2022).

The biggest winner last week was al-Sudani, whose coalition garnered 1.3 million votes out of nearly 11 million, surpassing the State of Law coalition by 370,000 votes. Al-Sudani’s strategy differed significantly from the 2021 elections, when his list won only two seats, yet he was ultimately promoted to prime minister with the support of the Coordination Framework. This year, al-Sudani campaigned on his domestic achievements, without clear backing from Tehran or its proxies.
The report suggests that despite al-Sudani’s success, the Coordination Framework may still control the largest bloc in parliament, almost enough to form a government.

Why did al-Sudani perform so well despite the criticism?
When al-Sudani began his first term, many Iraqis, fed up with corruption and the lack of services, believed he would be unable to deliver anything for the people. However, his performance over the past period seems to have resonated positively with the public, particularly with Sunni voters who turned out in large numbers on election day. This, coupled with the low Shiite turnout, appears to have helped him secure gains at the polls. Pre-election polls showed that 58% of Sunni and Shia Arabs trusted al-Sudani, the highest rating of any candidate. (Sadr garnered 62% but chose not to participate.) Sunnis also gave al-Sudani’s government relatively high marks for service delivery.
His most notable achievement was infrastructure projects in Baghdad. Polls indicated that his government was most associated with “roads and buildings,” while The Economist recently described the capital as a “thriving metropolis.”

Iraq’s regional standing also improved under al-Sudani. After pledging to work with Ankara to expel Kurdistan Workers’ Party (PKK) elements, Baghdad reopened the long-dormant Ceyhan oil pipeline between Iraqi Kurdistan and Turkey and signed an unprecedented water cooperation agreement with Ankara. Al-Sudani also bolstered Iraq’s efforts toward energy independence and improved relations with Arab neighbors and Washington, including his attendance last month at the Gaza ceasefire ceremony in Sharm el-Sheikh.
But critics of al-Sudani point out that he did virtually nothing to combat rampant corruption, instead reinforcing a sectarian power-sharing system that divides political and economic spoils based on identity rather than merit. Meanwhile, to finance a construction boom in Baghdad, he reportedly drastically cut funding to several provinces, while his preferred method for combating unemployment—which remained high—was to hire nearly a million new government employees, creating a massive budget deficit. He also faced heavy criticism for passing a law lowering the legal age of marriage to nine.

The next steps in forming a government:
During Iraq’s complex government formation process, the outgoing government remains in a caretaker capacity with very limited powers. This dysfunctional transition—which can last for a full year—is partly a natural consequence of multi-party parliamentary systems that require coalition-building (as in Germany and France). But it is also a product of specific provisions in the Iraqi constitution and the way politicians approach governance. The formal process appears simple at first glance. After the election results are certified, the president calls for the new parliament to convene within 15 days. In the first session, the speaker and two deputies must be elected by a simple majority. Parliament can then choose a new speaker (by a two-thirds majority) or extend the term of the current speaker. Then comes the most delicate step. Within 15 days of their selection, the president must task the largest bloc in parliament with forming a government. This year, the likely candidate is al-Sudani, although past maneuvers have ousted the frontrunner.

Iraq’s political system relies on the inclusion of as many parties as possible in government—rather than a clear majority and opposition model. The Shia are divided into numerous blocs vying for the premiership, forcing candidates to court the Kurds and Sunni Arabs. As a result, the government formation process becomes a game of “no final decision until every detail is settled,” even ministerial posts, delaying constitutional procedures for months, as happened with the 2010 and 2022 governments.
The report concludes that despite Sudani’s strong performance in the elections, he will face significant difficulty in forming a coalition capable of securing a second term. After supporting him in 2021, the coordinating framework now regrets its support and will not back his return.

(From the Washington Institute for Near East Policy)

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IN A VIDEO, HALBOUSI, FAYYAD, AND ASADI ANNOUNCE THEIR SUPPORT FOR SUDANI FOR A SECOND TERM.

In a video, Halbousi, Fayyad, and Asadi (major Shia political figures in Iraq) announce their support for Sudani (A Shiite) for a second term. Remember that the prime minister is designated to be a Shiite. There is distribution of power designated in the Iraqi constitution of 2025 as follows from the three main tribes:

Prime Minister – Shiite

Speaker of Parliament– Sunni

President – Kurd

Click on picture to watch video

 Three of the most prominent leaders of political alliances in Iraq have announced their clear support for renewing confidence in Prime Minister Mohammed Shia al-Sudani for a second term and tasking him with forming the new government.

(Mnt Goat: To me this is a clear message that Al-Sudani will most likely be given an opportunity to be prime minster for a second term. If I look at all the past prime ministers none even can compare in the smallest of ways to the successes of Al-Sudani and his work over the last four years. Why would they not want to give him another four years. He did make promises to favor the PMF and that is what that law was all about to pay these Iranian militias and give them benefits that should be reserved only for Iraqi citizens. Remember this was also the law the U.S. Trump administration said they better not do and so Iraq backed off on it. This is the only issue I know that can really hurt Al-Sudani but in the long-run it will also be his survival as they need the support of the U.S. and that is the survival I am talking about.)

Mohammed al-Halbousi, the head of the Progress Alliance and the country’s largest Sunni political leader, confirmed his support for al-Sudani to head the next government, noting that the current stage requires “the continuation of the approach of stability and strengthening trust between the components,” as he put it, in a video statement circulated by the media.

In the same context, Faleh al-Fayyad, head of the National Contract Alliance and one of the most prominent leaders of the Coordination Framework, stressed his support for renewing al-Sudani’s mandate, stressing that “the political and economic stability achieved during the past period requires building upon it,” considering that al-Sudani “possesses a clear vision for managing the state.”

As for the head of the Sumerians Alliance, Ahmed al-Asadi, he also announced his full support for assigning al-Sudani to form the new government, explaining that the next stage needs “an executive leadership that has proven its competence and ability

to manage sensitive files,” stressing that this approach enjoys broad consensus within the national forces.

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FACTIONS “EXPAND” IN THE IRAQI PARLIAMENT AND IMPOSE A NEW EQUATION ON WASHINGTON

(Mnt Goat: I believe Sadar is not very good at politics. He should have let his sec vote and he probably would have taken the majority again like in the last election or at least came in second place. He then could have rolled over these votes to Al-Sudani ‘s party and Sudani would have been able to over come the Coordination Framework. They need to start to find ways to move the Coordination Framework out of the picture in the future or change its thinking. It is too pro-Iranian.)

The morning after the announcement of the Iraqi parliamentary election results, the political arena appeared poised for a different parliament, though the rules of the game hadn’t changed entirely. The most notable absence was that of the Sadrists, who boycotted the elections, leaving a void in the Shia community.

This void wasn’t filled by the civilian groups close to the October protests, whose presence had waned due to internal divisions and a sense of betrayal. Instead, a significant portion of this void flowed in a completely different direction: towards the armed factions, which emerged from the ballot boxes with their largest parliamentary representation since 2003.

The results announced by the commission painted a picture of a parliament with a total of 329 seats, in which the political arms of the armed factions occupy between sixty and seventy seats, led by the Sadiqun Movement affiliated with Asaib Ahl al-Haq with twenty-eight seats, followed by the Badr Organization with about twenty seats, in addition to smaller lists and blocs revolving around what is known as the “resistance factions.”

This parliamentary expansion was not just a numerical surprise to the opponents of these forces, but it immediately turned into a new internal equation that may confuse the calculations of Baghdad, Washington and Tehran alike.

Part of the explanation for this shift lies in the nature of the context in which the elections took place. The absence of the Sadrists, who in the 2021 elections represented a large Shiite popular base and a reservoir of protest and anger at the same time, left a segment of voters without a direct political address.

In contrast, the remaining civil movements that emerged from the October protests appeared unable to transform the previous street momentum into organized representation, after being subjected to security blows, organizational divisions, and partial settlements with the authorities, as those close to this movement say.

In this vacuum, other factors beyond Iraq’s borders accumulated. Political analyst Issam Hussein believes that what happened cannot be viewed as a passing shock, but rather as the culmination of a process that began years ago.

Hussein told Shafaq News Agency that the media played a crucial role in “exaggerating the symbolic presence” of the factions, through the discourse of “resistance and steadfastness,” but what made the numbers “very impressive,” as he described it, was the volatile region surrounding Iraq.

Hussein lists what he calls a series of psychological and political shocks to the Shiite and Arab street, from the Twelve Days War, to the assassination of the Secretary-General of the Lebanese Hezbollah, Hassan Nasrallah, to the Al-Aqsa flood in Gaza, the rise of armed organizations to power in Syria, and then the way the United States dealt with these issues.

According to his analysis, the Iraqi voter in this election cycle has shifted from seeking “services” to seeking “protection.” “The voter who, years ago, was swept up by slogans of a civil state and fighting corruption, today finds himself preferring to vote for those who possess weapons, combat experience, and organizational skills in the face of what he sees as an existential threat to the region. He voted for the factions as a reaction to regional upheavals rather than as an open mandate for them.”

The paradox that Hussein points out is that the long-standing American hostility towards the factions was not previously a factor in increasing their electoral standing as it has been now.

The assassination of the deputy head of the Popular Mobilization Forces, Abu Mahdi al-Muhandis, and the commander of the Iranian Quds Force, Qassem Soleimani, in early 2020, is remembered as a moment that could have generated a massive wave of popular sympathy for the factions, but it did not to a great extent, because the general mood at the time was more preoccupied with the October agenda and overthrowing the system from its roots.

Today, the scene is almost reversed, as the tough American rhetoric towards these forces has turned, in the eyes of a segment of the public, into further evidence of their “competence” to confront foreign influence.

However, the explanation for this rise is not limited to external factors alone. Within Iraq, these results translate into a potential redistribution of power within the ruling system. Political analyst Majash Mohammed describes what has happened as a “remarkable political shift” in the post-2003 trajectory.

Mohammed told Shafaq News Agency that the results reflect “a popular mood that rejects instability and desires representation for forces that have a clear organizational and popular presence,” noting that the factions that contested the elections are no longer just armed formations on the margins, but rather political and social networks rooted in governorates, cities and neighborhoods.

From his point of view, this victory will strengthen the presence of those forces within state institutions, and give them greater ability to influence the formation of the next government and set its priorities, especially in sovereign matters, foreign relations, and security and energy policies.

Within the same coordinating framework, Mohammed expects these figures to redistribute roles among its components, so that some centers of gravity gradually shift from the traditional parties to the wings most closely linked to the military arm.

All of this places the position of the current Prime Minister, Mohammed Shia al-Sudani, at the heart of the equation. The man who came to the premiership with the agreement of the factions and with an undeclared Iranian-American blessing, finds himself today facing stronger parliamentary partners who are more skeptical of his intentions, as the political opinion close to the framework suggests that al-Sudani’s chances of a second term are “weak”.

Mohammed explains that the factions view the last period of al-Sudani’s rule as a phase in which he distanced himself from their camp and moved closer to a regional positioning that leans towards Turkey, Qatar, and currents close to the Muslim Brotherhood. He tried to send signals to Washington that he does not fully endorse the factions’ support for his policies, and that he is ready to talk about controlling weapons. He also surrounded himself with an advisory team and networks within his office that do not look favorably upon the influence of these forces.

In the background, the United States stands watching this shift with a mixture of concern and cold calculation. The US State Department had previously warned Shafaq News Agency, days before the elections, that any expansion of armed factions within state institutions would be a “serious cause for concern,” emphasizing the need to restrict weapons to the state and to adhere to security and economic partnership agreements.

Those warnings seemed at the time to be more like preemptive messages, but today they are turning into a framework through which the new scene in Baghdad can be read.

In this context, the US Special Presidential Envoy to Iraq, Mark Savaya, has adopted a more direct tone in his recent statements. He reiterates that the Trump administration “will not accept” armed factions having “the upper hand” in the next government or controlling key aspects of sovereign decision-making, particularly in matters of security, energy, and foreign policy.

The implicit message is clear: there is no veto on these forces participating in the political process as long as they have been involved in it for years, but there are red lines relating to the level of their control and the structure of the relationship with Iran.

This balance between declared non-interference and undeclared veto is explained by former US State Department advisor David Phillips, who spoke to Shafaq News Agency, stressing that Washington is aware that coalition negotiations in Iraq “take a long time” and that it is prepared to give the process some time, as long as the Iraqis “negotiate in good faith.”

However, Phillips points out that the Trump administration is known for its quick resort to the “sanctions weapon” when it sees its strategic interests threatened, and that it may use the threat of this weapon to exert pressure at crucial moments of negotiation, while being careful to wait for the government formation process to end and see its outcomes before moving on to any decisive steps.

In contrast to this caution, Safwan Al-Amin, a senior fellow at the Atlantic Council in Washington, believes the whole process is heading towards “arduous” and lengthy negotiations to form a government.

Al-Amin told Shafaq News Agency that the armed factions have been an established part of the scene for years, and consider themselves to have an “acquired right” to power, and they will not easily accept being asked to back down or freeze their influence.

In contrast, the demands of the US administration seem clear regarding restricting weapons to the state and not allowing the emergence of a government subject to armed agendas, which creates a structural contradiction between two parties, both of which possess powerful tools of pressure, from the ability to obstruct in parliament to sanctions and economic and political pressure.

Between these four approaches, the Iraqi and the American, the picture of post-2025 Iraq appears more complex than the numbers alone suggest.

The rise of factions in parliament is not just an increase in the number of seats, but a test of the political system’s ability to adapt to the presence of armed forces at the heart of legislation and governance, a test of Baghdad’s relationship with both Washington and Tehran, and perhaps also of the limits of what remains of the dream of a civil state raised by the Tishreen squares years ago.

The new parliament, which lacked the banners of Sadr and the crowds of Tishreen, may turn into a stage for the first serious clash between the logic of “the state first” and the logic of “resistance first”.

Meanwhile, the Iraqi street remains facing a scene that is still taking shape, between a parliament in which armed factions are expanding, a future government that has not yet been born, a prime minister whose ground that brought him to power is gradually being pulled out from under his feet, and external allies who are watching from afar and adjusting their calculations, in a country where every election is accustomed to being the beginning of a new crisis, not its end.

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A US DELEGATION WILL VISIT BAGHDAD SOON, CARRYING MESSAGES FROM THE WHITE HOUSE.

An Iraqi diplomatic source revealed on Wednesday that an American delegation is expected to visit Baghdad to deliver messages from the White House administration regarding Iraqi issues. The source told Shafaq News Agency that “a delegation including American political figures   will visit Baghdad soon, carrying messages from Washington to all partners in the political process in Iraq . “

He added that “the anticipated American visit is a confirmation of Washington’s interest in what is happening in Iraq .”

The relationship between the United States and Iraq has been experiencing a diplomatic standstill since Donald Trump took office, with communication and meetings limited to the US Chargé d’Affaires in Baghdad, Steven Fagin, and a single phone call received by Prime Minister Mohammed Shia al-Sudani from Foreign Minister Marco Rubio.

However, last August a high-level American delegation visited the Iraqi capital, Baghdad, to discuss a number of issues with Iraqi officials.

According to an informed source who spoke to Shafaq News Agency at the time, the delegation discussed the issue of the American withdrawal from its main bases in Iraq and the repercussions of that, in addition to an economic file and another related to energy.

On October 19, US President Donald Trump decided to appoint Mark Savaya as special envoy to Iraq. Trump wrote on his platform “Truth Social,” as reported by Shafaq News Agency, that “Mark’s deep understanding of the relationship between Iraq and the United States, and his extensive connections in the region, will contribute to advancing the interests of the American people.”

Savaya, an American businessman of Iraqi (Chaldean/Assyrian) descent from Michigan, has risen to prominence in recent years through his support for Trump’s election campaign and his activities within Middle Eastern communities in the United States.

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AN AMERICAN INSTITUTE: WASHINGTON MAY USE THE DOLLAR TO DESTABILIZE THE NEXT BAGHDAD GOVERNMENT IF ITS CONDITIONS ARE NOT MET. 

The Middle East Institute revealed on Wednesday (November 19, 2025) that the US administration intends to use Iraq’s dollar-based oil revenue system as a direct pressure tactic against the next Iraqi government, potentially destabilizing it if it fails to implement the conditions related to the Popular Mobilization Forces.

The institute said, according to its translation for “Baghdad Today”, that the US Federal Reserve is still operating as the main financing system through which Iraqi oil revenues pass into dollars, indicating that “Washington is not only using this channel as a tool of pressure, but also as a weapon that can be employed to destabilize the next government in Baghdad if it does not comply with the American conditions.”

He explained that the current US policy towards Iraq is based on a combination of incentives and threats to urge Baghdad to adopt policies that are consistent with US interests, especially in the areas of combating terrorism and managing regional affairs, while being careful not to allow negative repercussions on the global energy market or on the interests of US companies operating inside Iraq.

He added that “the next government will face a more complex challenge in balancing these pressures, especially since the new parliament will have to deal with sensitive American conditions, most notably the legal status of the Popular Mobilization Forces and its financial footprint, which is the file where the threads of American and Iranian influence directly intersect.”

The Middle East Institute indicated that the power struggle between Washington and Tehran within Iraq will be “the most intense during the next phase,” based on the fact that Tehran relies heavily on Iraqi support, which constitutes a lifeline for its political system, as it put it.

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CENTRAL BANK OF IRAQ: NET CURRENCY IN CIRCULATION EXCEEDS 92 TRILLION DINARS IN ONE MONTH

The Central Bank of Iraq revealed on Tuesday that the net currency in circulation amounted to more than 92 trillion dinars during September 2025. The bank stated in a statistic seen by Shafaq News Agency that the net currency in circulation amounted to 92.185 trillion dinars in September, down from 93.090 trillion dinars in August.

The bank added that the currency issued by it amounted to 99.681 trillion dinars, while the currency held by banks amounted to 7.496 trillion dinars.

(Mnt Goat: So, CBI what are you going to do about it? Seems you still have a massive liquidity problem…. ☹)

The bank indicated that the issued currency is the money that the state prints through the central bank for the purpose of circulation, and it includes banknotes of paper and metal denominations circulating outside the vaults of the central bank.

(Mnt Goat: This also includes the dinar we hold outside of Iraq as it is outside the vaults of the central bank. How are they going to retrieve these dinar to bring down the money supply to bring up the rate of the dinar. They will need to do this when going digital dinar project, which they want to kick into high gear but can’t until they retrieve all this cash. Get it? I don’t know about you but they are not going to get my dinar until they pay me handsomely for it… 😊 )

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THE OIL AND GAS LAW: KURDISH PRIORITIES IN THE IRAQI GOVERNMENT FORMATION NEGOTIATIONS.

 
Following the election results and the announcement of the number of seats won by the Kurdish blocs in the Iraqi parliament, attention is now focused on the Kurds’ objectives for the next phase and their future plans.
President Masoud Barzani called for the implementation and enactment of five key laws, most notably amending the election law, implementing Article 140 of the constitution, and enacting the long-stalled oil and gas law, which has been stalled for nearly two decades. He

also reiterated his call for Kurdish political forces and parties to proceed with forming the new Kurdistan Regional Government.
In his address, Barzani stated that after 2003 and the fall of Saddam Hussein’s regime, a golden opportunity presented itself, and the political process was built upon three principles: balance, consensus, and equality. He added that in 2005, the country’s permanent constitution was ratified. Despite some shortcomings, it is considered one of the best constitutions in the region, promising a bright future. This constitution, he emphasized, must be respected as it will usher Iraq into a new era by regulating its relations with regional and international partners.
The passage of the oil and gas law is considered a solution to most of Kurdistan’s problems and a crucial step towards resolving outstanding financial issues and unifying oil policies between the federal government and the Kurdistan Region. Among these issues are the deep and persistent disagreements over energy resource management, which have prevented the law’s enactment. These disagreements have led to the l

aw’s failure to pass. The
unresolved problems between Baghdad and Erbil include issues such as the oil and gas contracts signed by Kurdistan, which have resulted in legal disputes between the Iraqi Ministry of Oil and the regional government. Meanwhile, former Patriotic Union of Kurdistan (PUK) MP Gharib Ahmed asserts that most of the outstanding problems between Baghdad and Erbil stem from the lack of an oil and gas law. Speaking to Al-Mada, he emphasized that “passing the law will contribute to resolving the most significant challenges, namely oil exports, the payment of employee salaries, and the economic problems that have plagued Kurdish citizens for years.” 

He pointed out that “the disagreements between the federal government and the Kurdistan Regional Government have prevented the law’s passage and its submission by the federal cabinet for parliamentary approval.” The Kurdistan Region experienced a severe financial crisis as a result of the federal Ministry of Finance’s withholding of employee salaries, accusing the regional government of failing to remit non-oil revenues and of not fully delivering oil to the State Oil Marketing Organization (SOMO). Months ago, the federal government and the Kurdistan Regional Government reached a historic agreement that allowed the region to resume oil exports through the Turkish port of Ceyhan. 

Although the federal government began disbursing salaries to employees in the region, delays persist, with Baghdad and Erbil exchanging accusations regarding who is responsible. Meanwhile , Sabah Hassan, a member of the Kurdistan Parliament from the Kurdistan Democratic Party (KDP), indicated that passing the oil and gas law is the solution to the problems between Baghdad and Erbil. In an interview with Al-Mada, Hassan stated, “The solution to the problems between Baghdad and Erbil, and the crisis that recurs monthly, is the passage of the oil and gas law in Parliament, which will guarantee everyone their rights.”

He added, “The salary problem has persisted for 10 years, and there is a deliberate effort by some political entities to create problems. The optimal solution to these recurring crises lies in passing the oil and gas law, as it will provide a comprehensive solution. All agreements between Baghdad and Erbil are temporary and are not adhered to by the federal government.”
He emphasized that “the oil and gas law is based on a constitutional provision and article, but some political blocs are shirking their responsibility to implement this article because it pertains to the Kurdistan Region, just as they have shirked their responsibility to implement Article 140 of the Iraqi Constitution.”
In Erbil, Deputy Prime Minister of the Kurdistan Region, Qubad Talabani, received a delegation from the US-Kurdistan Business Council, headed by its president, David Tvorey. The two sides discussed several issues of mutual interest.
The Deputy Prime Minister indicated that “we support the swift passage of the oil and gas law during the new session of the Iraqi Parliament, which will contribute to resolving the disputes between the region and Baghdad in accordance with the Constitution and the relevant powers, and in a manner that respects the special status of the Kurdistan Region.”
The oil and gas law is one of the most prominent outstanding issues, with disagreements resurfacing with each parliamentary session without reaching a final settlement that satisfies all parties. Regarding
the revitalization of the economy
, economic expert Salar Aziz believes that the oil and gas law can only be passed by prioritizing it in the negotiations to form the Iraqi government.
In an interview with Al-Mada, he explained, “This issue must be a top priority in negotiations between the Kurdish, Shia, and Sunni parties to ensure its passage during this session. This requires unity among the Kurdish parties on this matter, speaking as a unified voice, so they can form a force to be reckoned with.”
He added, “Passing the law will contribute to improving the region’s economy, ending the salary crisis, operating refineries and gas plants, and utilizing the untapped oil reserves in the region’s fields.

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IMF EXPLAINS IRAQ’S EXCHANGE RATE ARRANGEMENT

16th July 2025 in Iraq Banking & Finance News, Politics 

By John Lee.

The International Monetary Fund (IMF) has issued a brief explainer on Iraq’s exchange rate arrangement. As part of a follow-up to last week’s report on the state of the Iraqi economy, the IMF clarified as follows:

“Exchange Rate Arrangement

“Iraq’s de jure and de facto exchange rate arrangements are classified as a conventional peg arrangement. The Central Bank Law gives the Board of the Central Bank of Iraq (CBI) the authority to formulate exchange rate policy.

“Effective February 8, 2023, the official exchange rate was set at ID 1,320 according to the closing prices of the daily bulletin of gold & main currencies published on the CBI website (www.cbi.iq).

“There has been a change to Iraq’s exchange system since the last Article IV Consultation. Iraq continues to avail itself of the transitional arrangements under Article XIV, Section 2 but no longer maintains any restrictions under this provision. Iraq does not maintain any current account exchange restrictions or MCPs [Managed Currency Pegs]. Starting January 2025, all international transactions have been routed through commercial banks via their correspondent banking relationships (CBRs).

“The Central Bank of Iraq (CBI) replenishes these balances weekly based on foreign exchange demand and conducts audits to ensure that the allocated funds are used in compliance with AML/CFT regulations. Private banks are also encouraged to broaden their CBR networks, particularly with non-U.S. financial institutions.”

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IRAQ IS SET TO IMPLEMENT A NEW CURRENCY 

MECHANISM ON DECEMBER 1, 2025

Iraq is set to implement a new currency mechanism on December 1, 2025, which includes the introduction of a central bank digital currency (CBDC) and a redenomination plan. 

This move aims to modernize Iraq’s financial system, enhance financial transparency, and reduce reliance on traditional fiat currencies. The CBDC will eventually replace physical banknotes, while the redenomination plan will simplify transactions and improve public confidence in the dinar’s value. 

The Central Bank of Iraq has not specified the exact exchange procedures or deadlines, but a phased rollout is expected. This transition is part of broader global banking reforms and will require a strong technology foundation and public acceptance to ensure its success.

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Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,

                                             Just the FACTS!

Disclaimer: All information in this newsletter is not intended for investment decisions / purposes. Mnt Goat is not a financial analyst, planner, banker, attorney or associated in any role with giving out professional investment advice.

Auf Wiedersehen

Much love to ya all,

Mnt Goat

Disclaimer: All information in this newsletter is not intended for investment decisions / purposes. Mnt Goat is not a financial analyst, planner, banker, attorney or associated in any role with giving out professional investment advice.

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November 18, 2025 Mnt Goat News Brief

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Bringing you more news as we head through mid-November already.

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I decided to allow everyone to give a Free-will GIFT to Mnt Goat on PayPal if you so desire. Here is the link below. Please show your appreciation for all the hard work I do.

I recommend $10-$15 dollars a month or whatever you can afford. Do you realize I write eight (8) Newsletters every month. This is like a second job to me. The only way I know that people are reading and appreciating all the FACTUAL news I bring is through their appreciation. If I do not receive equal appreciation for all the hard work I do, I will simply end the Newsletter and save myself endless hours at the computer. I am tired of this RV saga just as you are. We are now down to the wire and the evidence is showing us the end is very near. I feel this would be a lousy time to end the Newsletter, but that is all up to you.

So, if you haven’t already shown your appreciation for October please reconsider.

 Let’s all try to chip in!

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2 Corinthians 9:9

As it is written, “He scattered abroad, he gave to the poor, His righteousness endures forever.”

STATUS OF THE RV

No! There is no RV or Reinstatement of the Iraqi dinar yet. Don’t let these intel gurus or internet idiots fool you with their hyped-up sites. They only want your clickity-clicks.

We don’t need rumors or bank stories. We don’t need three letter agency lies. We have FACTS and TRUTH on our side and will let them speak for themselves.

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More news….

NEWSWEEK: THE SUDANESE MAN WHO WANTS TO MAKE IRAQ GREAT AGAIN

(Sound familiar?)

In an extensive report published by the American newspaper Newsweek, the spotlight was on Iraqi Prime Minister Mohammed Shia al-Sudani, describing him as “the man who wants to make Iraq great again,” in reference to his ambitious vision to revive Iraq’s historical and cultural role on the international stage.

The newspaper stated that al-Sudani, who assumed the premiership following a political crisis that ousted his predecessor in 2022, has transcended being merely a “temporary solution” to become a pivotal figure leading Iraq through a critical juncture in its history. It added that the upcoming elections, in which more than 7,700 candidates are vying for the position, could determine his political future and his chances of leading the country for a second term.

According to the newspaper, Al-Sudani envisions Iraq as a future global hub for trade, investment, and innovation, basing his vision on its vast natural resources, latent human potential, and rich cultural heritage spanning thousands of years. During his interview with the newspaper at his office in the Presidential Palace in Baghdad’s Green Zone, Al-Sudani pointed to the Code of Hammurabi, describing it as “the first law of humanity” and an example of Iraq’s contributions to humankind.

Al-Sudani said: “Iraq is a great country, a homeland of civilizations for 7,000 years… This greatness is in the genes of Iraqis, generation after generation, and it is the secret of their resilience in the face of challenges.”

The newspaper concludes its report by noting that the elections will not be just another vote, but a crucial moment that could reshape modern Iraq and give it the opportunity to regain its prestigious position in the world, under the leadership of a man who believes that his country deserves to be great again.

More news….

TALABANI CALLS FOR EXPEDITING THE ENACTMENT OF THE OIL AND GAS LAW.

On Monday in Erbil, Deputy Prime Minister of the Kurdistan Region, Qubad Talabani, received a delegation from the US-Kurdistan Trade Council, headed by its president, David Tvorey. The two sides discussed a number of issues of common interest.

During the meeting, discussions focused on the mechanism for developing trade relations between the United States and the Kurdistan Region. With reference to the economic development process in the region, Qubad Talabani emphasized that “the Kurdistan Region desires that American companies have a larger and more influential role in this process, and expressed the readiness of the regional government to provide all forms of support and facilities in this regard.”

Another focus of the meeting was the oil and gas file, and the Deputy Prime Minister explained, “We are in favor of quickly passing the oil and gas law during the new session of the Iraqi Parliament, which will contribute to resolving the disputes between the region and Baghdad in accordance with the constitution and powers, and in a way that takes into account the special status of the Kurdistan Region.”

Talabani also stressed that “our priority is that the gas wealth should be used to serve the citizens and develop the industrial and economic infrastructure of the Kurdistan Region.”

(The Kurds have been the hold up all along in getting the law passed, now its parliament. But parliament does not yet have the bill from the cabinet plus they must now wait for the new session and the elections.)

STATUS OF THE RV

No! There is no RV or Reinstatement of the Iraqi dinar yet. There are NO newer smaller category notes issued or pictures even shown to anyone yet by the CBI and that includes the 10 and 50 categories. This is per my CBI contact.

Don’t let these intel gurus or internet idiots fool you with their hyped-up sites. They only want your clickity-clicks. We don’t need rumors or bank stories. We don’t need three letter agency lies. We have FACTS and so let the FACTS speak for themselves.  

I have some good news for everyone today. On my Wednesday call to Iraq I was told that we should look for more directions from the CBI to the citizens on how to switch out their larger notes for the lower denominations. My CBI contact refused to give me an exact date as to when the switchout would occur but my common sense says it is VERY close as the CBI is going to publish the directions for the switchout. I was also told to watch for the Al-Sudani government and the completion of it. I was also reminded to watch for further information about the accession to the WTO, which I was reminded would be a signal to us. Did we just get this WTO signal?  

I want to remind everyone what I was told years ago about the deep state and its take- down prior to the reinstatement. If you recall I told you there is a reset coming but this reset is based on first taking down the corruption in the government, it’s financial system of both the U.S. and Iraq. This will lead the way to a “reset”. If you care to listen to the recent prophecies from Julie Green today you can hear that this is close at hand than most think. Julie brings out a biblical reading in Genesis 11 verse 6-9. We can compare what happened back thousands of years ago to today. We keep seeing biblical events happening as decribed in the bible, over and over again. It’s as if God is playing it out all over again from ancient times. Nothing really changes, does it? Of course we are in more modern times and so the events and technology used are somewhat different, but the concepts still heavily prevail upon it. These are amazing times, biblical times, but you have to pay attention to see it and understand it. This is the reset connection to the reinstatement we are waiting for. We can not disconnect with the rest of the world in trying to determine when this is going to happen. If you truly want a date and a rate then you have to get involved.  

Remember that we have a tendency to think how everything will work in our minds and this may or may not match exactly how it will occur. We get dissappointed because our way and our timing did not pan out. So, we must just relax and let it play out on its own.  

The Iraqi Election Cycle….

In today’s news we see the results of the 11/11 election in Iraq. The coalition of Iraqi Prime Minister Mohammed Shia al-Sudani achieved a major victory in the parliamentary elections held on Tuesday. Unlike in the last election of 2022 and the cleric Sadr win who had no desire to be the prime minister but won the majority, Al-Sudani wants to take a position of prime minister and again for another four years.

The Iraqi Federal Court, which has definitively now ended the parliamentary term and designated the current government as a caretaker administration. Iraq’s electoral commission, the Independent High Electoral Commission, released the final results and associated seat allocations from the November 11 Iraqi parliamentary elections on November 17. The Iraqi Federal Supreme Court must now ratify the results before the government formation process can formally begin.

The Shia Coordination Framework is debating whether to include Prime Minister Mohammad Shia al Sudani in the next Iraqi government, amid reports that Sudani may ally with Sunni and Kurdish political parties instead of Shia. I believe this change for Al-Sudani may come on the demand from the U.S. to rid Iraq of the Islamic Revolutionary Guards still remaining in Iraq post ISIS war.

JUST IN: As I write this Newsletter today, news just came in that Al-Sudani said seeking a second term “is not about personal ambition, but about fulfilling his responsibility to see through the mission“. During his first term Sudani had pursued policies vowing reconstruction and stability in Iraq.

In BAGHDAD News Today: Iraq’s incumbent Prime Minister Mohammed Shia Al-Sudani said Tuesday he had joined the country’s main Shiite alliance, the majority bloc that will nominate the next premier. The move by Sudani, who is seeking a second term as prime minister, gives the Coordination Framework alliance of Shiite factions an outright majority of 175 seats in the 329-seat chamber. The alliance will again decide the prime minister. Let’s pray this goes quick!

😊In the article titled “AL-HASHEMI: THE FORMATION OF THE GOVERNMENT WILL NOT BE DELAYED MUCH LONGER… AND THE NEXT STAGE IS A TEST OF THE ECONOMIC REALITY.” We learn that amid a complex regional situation and increasing economic and political pressures, Iraq held parliamentary elections described as the most sensitive since 2003, as they came at a stage in which the features of the region are being redrawn between the major decision-making capitals, and under the eyes of international observers who were watching to see if the Iraqi democratic experiment was able to withstand the accumulating crises. I do not believe for a second that the IMF, U.S. or the World Bank would ever release the reinstatement of the IQD without a stable Iraqi government in place. Remember Stability and Security is needed, this is just reality folks. I don’t control Iraq and you don’t control it. So yes, this election was very important and pivotal to Iraq and our reinstatement too.

When the article refers to economic reality this statement is all telling. The momentum of the last fours years must not stop. These fours years must culminate in a reinstatement and then move to the next stage, as they keep referring to a next stage. What  is this next state then? Do they want Iraq to fall apart after seeing such progress over the last four years by Al-Sudani or so they want to continue the economic reality and keep going strong, thus allowing him to continue for yet another four years? We know the Development Road Project is in the making and will be huge. This will bring more and more Customs and Tariff revenues, which could rival the oil. Just announced new oil wells soon coming online that can double the oil revenues. Oh… what about the exports that are said to now risen by 50% of total revenues. Can it get any better? Yes, it can and will.

Next, I want to remind everyone that the taboo of the Iranian influence on Iraq is not going to be tolerated. The U.S. has said many times that Iraq WILL NOT be a proxy country for Iraq. What does “proxy country” mean? We will learn what this means by reading the article below. I have outlined some of what it means for you to help.

Let’s now take a peek at the latest news  on this subject matter of Iran proxies in the article pertaining directly to the election cycle from the U.S. titled “A US REPORT REMINDS IRAQI POLITICIANS OF THE TABOOS IN FORMING THE NEW GOVERNMENT. A US report on Sunday reminded that the main challenge in Iraq is preventing it from falling into the crosshairs of President Donald Trump’s administration, should Iranian-backed parties be allowed to enter and pursue Tehran’s economic interests through them.

Here are many of the issues with this election and Iranian influence on it. I quote from the article: (This PMF issue really scares me)

• For this reason, the American report says, if “Washington sticks to this demand, the Shiites will have difficulty forming a government without al-Sudani .“

According to the report, Iranian-backed politicians sought to obtain important positions in previous governments in order to “strengthen their influence and access Iraq’s resources to enrich themselves, their militias, and Iran .”

• The report concluded by calling on the United States to define clear consequences to ensure that there is no place for “Tehran’s proxies” in the Iraqi government, adding that their presence in the government means “the Trump administration will have little chance of disarming the militias .”

• The report concluded that Washington must also convey to officials in Baghdad the message that negotiations to form a government should not include financial or economic gains for Iran or its partners as “compensation” for complying with the American embargo .

• According to the report, the Sudanese were assigned to the premiership in 2022, partly because of his willingness to establish a company affiliated with Iranian-backed militias to receive government contracts, referring to “Al-Muhandis Company,” noting that the United States, through the Treasury Department, has since imposed sanctions on this company .

He added that Washington must now use its influence to ensure that the negotiations do not lead to further economic agreements like these .

I bring you news like this to help you knowledgeable of what is really going on for Iraq in the background and not just some “hope-ium” from some so-called intel guru that is telling you about some every day / any day RV fantasy. Folks we must get ready for a disappointment too in that maybe these issues (remember the list of the five (5) main issues) that the US told Iraq must be resolved prior to any reinstatement. Will they be resolved in time for a January reinstatement? Already I would have thought that the project to delete the zeros and the swap out of the currencies would be implemented or at least in motion by now, but it is not. It is mid- November already.  Can they do it all in December?

A REALITY CHECK– Just because we get some amazing news from the CBI does not mean the U.S. is going to sign-off on the reinstatement so easily. The CBI must keep moving ahead regardless of other obstacles as there are many moving parts for Iraq to address. However, in the meanwhile to get to a January time frame, should everything else work out and it could very well work out at least the CBI will be ready.   

This is why the election is so important. Get it?

What else is in the news….

So, the rumors began from our recent news about removing the zeros. In today’s news we have two articles to clarify the CBI stance on the issue of a change in the rate of the dinar. I believe they are mainly talking about an “official” change in the rate change or not to bring about the project to remove the zeros. Remember that the CBI told us there would be NO CHANGE in the purchasing power of the dinar as result of this process of removing the zeros. As investors I tried desperately to explain what these statements meant and so today I want to clarify these two articles that just came out:

The first article is titled “A SOURCE CLARIFIES: THERE WILL BE NO CHANGE TO THE EXCHANGE RATE, AND THE CENTRAL BANK CONTINUES TO DEFEND IT”. It is from November 11, 2025. “A source clarifies – There will be no change to the exchange rate and the Central Bank continues to defend it. Some media outlets reported on a study suggesting a government plan to adjust the exchange rate in the future. However, it turned out that this plan, which was published in studies, did not originate from the central bank and dates back more than ten years.” This statement also confirms what the CBI told us that they do not plan to change the rate of the dinar one more time prior to removing the zeros. I know many of the so-called intel gurus keep telling you its going to be over a dollar when they conduct the project. This appears to be just rumors.

In the second article titled “THE CENTRAL BANK DENIES RUMORS OF A DINAR DEVALUATION.”  The Central Bank also denied on Tuesday (November 11, 2025) rumors of the dinar’s decline, “stressing that they were untrue and were not issued by any official body.” The bank’s media office stated in a statement that read “the Central Bank of Iraq denied the news circulating about the expected decrease in the value of the dinar to 4,000 dinars against the dollar, stressing that this information is incorrect and was not issued by any official body within the bank.” This of course was fantastic news.

The bank called on the media and citizens to rely only on official sources and to avoid being drawn into rumors aimed at creating financial panic in the market. Just so everyone knows the “official” rate of the Iraqi dinar is still 1320 not 1310 or any other rate you may have heard.

Let’s Talk WTO….

First, I want to remind everyone that my CBI contact just reminded me again on my call to Iraq over this past weekend of what she had said to me about the WTO. She said the information about the full accession process would be coming out just before the initiation of removing the zeros from the older notes and issuing the lower denominations. So, what did we just witness in the news? We just had a couple articles from the Iraqi news media on this subject matter. Is this the news she was talking about?

😊 Next, let’s take a peek at these articles. The first one is titled “STRENGTHENING IRAQ’S STEPS TOWARDS JOINING THE WORLD TRADE ORGANIZATION”

The official spokesman for the Ministry, Mohammed Hanoun, stated in a statement to “Al-Sabah” that joining the World Trade Organization, which Iraq had submitted a request to through the Ministry, represents a strategic step towards full integration into the global economy and reflects the country’s commitment to reforming the economic and trade system in accordance with international standards.”

Here’s the best part of this article and I quote – “He noted that joining the organization obliges the government to implement an economic reform program, in addition to strengthening trade policy and improving the business environment, as well as creating favorable conditions for foreign investment”.  What foreign investment? Do you really believe the dinar could even stay at 1320 for very much longer? They know it and we know it that the pressure is on the CBI to do something about it and do it soon.

NO! I did not say that there is a formal WTO requirement to have a tradable currency on FOREX. I did however say countries do need a currency and Iraq has one. So this argument of the reinstatement does not hold up. However, let’s get real here. Why would we be reading about removing the zeros, going to re-peg to a basket of currencies and all the new economic reforms for Iraq, if they were not going to do something drastic to bring back the dinar and bring it back to its glory days?

Remember what they told us in a recent article titled  “THE IRAQI DINAR WITHOUT ZEROS: THE CENTRAL BANK OF IRAQ LAUNCHES A HISTORIC REFORM”. Yes, the CBI wants a rate from the past and that is why they call it “historic reform” get it? So what was the rate from the past they are aiming at. Well…they even told us in the article. Go read it again. As they have not had this coming of a sizable rate in the last thirty plus years. They are even aiming higher than $3.22 post 1991.  

😊The second article about joining the WTO is titled “GOVERNMENT ADVISOR: AMENDING THE COMMERCIAL AGENCY LAW SUPPORTS IRAQ’S REQUIREMENTS FOR JOINING THE WORLD TRADE ORGANIZATION”. In the article we learn that the Prime Minister’s financial advisor, Mazhar Muhammad Salih, confirmed on Sunday that “the Cabinet’s approval of the draft law amending the Commercial Agency Regulation Law would support Iraq’s accession to the World Trade Organization.” But why is this so important to the WTO?

I believe this is VERY IMPORTANT for two reasons. First this news is coming from Saleh and when he talks, I listen. Second, the WTO itself told us just about a year ago that they needed this amendment and that this was the last issue that was needed to drive to full accession for Iraq. WOW! WOW! WOW! So here it is…. Do you think that maybe the WTO gave Iraq the provisions to put into this amendment like they want all countries joining the WTO to adhere to certain criteria and have the laws in place. The WTO wants all members to be successful.  

Saleh told the Iraqi News Agency (INA): “The first amendment to the existing Commercial Agency Regulation Law represents an important legislative reform that enhances competitiveness, improves the quality of goods and services, and supports investment and integration into the global economy,” noting that “the amendment also contributes to building a more disciplined and equitable market, which will directly impact economic growth and consumer protection in Iraq.”

He added that “this amendment comes to address the gaps that appeared during the application of the law since 2017, whose main goal was and still is to promote and regulate commercial activity and improve the business environment in Iraq.”

I could go on and on repeating what is in the today’s article but I will sum it up in this statement and I quote from it – Saleh “he stated that “the amendment comes to support the state’s direction towards improving the investment environment and attracting global companies directly to the national market.”

Now tell me why would the WTO not want a tradable currency on the currency exchanges for Iraq prior to full accession or close to it’s timeframe?

If there was any negativity in this news about today it is about the fact that we just referenced two laws that will need to be passed in parliament, the Oil and Gas Law and first amendment to the existing Commercial Agency Regulation Law. Oh… but parliament is now disbanded due to the election cycle. Who will be the new representatives in parliament and who will be the new speaker? When will the next session begin? Yes, we are inching closer and closer to January.

In bringing you my commentary today on the RV Status section of the Newsletter, I always must make choices as to what to print. I try to keep the commentary to a minimum. I try to summarize as much as possible. I know you might find this hard to believe…lol..lol..lol.. 😊 I really do not want to ramble on and on. Already this Newsletter is too long… lol..lol..lol.. I try to quote from VERY important statements made in the news and then try to help my readers understand what was said and why. This is their words not mine. I only bring the news, not make it up. Get it?

How does it all lead us to the RV? Having said all this, I still encourage everyone to go read the full content of the articles for yourself and try to absorb it but concentrate on the important ones and important parts of them. I try to highlight them somehow. I know it’s a lot of information but if you study it, one Newsletter at a time, it won’t be so bad. If you do you won’t be asking me when the RV will happen, as you will see it just as I see it.

So, again I have to ask you as a reader of this analysis- What do you think is happening? Are they going to move ahead this time with removing the zeros or not? Will the reinstatement follow? Will you be rich?

We must continue our prayers for the Iraqi people and the future of Iraq. Let God’s abundance and prosperity rein down upon that nation.

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Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,

                                             Just the FACTS!

PRAYING WITH SINCERITY

Many may ask why their prayers are not being answered. Our new Shepard in Rome Pope Leo XIV has given us some direction.

You can purchase a nice pair of Rosary Beads here to pray:

                                         

These prophecies are more important now more than ever. They give us the strength, perseverance and hope that a better time is coming and that God’s Hand is at work behind the scenes. If you just take a second even to look around you at these past three election cycles, how can you deny that God is at work? Are you sleeping or what?

It is amazing and there is no other way that these events could have happened the way they turned out. But there is more to come, much, much more, I assure you! Now that God has his biblical David re-elected, we need to pay attention to what He does next.

NOTE: These prophecies just keep getting better and better, giving us HOPE of a brighter future. But the real reason why I listen to them is that we can actually see what God says He will do is taking place right in front of our noses. It is a confirmation to me that God is real and is still with us forever just as in biblical times.

Prophetic Words from prophet: Julie Green

“The Entire Collapse Of The Entire Deep State”

You can start watching the video at the 16:44 mark.        

Even bigger truth bombs and smoking guns are coming that the deep state democrats can no longer hide from.

“THE HEART OF YOUR ENEMIES’ FINANCIAL SYSTEM IN NEW YORK IS BEING RIPPED APART”

You can start watching the video at the 16:46 mark.  From Nov 9^th.     

We must realize that this may feel uncomfortable when it is happening but unless it does happen we will not find the financial independence we all want. Having this prophecy should give us comfort when this does happen and to know the final result in the long run will be good for the nation. When you see something happen to the Bronze Bull in Manhattan you will know the end is near.

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SILVER VAULTS RUN DRY AS SHORTAGE TRIGGERS PANIC. Physical silver not available to meet demand.

Okay so why is there a shortage of silver all of a sudden? There is a shortage because many investors who invested in silver only on paper are now wanting the actual physical silver. The procedure of buying without taking possession has kept silver relatively lower over many decades than what it should be. Silver should be at about 1/3 the spot of GOLD. Gold just hit $4,000 an ounce and technically silver should follow at about $1,000 – 1,300 an ounce.

Just this week silver finally broke over $50 an ounce and so what did our prophets tell us would happen next. They said a sudden rise in silver would happen. Will it? It’s happening now. Now investors are demanding their silver and there is not enough to meet the demand. Yes, it’s kind of like a panic for silver.  

Folks, this is not just precious metal dealers trying to sell you silver or gold. Listen carefully. What’s coming next? I am trying to help everyone that there is money to be made on other than currencies, such as in the dinar that we all sucked up in the past.  

15 THINGS TO DO IF YOU GET RICH ALL OF A SUDDEN

15 ASSETS THAT ARE MAKING PEOPLE RICH/RICHER

HERE’S HOW TO MAKE YOUR ASSETS INVISIBLE FROM CREDITORS

HOW TO LOOK PENNILESS IN THE PUBLIC RECORD

Today we’re diving into why it’s crucial for real estate investors, stock investors, business owners, and wealth builders to appear “penniless” in the public record. Would you like to learn more about protecting your assets and minimizing taxes? Schedule a free consultation here 👉 https://aba.link/i93

How an LLC can actually work against you.  

Don’t have your personal name or address in any public record.

Are offshore assets or accounts really protected?

Are vortex trusts a scam for tax protection?

Don’t misuse a legal entity and take it to extraordinary measures, it won’t work.  

I really, really, really encourage everyone to watch this video and learn from it.

Now I know that many of you may have already researched getting a LLC or a Trust to protect your money against creditors and reveres law suits. But after watching this video today I feel you can learn even more and that there are some caveats that can really work to your benefit all depending upon the state you file your entity in. It’s just a matter of working with your attorney and help to guide them on what you want.

Basically, it all amounts to how much privacy a particular state is willing to give for a legal entity. Attorneys can research this for you but you have to find a good one willing to do it for you. What I am saying is you may think you are protected in a particular state and then find out later, when sued, that your records are not that protected from preying eyes after all.

Another key lesson I learned is it is much easier to use the entity instead of your own name and address from the very start and get it on the dead when you purchase a property or business, rather than have an attorney later try to fix it, after some damage is already done.

Listen carefully what these attorneys are saying….

5 STATES CUTTING PROPERTY TAXES TO ZERO

WHAT IS PRESIDENT TRUMP REALLY TRYING TO DO WITH DOSE CUTS AND OTHER GOVERNMENT SPENDING?

A MUST watch for everyone concerned about the financial status of the United States and the mess it is in. How can it be fixed?

I think this video explains it very well and is common sense in terms for everyone to understand what is happening under the Trump administration. You may not like it if it impacts your pocket but what is the alternative?

If the U.S. does not get it’s financial matters in order, there will be no money for any programs including these freebie social entitlements too, get it? How stupid are these democrats to keep pressing for more and more entitlements. They are all just talk but do they really know what they are doing? Are they just wanting votes for control and power and willing to let the country go down the drain?

I don’t care how much you hate Trump, if not for him we would be doomed as no other presidents seem to have the convictions to help in the matter and take the hits for doing it. Trump simply is doing what is the right thing for America to save it from the globalist Marxist idiots.

Congressman Eric Burlison makes valid points in showingwhat the democrat party used to be in eliminating waste. How did it change so drastically? Oh… is it that the current democrat benefiting from the waste today so they want to keep it going?

WHY PRESIDENT TRUMP STOOD FIRM ON THE STOP-GAP BILL TO FUND THE GOVERNMENT PRESENTED BY CONGRESS.

The democrats wanted to have these kinds of discussions and so let’s have them. Let the TRUTH come out. Are they ready to hear it? Oh… here’s some TRUTH for ya.

THE TRUTH ABOUT ARGENTINA’S SO-CALLED ‘BAILOUT’ 

by John R. Lott Jr.,

Dems, media had their message, but what happened was actually a currency swap NOT A BAILOUT. It is something that is done all the time. Yes, this one was larger than most and much needed by Argentina.

Democrats keep claiming that Trump “gave away” $40 billion to Argentina, and many people are understandably upset. How, they ask, could the United States hand over money to a foreign country?

The problem is simple: the claim isn’t true. The U.S. didn’t give Argentina money. It entered into a currency swap – and the U.S. has actually earned a profit on the transaction.

Senate Minority Leader Chuck Schumer (D-NY) insists that “the administration is giving this money away to help Argentina’s hard-right president.” He argues, “If this administration has $20 billion to spare for a MAGA-friendly foreign government, how can they say we don’t have the money to lower health-care costs here at home?” Congressman Ro Khanna similarly warned, “It’s shameful that we gave $40 billion to Argentina instead of spending $9 billion to feed American families.”

Other Democrats, such as Senators Amy Klobuchar (D-MN) and Elizabeth Warren (D-MA), describe the transaction as Trump “sending” money to Argentina and even call it a “bailout.” Fifty-four Democratic House members lodged the same complaint.

News outlets, such as The Washington Post, pushed the claims with headlines like “The U.S. just bailed out Argentina.”

But the U.S. didn’t give Argentina anything. It conducted a currency swap: The U.S. provided dollars, and Argentina provided an equal value in Argentine pesos. Saying we sent money to Argentina ignores a crucial fact: Argentina sent money right back to us at the same time.

The first $20 billion swap occurred on Oct. 9, 2025, when the exchange rate was 1,418 pesos per dollar. The second $20 billion swap followed on Oct. 20 at an exchange rate of 1,495 pesos per dollar. By Nov. 12, the rate had moved back to 1,420 pesos per dollar. So, on average, the pesos we got in exchange for the dollars were worth more now than when we bought them. As a result, the U.S. now holds more than $41 billion in value from the original $40 billion, yielding an impressive 2.6% return in just one month.

That gain outperforms the 1.7% return the same funds would have earned in the S&P 500 over the same period.

Treasury Secretary Scott Bessent, who negotiated the arrangement, predicted this outcome. With decades of experience as a remarkably successful currency trader, Bessent recognized the opportunity for the U.S. to stabilize a key partner while making a profitable financial move. This week, he publicly confirmed the result: “The U.S. government made money.”

But the swap didn’t just help the United States. It also helped Argentina during a politically sensitive moment. As Bessent explained on MSNBC, “We used our financial balance sheet to stabilize the government, one of our great allies in Latin America, during an election.” The swap provided breathing room for Argentina’s financial system, helped calm market volatility, and supported the peso. That stabilization, in turn, improved the value of the pesos the U.S. now holds – exactly the outcome an experienced trader like Bessent would expect.

In the end, the arrangement accomplished two goals at once: The U.S. earned a profit, and it supported a democratic response to economic pressure. There was no handout, no bailout, and no giveaway. The U.S. simply exchanged assets that were initially equal value. It was a strategic financial transaction that benefited both countries – and made U.S. taxpayers some extra money.

So, knowing all this then why do the democrats keep calling this a “bailout” when it clearly is not. They are desperate. They have nothing else but to pick on president Trump’s foreign policies and fill the news media with lies. They just can’t let go of the Trump syndrome of hatred.

WAS TRUMP CRIMINALLY INVOLVED WITH JEFFERY EPSTEIN?

Here is more FACTUAL information everyone needs to hear to dispel the democrat lies about Trump and Epstein. Aren’t you sick a tired of all the democrat lies? As I write this Newsletter president Trump just announced that he wants full disclosure of all Epstein files. Does this sound like someone trying to hide something?

I am getting a bit sick and tired of the mainstream news media supporting this false narrative about Donald Trump and Epstein. How about you? When will they do their own research and get their own FACTS straight. Oh… they can’t be that dumb, can they? They must have done some digging and so all the lies are intentional lies not just mistakes, as they will claim later when caught in their lies. Shame, shame, shame on them. Where is the consequence and penalties for lying?

TIME TO TAKE DOWN JAMIE RASKIN AND “IT’S ABOUT TIME”.

It wasn’t that long ago when we saw headlines like ‘Who’s Being Protected?’: Jamie Raskin Demands Republicans back release of Epstein files. Really? Okay Rascal Raskin here you go, but are you prepared for what’s coming your way too. Top Democrat Raskin’s illegal Epstein leak causes mass firings.

SPEAKER MIKE JOHNSON DELIVERS REMARKS AFTER GOVERNMENT SHUTDOWN ENDS

Please, please everyone watch this. We need to know the TRUTH. Remember that I am a democrat and I am ashamed at what my party did to this country not just the shutdown but over the last four years of the Biden administration.

TRUMP SIGNS FUNDING BILL, ENDING GOVERNMENT SHUTDOWN

FETTERMAN IS ACTUALLY DOING IT…

Fetterman says his democrat party crossed the RED LINE with the demands in closing down the government. He says these people are lunatics. Watch, he is about to switch to the Republican party. The writing is on the wall in fact he many have done it already before I can finish this Newsletter.  

ILHAN OMAR IMPLICATED IN $250,000,000 MILLION FRAUD RING.

Yipes! That a lot of mulla! Let’s see how she wiggles her way out of this one….

THE MYSTERIOUS BARRACK OBAMA

Is barrack Obama a Muslim or maybe even a Hindu? If not, then why would anyone make this comparison to a Hindu god? In Islam, the most significant god of all things is Allah, who believed to be the singular, omnipotent and all-merciful creator of the universe. Islam teaches that Allah is the absolute one without a second, indivisible, and incomparable being, and he is the only one deserving of worship.

If you look carefully at this picture on the cover of Newsweek we can clearly see the global ideology standing out in our faces. It is scary. But many won’t see it that way. As these globalists want to control everything on the plant, yes they believe they will be the new god of all things. Yes, your life, your resources and in every country. We have already seen the blueprint in the European Union (EU) as they claim it was for economic benefit. Really? You only need to look at the results. They wiggled their way into control of all of almost all Europe with firing shot.

They have plans for you too under this ideology as their plan for global conquest will not and can not work without complete control of the Unites States. Some say the image on Newsweek is really a Hindu image of Shiva and it may very well be. But remember the true deep state global ideology has no god, it is godless. There is no place for god, as for them, man is the center of the universe and man makes his own destination and can control everything. It is believed that man, through his modern technology has the capability to control everything. Yes, we call this Atheism. These people have a very hard time believing in the next life in a different dimension. However, they are now also trying to break through the multiple dimensions with their science and so there are contradictions and there are many. It all comes down to control and anything that stands in their way is squashed. Some say its Marxist Communists ideas.

Yes, it certainly is and this is the ideology that is being used to convince the masses that this globalism is all so good for us. All you need to do is listen carefully to some of the democrat party politicians. They always refer back to the masses and how the masses are being abused and they their plans will make their lives better. They don’t understand capitalism and that through capitalism abundance and prosperity can flourish. If we carefully look at the democrat side we see high debt, looming foreclosures, shortages, etc. How does this better the citizen? Everyone, including the very wealthy are hurt. But its stand out clearly that it is not about helping the poor and underprivileged but rather about using these concepts to help themselves through control.   

If not now than in the future through future advances as man evolves they will conquer the earth. Yes, this does sound Satanic. There is no trust and love for the true God as for them He does not exist. The globalist only favor and use religious organizations when they are helpful for their cause and their cause is “complete control’ and with their control massive corruption as control breads corruption when it is taken out of the hands of the common citizen.  

You can break free from it but you have to be educated first of about their secret plan they are executing behind our backs. You can go review these plan right on the United Nations site and they are called UN Agenda 2021, 2030 and 2050. See if what you are now witnessing in our society with the crises after crises does not fit into their agendas.

This is not a conspiracy as you only have to look at the massive immigration of Muslims from the middle east Obama allowed into the U.S. and then under the Biden. As a Christian, I know Jesus warned us about worshiping the wrong gods and that there was only one God and it was our Father, his Father in heaven. You may say I am saying this just because I am a Christian but I say if you don’t believe me and perhaps you are not a Christian just look at the destruction that follows where ever Muslims go and settle. Look at the Jihadists organizations and what they are doing to the world. It this how you want to live? Look at the hate speeches and rallies in the US cities especially in Minnesota and Michigan Muslim taken over cities. What do you think they are attempting to do? How much longer must we let this go on before we wake up. Seems Americans have it so good they are always lazy in waking up to what is really going on around them. They make up excuses not to believe it.

AFP: SUDANI COALITION ACHIEVES MAJOR VICTORY IN IRAQI ELECTIONS

Agence France-Presse reported on Wednesday that the coalition of Iraqi Prime Minister Mohammed Shia al-Sudani achieved a major victory in the parliamentary elections held on Tuesday.

An official close to the Prime Minister told   AFP   that the Development and Reconstruction bloc had achieved a remarkable success, while two other sources indicated that the list had won the largest parliamentary bloc with nearly 50 seats or more.

Sudani has emerged as a major political force in Iraq since coming to power three years ago, with the support of the Coordination Framework Alliance, which includes Shiite parties and factions close to Iran. This success comes in the context of a tense political landscape, where different blocs are seeking to form alliances to secure a stable parliamentary majority.

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SUDANI COURTS TRUMP: I WILL VISIT WASHINGTON WITH 50 IRAQI BILLIONAIRES

The newspaper quoted the Iraqi Prime Minister Mohammed al-Sudani as saying that the Iraqi people have reached a point where they can no longer tolerate conflict, wars, and all these calamities.

Al-Sudani said that Iraqis want stability, security, and development, according to his government’s desire to establish a balanced political and economic approach that focuses on rebuilding the state and restoring citizens’ trust.

Al-Sudani indicated that any path that can enable the factions to move towards political or economic action and then relinquish weapons is a good and acceptable solution through their gradual integration into life

snippet from the article https://www.nytimes.com/2025/11/11/world/middleeast/iraq-parliamentary-election-vote.html

Mr. al-Sudani presents himself as the ideal candidate for balancing between Iranian and American interests. He recently oversaw deals for Chevron and Exxon to develop oil fields in Iraq. In an apparent gesture to Mr. Trump, he wrote an essay in The New York Post promoting Iraq as an investment partner. He told The Times he would bring 50 Iraqi billionaires to Washington next month for an “Invest in America” conference, to show “harmony with President Trump’s course.”

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A SOURCE CLARIFIES: THERE WILL BE NO CHANGE TO THE EXCHANGE RATE, AND THE CENTRAL BANK CONTINUES TO DEFEND IT.

November 11, 2025

A source clarifies – There will be no change to the exchange rate and the Central Bank continues to defend it. Some media outlets reported on a study suggesting a government plan to adjust the exchange rate in the future. However, it turned out that this plan, which was published in studies, did not originate from the central bank and dates back more than ten years.

In this context, a source from the Central Bank confirmed on Tuesday (November 11, 2025) that foreign reserves remain at comfortable levels sufficient to cover imports and enhance the stability of the financial market.

The source explained that “the Central Bank continues to defend the current rate, and that the monetary and financial indicators in the country are stable and support this trend.”

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THE CENTRAL BANK DENIES RUMORS OF A DINAR DEVALUATION.

The Central Bank denied on Tuesday (November 11, 2025) rumors of the dinar’s decline, stressing that they were untrue and were not issued by any official body.

The bank’s media office stated in a statement that “the Central Bank of Iraq denied the news circulating about the expected decrease in the value of the dinar to 4,000 dinars against the dollar, stressing that this information is incorrect and was not issued by any official body within the bank.”

The bank called on the media and citizens to rely only on official sources and to avoid being drawn into rumors aimed at creating financial panic in the market.

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THE IRAQI DINAR WITHOUT ZEROS: THE CENTRAL BANK OF IRAQ LAUNCHES A HISTORIC REFORM.

 

(Mnt Goat: Article from the recent past)

Written by Dr. Subhi Jabara

Research and writing by: Dr. Subhi Jabara

The Central Bank of Iraq has officially confirmed that it is moving forward with its long-awaited “zero-zero” project, a massive financial reform that will fundamentally reshape the country’s economy and its standing on the global stage.

In a series of statements, the Central Bank Governor emphasized that the project is not mere speculation but a concrete initiative that has generated considerable enthusiasm and interest in international financial circles. This ambitious project aims to rename the Iraqi dinar by removing three zeros from its nominal value to better reflect the country’s growing economic strength. This move, which has been the subject of rumors for years, is currently under active development, with comprehensive studies and simulations having been completed. According to the Governor, the process will be gradual and meticulously planned to ensure financial stability while unlocking the currency’s true potential. 

For years, the Iraqi dinar has suffered from a decline in its nominal value as a result of decades of conflict and economic instability. The current exchange rate, hovering around an unofficial rate of 1,415 dinars to the US dollar, forces citizens to carry large amounts of cash for their daily transactions and complicates international trade and investment. The “zero-zero” project was designed to address this problem by simplifying the currency and aligning it with the country’s strong economic fundamentals, including robust oil revenues, expanding gold reserves, and deepening trade partnerships with global powers such as China, the United States, and the European Union. While the Central Bank has been careful not to commit to a specific timeline, the confirmation that the project has begun marks a pivotal moment for Iraq. This represents a transition from post-war recovery to a new era of economic independence.

Signs of Reform: How Will “Removing Zeros” Work?

The phrase “removing zeros” may sound alarming, but it is a standard monetary policy tool known as currency revaluation. It is not a confiscation of wealth, but rather a recalibration of the currency’s nominal value. In essence, 1,000 old Iraqi dinars will become 1 new dinar. Crucially, all prices, wages, and savings will be adjusted proportionally, ensuring that individuals’ purchasing power remains stable at the moment of the shift. The real shift occurs in the subsequent adjustment of the exchange rate.

The Central Bank has developed several scenarios, with internal studies predicting that the floating dinar could stabilize automatically at a value in the distant future between 3.22 and 4.25 dinars to the dollar. The governor clarified that these figures are not a declared rate but rather an indicator of the currency’s potential if it is allowed to float freely based on market demand and Iraq’s economic fundamentals. Two main paths are being considered for the next phase.

Economists close to the central bank indicate that both options remain on the table. The choice will depend on the government’s strategic priorities, whether it favors a gradual, market-driven adjustment or a swift and decisive reset.

Either path would trigger one of the most significant currency transformations in the modern Middle East. The economic driver: Why is now the right time for a stronger dinar? The timing of this reform is not coincidental. The Iraqi economy is at an evolutionary turning point. The country’s fiscal position has steadily improved, driven by several key factors: Strong oil revenues: As a leading producer in OPEC, Iraq’s steady oil revenues provide a stable foundation for its economy and strong support for its currency. Growing gold reserves: The central bank is actively expanding its gold reserves, a traditional safe asset that enhances monetary stability and international credibility. Deepening trade partnerships: Iraq has developed strong trade relations with major global economies, including China, the United States, and the European Union, diversifying its economic interactions and reducing its dependence on any single partner. Despite this strength, the nominal value of the dinar has been lagged, widening the gap between the official exchange rate and its true value. Each time Iraq’s GDP grows or its foreign reserves increase, this discrepancy becomes more pronounced.

The “zero-zero” project is the mechanism to close this gap, allowing the currency to finally reflect the country’s true wealth and economic progress. This reform is expected to have profound global implications. Revaluing the Iraqi dinar would:

• Boost regional investment: A stable and strong currency would make Iraq a more attractive destination for foreign investment, thereby fostering economic growth throughout the region.

• Reduces dependence on the dollar: By re-pegging its currency into a diversified basket of currencies or commodities, Iraq can reduce its reliance on the US dollar for oil settlements, a move with significant geopolitical implications.

• Inspires monetary reform: It could inspire neighboring economies to reassess their monetary structures, potentially triggering a wave of fiscal modernization across the Middle East. For Iraq itself, this is more than just an economic adjustment; It is a step toward a historic fiscal renaissance, signaling Iraq’s transition from post-war recovery to a future of economic independence and self-determination. A new chapter for Iraq: The way forward.

The central bank governor has emphasized that this reform is not a rash or hasty move; Every step is carefully measured, documented, and designed to maintain stability and public confidence. While the precise implementation timeline remains confidential, the confirmation that the project has begun and the preliminary studies are complete indicates that implementation is closer than ever. When the reform takes place, whether through a gradual float or a sudden restructuring, it will permanently alter Iraq’s fiscal identity.

The phrase “removing zeros,” as simple as it sounds, represents one of the most ambitious and complex financial engineering projects in the country’s modern history. The central bank is not just changing numbers; It is redefining how Iraq interacts with the global economy. The world is watching closely. The potential shift in the dinar’s value, with projections ranging between 3.22 and 4.25 to the dollar, has captured the attention of investors, economists, and governments worldwide. This is not just an economic story; it is history in motion. As Iraq stands on the precipice of this financial transformation, the message is clear: the nation is ready to transcend its past and write a new chapter of prosperity and strength.

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THE FRAMEWORK OUTLINES THE FORMATION OF THE IRAQI GOVERNMENT AND AWAITS AL-SADR’S STANCE ON A SECOND TERM.

It appears that the coordinating framework that includes the ruling Shiite political forces in the country, which secured the highest number of votes in the recent parliamentary elections, is seeking to resolve the formation of the next Iraqi government as quickly as possible and before the end of the constitutional deadlines specified in this regard.

However, there are some obstacles that may prevent progress in these efforts, most notably the issue of appointing a new prime minister, or proceeding with renewing the second term of the current Prime Minister, Mohammed Shia Al-Sudani, who topped the lists of candidates in obtaining the highest number of votes.

In this regard, a source within the framework revealed details of a meeting held by the Coordination Forces on Wednesday evening following the announcement of the preliminary results of the parliamentary elections. The attendees discussed some topics related to the elections and the distribution of tasks according to electoral and political weight, according to a well-informed political source.

The source explained to Shafaq News Agency, “The leaders of the framework forces held their first meeting last night after the announcement of the preliminary parliamentary election results, where important topics were discussed, including reaching an understanding on forming the government, determining the identity of the next Prime Minister, and the shape of future alliances.”

He added that the framework “set the general and specific guidelines for the political process in the country, without exceeding the constitutional deadlines, and it is keen to complete the government system before the specified dates,” noting that the issue of the premiership will be decided soon, especially since the initial results revealed the political and parliamentary weights of the framework’s forces and the overall coalition for managing the state.

The source did not rule out granting Al-Sudani a second term unless one of the influential forces moves against it, in reference to the position of the leader of the State of Law Coalition, Nouri Al-Maliki, adding that “most of the forces of the framework attended the meeting with the exception of the current Iraqi Prime Minister.”

He explained that the identity of the next prime minister will be determined after the legal ratification of the election results.

He concluded by saying that “the meeting also discussed the issue of understanding with those boycotting the elections (the Shiite National Movement led by Muqtada al-Sadr) and their role in the next stage, and knowing their position on the second term.”

On the ninth and eleventh of November, Iraq held special and general voting in the parliamentary elections for the sixth parliamentary session, as part of a democratic practice in the political process that emerged after 2003 through the overthrow of the former Baath regime by the forces of the United States of America and its allies.

On Wednesday evening, the Independent High Electoral Commission of Iraq announced that the “Reconstruction and Development” alliance, led by Mohammed Shia al-Sudani, had made significant progress in the preliminary results, achieving 1,317,346 votes in 12 out of 18 governorates. The Progress Party, headed by former Speaker of Parliament Mohammed al-Halbousi, came in second, and the State of Law Coalition, led by former Prime Minister Nouri al-Maliki, came in third.

Regarding the Shiite Coordination Framework forces, the Reconstruction and Development Alliance of Sudani won 45 parliamentary seats, followed by the State of Law Coalition led by Nouri al-Maliki with 30 seats, and the Sadiqun Bloc led by Qais al-Khazali with 26 seats, while the Badr Bloc led by Hadi al-Amiri won 19 seats, and the State Forces led by Ammar al-Hakim won 18 seats.

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SUDANI TO THE EUROPEAN UNION: WE HAVE SUCCEEDED IN RESTORING THE PEOPLE’S TRUST AND WE ARE ADOPTING A REFORM PROJECT.

Prime Minister Mohammed Shia al-Sudani expressed his gratitude on Thursday for the European Union’s efforts in monitoring the elections, stressing the success in restoring the people’s trust and adopting a reform project aimed at continuing reconstruction, building and development. 

The Prime Minister’s office said in a statement received by Mail that “Prime Minister Shia al-Sudani received today the European Union Ambassador to Iraq, Mr. Clemens Zimmtner,” indicating that “the meeting witnessed discussions on strengthening and developing relations within the framework of cooperation between Iraq and the European Union by activating the provisions of partnership agreements and memoranda of cooperation, especially in the areas of investment, trade, energy and environment issues, in a way that achieves the interests of both parties in facing common challenges.” 

Al-Sudani said, “We thank the European Union for its efforts in helping Iraq monitor the elections, which were conducted smoothly and with an increased turnout, indicating the government’s success in restoring the people’s confidence in the political system. He pointed out that the government has adopted a reform project aimed at continuing reconstruction, building, and development, and meeting the demands of the Iraqi people.” 

Al-Sudani called on European companies to “participate in the development road project, by increasing cooperation and supporting the project, noting the importance of lifting the flight ban between Iraq and the European Union countries, as it constitutes an obstacle to the development of tourism and trade between the two sides.” 

For his part, the European Union Ambassador congratulated the Prime Minister on the successful holding of the parliamentary elections, praising the Iraqi government’s policy of avoiding the conflicts and wars that the region has witnessed, as well as its efforts in achieving economic and security reform and the water management file.

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AL-HASHEMI: THE FORMATION OF THE GOVERNMENT WILL NOT BE DELAYED MUCH LONGER… AND THE NEXT STAGE IS A TEST OF THE ECONOMIC REALITY.

Amid a complex regional situation and increasing economic and political pressures, Iraq held parliamentary elections described as the most sensitive since 2003, as they came at a stage in which the features of the region are being redrawn between the major decision-making capitals, and under the eyes of international observers who were watching to see if the Iraqi democratic experiment was able to withstand the accumulating crises.

Despite the security and economic challenges, the electoral process proceeded smoothly overall, with a turnout described as stable, at a time when expectations were rising regarding the shape of the next government and its political composition.

Political analyst and director of the Baghdad Today news agency, Saif al-Hashemi, said that “the initial results announced by the commission were 75 percent in line with the political estimates and readings that preceded the elections, which reflects a state of relative stability in the voters’ orientations.”

He added that “the outlines of the next government are drawn up in advance, and the expected disagreements will not be about the nature of the formation as much as they will be about the selection of personalities within the ministries,” stressing that “the next government will be more of a consensus government than a majority government.”

Al-Hashemi explained that “the upcoming challenges facing the government will be primarily economic, including rebuilding infrastructure, improving living standards, and supporting the Iraqi dinar, while maintaining balance in Iraq’s regional and international relations.”

In this context, the Independent High Electoral Commission announced today, Wednesday (November 12, 2025), during a press conference followed by Baghdad Today, that the manual counting and sorting operations were identical to the electronic results by 99.93 percent, confirming that the Reconstruction and Development Coalition, led by Prime Minister Mohammed Shia Al-Sudani, topped the results in a number of governorates, including Babylon, Karbala and Basra, as the most prominent political force in the current electoral scene.

In contrast, the Azm Alliance, led by Muthanna al-Samarrai, emerged as one of the new rising forces after achieving remarkable results in Baghdad, Nineveh, and Anbar, indicating a shift in the balance of competition within the traditional Sunni camps, and giving Azm an advanced position in the negotiations to form the next government.

Al-Hashemi concluded by saying: “We congratulate the winners, and we congratulate the Iraqi people on this stable experience, and we hope that tomorrow will be better than today, and today better than yesterday.”

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A US REPORT REMINDS IRAQI POLITICIANS OF THE TABOOS IN FORMING THE NEW GOVERNMENT.

 
A US report on Sunday reminded that the main challenge in Iraq is preventing it from falling into the crosshairs of President Donald Trump’s administration, should Iranian-backed parties be allowed to enter and pursue Tehran’s economic interests through them.

The report issued by the American “Foundation for Defense of Democracies” stated that the end of the voting does not mean that there will be a new government anytime soon .

According to the report translated by Shafaq News Agency, the election results did not lead to shocking conclusions, but they also did not result in a clear victory. Although the Reconstruction and Development list led by Prime Minister Mohammed Shia al-Sudani won more than 1.3 million votes, or about 11% of the total, this is not enough for him to rule alone .

The report argues that the challenge facing political leaders in power-sharing negotiations to form the new government will be “forming a coalition that does not make concessions on governmental and economic interests to Iran, because that could put Iraq in the crosshairs of the Trump administration.”

The report noted that “the Shiite parties obtaining about 187 seats in the House of Representatives represents a comfortable margin above the 165 seats required for a majority, despite the absence of Muqtada al-Sadr’s movement.”

Following the Sudanese bloc, among the Shiite forces and figures, came the parties of former Prime Minister Nouri al-Maliki, Qais al-Khazali, whom Washington designated as a “terrorist,” and the leader of the Badr Organization, Hadi al-Amiri, as the report indicated that the three are “closely allied with Iran.”

The report also drew attention to the Kurdish context of the elections, noting that “the Kurdistan Democratic Party, which received about one million votes, decisively defeated its rival, the Patriotic Union of Kurdistan, which received nearly half of this electoral support.”

According to the same report, “The Shiite coalition that led the last government, i.e. the Coordination Framework, is currently divided despite the strong numbers of the Shiite parties, indicating that the leaders of the Framework are considering the idea of ​​an electoral alliance that excludes the Sudanese party, which is betting on gaining a second government term, while leaders in the Framework are concerned that this may enhance its power and authority .”

The report noted that many in the Shiite forces disagreed with al-Sudani about the “balance approach” he follows between Tehran and Washington, and recalled what Iraqi Foreign Minister Fuad Hussein said recently about the Trump administration informing Iraqi officials that six militias supported by Tehran, designated by the US as terrorist organizations, cannot be part of the new government .

The report continued, “Al-Khazali’s political party, which is formally separate from the Asa’ib Ahl al-Haq militias, is included in this ban .”

For this reason, the American report says, if “Washington sticks to this demand, the Shiites will have difficulty forming a government without al-Sudani .”

According to the report, Iranian-backed politicians sought to obtain important positions in previous governments in order to “strengthen their influence and access Iraq’s resources to enrich themselves, their militias, and Iran .”

The report concluded by calling on the United States to define clear consequences to ensure that there is no place for “Tehran’s proxies” in the Iraqi government, adding that their presence in the government means “the Trump administration will have little chance of disarming the militias .”

The report concluded that Washington must also convey to officials in Baghdad the message that negotiations to form a government should not include financial or economic gains for Iran or its partners as “compensation” for complying with the American embargo .

According to the report, the Sudanese were assigned to the premiership in 2022, partly because of his willingness to establish a company affiliated with Iranian-backed militias to receive government contracts, referring to “Al-Muhandis Company,” noting that the United States, through the Treasury Department, has since imposed sanctions on this company .

He added that Washington must now use its influence to ensure that the negotiations do not lead to further economic agreements like these .

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AN ADVISOR TO THE PRIME MINISTER OUTLINES A ROADMAP FOR ECONOMIC DIVERSIFICATION IN IRAQ.

The Prime Minister’s Advisor for Financial Affairs, Mazhar Muhammad Saleh, said that the Iraqi government assesses its ability to diversify sources of income as a long-term strategic challenge, especially since oil accounts for nearly 90% of public revenues and half of the gross domestic product, and its export revenues represent the country’s foreign inflows, stressing that excessive dependence on oil makes the economy fragile in the face of fluctuations in the global energy market.

Saleh added to Al-Furat News Agency that: “Progress in this field still faces structural and institutional obstacles, despite it being one of the basics of implementing the government program that was approved by the House of Representatives in October 2022, as economic diversification in the fields of energy, industry, tourism, digital services and agriculture has taken center stage in the work of the executive authority and the approved draft laws.

He pointed out that the government’s strategic framework and political will were formulated through the roadmap launched with the National Development Plan (2024–2028), and in accordance with the data of Iraq Vision 2050, all of which point to strategic objectives for diversifying the economy and building highly cohesive non-oil sectors (agriculture, renewable energy, infrastructure, manufacturing, and the digital economy). He explained that the availability of these plans is important but not sufficient without rigorous, continuous, and sustained implementation that transcends electoral cycles.

He explained that “the goal of the partnership between the state and the private sector has become the first strategic buffer that protects the country from its dependence on a single resource, noting that the diversification policy was launched strongly from the single oil sector itself by manufacturing crude oil and converting it into derivatives and products, towards replacing imports of oil derivatives and being satisfied with the national product after operating giant refineries, and the future direction towards exporting oil products with high added value, which is a first step that will provide between 3% to 5% direct and immediate space in diversifying the gross domestic product in one go, and this path is running in the digital services sector, agriculture, tourism and others in cooperation with the private sector.”

Saleh identified the current path towards containing the financial and real deficit in the macroeconomy, as follows:

• First: Giving priority to investment in productive infrastructure immediately, especially the electricity generation sector (solar projects and gas investment), making qualitative shifts in water and transportation management, and proceeding with logistics infrastructure projects that link the agricultural and industrial sectors to regional markets, as they generate sustainable employment and reduce the cost of business. Modern solar energy projects represent a practical example of reducing spending and strengthening sustainable economic growth.

• He added, “Work is also underway to reform public sector companies and government institutions by increasing efficiency through restructuring energy, ports and railway companies, improving governance mechanisms and involving the efficient and productive private sector in what are called Public-Private Partnerships (PPPs).”

• He also stressed the importance of “enhancing non-oil revenues by expanding the fair tax base, adopting a productive tax policy based on improving the collection of taxes and customs duties, coordinating fair tax policies without harming the incentive for investment and production, and improving property and land rules to attract industrial and agricultural investment within the framework of national development plans.”

• Saleh continued, “Governance and digital investment in successful macro-administration remain important assets in accelerating economic diversification, especially adopting mechanisms for evaluating and holding public projects accountable by adopting what is called the Project Evaluation Portal (CPMS) to evaluate the economic, social and environmental feasibility before the start of funding, and performance indicators linking spending to achieving tangible results within a systematic long-term approach to implementing the principles of program and performance budgets, which should be expanded and adopted gradually in cooperation between planning, financial and oversight bodies to achieve the goals of sustainable development and financial strengthening of the country.”

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GOVERNMENT ADVISOR: AMENDING THE COMMERCIAL AGENCY LAW SUPPORTS IRAQ’S REQUIREMENTS FOR JOINING THE WORLD TRADE ORGANIZATION

The Prime Minister’s financial advisor, Mazhar Muhammad Salih, confirmed on Sunday that the Cabinet’s approval of the draft law amending the Commercial Agency Regulation Law would support Iraq’s accession to the World Trade Organization and improve market efficiency by reducing prices and raising the quality of goods, as well as supporting investment and integration into the global economy.

Saleh told the Iraqi News Agency (INA): “The first amendment to the existing Commercial Agency Regulation Law represents an important legislative reform that enhances competitiveness, improves the quality of goods and services, and supports investment and integration into the global economy,” noting that “the amendment also contributes to building a more disciplined and equitable market, which will directly impact economic growth and consumer protection in Iraq.”

He added that “this amendment comes to address the gaps that appeared during the application of the law since 2017, whose main goal was and still is to promote and regulate commercial activity and improve the business environment in Iraq.”

He explained that “the motives for the amendment are directed towards important axes, including addressing cases of actual monopoly by some commercial agencies in key sectors such as sensitive devices, consumer goods, and others, as well as the need for more precise regulation of the relationship between foreign companies and local agents in accordance with international standards, with the necessity of raising the level of transparency and disclosure in registering agencies and documenting their contracts,” noting that “all the contents of the amendment are consistent with the need to protect the consumer from substandard goods and weak after-sales services, as we have explained, which drain the consumer and the national economy.”

He stated that “the amendment comes to support the state’s direction towards improving the investment environment and attracting global companies directly to the national market.”

He stated that “the most prominent aspects of the amendment are based on opening the field to greater competition between agents and preventing disguised monopolies, tightening registration and auditing procedures for commercial agencies through the Ministry of Commerce, in addition to clearer and stronger regulation of contracts between the local agent and the foreign supplier, which enhances the rights of both parties, and obligating agents to higher standards of quality, warranty and maintenance, as well as strengthening governmental and tax oversight and digitization in agency procedures, and providing an important entry point towards building a competitive and fair market away from the dominance of closed agencies, and supporting the requirements for the country’s accession to the World Trade Organization by enhancing transparency and competition.”

He added that “amending the law also leads to strengthening national supply chains, encouraging local manufacturing, and establishing a stable and attractive legal environment for foreign direct investment that is consistent with global quality standards in developing the business environment, which is the focus of the World Bank and international trade and economic organizations.” He pointed out that “the implications of amending the existing Commercial Agencies Regulation Law are embodied in providing important economic pathways, foremost among them improving market efficiency by reducing prices and raising the quality of goods as a result of increased competition, in addition to attracting new international companies and brands to the Iraqi market, reducing the restrictions imposed by monopolies, stimulating local investment in the fields of distribution, logistics and commercial services, in addition to protecting the consumer and providing better products with more committed after-sales services, and increasing state revenues by controlling tax compliance and regulating import operations.”

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STRENGTHENING IRAQ’S STEPS TOWARDS JOINING THE WORLD TRADE ORGANIZATION

The Ministry of Trade has adopted steps aimed at enhancing Iraq’s chances of joining the World Trade Organization, stressing that it has made great progress in supporting local products and strengthening the private sector to meet the needs of local markets for various products. 

The official spokesman for the Ministry, Mohammed Hanoun, stated in a statement to “Al-Sabah” that joining the World Trade Organization, which Iraq had submitted a request to through the Ministry, represents a strategic step towards full integration into the global economy and reflects the country’s commitment to reforming the economic and trade system in accordance with international standards.

He noted that joining the organization obliges the government to implement an economic reform program, in addition to strengthening trade policy and improving the business environment, as well as creating favorable conditions for foreign investment, pointing out that the ministry is working in coordination with relevant authorities to take the necessary steps to complete the accession process.

Negotiations for Iraq’s accession to the organization began in 2004 and stopped in 2008. An informal meeting was held in 2017, while a third meeting was held on June 18 of last year.

Hanoun explained that the necessary procedures include reviewing existing trade legislation to determine its compatibility with WTO agreements, as well as enhancing the investment environment by streamlining procedures and removing obstacles to the movement of goods and services. He also emphasized the importance of strengthening the competitiveness of the private sector and improving the quality of national products. He affirmed that the country has made significant progress in this area by supporting local production, particularly grain, which has become a focus of interest for neighboring countries. Furthermore, he highlighted the importance of strengthening the role of the private sector as a partner to the public sector in meeting the needs of local markets. The ministry spokesperson stated that Iraq’s accession to the WTO will increase export opportunities for local products by establishing an international market for them. This will also attract foreign investment and bolster international confidence in the Iraqi economy, while the ministry remains committed to ensuring a balance between the interests of the local market and protecting domestic products. National.

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DHI QAR: ANNOUNCEMENT OF A NEW BATCH OF COMPENSATION CHECKS UNDER ARTICLE 140

 
The Committee for the Implementation of Article 140 of the Constitution announced today the release of a new batch of financial checks for beneficiaries of compensation, calling on citizens whose names are listed in the attached lists to visit the committee’s office in Baghdad to receive their previously issued checks before their expiry date.

The committee stated in a press release received by Nasiriyah News Network that the current batch includes 103 bank checks ready for disbursement.

It emphasized the necessity for applicants to bring the required documents, which include valid and certified legal powers of attorney for 2025 with a barcode, a copy of the 2025 inheritance certificate, two copies of the identification documents for all
heirs, and two personal photographs for each heir.

The committee stressed the importance of expediting the application process to ensure the checks are disbursed within the legal timeframe and to avoid the loss of rights due to the checks’ expiration.

(Let there be no questions whether Article 140 has been in effect. Let’s please stop all this nonsense that it has not. Done! Why else would they be paying out  if it was not in effect? You tell me…. 😊)

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Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,

                                             Just the FACTS!

Disclaimer: All information in this newsletter is not intended for investment decisions / purposes. Mnt Goat is not a financial analyst, planner, banker, attorney or associated in any role with giving out professional investment advice.

Auf Wiedersehen

Much love to ya all,

Mnt Goat

Disclaimer: All information in this newsletter is not intended for investment decisions / purposes. Mnt Goat is not a financial analyst, planner, banker, attorney or associated in any role with giving out professional investment advice.

ABOUT THE NEWSLETTER:

November 13, 2025 Mnt Goat News Brief

Guten Tag everyone:

Bringing you more fantastic news.

GIVE A GIFT TO MNT GOAT

I decided to allow everyone to give a Free-will GIFT to Mnt Goat on PayPal if you so desire. Here is the link below. Please show your appreciation for all the hard work I do.

I recommend $10-$15 dollars a month or whatever you can afford. Do you realize I write eight (8) Newsletters every month. This is like a second job to me. The only way I know that people are reading and appreciating all the FACTUAL news I bring is through their appreciation. If I do not receive equal appreciation for all the hard work I do, I will simply end the Newsletter and save myself endless hours at the computer. I am tired of this RV saga just as you are. We are now down to the wire and the evidence is showing us the end is very near. I feel this would be a lousy time to end the Newsletter, but that is all up to you.

So, if you haven’t already shown your appreciation for October please reconsider.

 Let’s all try to chip in!

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Proverbs 11:24-25: 

“One gives freely, yet grows all the richer; another withholds what he should give, and only suffers want”

STATUS OF THE RV

No! There is no RV or Reinstatement of the Iraqi dinar yet. Don’t let these intel gurus or internet idiots fool you with their hyped-up sites. They only want your clickity-clicks.

We don’t need rumors or bank stories. We don’t need three letter agency lies. We have FACTS and TRUTH on our side and will let them speak for themselves.

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I know many of you still are having a hard time grasping the idea that this RV may actualy be coming to a conclusion and we might be at the bank soon. Quite frankly I too am amazed at all the good news coming our way. When will we wake up from this dream….oh, but we are not dreaming….. 😊

We must be paying attention to the past progress Iraq has made and the ongoing progress projected for the future. We must also connect the pieces and what we know from the past and apply it to the current situation. How else can we get the FACTS to know where this is heading?

If not now, then when?

Why are you in this investment in the first place, if not to realize the gain from it? Why do many of you now fight me so much on bringing the FACTS. Why are many insistent on going down the path of nonesense? I have laid out so many FACTS to you just this year alone. Yet, you so easily believe idiots like Bruce or TNT Tony or even MarkZ over these past 10 years. Oh… but I do know why you are now so skeptical, is it because you have been tainted by listening to all these jerks on the internet with their every day / any day predictions from their three letter agencies….lol..lol..lol..

Oh… but didn’t I warn you about these idiots. They made the RV into a game. Get it?

How many times did I tell you they were lying, yet your still needed your hype and boost of lies for the week. Yes, its funny how people will believe their lies and then go back for more over and over again. Seems in the US politics the democrats too like the lies from their own party. They see the harm caused by their woke policies and yet their devotion to the liberal lies keeps them coming back for more. So, I see it on all fronts in politics and now in this investment. Human nature I guess does not change.  

As with Dr. Subhi Jabara, author of an article in my last 11/11 Newsletter titled “THE IRAQI DINAR WITHOUT ZEROS: THE CENTRAL BANK OF IRAQ LAUNCHES A HISTORIC REFORM”, we can clearly see that removing the zeros from the dinar is going to happen and this is the time to do it not years away. They are all but telling us it will happen in this last quarter of 2025. I am not saying it going to RV tomorrow, but we are damn close.

We read in the past news from Iraq that the last year’s 2025 budget tables (out of the parliamentary already passed 3 year budget 2023-2025) were NOT enacted and these projects put on hold. Do they need to be passed again? Why put on hold?  It was not because the new RV rate was in the tables lol..lol.. Even if that was true, they could have RV’d then and used the new rate to get over the drop in oil prices, right? But they didn’t. These are the same idiot intel gurus that also told you the CBI has complete control over the RV. But my readers know better, don’t we?

The finance committee came right out and told us the delay was due to the sudden drop in oil prices, below what the budget would support for these projects. Iraq did not want to add any more debt, get it? Yes, it is that simple. They are trying to show fiscal responsibility. Oh gee, what a concept…lol..lol.. 😊

Well… it simply does not work just to RV when you want to since Iraq has to wait until everything else lines up too. They are not in total control and need the support of the global financial agencies to do it. For instance they need the support of the IMF, the World Bank and the US Treasury, etc. to RV. Iraq also needed economic growth and movement towards a diversified economy. They needed to move off the ‘rentier” economy. Now we see many of these needed elements are in place and, as Dr Jabara just told us in his recent article, Iraq is now in the position they needed to have it to move ahead and launch the historic currency reform. Are you listening to me? Many said this would take years to accomplish. I begged to differ in the ‘opinion’ as it was just an opinion not backed up with any facts. Now we learn the facts.

Now we hear that they intend to roll over many of these same projects from the 2025 budget into the 2026 budget, thus the budget tables will follow the budget. There are no secrets here. Get it? Then my CBI contact told me, and thus I told you, that the CBI planned to work with the finance committee to begin the new fiscal year 2026 with a new rate, a rate brought on by “an historic reform” of the currency. Oh… didn’t Dr Jabara just tell us this in the most recent article on removing the zeros?

Now match this to the article by Jabara and also the other recent articles and videos on the subject over this past month of removing the zeros and what do you have? Folks, we have NEVER seen the progression of the project to delete the zeros movement ahead to such an extent with all the education and publicity. Are you listening to me?

Oh… but if you remember what was also said in the Jabara article about not only removing the zeros from the dinar but he spilled the beans on the rest of the Dr Shabibi plan to move to the reinstatement stage (the third part of the stategy) and how it might work.

Please go back and read the article from my 11/11 Newsletter. Folks, its all there in black and white. Nobody has EVER talked in this much detail about implementing the Dr. Shabibi plan, except Dr Shabibi himself going back to 2011. We know what happened in December 2012 when the Dr Shabibi’s plan to reinstate was squashed. We are now seeing the same type of education and even at a greater extent than in 2012.

I will give one caveot. I do not have a crystal ball and I go only by FACTS. Yes, facts that are handed to me on a silver platter….lol..lol..lol.. I would have to be an idiot like all these other intel gurs to just ignore the information.

What else is in the recent news?

😊 😊 In today’s article titled “AFP: SUDANI COALITION ACHIEVES MAJOR VICTORY IN IRAQI ELECTIONS” we find that Agence France-Presse reported yesterday that the coalition of Iraqi Prime Minister Mohammed Shia al-Sudani achieved a major victory in the parliamentary elections held on Tuesday. All I can say is THANK GOD Al-Sudani is going to have a second term. Hurrey! Hurrey! Hurrey! We needed to see a stable government for our January reinstatement. Since these two events are so close, a bad election would certainly have postponed what we are looking for. Let’s keep praying. nothing goes wrong.

😊 Next, I want to show you the new foreign policy of the Trump administration towards Iraq in the next article titled “SUDANI COURTS TRUMP: I WILL VISIT WASHINGTON WITH 50 IRAQI BILLIONAIRES”. The newspaper quoted the Iraqi Prime Minister Mohammed al-Sudani as saying that the Iraqi people have reached a point where they can no longer tolerate conflict, wars, and all these calamities. Al-Sudani said that Iraqis want stability, security, and development, according to his government’s desire to establish a balanced political and economic approach that focuses on rebuilding the state and restoring citizens’ trust.

Here is the best part of the article – “Mr. al-Sudani told The Times he would bring 50 Iraqi billionaires to Washington next month for an “Invest in America” conference, to show “harmony with President Trump’s course.” WOW! This is exactly the relationship we need to see between Iraq and the US. Choo-Choo the RV is on the train and coming down the tracks…. Can you hear the whistle blowing?

The remainder of the articles today are about victory laps from this week’s election and seeking to resolve the formation of the next Iraqi government as quickly as possible in Iraq and before the end of the constitutional deadlines specified in this regard. Then, more on what they want to accomplish in the next four years government of Al-Sudani. Didn’t he tell us he would work with the Central Bank to raise the value of the dinar? Just asking…..

Folks, I believe strongly that both the US and Iraq are about to enter that ‘golden age’ they keep talking about. Get ready because its coming.

So, again I have to ask you as a reader of this analysis- What do you think is happening? Are they going to move ahead this time with removing the zeros or not? Will the reinstatement follow? Will you be rich?

We must continue our prayers for the Iraqi people and the future of Iraq. Let God’s abundance and prosperity rein down upon that nation.

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Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,

                                             Just the FACTS!

PRAYING WITH SINCERITY

Many may ask why their prayers are not being answered. Our new Shepard in Rome Pope Leo XIV has given us some direction.

You can purchase a nice pair of Rosary Beads here to pray:

                                         

These prophecies are more important now more than ever. They give us the strength, perseverance and hope that a better time is coming and that God’s Hand is at work behind the scenes. If you just take a second even to look around you at these past three election cycles, how can you deny that God is at work? Are you sleeping or what?

It is amazing and there is no other way that these events could have happened the way they turned out. But there is more to come, much, much more, I assure you! Now that God has his biblical David re-elected, we need to pay attention to what He does next.

NOTE: These prophecies just keep getting better and better, giving us HOPE of a brighter future. But the real reason why I listen to them is that we can actually see what God says He will do is taking place right in front of our noses. It is a confirmation to me that God is real and is still with us forever just as in biblical times.

Prophetic Words from prophet: Julie Green

“Something Big Is About To Drop”

You can start watching the video at the 12:59 mark.  From Nov 3^rd.     

“Your Enemies Are Desperate To Shutdown The World Again”

You can watch video of prophecy From Nov 4^th.  Seriously, you don’t want to miss this one. I recorded just a portion of it I thought you might be interested in the most.

You can watch the entire prophecy at this LINK.

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SILVER VAULTS RUN DRY AS SHORTAGE TRIGGERS PANIC. Physical silver not available to meet demand.

Okay so why is there a shortage of silver all of a sudden? There is a shortage because many investors who invested in silver only on paper are now wanting the actual physical silver. The procedure of buying without taking possession has kept silver relatively lower over many decades than what it should be. Silver should be at about 1/3 the spot of GOLD. Gold just hit $4,000 an ounce and technically silver should follow at about $1,000 – 1,300 an ounce.

Just this week silver finally broke over $50 an ounce and so what did our prophets tell us would happen next. They said a sudden rise in silver would happen. Will it? It’s happening now. Now investors are demanding their silver and there is not enough to meet the demand. Yes, it’s kind of like a panic for silver.  

Folks, this is not just precious metal dealers trying to sell you silver or gold. Listen carefully. What’s coming next? I am trying to help everyone that there is money to be made on other than currencies, such as in the dinar that we all sucked up in the past.  

15 THINGS TO DO IF YOU GET RICH ALL OF A SUDDEN

15 ASSETS THAT ARE MAKING PEOPLE RICH/RICHER

HERE’S HOW TO MAKE YOUR ASSETS INVISIBLE FROM CREDITORS

HOW TO LOOK PENNILESS IN THE PUBLIC RECORD

Today we’re diving into why it’s crucial for real estate investors, stock investors, business owners, and wealth builders to appear “penniless” in the public record. Would you like to learn more about protecting your assets and minimizing taxes? Schedule a free consultation here 👉 https://aba.link/i93

How an LLC can actually work against you.  

Don’t have your personal name or address in any public record.

Are offshore assets or accounts really protected?

Are vortex trusts a scam for tax protection?

Don’t misuse a legal entity and take it to extraordinary measures, it won’t work.  

I really, really, really encourage everyone to watch this video and learn from it.

Now I know that many of you may have already researched getting a LLC or a Trust to protect your money against creditors and reveres law suits. But after watching this video today I feel you can learn even more and that there are some caveats that can really work to your benefit all depending upon the state you file your entity in. It’s just a matter of working with your attorney and help to guide them on what you want.

Basically, it all amounts to how much privacy a particular state is willing to give for a legal entity. Attorneys can research this for you but you have to find a good one willing to do it for you. What I am saying is you may think you are protected in a particular state and then find out later, when sued, that your records are not that protected from preying eyes after all.

Another key lesson I learned is it is much easier to use the entity instead of your own name and address from the very start and get it on the dead when you purchase a property or business, rather than have an attorney later try to fix it, after some damage is already done.

Listen carefully what these attorneys are saying….

5 STATES CUTTING PROPERTY TAXES TO ZERO

SPEAKER MIKE JOHNSON DELIVERS REMARKS AFTER GOVERNMENT SHUTDOWN ENDS

Please, please everyone watch this. We need to know the TRUTH. Remember that I am a democrat and I am ashamed at what my party did to this country not just the shutdown but over the last four years of the Biden administration.

TRUMP SIGNS FUNDING BILL, ENDING GOVERNMENT SHUTDOWN

FETTERMAN IS ACTUALLY DOING IT…

Fetterman says his democrat party crossed the RED LINE with the demands in closing down the government. He says these people are lunatics. Watch, he is about to switch to the Republican party. The writing is on the wall in fact he many have done it already before I can finish this Newsletter.  

LAWYER REACTS TO JAN 6 REVELATION REPORT: POTENTIALLY ‘INSIDE JOB’

Christina Bobb, reacted to investigative reporter Steve Baker’s report alleging the January 6th pipe bomber may have been a woman and possibly an “inside job.” of course it was. it was an event created in yet another attempt to disqualify Trump from ever running for president again. Just by looking at the first 10 months of his administration we can see why the deep state wanted him out so bad. Their plan did not work and is backfiring on them. The TRUTH will be exposed. But who is mainly responsible and brainstormed the plan?

ILHAN OMAR IMPLICATED IN $250,000,000 FRAUD RING.

Yipes! That a lot of mulla!

AFP: SUDANI COALITION ACHIEVES MAJOR VICTORY IN IRAQI ELECTIONS

Agence France-Presse reported on Wednesday that the coalition of Iraqi Prime Minister Mohammed Shia al-Sudani achieved a major victory in the parliamentary elections held on Tuesday.

An official close to the Prime Minister told   AFP   that the Development and Reconstruction bloc had achieved a remarkable success, while two other sources indicated that the list had won the largest parliamentary bloc with nearly 50 seats or more.

Sudani has emerged as a major political force in Iraq since coming to power three years ago, with the support of the Coordination Framework Alliance, which includes Shiite parties and factions close to Iran. This success comes in the context of a tense political landscape, where different blocs are seeking to form alliances to secure a stable parliamentary majority.

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SUDANI COURTS TRUMP: I WILL VISIT WASHINGTON WITH 50 IRAQI BILLIONAIRES

The newspaper quoted the Iraqi Prime Minister Mohammed al-Sudani as saying that the Iraqi people have reached a point where they can no longer tolerate conflict, wars, and all these calamities.

Al-Sudani said that Iraqis want stability,security, and development, according to his government’s desire to establish a balanced political and economic approach that focuses on rebuilding the state and restoring citizens’ trust.

Al-Sudani indicated that any path that can enable the factions to move towards political or economic action and then relinquish weapons is a good and acceptable solution through their gradual integration into life

snippet from the article https://www.nytimes.com/2025/11/11/world/middleeast/iraq-parliamentary-election-vote.html

Mr. al-Sudani presents himself as the ideal candidate for balancing between Iranian and American interests. He recently oversaw deals for Chevron and Exxon to develop oil fields in Iraq. In an apparent gesture to Mr. Trump, he wrote an essay in The New York Post promoting Iraq as an investment partner. He told The Times he would bring 50 Iraqi billionaires to Washington next month for an “Invest in America” conference, to show “harmony with President Trump’s course.”

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THE FRAMEWORK OUTLINES THE FORMATION OF THE IRAQI GOVERNMENT AND AWAITS AL-SADR’S STANCE ON A SECOND TERM.

It appears that the coordinating framework that includes the ruling Shiite political forces in the country, which secured the highest number of votes in the recent parliamentary elections, is seeking to resolve the formation of the next Iraqi government as quickly as possible and before the end of the constitutional deadlines specified in this regard.

However, there are some obstacles that may prevent progress in these efforts, most notably the issue of appointing a new prime minister, or proceeding with renewing the second term of the current Prime Minister, Mohammed Shia Al-Sudani, who topped the lists of candidates in obtaining the highest number of votes.

In this regard, a source within the framework revealed details of a meeting held by the Coordination Forces on Wednesday evening following the announcement of the preliminary results of the parliamentary elections. The attendees discussed some topics related to the elections and the distribution of tasks according to electoral and political weight, according to a well-informed political source.

The source explained to Shafaq News Agency, “The leaders of the framework forces held their first meeting last night after the announcement of the preliminary parliamentary election results, where important topics were discussed, including reaching an understanding on forming the government, determining the identity of the next Prime Minister, and the shape of future alliances.”

He added that the framework “set the general and specific guidelines for the political process in the country, without exceeding the constitutional deadlines, and it is keen to complete the government system before the specified dates,” noting that the issue of the premiership will be decided soon, especially since the initial results revealed the political and parliamentary weights of the framework’s forces and the overall coalition for managing the state.

The source did not rule out granting Al-Sudani a second term unless one of the influential forces moves against it, in reference to the position of the leader of the State of Law Coalition, Nouri Al-Maliki, adding that “most of the forces of the framework attended the meeting with the exception of the current Iraqi Prime Minister.”

He explained that the identity of the next prime minister will be determined after the legal ratification of the election results.

He concluded by saying that “the meeting also discussed the issue of understanding with those boycotting the elections (the Shiite National Movement led by Muqtada al-Sadr) and their role in the next stage, and knowing their position on the second term.”

On the ninth and eleventh of November, Iraq held special and general voting in the parliamentary elections for the sixth parliamentary session, as part of a democratic practice in the political process that emerged after 2003 through the overthrow of the former Baath regime by the forces of the United States of America and its allies.

On Wednesday evening, the Independent High Electoral Commission of Iraq announced that the “Reconstruction and Development” alliance, led by Mohammed Shia al-Sudani, had made significant progress in the preliminary results, achieving 1,317,346 votes in 12 out of 18 governorates. The Progress Party, headed by former Speaker of Parliament Mohammed al-Halbousi, came in second, and the State of Law Coalition, led by former Prime Minister Nouri al-Maliki, came in third.

Regarding the Shiite Coordination Framework forces, the Reconstruction and Development Alliance of Sudani won 45 parliamentary seats, followed by the State of Law Coalition led by Nouri al-Maliki with 30 seats, and the Sadiqun Bloc led by Qais al-Khazali with 26 seats, while the Badr Bloc led by Hadi al-Amiri won 19 seats, and the State Forces led by Ammar al-Hakim won 18 seats.

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SUDANI TO THE EUROPEAN UNION: WE HAVE SUCCEEDED IN RESTORING THE PEOPLE’S TRUST AND WE ARE ADOPTING A REFORM PROJECT.

Prime Minister Mohammed Shia al-Sudani expressed his gratitude on Thursday for the European Union’s efforts in monitoring the elections, stressing the success in restoring the people’s trust and adopting a reform project aimed at continuing reconstruction, building and development. 

The Prime Minister’s office said in a statement received by Mail that “Prime Minister Shia al-Sudani received today the European Union Ambassador to Iraq, Mr. Clemens Zimmtner,” indicating that “the meeting witnessed discussions on strengthening and developing relations within the framework of cooperation between Iraq and the European Union by activating the provisions of partnership agreements and memoranda of cooperation, especially in the areas of investment, trade, energy and environment issues, in a way that achieves the interests of both parties in facing common challenges.” 

Al-Sudani said, “We thank the European Union for its efforts in helping Iraq monitor the elections, which were conducted smoothly and with an increased turnout, indicating the government’s success in restoring the people’s confidence in the political system. He pointed out that the government has adopted a reform project aimed at continuing reconstruction, building, and development, and meeting the demands of the Iraqi people.” 

Al-Sudani called on European companies to “participate in the development road project, by increasing cooperation and supporting the project, noting the importance of lifting the flight ban between Iraq and the European Union countries, as it constitutes an obstacle to the development of tourism and trade between the two sides.” 

For his part, the European Union Ambassador congratulated the Prime Minister on the successful holding of the parliamentary elections, praising the Iraqi government’s policy of avoiding the conflicts and wars that the region has witnessed, as well as its efforts in achieving economic and security reform and the water management file.

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AL-HASHEMI: THE FORMATION OF THE GOVERNMENT WILL NOT BE DELAYED MUCH LONGER… AND THE NEXT STAGE IS A TEST OF THE ECONOMIC REALITY.

Amid a complex regional situation and increasing economic and political pressures, Iraq held parliamentary elections described as the most sensitive since 2003, as they came at a stage in which the features of the region are being redrawn between the major decision-making capitals, and under the eyes of international observers who were watching to see if the Iraqi democratic experiment was able to withstand the accumulating crises.

Despite the security and economic challenges, the electoral process proceeded smoothly overall, with a turnout described as stable, at a time when expectations were rising regarding the shape of the next government and its political composition.

Political analyst and director of the Baghdad Today news agency, Saif al-Hashemi, said that “the initial results announced by the commission were 75 percent in line with the political estimates and readings that preceded the elections, which reflects a state of relative stability in the voters’ orientations.”

He added that “the outlines of the next government are drawn up in advance, and the expected disagreements will not be about the nature of the formation as much as they will be about the selection of personalities within the ministries,” stressing that “the next government will be more of a consensus government than a majority government.”

Al-Hashemi explained that “the upcoming challenges facing the government will be primarily economic, including rebuilding infrastructure, improving living standards, and supporting the Iraqi dinar, while maintaining balance in Iraq’s regional and international relations.”

In this context, the Independent High Electoral Commission announced today, Wednesday (November 12, 2025), during a press conference followed by Baghdad Today, that the manual counting and sorting operations were identical to the electronic results by 99.93 percent, confirming that the Reconstruction and Development Coalition, led by Prime Minister Mohammed Shia Al-Sudani, topped the results in a number of governorates, including Babylon, Karbala and Basra, as the most prominent political force in the current electoral scene.

In contrast, the Azm Alliance, led by Muthanna al-Samarrai, emerged as one of the new rising forces after achieving remarkable results in Baghdad, Nineveh, and Anbar, indicating a shift in the balance of competition within the traditional Sunni camps, and giving Azm an advanced position in the negotiations to form the next government.

Al-Hashemi concluded by saying: “We congratulate the winners, and we congratulate the Iraqi people on this stable experience, and we hope that tomorrow will be better than today, and today better than yesterday.”

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THE IRAQI DINAR WITHOUT ZEROS: THE CENTRAL BANK OF IRAQ LAUNCHES A HISTORIC REFORM.

Research and writing by: Dr. Subhi Jabara

The Central Bank of Iraq has officially confirmed that it is moving forward with its long-awaited “zero-zero” project, a massive financial reform that will fundamentally reshape the country’s economy and its standing on the global stage.

In a series of statements, the Central Bank Governor emphasized that the project is not mere speculation but a concrete initiative that has generated considerable enthusiasm and interest in international financial circles. This ambitious project aims to rename the Iraqi dinar by removing three zeros from its nominal value to better reflect the country’s growing economic strength. This move, which has been the subject of rumors for years, is currently under active development, with comprehensive studies and simulations having been completed. According to the Governor, the process will be gradual and meticulously planned to ensure financial stability while unlocking the currency’s true potential. 

For years, the Iraqi dinar has suffered from a decline in its nominal value as a result of decades of conflict and economic instability. The current exchange rate, hovering around an unofficial rate of 1,415 dinars to the US dollar, forces citizens to carry large amounts of cash for their daily transactions and complicates international trade and investment. The “zero-zero” project was designed to address this problem by simplifying the currency and aligning it with the country’s strong economic fundamentals, including robust oil revenues, expanding gold reserves, and deepening trade partnerships with global powers such as China, the United States, and the European Union. While the Central Bank has been careful not to commit to a specific timeline, the confirmation that the project has begun marks a pivotal moment for Iraq. This represents a transition from post-war recovery to a new era of economic independence.

Signs of Reform: How Will “Removing Zeros” Work?

The phrase “removing zeros” may sound alarming, but it is a standard monetary policy tool known as currency revaluation. It is not a confiscation of wealth, but rather a recalibration of the currency’s nominal value. In essence, 1,000 old Iraqi dinars will become 1 new dinar. Crucially, all prices, wages, and savings will be adjusted proportionally, ensuring that individuals’ purchasing power remains stable at the moment of the shift. The real shift occurs in the subsequent adjustment of the exchange rate.

The Central Bank has developed several scenarios, with internal studies predicting that the floating dinar could stabilize automatically at a value in the distant future between 3.22 and 4.25 dinars to the dollar. The governor clarified that these figures are not a declared rate but rather an indicator of the currency’s potential if it is allowed to float freely based on market demand and Iraq’s economic fundamentals. Two main paths are being considered for the next phase.

Economists close to the central bank indicate that both options remain on the table. The choice will depend on the government’s strategic priorities, whether it favors a gradual, market-driven adjustment or a swift and decisive reset.

Either path would trigger one of the most significant currency transformations in the modern Middle East. The economic driver: Why is now the right time for a stronger dinar? The timing of this reform is not coincidental. The Iraqi economy is at an evolutionary turning point. The country’s fiscal position has steadily improved, driven by several key factors: Strong oil revenues: As a leading producer in OPEC, Iraq’s steady oil revenues provide a stable foundation for its economy and strong support for its currency. Growing gold reserves: The central bank is actively expanding its gold reserves, a traditional safe asset that enhances monetary stability and international credibility. Deepening trade partnerships: Iraq has developed strong trade relations with major global economies, including China, the United States, and the European Union, diversifying its economic interactions and reducing its dependence on any single partner. Despite this strength, the nominal value of the dinar has been lagged, widening the gap between the official exchange rate and its true value. Each time Iraq’s GDP grows or its foreign reserves increase, this discrepancy becomes more pronounced.

The “zero-zero” project is the mechanism to close this gap, allowing the currency to finally reflect the country’s true wealth and economic progress. This reform is expected to have profound global implications. Revaluing the Iraqi dinar would:

• Boost regional investment: A stable and strong currency would make Iraq a more attractive destination for foreign investment, thereby fostering economic growth throughout the region.

• Reduces dependence on the dollar: By re-pegging its currency into a diversified basket of currencies or commodities, Iraq can reduce its reliance on the US dollar for oil settlements, a move with significant geopolitical implications.

• Inspires monetary reform: It could inspire neighboring economies to reassess their monetary structures, potentially triggering a wave of fiscal modernization across the Middle East. For Iraq itself, this is more than just an economic adjustment; It is a step toward a historic fiscal renaissance, signaling Iraq’s transition from post-war recovery to a future of economic independence and self-determination. A new chapter for Iraq: The way forward.

The central bank governor has emphasized that this reform is not a rash or hasty move; Every step is carefully measured, documented, and designed to maintain stability and public confidence. While the precise implementation timeline remains confidential, the confirmation that the project has begun and the preliminary studies are complete indicates that implementation is closer than ever. When the reform takes place, whether through a gradual float or a sudden restructuring, it will permanently alter Iraq’s fiscal identity.

The phrase “removing zeros,” as simple as it sounds, represents one of the most ambitious and complex financial engineering projects in the country’s modern history. The central bank is not just changing numbers; It is redefining how Iraq interacts with the global economy. The world is watching closely. The potential shift in the dinar’s value, with projections ranging between 3.22 and 4.25 to the dollar, has captured the attention of investors, economists, and governments worldwide. This is not just an economic story; it is history in motion. As Iraq stands on the precipice of this financial transformation, the message is clear: the nation is ready to transcend its past and write a new chapter of prosperity and strength.

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Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,

                                             Just the FACTS!

Disclaimer: All information in this newsletter is not intended for investment decisions / purposes. Mnt Goat is not a financial analyst, planner, banker, attorney or associated in any role with giving out professional investment advice.

Auf Wiedersehen

Much love to ya all,

Mnt Goat

Disclaimer: All information in this newsletter is not intended for investment decisions / purposes. Mnt Goat is not a financial analyst, planner, banker, attorney or associated in any role with giving out professional investment advice.

ABOUT THE NEWSLETTER:

November 11, 2025 Mnt Goat News Brief

Guten Tag everyone:

Bringing you WOW! WOW! WOW! fantastic news. Opps it’s happened again….

GIVE A GIFT TO MNT GOAT

I decided to allow everyone to give a Free-will GIFT to Mnt Goat on PayPal if you so desire. Here is the link below. Please show your appreciation for all the hard work I do.

I recommend $10-$15 dollars a month or whatever you can afford. Do you realize I write eight (8) Newsletters every month. This is like a second job to me. The only way I know that people are reading and appreciating all the FACTUAL news I bring is through their appreciation. If I do not receive equal appreciation for all the hard work I do, I will simply end the Newsletter and save myself endless hours at the computer. I am tired of this RV saga just as you are. We are now down to the wire and the evidence is showing us the end is very near. I feel this would be a lousy time to end the Newsletter, but that is all up to you.

So, if you haven’t already shown your appreciation for October please reconsider.

 Let’s all try to chip in!

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Proverbs 11:24-25: 

“One gives freely, yet grows all the richer; another withholds what he should give, and only suffers want”

More news….

AL-SAABRI: THE NEXT PARLIAMENT IS REQUIRED TO LEGISLATE THE OIL AND GAS LAW.

MP Hussein al-Saabri affirmed on Saturday that the upcoming parliament is required to overcome all political differences and proceed with enacting the oil and gas law, as it is one of the most prominent pieces of legislation postponed from previous sessions.  

Al-Saabri told the Information Agency that “engaging the law will establish a clear legal framework for managing oil and gas resources and guarantee the rights of all parties, thus enhancing fairness in revenue distribution and reducing ongoing disputes.”  

He added that “postponing the law over the past years has negatively impacted the national economy and led to continued disagreements regarding oil management and export,” explaining that “the next phase requires genuine political will to resolve this vital issue, which is directly linked to the state budget and its economic stability.”

More news….

IRAQ’S FOREIGN CURRENCY RESERVES RISE BY MORE THAN THREE BILLION DOLLARS

The Central Bank announced on Saturday that its foreign currency reserves had increased by more than three billion dollars by the end of September.

The bank said in an official statistic seen by Shafaq News Agency that “foreign reserves at the Central Bank until the 30th of September of this year amounted to $98.155 billion, equivalent to 127.601 trillion Iraqi dinars, an increase of $3.514 billion compared to August, in which reserves amounted to $94.641 billion, or equivalent to 123.033 trillion dinars.”

He added that “these reserves also increased compared to July, when they amounted to $94.714 billion, equivalent to 123.128 trillion dinars.”

He also pointed out that “these reserves have decreased compared to last year, 2024, when they amounted to $100.276 billion, or the equivalent of 130.347 trillion dinars, and are lower than in 2023 when the reserves amounted to $111.736 billion, or the equivalent of 145.257 trillion dinars.”

IRAQ’S GOLD RESERVES ARE APPROACHING 171 TONS, MAINTAINING ITS 29TH POSITION GLOBALLY.

The World Gold Council confirmed on Thursday that Iraq’s gold reserves have reached nearly 171 tons, maintaining its position among the world’s largest holders of gold reserves.

In its November report, the Council stated that Iraq did not purchase any gold during the first seven months of 2025, yet it still maintained its 29th position globally out of 100 countries in terms of gold reserves. The report indicated that Iraq’s gold reserves amounted to 170.9 tons, equivalent to 21.6% of its other foreign currency reserves. This places Iraq fourth among Arab countries, after Saudi Arabia, Lebanon, and Algeria, in terms of gold reserves.

The Council noted that the United States leads the list of the world’s largest gold holders with 8,133 tons, followed by Germany with 3,350 tons, and Italy with 2,451 tons. Trinidad and Tobago and Haiti hold the smallest reserves, at 2.0 and 1.8 tons respectively.

(yes, more bragging rights… lol.. lol.. lol.. )

STATUS OF THE RV

No! There is no RV or Reinstatement of the Iraqi dinar yet. Don’t let these intel gurus or internet idiots fool you with their hyped-up sites. They only want your clickity-clicks.

We don’t need rumors or bank stories. We don’t need three letter agency lies. We have FACTS and TRUTH on our side and will let them speak for themselves.

________________________________________

So what is all the GOOD NEWS? What just happened yesterday?

Again everything that I am about to tell you today has been confirmed with my CBI contact last night on a call to Iraq. So this is not some intel gury bullshit but FACTUAL information and I need all my blog followers and all you newbies to pay attention.

For years (decades) we have been waiting for the revaluation of the Iraq dinar and to see the IQD once again reinstated on FOREX. I am here today to tell you this is about to happen and happen much sooner than you may conprehend. But stilll we must not do one of these knee-jerk reactions and get stupid with this information. We must still be patient and wait for it. Yes, wait for it….wait for it… wait for  it. Remember Kim Clements prophecy about the Iraqi dinar? Remember what he said?

😊 Let’s continue today by breaking down a recent article that came to us yesterday. It is titled “THE IRAQI DINAR WITHOUT ZEROS: THE CENTRAL BANK OF IRAQ LAUNCHES A HISTORIC REFORM.” The author is Dr. Subhi Jabara. If you listen to my audio commentary, when you clicked on the Latest Newsletter, you will hear all about his credentials. He is a famous economist and not some dummy. Yes, he is not a stupid intel guru making stupid everyday / any day claims of an RV (reference TNT Tony, Bruce and other idiots).

So, what exactly is this article? My CBI contact told me it is an integral part of the educational process leading up to the FOREX reinstatement. If you read the article you will clearly hear words that tell us there is more to the removing the zeros than just removing the zeros, as Jabara tells us it is going to lead global trading of the dinar as the IQD once again.

Okay, so he doesn’t come right out and say IQD but we can clearly see what he means when he says the following statement, and I quote- “The real shift occurs in the subsequent adjustment of the exchange rate. The Central Bank has developed several scenarios, with internal studies predicting that the floating dinar could stabilize automatically at a value in the distant future between 3.22 and 4.25 dinars to the dollar.”  And then also “This represents a transition from post-war recovery to a new era of economic independence.”

Folks these two statements (and more) represent everything I have been telling you for many years but many of you would rather listen to some jerk intel gurus. Where do they come from? All I can say is I told you so!

So, lets break down these two statements. The first one tells of a shift. It says the “real shift occurs in the subsequent adjustment of the exchange rate” Simply put, this “real shift” is the move to FOREX, the reinstatement not just removing the zeros. As I have been telling you all along this project to delete the zeros is a three step process. First is to switch out the notes to the newer lower denominations, second is to watch for inflation and the third step is the reset or reinstatement back to FOREX market. By them making the statement “This represents a transition from post-war recovery to a new era of economic independence”, tells us also that Iraq is finally moving FULLY out of the sanction mode caused by the two gulf wars, even though they have been technically cleared of all UN Chapter VII sanctions since December 2022. Yes, finally it is happening. I told you the pressure and growth of the economy would do it and it is doing it.

Next in the article, Jabara even uses the term “nominal rate” as in going back to a nominal rate reflecting the true value of the Iraqi dinar. Come’ on folks, have I not been telling you all along that they have been artificially suppressing the dinar? Yes, nominal rate is a real IMF term used to describe a currency when it is fairly revalued according to the economy and assets of a country. Just so you know I actually heard many of these stupid, ignorant intel gurus out there tell their audience there is no such term and someone just made it all up. Really? They even mentioned my name Mnt Goat. Now we get the truth and it is in writing. No debates now, just as I have told you. No lies or deception either. It is the words from Iraq not me. So, next let’s look at the evidence of this in the article today and I quote “Despite this strength, the nominal value of the dinar has been lagged, widening the gap between the official exchange rate and its true value.” Oops there is it “nominal value”, the TRUE VALUE. I rest my case….

Okay now that I settled these issues, let’s get down to the nitty gritty of the article. Yes, there is more and this news that reinforces everything I have been telling you for the last decade. Remember the 2011 Dr Shabibi / IMF plan? There are three steps. The plan calls for getting off the sole peg to the US dollar and on to a re-peg of a basket of currencies. Now let’s see what they just told us in today’s article in this regard, and I quote from the article – “Reduces dependence on the dollar: “By re-pegging its currency into a diversified basket of currencies or commodities, Iraq can reduce its reliance on the US dollar for oil settlements, a move with significant geopolitical implications.”  How sweet it is…lol..lol..lol.. I told you so many times! I want everyone to think about what was just said. Then think back on one of my Mnt Goat Newsletters when I talked about Iraq getting off the petro-dollar and doing it sooner than most believe. It’s all connected. Oh… but some of my readers had to argue with me and tell me this would never happen or happen decades from now. Really?

I also said at that time it would not happen until after the repegging and the reinstatement occurs. Well…. now this article just told us, as I have been telling you that this step is about to occur too, but not under the suppressed rate and sole peg. How can it? These changes according to Dr Shabibi’s plan must first occur. Get it? They must get off the dollar as they were put on the dollar for the sanctions to occur. Get it? Now they are going to move on from the sanctions altogether too bad there was such a lag from 2022 until now. Did it take Trump to make sense of it all and get the ball rolling? Get it? Please stop arguing with me and listen to me.

I also now want to talk about a FLOAT. In a couple of the recent past articles they said there would not be a float. Dr Shababi’s plan calls for a float but ONLY after the reinstatement. These past couple article were concerned about a float while still under the sole peg to the dollar and still under a suppressed rate and not yet on FOREX. Get it? So, today they are referring to a float, under the new peg, no longer suppressed as one of the two options going forward. So, they are referring to a FOREX float, if they do it. Get it?

Next, I need to talk about the potential new rate when it does reinstate back on FOREX. Folks, I said it many times that it is only when the IQD gets reinstated that we will see the kind of rate we all want and then we can go to the bank. Really who the hell cares what the rate is under the removing of the zeros, just as long as they do remove them and issue the newer lower denominations. This is why the third step to the DR Shabibi plan is so important to us investors. I watch so many of these so-called intel gurus get all excited about the removing the zeros and expecting these kind of high rates as a result. Not going to happen. I already explained clearly how the rate will be affected by removing the zeros. But it won’t stop there as the rate will shift dramatically when the reinstatement occurs. Here is yet more tid bits from today’s article about this and I quote again – “The world is watching closely. The potential shift in the dinar’s value, with projections ranging between 3.22 and 4.25 to the dollar, has captured the attention of investors, economists, and governments worldwide”

Let’s talk purchasing power in Iraq

😊There is an interesting article about the coming purchasing power of the dinar. It is titled “WHAT COMES AFTER PURCHASING POWER AND FAIRNESS IN BUILDING THE ECONOMY? – IYAD AL-ANAZ”  It says “the economy is a cornerstone of the modern civil state and a key driver in achieving the principles of sustainable community development and maintaining a balance between economic growth and the effective management of natural resources to ensure their sustainability for future generations”. Okay, so we know already that Iraq took so long to get where they are today since they had to pay off the UN sanctions first, then to rebuild the economy to the extent they have now. it took a good prime minister to do it too. Now can they sustain it when they publish the new rate. They already told us there will NOT be a change in purchasing power in the process of removing the zeros, so this article must be about post RV and in the aftermath of the reinstatement. I believe that this is what is behind this article today. So, this article seems to already be on the new page of after the fact meaning they are preparing the citizens telling them about sustaining the new rate later even after all the three steps to get to the dinar reinstatement are done. It is a reassurance in the process about to take place. They must continue the efforts to rebuild the economy move forward even after their purchasing power is increased post reinstatement / revaluation. Interesting….. 😊 In other words for most of us investors in the dinar it ends, but for the citizens of Iraq there is still much work to be done to sustain their new rate on FOREX.

I will end this dive into this recent article today and encourage everyone to go read the entire article your yourself. Still doubt this RV is about to happen? Folks, how many more juicy articles educating us do you need? When will you wake up. The RV is here but not yet and it is still in the final part of the final stage before it pops out.

What else did my CBI contact tell me yesterday?

First, I need to remind everyone that it is ONLY through your generous appreciation of my Newsletter that I am able to make these lengthy and costly calls to the middle east. Thank You for all your help in this matter.

My Contact told me yesterday that pictures of the newer lower denominations have been presented in a high-level meeting with the press involved, but that the press was asked not to publish the pictures until the new CBI site reflected them. She said there may be some agents of the press that leak them out and are not supposed to. This news tells me we are extremely close to this event, as they previously told me they would not publish the pictures until they were close to the event due to the risk of counterfeiting.

She also told me that we can expect yet more educational articles from the news on how to conduct the switch out of the notes and other miscellaneous articles about changing prices, contracts, etc. due to the new rate.

I know there are many more articles of the news that I can review today too, but this commentary is already too long and so I will leave it to you to go to the Articles Section and snoop around and sneak a peak at them. It is all still very good news all around. I will conclude with another quote from today’s main article – “For Iraq itself, this is more than just an economic adjustment; It is a step toward a historic fiscal renaissance, signaling Iraq’s transition from post-war recovery to a future of economic independence and self-determination. A new chapter for Iraq: The way forward.”

Q & A

Question from Kenneth Dorough:

Hi Mtn Goat,

We appreciate all that you do for us. I need to get this through my head correctly. I’ve read all that you have said about the deletion of the zero’s. From what I’ve been told by my banker is that if the zeros are removed from the bank notes and if you have 10 mil. in Iraqi dinar. Then when Iraq removes the zeros the 10 mil. will be reduced to 10K when we exchange. So if you have 10 mil. in Dinar and the value increases to 3.20 when it goes back to FOTEX. My banker has said when they remove the zeros instead of 32,000,000 mil. it would actually be 32,000, because the bank would automatically remove the zeros from the nominal bank notes of 25,000 to reflect the new nominal value of 25.00. Why wouldn’t this be considered a lop? Are the bank associates wrong with what they’re stating? You have a differ scenario of what will happen. What is the truth concerning this issue. If my banker tells me that they will remove the zeros when I exchange would you feel they are lying or telling me what will happen?

Answer from Mnt Goat:

Guten Tag Mr Dorough, es ist ein wunderbarer Tag! I do not care what your banker told you as I only know what the Central Bank of Iraq has told the people of Iraq many times. I will refer you to the following link and link. Go read it. Sorry I am not about to rehash this stuff all over again as I already did it a thousand times. I am trying to be nice, but I do have links in my blog for this very purpose. I would not lie to you and so please go snoop around and read. The currency notes we hold will be VALID notes at face value. The CBI has told us this over and over again. You take the face value times the FOREX rate and that is the dollar amount you should expect on the exchange. They will also do the same in Iraq when they bring them to the bank only their rate is an in-country rate of 1 dinar to about .75 cents x the note face value (not yet on FOREX) unless they change their strategy.

Once on FOREX Hypothetical Example: 25,000 dinar note x 4.25 rate = $106,250 USD. Yes, your banker does NOT know what he/she is talking about. Good Luck in your exchange! 😊

So, again I have to ask you as a reader of this analysis- What do you think is happening? Are they going to move ahead this time with removing the zeros or not? Will the reinstatement follow? Will you be rich?

We must continue our prayers for the Iraqi people and the future of Iraq. Let God’s abundance and prosperity rein down upon that nation.

______________________________

________________________________________

Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,

                                             Just the FACTS!

PRAYING WITH SINCERITY

Many may ask why their prayers are not being answered. Our new Shepard in Rome Pope Leo XIV has given us some direction.

You can purchase a nice pair of Rosary Beads here to pray:

                                         

These prophecies are more important now more than ever. They give us the strength, perseverance and hope that a better time is coming and that God’s Hand is at work behind the scenes. If you just take a second even to look around you at these past three election cycles, how can you deny that God is at work? Are you sleeping or what?

It is amazing and there is no other way that these events could have happened the way they turned out. But there is more to come, much, much more, I assure you! Now that God has his biblical David re-elected, we need to pay attention to what He does next.

NOTE: These prophecies just keep getting better and better, giving us HOPE of a brighter future. But the real reason why I listen to them is that we can actually see what God says He will do is taking place right in front of our noses. It is a confirmation to me that God is real and is still with us forever just as in biblical times.

Prophetic Words from prophet: Julie Green

“The 2024 Election Did Not Save Your Nation”

You can start watching the video at the 13:50 mark.  From  Nov 3^rd.     

Again she talks about the “angel of death”.

_________________________________________________________

SILVER VAULTS RUN DRY AS SHORTAGE TRIGGERS PANIC. Physical silver not available to meet demand.

Okay so why is there a shortage of silver all of a sudden? There is a shortage because many investors who invested in silver only on paper are now wanting the actual physical silver. The procedure of buying without taking possession has kept silver relatively lower over many decades than what it should be. Silver should be at about 1/3 the spot of GOLD. Gold just hit $4,000 an ounce and technically silver should follow at about $1,000 – 1,300 an ounce.

Just this week silver finally broke over $50 an ounce and so what did our prophets tell us would happen next. They said a sudden rise in silver would happen. Will it? It’s happening now. Now investors are demanding their silver and there is not enough to meet the demand. Yes, it’s kind of like a panic for silver.  

Folks, this is not just precious metal dealers trying to sell you silver or gold. Listen carefully. What’s coming next? I am trying to help everyone that there is money to be made on other than currencies, such as in the dinar that we all sucked up in the past.  

15 THINGS TO DO IF YOU GET RICH ALL OF A SUDDEN

15 ASSETS THAT ARE MAKING PEOPLE RICH/RICHER

HERE’S HOW TO MAKE YOUR ASSETS INVISIBLE FROM CREDITORS

HOW TO LOOK PENNILESS IN THE PUBLIC RECORD

Today we’re diving into why it’s crucial for real estate investors, stock investors, business owners, and wealth builders to appear “penniless” in the public record. Would you like to learn more about protecting your assets and minimizing taxes? Schedule a free consultation here 👉 https://aba.link/i93

How an LLC can actually work against you.  

Don’t have your personal name or address in any public record.

Are offshore assets or accounts really protected?

Are vortex trusts a scam for tax protection?

Don’t misuse a legal entity and take it to extraordinary measures, it won’t work.  

I really, really, really encourage everyone to watch this video and learn from it.

Now I know that many of you may have already researched getting a LLC or a Trust to protect your money against creditors and reveres law suits. But after watching this video today I feel you can learn even more and that there are some caveats that can really work to your benefit all depending upon the state you file your entity in. It’s just a matter of working with your attorney and help to guide them on what you want.

Basically, it all amounts to how much privacy a particular state is willing to give for a legal entity. Attorneys can research this for you but you have to find a good one willing to do it for you. What I am saying is you may think you are protected in a particular state and then find out later, when sued, that your records are not that protected from preying eyes after all.

Another key lesson I learned is it is much easier to use the entity instead of your own name and address from the very start and get it on the dead when you purchase a property or business, rather than have an attorney later try to fix it, after some damage is already done.

Listen carefully what these attorneys are saying….

5 STATES CUTTING PROPERTY TAXES TO ZERO

LAWYER REACTS TO JAN 6 REVELATION REPORT: POTENTIALLY ‘INSIDE JOB’

Christina Bobb, reacted to investigative reporter Steve Baker’s report alleging the January 6th pipe bomber may have been a woman and possibly an “inside job.” of course it was. it was an event created in yet another attempt to disqualify Trump from ever running for president again. Just by looking at the first 10 months of his administration we can see why the deep state wanted him out so bad. Their plan did not work and is backfiring on them. The TRUTH will be exposed. But who is mainly responsible and brainstormed the plan?

ILHAN OMAR IMPLICATED IN $250,000,000 FRAUD RING.

Yipes! That a lot of mulla!

MAMDANI WILL MAKE DE BLASIO’S REIGN LOOK LIKE THE ‘GOLDEN AGE’

We just experienced an election for mayor in NYC and the candidates were again a vote for the least of the two evils. Unfortunately, the evilest one won. Yes, Mamdani won the election and New Yorkers just shot themselves in the foot although they are stupid enough not to know it.

In NYC 1% of the population pays 40% of the income tax. NYC is in for an exodus and who is going to pay for all these Mamdani FREEBIES. Will he be forced to betray his voters?

THE MASK COMES OFF AFTER ELECTIONS

Once elected, the mask comes off. Of course, the mask was always off but many refused to listen. Remember the snake eye in Biden and the voice when he approached the microphone? The prophets told us this was Satan entering his body. Now we see Mamdani and the same but his is screams. We will soon see what all the screaming was about.

UNDERSTAND HOW IRAQ’S NEIGHBOR, IRAN, HOW IT BECAME SO DANGEROUS TO THE GLOBAL COMMUNITY

I would recommend anyone who is invested in the Iraqi dinar or Iranian Toman/Rial to watch this video. It can give you an understanding of the relationship between Iraq, Iran and the United States. This might help you understand more the cause of the breakdown of the relationship between the U.S. and Tehran. I think it’s a well-done presentation worth watching to understand why Iran wants a proxy control over Iraq. As long as the current Iranian regime is in power, we will NEVER have peace in the middle east.

‘BIGGEST COVERUP IN AMERICAN PRESIDENTIAL HISTORY’

Findings of oversight committee hearings are out. Forwarded to justice department for further investigation and possible indictments. Many of Biden’s Executive Orders and Pardons might all be voided. Almost every week we hear about another explosive coverup or scandal by this Biden presidency.

MORE INFORMATION: OPERATION “ARCTIC FROSTBITE”

THE JUSTICE DEPT TO TAKE ACTION AFTER BLISTERING AUTOPEN REPORT

BIDEN CONTROVERSY BREAKS SILENCE ON BOMBSHELL AUTOPEN REPORT

Multiple prophets tell us from God that there was an actor(s) in the presidency instead of the real Joe Biden. Joe as died way before the election occurred. The dems has no other plausible candidate for president and continued down the road with a ‘fake’ Biden. As we watch this autopen scandal unfold, I believe it may be the key to unraveling the entire shenanigans about his presidency and how they fooled the American people.

FBI OPERATION ‘ARCTIC FROSTBITE’

What charges were there to justify such actions by Jack Smith. Spying on senators and congressmen at least 430 that we know now and all republicans? Also the way he went after Donald Trump and many of his associates. There needs to be accountability and justice over this abuse of power. Are the republicans strong enough in will to follow through and demand justice? Or are we just going to spend millions again of tax payer money in another investigation and no one is accountable?

THE IRAQI DINAR WITHOUT ZEROS: THE CENTRAL BANK OF IRAQ LAUNCHES A HISTORIC REFORM.

Research and writing by: Dr. Subhi Jabara

The Central Bank of Iraq has officially confirmed that it is moving forward with its long-awaited “zero-zero” project, a massive financial reform that will fundamentally reshape the country’s economy and its standing on the global stage.

In a series of statements, the Central Bank Governor emphasized that the project is not mere speculation but a concrete initiative that has generated considerable enthusiasm and interest in international financial circles. This ambitious project aims to rename the Iraqi dinar by removing three zeros from its nominal value to better reflect the country’s growing economic strength. This move, which has been the subject of rumors for years, is currently under active development, with comprehensive studies and simulations having been completed. According to the Governor, the process will be gradual and meticulously planned to ensure financial stability while unlocking the currency’s true potential. 

For years, the Iraqi dinar has suffered from a decline in its nominal value as a result of decades of conflict and economic instability. The current exchange rate, hovering around an unofficial rate of 1,415 dinars to the US dollar, forces citizens to carry large amounts of cash for their daily transactions and complicates international trade and investment. The “zero-zero” project was designed to address this problem by simplifying the currency and aligning it with the country’s strong economic fundamentals, including robust oil revenues, expanding gold reserves, and deepening trade partnerships with global powers such as China, the United States, and the European Union. While the Central Bank has been careful not to commit to a specific timeline, the confirmation that the project has begun marks a pivotal moment for Iraq. This represents a transition from post-war recovery to a new era of economic independence.

Signs of Reform: How Will “Removing Zeros” Work?

The phrase “removing zeros” may sound alarming, but it is a standard monetary policy tool known as currency revaluation. It is not a confiscation of wealth, but rather a recalibration of the currency’s nominal value. In essence, 1,000 old Iraqi dinars will become 1 new dinar. Crucially, all prices, wages, and savings will be adjusted proportionally, ensuring that individuals’ purchasing power remains stable at the moment of the shift. The real shift occurs in the subsequent adjustment of the exchange rate.

The Central Bank has developed several scenarios, with internal studies predicting that the floating dinar could stabilize automatically at a value in the distant future between 3.22 and 4.25 dinars to the dollar. The governor clarified that these figures are not a declared rate but rather an indicator of the currency’s potential if it is allowed to float freely based on market demand and Iraq’s economic fundamentals. Two main paths are being considered for the next phase.

Economists close to the central bank indicate that both options remain on the table. The choice will depend on the government’s strategic priorities, whether it favors a gradual, market-driven adjustment or a swift and decisive reset.

Either path would trigger one of the most significant currency transformations in the modern Middle East. The economic driver: Why is now the right time for a stronger dinar? The timing of this reform is not coincidental. The Iraqi economy is at an evolutionary turning point. The country’s fiscal position has steadily improved, driven by several key factors: Strong oil revenues: As a leading producer in OPEC, Iraq’s steady oil revenues provide a stable foundation for its economy and strong support for its currency. Growing gold reserves: The central bank is actively expanding its gold reserves, a traditional safe asset that enhances monetary stability and international credibility. Deepening trade partnerships: Iraq has developed strong trade relations with major global economies, including China, the United States, and the European Union, diversifying its economic interactions and reducing its dependence on any single partner. Despite this strength, the nominal value of the dinar has been lagged, widening the gap between the official exchange rate and its true value. Each time Iraq’s GDP grows or its foreign reserves increase, this discrepancy becomes more pronounced.

The “zero-zero” project is the mechanism to close this gap, allowing the currency to finally reflect the country’s true wealth and economic progress. This reform is expected to have profound global implications. Revaluing the Iraqi dinar would:

• Boost regional investment: A stable and strong currency would make Iraq a more attractive destination for foreign investment, thereby fostering economic growth throughout the region.

• Reduces dependence on the dollar: By re-pegging its currency into a diversified basket of currencies or commodities, Iraq can reduce its reliance on the US dollar for oil settlements, a move with significant geopolitical implications.

• Inspires monetary reform: It could inspire neighboring economies to reassess their monetary structures, potentially triggering a wave of fiscal modernization across the Middle East. For Iraq itself, this is more than just an economic adjustment; It is a step toward a historic fiscal renaissance, signaling Iraq’s transition from post-war recovery to a future of economic independence and self-determination. A new chapter for Iraq: The way forward.

The central bank governor has emphasized that this reform is not a rash or hasty move; Every step is carefully measured, documented, and designed to maintain stability and public confidence. While the precise implementation timeline remains confidential, the confirmation that the project has begun and the preliminary studies are complete indicates that implementation is closer than ever. When the reform takes place, whether through a gradual float or a sudden restructuring, it will permanently alter Iraq’s fiscal identity.

The phrase “removing zeros,” as simple as it sounds, represents one of the most ambitious and complex financial engineering projects in the country’s modern history. The central bank is not just changing numbers; It is redefining how Iraq interacts with the global economy. The world is watching closely. The potential shift in the dinar’s value, with projections ranging between 3.22 and 4.25 to the dollar, has captured the attention of investors, economists, and governments worldwide. This is not just an economic story; it is history in motion. As Iraq stands on the precipice of this financial transformation, the message is clear: the nation is ready to transcend its past and write a new chapter of prosperity and strength.

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WHAT COMES AFTER PURCHASING POWER AND FAIRNESS IN BUILDING THE ECONOMY? – IYAD AL-ANAZ

The economy is a cornerstone of the modern civil state and a key driver in achieving the principles of sustainable community development and maintaining a balance between economic growth and the effective management of natural resources to ensure their sustainability for future generations. 

Among the most important principles of a national economy are enhancing purchasing power, improving living standards, achieving social justice, and distributing wealth equitably among all members of society, regardless of their diversity or geographical location, thus fostering positive growth, progress, and prosperity.

A scientifically and administratively sound economy creates numerous opportunities for productive work, utilizes human resources, supports youth-led scientific innovation, and strengthens the social and economic stability of the people. It also empowers community solidarity initiatives to play their positive role in promoting human cohesion and mutual support, assisting needy and vulnerable families, and reducing economic and social disparities by providing equal and fair opportunities for all members of society. Furthermore, it ensures a clear and equitable distribution of resources and services, thereby addressing unemployment and increasing per capita income, which is the foundation for the advancement of the production process at an accelerating pace.

The economy is taking important paths to increase the state’s financial returns and not relying on a single source of production and export. Here I refer to setting the state’s financial budget criteria based on oil production as a single economic approach, rather than enhancing the skills to search for other sources by supporting economic development with key factors in the agricultural and industrial sectors, building strategic projects, supporting investments in all sectors and government institutions, and giving great importance to developing life in all its economic, social and cultural aspects. The effectiveness of exports remains of paramount importance in increasing the state’s financial revenues through financing sustainable community development, operating production plants and factories and supporting the private sector.

Economic development derives its importance from the factors involved in sustaining it through increasing national income within the state’s economic system and adopting successful methods and approaches to address unemployment and poverty phenomena by adopting sound foundations and successful initiatives to increase services provided to citizens and diversify job opportunities through a broad economic process and long periods of time capable of organizing economic projects and developing productive work skills among young people in order to achieve the goals of economic community development.

Economic forces, political tools, and social orientations take the economy as an important tool in strengthening the social structure of peoples and determining their future paths by drawing up the tools of their needs in aspects of progress and prosperity through many development programs, realistic ideas, research centers, and economic tools with a national approach that contributes to strengthening the spirit of giving and creativity among the sons of the nation and helps to support the mature youth thought that possesses the tools of change and reform towards building a cohesive society with a spirit of national belonging and continuous giving, reaching stages of advancement and elevation on the ladder of economic production and supply. 

The economy is the important tool that protects the independence of the country and contributes to strengthening its political decision, supporting social constants, and instilling a spirit of perseverance among the people to give broad horizons that enhance the bonds of cohesion and harmony in society.

Proper preparation for the use of means of production, support for the national economy, and containment of youth competencies are key factors that contribute to intellectual and urban development, solid construction, and establish the foundations of community work to protect the links of the pillars of the economic system that determine the paths and prospects of the future for future generations. It provides ample space for the establishment of production units of factories and plants and establishes an industrial and commercial renaissance that helps to support and reinforce orientations based on respect for the choices of the people and their national will, achieving their goals, and preserving the independence of their homeland, far from all the procedures, means, and plans that international and regional interests seek to use to dominate the destinies of free peoples, exploit their wealth, and control their future.

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HE CALLED FOR “AMERICA TO EMBRACE IRAQ”… AL-SUDANI SPEAKS OF FACTIONS IDEOLOGICALLY LINKED TO IRAN

“Let us join in America’s peaceful prosperity” – an article by a Sudanese writer published in an American newspaper

In an article published in the American newspaper “The New York Post,” entitled “Let’s join America’s peaceful prosperity – and help calm the Middle East,” Iraqi Prime Minister Mohammed Shia al-Sudani called for “America to embrace Iraq,” and spoke about factions in Iraq that are ideologically linked to Iran.

Below is the text of the article published by the newspaper and translated by “Al-Jabal”:

” The long wars, the war against terrorism, and the enormous sacrifices on both sides have left deep scars. But Iraq today is not the country it was twenty years ago.”

Our armed forces have become stronger, our institutions more mature, and thanks to cooperation with the United States and the international coalition, we are increasingly able to defend our sovereignty.

The gradual reduction of coalition forces is not a retreat but a reflection of Iraq’s growing confidence and willingness  to assume responsibility. This shift marks the beginning of a new era—an era focused on prosperity rather than mere survival.

Iraq now seeks a partnership rooted in economic opportunities: We need investment, jobs, and access to markets, while the United States offers leading expertise in technology, energy, and agriculture, along with unparalleled investment capacity.

By combining Iraq’s natural wealth with American innovation, both countries will benefit.

The recent agreements with companies such as Chevron and General Electric are not just contracts on paper; they represent real job opportunities, stronger infrastructure, and a more stable Middle East.

Iraq is a young country: 40% of our citizens are under the age of 15. This demographic reality can be either a powerful engine for growth—or fertile ground for despair.

If we provide education and employment, our youth will lead Iraq forward; if we fail, we risk exposing them to extremism. This is why Iraq seeks not aid, but investment—partnerships that generate sustainable opportunities.

Security in Iraq no longer depends on a permanent foreign presence, but rather stems from job opportunities, justice, and sovereignty. Extremism thrives where young people lack hope. To counter this, Iraq is working to secure its borders, cut off funding for terrorism, and ensure that weapons remain under state control.

These measures not only protect Iraqis, but also enhance Iraq’s role as a reliable partner in global security.

We have also chosen to be a bridge for dialogue rather than a battleground for conflict.

Iraq is cooperating with its neighbors to ease tensions and prevent regional crises that could once again attract external powers.

This reflects our vision of sovereignty:

Iraq as a stabilizing force, a supporter, and a contributor to peace.

In this effort, the United States remains a key partner – through diplomacy and continued support for Iraq’s stability.

Iraq has chosen the path of integration and constructive dialogue based on fair and mutual interests, and the pursuit of stability and shared prosperity.

Our relations with the United States are based on mutual respect and the principle of non-interference in internal affairs. Guided by these values, Iraq pursues a policy of constructive engagement with both its regional neighbors and the international community.

Iraq is a fully sovereign state, independent in its decisions, and guided solely by its national interests. We maintain balanced and legal relations with all countries.

While some Iraqi factions have ideological ties to Iran, we have worked to ensure that their activities remain strictly within the bounds of state authority.

Externally, we seek partnership; internally, we seek reconciliation.

We are working to resolve issues with the Kurdistan Region and to build trust among Iraq’s diverse communities by promoting a shared national identity, because a stable local foundation is the essential condition for successful international partnerships.

The measure of relations between the United States and Iraq should not be the number of American soldiers on our soil, but rather joint projects, trade, and opportunities available to both peoples.

The relationship that was defined by war must be redefined by prosperity.

We seek cooperation, not conflict. We prefer our steel to be used in the production of goods, not weapons.

The United States embracing Iraq as an investment and trade partner will give our neighbors tangible proof that peace is the best alternative to war. What Iraq envisions is a fair, balanced, and mutually beneficial partnership: a partnership in which Iraq assumes full responsibility for its security while the United States participates as an investor, economic partner, and ally.

This is not a call for charity, nor is it a call for a permanent military presence.

It is a call to build a mutually beneficial relationship that transforms the lessons of the past into the foundations for a better future. America has always been a leader in innovation and opportunity. Iraq is ready to keep pace with this leadership with its resources, its youth, and its determination.

Together we can redefine the relationship between the United States and Iraq—not as another chapter in an endless conflict, but as a story of prosperity built side by side.

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AMERICAN COMPANY KBR IS DESIGNING THE SECOND PHASE OF THE INTEGRATED GAS GROWTH PROJECT IN IRAQ.

ENKA Construction and Industry announced on Thursday that it has selected the American company KBR to provide detailed engineering design services for the second phase of the associated gas production project (AGUP2), within the Gas Growth Integrated Project (GGIP) managed by Total Energies along with its partners BOC and Qatar Energy, in Basra Governorate, Iraq.

The company said in a statement, which was reviewed by “Dijlah News”, that “the selection comes in the wake of KBR’s successful delivery of the Front-End Engineering Design (FEED) for the same project, which confirms its established relationship with both Total Energies and ENKA, and its continued commitment to supporting the development of energy infrastructure in Iraq.”

She added, “Under the letter of award, KBR will provide a detailed, multi-disciplinary engineering design from its global engineering centers, enabling ENKA to execute the engineering, procurement, construction and commissioning (EPSCC) scope of work for the central processing facility.”

The company indicated that “the AGUP2 project, scheduled to begin in 2028, aims to process oil and associated gas from the Artawi oil field to increase production capacity to 210,000 barrels per day of oil and 154 million standard cubic feet per day of gas, while seeking to eliminate routine flaring and contribute to Iraq’s transition to low-carbon energy.”

Jay Ibrahim, President of KBR Sustainable Technology Solutions, stated, “KBR has been a trusted service provider in Iraq for over four decades.”

Ibrahim added, “The project represents a strategic milestone for the future of energy in Iraq, as it will combine gas extraction, power generation, oil field redevelopment, and investment in renewable energy to support Iraq’s goal of achieving energy self-sufficiency while improving environmental performance.” He explained, “We are proud to continue supporting Total Energies and Enka to promote sustainable growth and provide reliable energy for Iraq.”

According to the company, “KBR’s expertise in gas processing, carbon reduction, and energy transition technologies makes it a key contributor to Iraq’s broader decarbonization goals and Total Energies’ integrated approach to responsible energy production.”

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PARLIAMENTARY FINANCE COMMITTEE: CENTRAL BANK GOVERNOR FAILED TO CONTROL THE CURRENCY MARKET

On Thursday, Finance Committee member Nazem Al-Shibli asserted that the performance of the Central Bank Governor raises many questions, indicating that he has failed to manage the country’s financial policy, which has allowed hard currency smuggling mafias to operate freely.  

Al-Shibli told Al-Maalomah News Agency that “the current fiscal policy has not achieved the required stability, but rather has contributed to deepening the economic crisis that Iraq is suffering from.” He added that “the lack of strict oversight of the Iraqi financial file has opened the door for currency smuggling mafias abroad, which has negatively affected the local market and the value of the dinar.” 

He explained that “the continuation of this situation threatens the country’s economic security and exacerbates the suffering of citizens, necessitating urgent and decisive measures to stop the drain on foreign currency reserves and stabilize the markets.”

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THE PRIME MINISTER UNVEILS “IRAQ VISION 2050” TO TRANSFORM THE COUNTRY INTO A REGIONAL POWER.

Iraqi Prime Minister Mohammed Shia al-Sudani affirmed that his government places the interest of Iraq and its people above all else, noting that the country is currently experiencing an unprecedented period of stability, with a clear transformation in its regional and international image after many years of conflicts and disputes.

In an exclusive interview with Newsweek, Sudanese Prime Minister Abdalla Hamdok explained that the government aims to transform Iraq from a country historically associated with instability into a regional hub for trade, innovation, and stability, according to a comprehensive national vision called “Iraq Vision 2050.” This vision rests on six key pillars: digital transformation, sustainable governance, a resilient economy, youth empowerment, achieving sovereignty, and a balanced geopolitical positioning.

Al-Sudani stressed that the slogan “Iraq First” constitutes the essence of this vision, noting that it reflects a philosophy similar to the “America First” slogan adopted by US President Donald Trump, saying: “The common denominator between us is giving priority to the people and the homeland. Just as Trump puts his country’s interest first, we put Iraq first in terms of security, stability, development and services.”

He added that the government has succeeded in achieving tangible accomplishments in security, services and economic reform, citing the conduct of the first comprehensive population census in 37 years under the supervision of the United Nations, and the organization of local elections in all governorates, including Kirkuk, after a hiatus of nearly two decades, which has strengthened citizens’ confidence in the electoral process, with more than five million new voters registering to participate in the upcoming elections on November 11, a number that Al-Sudani described as “unprecedented in the history of modern Iraq.”

On the regional front, Al-Sudani stressed that Iraq follows a policy of “positive neutrality” towards the crises that have plagued the region, noting that Baghdad has succeeded in avoiding the tragic scenarios witnessed by neighboring countries such as Lebanon, Syria and Yemen, despite the intensity of the conflicts.

Regarding the armed factions, the Prime Minister stressed that the rule of law and the state’s monopoly on weapons are a firm principle, explaining that there is a tangible shift in the orientation of these factions towards political action, which strengthens the state of institutions.

Regarding the Israeli threats, Al-Sudani stressed that Iraq confronted them with a clear official position and complete rejection, emphasizing that Iraqi territory will not be used to attack any party, and that the decision of war and peace is an exclusive right of the state.

He also revealed Iraq’s active diplomatic role during the war on Gaza, noting Baghdad’s participation in the Sharm el-Sheikh conference to support the US president’s plan to stop the fighting, and to work on creating a basis for dialogue between Washington and Tehran based on respect for sovereignty and rejection of sanctions and threats.

Regarding foreign relations, Al-Sudani stressed that Iraq maintains a balance in its relations with both the United States and Iran, saying: “Iran is a neighboring country that supported us in the war against ISIS, and we maintain a relationship based on mutual respect. At the same time, we have a strategic partnership with the United States in multiple areas.”

The Prime Minister indicated that the Trump administration represents an opportunity to build a model relationship based on common interests and economic development, stressing Iraq’s openness to American investments, and that the doors are open for American companies to contribute to reconstruction, energy and infrastructure projects.

Regarding the future of Iraq, Al-Sudani stated that the country possesses all the elements for advancement, including human, natural, and financial resources, saying: “We seek to make Iraq a prosperous economic center and a balancing force in the region, based on science, technology, and youth leadership.”

He explained that the “Iraq Vision 2050” project includes programs for digital transformation, smart government, cybersecurity, empowering national talents through entrepreneurs, and achieving productive citizenship, stressing that the government has already begun implementing this vision in cooperation with the Ministry of Planning and international companies such as KBR.

He pointed out that these efforts aim to diversify the economy and reduce dependence on oil, considering that “the rentier economy was a mistake that lasted for decades and must be overcome by building a flexible and innovative economic model.”

On the achievements front, Al-Sudani affirmed that Iraq is experiencing its highest levels of stability since the 1960s, with a normal nightlife, growing tourism, and a 40% increase in tourism revenues. He noted that Mosul, once a stronghold of ISIS, has become a tourist destination attracting visitors from Europe and Russia, with plans to establish a dedicated Ministry of Tourism to support this vital sector and enhance Iraq’s international image.

The Prime Minister concluded his speech by emphasizing that the position represents a trust and a national responsibility, saying: “The trust that the people give through elections is a precious trust that we must meet with honesty and action, not promises.”

He stressed that the biggest challenge facing his government is confronting the campaigns of doubt and obstruction from some political parties, adding: “The more we accomplish, the angrier our opponents become, and this is the best proof that we are on the right path.”

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Iraq avoids budget deficit thanks to one factor… Expert reveals the secret

Economic expert, Salah Nouri, revealed that the Financial Management Law No. 6 of 2019 served as a safety valve that saved Iraq from entering a state of financial deficit by addressing cases of delay in approving the federal general budget law or its failure to be approved on the specified dates.

Nouri told Al-Furat News Agency that: “The Financial Management Law has addressed several cases related to the approval of the federal general budget law,” noting that “Article 13 stipulated clear procedures to ensure the continuity of spending even if the budget is delayed beyond December 31 of the year preceding the year in which it was prepared.”

He explained that “the aforementioned article authorized the Minister of Finance to issue an official circular based on specific criteria, whereby it permits spending at a rate of {1/12} or less of the total actual expenditures for current expenses for the previous fiscal year, after excluding non-recurring expenses, to ensure the continuity of employee salaries and the operation of government facilities without interruption.”

Nouri added that “the same article allowed for spending from the total annual allocation for ongoing investment projects whose allocations were included during the previous and subsequent fiscal years, according to the actual completion rates or completed stages of preparation, with the aim of preventing the suspension of projects under implementation.”

The economist explained that “the third paragraph of the article accurately addressed the situation of the budget not being approved at all, as it stipulated that the final financial data of the previous year be adopted as the basis for the financial data of the new year, provided that this data is submitted to the House of Representatives for the purpose of approval, which ensures the continuation of the state’s financial activity in a legal and organized manner.”

Nouri stressed that “this article, with its three paragraphs, represented a comprehensive solution to the situation of delaying or not approving the budget at the end of the fiscal year,” explaining that “thanks to it, Iraq avoided falling into financial paralysis, especially since the House of Representatives had previously approved a budget for three years {2023 – 2024 – 2025}, which strengthened financial stability and contributed to regulating government spending within specific and clear ceilings.”

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THE UNITED STATES SENDS A NEW MESSAGE TO IRAQ

US Special Envoy to Iraq, Mark Savaya, announced that Washington is optimistic about the future of Iraq and sees it as a country moving towards prosperity.

He stressed the need for everyone to work to keep it away from the domination of the militias.

Savaya wrote on his X platform account that the United States views the future of Iraq positively, given its active and creative people.

He noted that Iraq has witnessed remarkable progress in recent years, and at the same time is preparing for a new phase of consolidating democracy, calling on everyone to work together to protect this progress.

Savaya affirmed that the US government continues to support Iraq whenever it takes steps towards development and stability.

He expressed his hope that Iraq would be a sovereign country, free from militias and armed groups, which would be a source of joy for everyone.

Savaya’s statements confirm the American position calling for an end to the influence of militias and groups linked to Iran, at a time when many of these factions participated in the electoral process and formed special lists and alliances to achieve this goal.    

This comes in conjunction with a statement by Iraqi Foreign Minister Fuad Hussein, in which he confirmed that six Iraqi factions classified as “banned” by the United States will not be part of the next government formation.

Fuad Hussein said in an interview with Al-Hadath TV that the American side issued a decision to classify these factions as “banned”. 

He pointed out that it is necessary to take this into account to ensure stable diplomatic relations for Iraq with the international community, and to facilitate dealings with various countries.

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IRAQIS TO VOTE AMID TENSION WITH WASHINGTON 

As Iraq heads to the polls this Tuesday, voters are choosing leaders who could reshape the country’s relationship with the United States. Many voters say Washington still controls key parts of their economy and politics, leaving the question of sovereignty unresolved more than two decades after the U.S. invasion.

In Iraq’s southern city of Basra, oil exports are booming. Tankers load millions of barrels of crude every day, bringing in billions of dollars. But this money does not go to the Central Bank in Baghdad. 

Instead, it is sent to accounts at the U.S. Federal Reserve, where it remains under American supervision.

These revenues are deposited into what was once known as the Development Fund for Iraq (DFI), later restructured into the “Iraq 2 Account” at the Federal Reserve Bank of New York. 

From there, funds are released to Iraq’s Ministry of Finance for government spending, but only after approval and clearance through the U.S. financial system. This setup allows Washington to monitor every dollar and, if necessary, delay or restrict Iraq’s access to its own oil income.

The system was first created in 2003 as a temporary safeguard after the fall of Saddam Hussein. It was meant to help Iraq manage its oil revenue transparently. 

Yet 22 years later, it still exists. The U.S. presidents have renewed the arrangement every year, most recently in May 2025. 

Critics say this has turned a short-term measure into long-term control. Officials in Baghdad estimate that between $80-$85 billion of Iraq’s oil revenues are now held in the U.S. Federal Reserve. Washington says the setup helps prevent corruption and protects Iraq’s economy. But many Iraqi voters argue it gives the U.S. too much leverage.

That leverage became clear when U.S. regulators restricted dozens of Iraqi banks from using dollars. The decision reduced the flow of dollars into Iraq, weakening the dinar and raising prices for everyday goods. For shopkeepers and traders, the result has been higher costs and shrinking profits.

“The Americans say it’s about stability, but we’re the ones paying the price,” said Ahmed, a trader in Baghdad’s Karrada district. “Our money is controlled by another country.” The U.S. also keeps military forces in Iraq, something many voters still view as an occupation. Together, these economic and military ties have become key issues in the November 11 election. 

Several political blocs are promising to reclaim sovereignty by demanding control over Iraq’s oil and gas revenues and pushing for a faster and more transparent timeline to end the U.S. troop presence.

At a recent summit in Egypt, U.S. President Donald Trump told Iraqi Prime Minister Mohammed al-Sudani, “You have a lot of oil and you do not know how to handle it.” 

His comment fueled debate in Iraq over whether the U.S. still sees itself as Iraq’s guardian, or its overseer.

The next government will face a difficult choice: maintain the current system for stability, try to renegotiate it, or cut the link entirely. Each option carries serious risks for Iraq’s economy and relations with Washington.

When Iraqis vote this week, they will decide more than who leads them. They will decide whether their country can finally stand on its own, or whether America will continue holding the financial and political levers that shape Iraq’s future.

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DEVELOPMENT ROAD PROJECT: 75 PERCENT OF FINAL DESIGNS COMPLETED

The director of the Development Road project at the Italian consulting firm (BTB), Wido Bonini, confirmed on Monday that the project connects Basra Governorate to the Turkish border via a railway and an international highway. He indicated that the project will provide 150,000 job opportunities and support the Iraqi economy. He pointed out that the project plan extends until 2050 and includes the establishment of economic and industrial cities within the Iraqi governorates. Bonini told the official agency, “The company has participated in the Development Road project since the beginning of the project study in 2023, when we started with our partners in the Iraqi Railways Authority to study the project.”

He added that “BTB studied the project and realized its importance to Iraq, not only internationally, as it connects the world, but also internally between the governorates.” He explained that “the company paid attention to the stations that will be built within the governorates, from Basra to Nasiriyah, Diwaniyah, Najaf, and Karbala, reaching Baghdad, Samarra, Tikrit, Baiji, and even Mosul.” He continued, “The company also paid great attention to the interior designs, not only for the transportation process from the port of Faw to outside Iraq. The attention did not only include international aspects but also Iraqi governorates.” He pointed out that “the project is not only a railway, but it will also be a highway connecting Umm Qasr to the northern region with the Turkish border for transporting goods.”

He also explained that “the company was concerned with the efficiency of the train in terms of transporting passengers and not just goods, as a study was prepared according to the highest international standards, so that the speed of the trains designated for transporting passengers would not be less than 300 kilometers per hour,” noting that “direct trains will cover the distance between Basra and Baghdad in about an hour and a half without stopping, while there will be other trains that stop in a number of governorates.”

He also explained that “the company submitted a complete study and designs to the Ministry of Transport, especially to the Railways Department for consultants for the group of projects. In addition, we have other contacts with partners who were appointed through the Ministry of Transport, including Oliver Wyman, with whom we are working, which will contribute to providing the best project that is thoroughly studied, so that it can be implemented without any problems.”

He also noted that “several countries have expressed interest in the project, most notably Turkey, as it is the country that has a direct connection to the development route, in addition to Gulf countries including Qatar, the UAE and the Sultanate of Oman, who have expressed their desire to be an active part of the project. We also expect the Kingdom of Saudi Arabia to join later after the studies are completed.”

He also pointed out that “the project is in its first phase a freight transport, railway and (highway) project and a railway link with Turkey, but the state’s future plan includes establishing development projects, factories and plants along the road in all governorates, in accordance with the nature of each governorate. For example, in Basra Governorate there will be oil factories and petrochemical plants.”

He added, “There will be factories in the holy governorates of Karbala and Najaf, most of them specializing in agriculture, such as a canning company or others, and this study will be part of the project’s establishment process,” explaining that “the project will provide between 100,000 and 150,000 job opportunities and contribute to revitalizing the national economy.”

He continued, saying that “the project in its second phase will focus on building factories, plants and economic cities,” explaining that “these economic projects will come in sequence according to the plan that will extend for about 25 years, starting from 2025 until 2050.”

He confirmed that “the company has so far completed between 70 and 75 percent of the final designs, studies and practical application on site, while it is expected to complete the remaining 25 percent during the next three months to deliver it to the Ministry of Transport by the end of this year.”

Bonini concluded by saying: “The ministry intends to launch a global platform for submitting bids and studies to international companies for the implementation work after receiving all the final designs, surveys, detailed geological work, and designs for the project, which extended over two years.”

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Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,

                                             Just the FACTS!

Disclaimer: All information in this newsletter is not intended for investment decisions / purposes. Mnt Goat is not a financial analyst, planner, banker, attorney or associated in any role with giving out professional investment advice.

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Mnt Goat