Disclaimer: All information in this newsletter is not intended for investment decisions / purposes. Mnt Goat is not a financial analyst, planner, banker, attorney or associated in any role with giving out professional investment advice.

ABOUT THE NEWSLETTER:

September 11, 2025 Mnt Goat News Brief

Guten Tag everyone:

I have some GREAT news for you today. Let’s buckle down and enjoy all the news…. again.

September, September, it’s all about September…….

GIVE A GIFT TO MNT GOAT

I decided to allow everyone to give a Free-will GIFT to Mnt Goat on PayPal if you so desire. Here is the link below. Please show your appreciation for all the hard work I do.

I recommend $10-$15 dollars a month or whatever you can afford. Do you realize I write eight (8) Newsletters every month. This is like a second job to me. The only way I know that people are reading and appreciating all the FACTUAL news I bring is through their appreciation. If I do not receive equal appreciation for all the hard work I do, I will simply end the Newsletter and save myself endless hours at the computer. I am tired of this RV saga just as you are. We are now down to the wire and the end is very near. I feel this would be a lousy time to end the Newsletter but that is all up to you. As I suggested I will probably have a LIVE conference call once the reinstate happens to help clarify issues in the exchange process. It is all up to you if you want me to help.

Let’s all try to chip in!

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Proverbs 11:24-25:

“One gives freely, yet grows all the richer; another withholds what he should give, and only suffers want”.

STATUS OF THE RV

The clock is ticking for Iraq, tick tock, tick tock. September is already almost half over. Today I want to inform my readers of the information I received this week from my call to Iraq. This call took place just a couple days ago and so the news is very current. I wanted to take the time to review all my notes and clearly present it here for you today. I never has such a long, detailed call and I hope they will continue feeding me more and more information as the process rolls out over the next months.

In the call from Iraq, I was told meetings are underway with the US Treasury and Central Bank of Iraq for the final details of what we all hope will be the execution of the swap out of currency soon. I do not want to dispel hope that this will go forward, but remember there is caution and Iraq had false-starts to the process many times already and shut it down before they got to the “no turning back” stage. So, let’s all pray this goes well for Iraq. Many may ask me where are all the articles then explaining it? I assure you I am told they are coming…. Please everyone, get down on your knees and pray hard for the people of Iraq and the abundance and prosperity this move could give all of us. I thought it weird too that in the midst of the Charlie Kirk assassination I was on my cell at about the same time receiving this info. I heard the news afterwards and it totally shocked me. My prayers go out to his surviving wife and children. So, just today I heard the FBI took into custody the assassin. Please take the time to go to the Political Section of today’s Newsletter and review it all.

Also bear in mind these are not normal cell plan calls to Iraq and cost extra and are expensive. I need help in all directions to support the Newsletter and show your deepest appreciation. I want to thank everyone who came forward and showed your deepest appreciation at this time. Thank You, Thank You, Thank You! But remember this should not be a one-time occurrence but a monthly help as I try to research and complete 8 Newsletters a month. Let’s keep the Newsletter alive at this critical time.

So, this info from the call did not surprise me as we are in September already and they want to complete this swap out before December and are targeting January 2026 for the reinstatement. I know this may be a bit vague but this is all they would sacrifice in the name of a timelines. They are keeping this all very, very quiet. They teased me with just enough. I was told we MUST see the announcement back to full accession to the World Trade Organization (WTO) during the next months. This will coincide with the process as it will all happen suddenly with announcements coming out.

I was told there is more than enough of the newer lower denominations (coins fils included) to fulfill the needs within Iraq as digital banking lessens the needs for cash. ATMs are going to play a pivotal role in the conversion process allowing machines to take in the three zero notes and deposit them into accounts. This goes back to articles from the CBI we read many times about why these ATMs are important. So, we are now hitting this pivotal time period. Convenience is important to get cooperation. Times have changed over the last 20 years and unlike in 2004 when they did the swap out from Saddam Hussein lower denomination notes to the larger three zero notes. They are now about to reverse the notes back to the lower denominations again and normalize their currency. This time with a new design and security features. Yes, no Saddam pictures on them….lol..lol… 😊 This comes on the back of getting the parallel market under control and the work with correspondent banks to replace the currency auctions.

Of course, I was NOT told what the in-country rate would be but only it would be just over a dollar. I was told that shortly (whatever the hell that means….) we will see the educational part of the roll-out as the CBI would have to inform the citizens of what they are doing and how its all going to work. There will be a deadline in country to turn in the large three zero notes as was previously planned as I was told years ago. So, this has not changed. After the deadline the three zero notes will still be valid currency but the ATMs will no longer take them and banks will have to get special permission from the CBI to accept them in country. They are not playing around with this….. They will take it case by case. I was told they still plan to use the larger three zero notes for inter-banking needs where large sums of cash is appropriate for a transaction but that most of the retrieved three notes will be inventoried and burned. They have new scanners set up and have yet to deliver them to the banks to validate the currencies both of the older three zero notes and the newer notes going forward. The ATMs already have the built in scanners for legal tender installed and ready. This happened years ago.

As I write this Newsletter today I am saddened and tears roll down my face. As many may already heard that on Wednesday, Charlie Kirk (31) was assassinated at a Utah college campus. I cannot say enough on how sad this is and how extreme the extreme will go. This is how bad they wanted to shut us up. Folks, now you all should understand why Mnt Goat stays in the shadows to relay my news. I too have feared for my family. Remember my TRUTH is not really only my TRUTH, but yours too. Remember my mantra “Their words not mine…..No Rumors, No Hype, No Opinions, Just the FACTS!”. My blog is their words not mine. People like Charlie Kirk are making a difference and are part of the solution not the problem.

😊 In today’s news I also wanted to talk more about the signs being given to us that Iraq is finally shifting to independence and fulfilling true national sovereignty. In one news we see the US Congress making a major step in the article titled “US HOUSE OF REPRESENTATIVES ENDS WAR AUTHORIZATIONS FOR IRAQ AND THE GULF”. The US House of Representatives just passed the National Defense Authorization Act, which sets military policies and provides funding for the military, after a key amendment repealing the war authorizations for Iraq and the Gulf, in a vote that sparked widespread controversy between Democrats and Republicans. This signals to the world not only the U.S. commitment to end all these small senseless wars, but to also prevent them in the first place as now they must go through Congress prior to any executive branch action can be taken with the military. To our investment it also signals to the world that Iraq is shifting drastically and the final stages of a sanction-like attutude towards Iraq may be over, although we certainly know that all UN official sanctions on Iraq ended since late 2022. This is all wonder news!

Let’s talk Reforms:

😊Then in yet another article titled “THE CENTRAL BANK’S FRUITFUL EFFORTS TO ACHIEVE THE COMPREHENSIVE BANKING REFORM PROJECT” by Samir Al-Nusairi the Central Bank’s actions and efforts, in partnership and consultation with private banks. They , have been fruitful in facilitating the implementation of the objectives, mechanisms, and standards of the comprehensive banking reform project, in cooperation with the government and the global consulting firm Oliver Wyman, and the objectives and initiatives of its third strategy. This does not say so much futuristic measures this say they have been fruitful meaning done already. This next phase of banking reforms could only move ahead now because of the groundwork already laid out. We read article after article about these reforms, given that economic reform (the next stage) begins with banking reforms. But remember that economic reforms have the financial reforms as their foundation which we has been laid down now and we witnessed it all. Remember the “Pillars of Financial Reform”? Did you forget already? What did you think these reforms would amount to? So, it now also why we are now being told to expect the rollout of the reinstatement? Is it time to get dividends from all this hard work of the financial reforms? Now it is time to suck in all the three zero notes and move this liquidity back into the banks to support the rebuilding the economy (economic reforms) the next stage.

Now let’s go further. We knew that in order for Iraq to move ahead into the normalization of the dinar, they would need the full support of the US. So let’s look at the following articles today and what story do they tell us? This support has been slowly gaining momentum as the new Trump administration talks hold in its new foreign policy with Iraq and the middle east. I can see from comments months and months ago that many of my readers think that things just happen overnight. I try and try to explain to you they do not. We must be patient, listen to the news with expectation but realistic expectations. So, now we are advancing to see US companies entering the scene. We read articles last week at just how secure and safe Iraq now is compared to 20 years ago or maybe even just 5 years ago.

😊 I believe you also want to back up this last article up with this one titled “IRAQI BANKS ASSOCIATION: THE REFORM PLAN HAS REACHED ITS FINAL FORM AND WILL INCLUDE ALL PRIVATE BANKS.” Come’on folks have much reforms is enough reform? What can they achieve? How much is necessary? They have been at this for all so long already. They are telling us today they are in the LAST PHASE of the process of banking reforms, now it comes down to ‘uniformity” between all banks in the banking system. If you don’t conform you will not be banking in Iraq. We all should celebrate. What a relief if was to finally hear such good news. No more hodge-podge banking system. Oh boy….they really needed this too for the rollout of the reinstatement. They can not risk more corruption once the currency in normalized and goes viral.

More solid proof of the new US policy towards Iraq: (this shift has begun)

😊 In the article titled “STEVE LUTZ: THE KURDISTAN REGION HAS A MORE FAVORABLE ENVIRONMENT FOR INVESTMENT THAN IRAQ”. Who is Steve Lutz? No, not the Oklahoma State basketball coach, the other Steve Lutz I mean Steve Lutes, a Trump cabinet pick for leading the US Chamber of Commerce. I know they got the name spelled wrong. Why would Lutes be in Iraq? The Vice President of the US Chamber of Commerce said that the support and assistance of the Prime Minister of the Kurdistan Region, its favorable environment, security and economic opportunities have encouraged US investment companies to invest in the Kurdistan Region; “The Kurdistan Region has a more favorable environment for investment than Iraq” (I think they mean to say Baghdad area outside of Kurdistan not that Iraq is not Kurdistan, it is part of the nation of Iraq….weird…. how they said this)

On Monday, September 8, 2025, Steve Lutz (Lutes), Vice President of the US Chamber of Commerce said “We have 30 companies from the United States and we aim to invest in different sectors in the Kurdistan Region and find economic opportunities; Many companies are coming to the Kurdistan Region for the first time in order to get to know the Kurdistan Region better and find new partners.” Folks why would the US take such interest now financially if they were not now changing attitudes toward Iraq and supporting it economy? Why would they want the 1320 dinar?

Steve Lutz said “We will invest more in the health, tourism and agriculture sectors in the Kurdistan Region because it has a safe, appropriate and secure environment,” He also said that the priority of the US Chamber of Commerce is to invest in the Kurdistan Region, because the Kurdistan Region has a more favorable environment in Iraq, even the US government targets companies to invest in the region. WOW! WOW! WOW!

Is this now what we have wanted to see all along? Remember when I told you eventually the new Trump foreign policy would be much different than the old stale Obama/Biden policy and it would move Iraq ahead in the game. Why wouldn’t it. There are trillions to be made in the Iraqi new economy. But it has to come with a new rate of the dinar too. It is coming….. 😊

😊 Okay so here it is again in this article titled “TALABANI: THE REGION IS QUALIFIED TO BECOME AN IMPORTANT TRADING PARTNER FOR THE UNITED STATES.”.

What more news do you want to convince you the US has come (not coming) to Iraq.

Deputy Prime Minister of the Kurdistan Region, Qubad Talabani, affirmed on Sunday that the Kurdistan Region is qualified to become a major trading partner for the United States in the region.

He added, “We also discussed our efforts to develop the capabilities of youth in Kurdistan in the fields of technology and entrepreneurship, given that creative youth can play a role in using modern technology and artificial intelligence in the development process in Kurdistan and contribute, through their technological capabilities, to strengthening trade relations between the United States and the region.”

😊 WOW! So, here we go again in article titled “MAZHAR SALEH: THE ECONOMY IS ACHIEVING POSITIVE INDICATORS WITH A GROWTH RATE OF 5.3% IN 2025.”

The financial advisor to the Prime Minister, Salih, affirmed on Tuesday that the Iraqi economy is going through a pivotal phase that combines positive indicators and promising opportunities with structural challenges that require radical reforms, which the government program is working on with determination and a coherent approach.

Speaking to Al Furat News Agency, Saleh explained that “the gross domestic product is expected to achieve growth of approximately 5.3% in 2025 compared to previous years, indicating the strength of economic investment activity in the country.” He added, “The government has proposed more than 160 investment projects in the electricity, refineries, and ports sectors, reflecting a significant trend toward revitalizing the private sector within the services-oriented government.” Okay so here is the evidence. I don’t need any bank stories, secret memos or lies about every weekend or any day RV scenarios. Here are the facts to back up what I am telling you. Does any country experience a 5.3% growth rate? WOW!

😊 Okay if all this was not good enough for you today here is the icing on the cake or the crème de menthe in article titled “BAGHDAD AND WASHINGTON AGREE TO AVOID CONFLICT AND AFFIRM THAT ECONOMIC PARTNERSHIP BUILDS A STRONG GOVERNMENT.” Iraqi Parliament Speaker Mahmoud al-Mashhadani and the new US Chargé d’Affaires in Iraq, Joshua Harris, discussed on Tuesday the importance of sparing the country from regional conflicts, stressing that US investment and economic partnerships must contribute to building a strong government.

This came during Mahmoud Al-Mashhadani’s reception of Joshua Harris at his private office for an official meeting during which views were exchanged and frameworks for strategic cooperation between the two countries were discussed.

In a statement to the House of Representatives, Al-Mashhadani stressed that “Iraq’s security stability and economic prosperity are closely intertwined, and that achieving stability requires supporting the national economy and employing youth, through activating the private sector and the entry of American companies into the Iraqi market.”

So, what the hell more do my readers want to convince you that the foreign policy under Trump has changed, We are now reading this policy as I said would all shake out and we would soon learn more of what it was. I asked back then to you would it favorable or harsh? Would this policy be even worst than the Obama/Biden bullshit corruption we all witnessed? So the tide has turned, the shift is here.

I want to warn my readers that the Iraqi elections are usually chaotic. I am hearing that it should be a no brainer for the re-election of Al-Sudani for yet another 4 years. Nothing is a sure thing in Iraq as we have learned. So, in this article today we also learn from the Iraqi Parliament Speaker al-Mashhadani as he stressed that “the next phase after the elections requires genuine partnerships to deepen economic and political relations and strengthen Iraq’s sovereignty and national unity, with a focus on government efficiency and the application of the principle of citizenship as the foundation of the development approach.” Remember I told you also it was all about unity. Yes, nations are built and survive on patriotism and the unity of its citizens towards common goals but goals that lead to prosperity, abundance and peace.

There is not much more to tell you today. Let’s keep out eyes wide awake for what could happen in the next several months. Let’s pray and stay focused on the TRUTH and not let any shootings or other events bring us down. We must stay focused and on target. Do you know what you are going to do with all this money? Do you have a solid plan? What will your future be like? Will it constructive or destructive with all this money? Are you also going to pay-it-back and help others with it?

I need everyone to remember that through the prophets God has told us there will be a woman that will eventually come forward to help heal and unite the US. I don’t think she is here yet until things settle down and many of these woke politicians are gone. I also included more than ever information about these Muslims in the US. I want to remind everyone that I was in the Intelligence Corps, US Army stationed in Iraq. I have seen it all. What I see going on now in the US with these Muslims today is very dangerous, especially with having Muslims infiltrated into our politics and worst of all using the positions of trust to instigate these Muslims to a violent state of mind against the US. Remember they came to the US for a peaceful way of life and now these radical Muslim politicians are going to stir them all up. Why? Why would anyone want to hurt the very same country that just rescued them from harms way? I really don’t get it. Oh…. but I do get it. Again, this is dangerous. I am not a Muslim hater, nor do I will them anything bad. I have seen this trend before, and I am sending out a warning signal to anyone reading this Newsletter today that the government of the US must address this sooner than later.

For those of you who do watch the show with Steve Shultz on Elijah Streams I want to encourage you to keep watching. I do not go a long with some of this because I believe, in part, Steve is being conned by some of the people he invites on his show. I listened to the show on Thursday with Jan Harper-Hayes.I thought you all might want to hear what she had to say about Iraq.

DINAR TO REINSTATE NOT UNTIL AT LEAST…..

I cannot yet verify what she says about this payment, however I will ask my CBI contact next week on this subject matter.

GOLD, GOLD and more GOLD

Hey, let’s not forget about silver….. So, how many times does God have to tell us about the coming GOLDEN AGE. Are we positioned enough to leverage off this shift to the Gold Standard? What will it take to be prepared?

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Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,

Just the FACTS!

PRAYING WITH SINCERITY

Many may ask why their prayers are not being answered. Our new Shepard in Rome Pope Leo XIV has given us some direction.

You can purchase a nice pair of Rosary Beads here to pray:

These prophecies are more important now more than ever. They give us the strength, perseverance and hope that a better time is coming and that God’s Hand is at work behind the scenes. If you just take a second even to look around you at these past three election cycles, how can you deny that God is at work? Are you sleeping or what?

It is amazing and there is no other way that these events could have happened the way they turned out. But there is more to come, much, much more, I assure you! Now that God has his biblical David re-elected, we need to pay attention to what He does next.

God told us it will be an “hypnotic November” and turbulent until June 2025 and so, isn’t it? June has been amazing too as promised. Was He lying to us? Here comes the indictments.

NOTE: These prophecies just keep getting better and better, giving us HOPE of a bright future. But the real reason why I listen to them is that we can actually see what God says He will do is taking place right in front of our noses. It is a confirmation to me that God is real and is still with us forever just as in biblical times.

Prophetic Words from prophet: Hank Kunneman

“President Trump, America & The Golden Age”

You can start watching the video at the 15:48 mark. Please pay VERY close attention to what is said in both physical terms and spiritual terms.

We have talked about GOLD many times already in my blog. So, here is yet another one. You think it may be important? California is said to still have undiscovered gold amounting to about 80% of what they really have in the ground (per prophetic word).

How will the U.S. get back to the GOLD standard? This will mean getting off the dollar as the global media of exchange, or will it?

You may want to take a look at this recent news and how it all fits in to the prophecies. Could this really happen?

click on the GOLD to watch the video.

Prophetic Words from prophet: Julie Green

“This is a time to find out how politicians came to Washington with nothing and now have millions”

You can start watching the video at the 25:10 mark. From Sept 7^th.

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HERE’S HOW TO MAKE YOUR ASSETS INVISIBLE FROM CREDITORS

WHO WILL ‘CARRY THE TORCH’ FOR CHARLIE KIRK

As I write this Newsletter today tears roll down my face as I got off the phone with my CBI contact only to hear about the Charlie Kirk assassination. As many may already know that on Wednesday, Charlie Kirk (31) was assassinated at a Utah college campus. I can not say enough on how sad this is and how extreme the extreme will go. This is how bad they wanted to shut us up. I have to say this is the devil himself at work again. Charlie and his wife Erika were blessed with two healthy and beautiful children together and just recently too. There is no justification for this barbaric murder.

We must all PRAY for him as he enters the gates of heaven. He will be missed!

Folks, now you know why Mnt Goat stays in the shadows and remains distant. I too have feared for my family. Each Newsletter I put myself in jeopardy be telling the TRUTH and disbanding the lies being told. But remember my TRUTH is not really my TRUTH but yours too. My blog is their words not mine. People like Charlie Kirk try to make a difference and are part of the solution rather than the problem. Will you join us? Will you be the next “Charlie Kirk” to pick up the baton and continue where he left off?

I GUESS WE NOW KNOW WHAT SIDE OF THE ROAD HE IS ON? (As if we didn’t know already)

RASHIDA TLAIB’S BOMBSHELL MOVEMENT TO RADICALIZE PEACEFUL MUSLIMS IN THE US.

Rashida Tlaib represents Michigan’s 12th congressional district. She has been serving in this district since 2023, following her previous representation of Michigan’s 13th congressional district from 2019 to 2022. These are both highly Muslim occupied districts in the US.

Congressional seats should not to be used for foreign activists’ movements, that is the purpose of this explanation today. This is not considered serving the people of the district to which voted them. This is the purpose of being a representative in Congress. Certainly, Palestine citizens in Gaza did not vote her in to Congress to work for them. Is she supporting US interests or of her own based on her nationality or religious affiliation?

Folks this is the danger of putting these foreign immigrants into our political system. They just don’t get it. Do they really understand why they are there? Do they get it?

In this video, I also like the concise, clear and truthful explanation that Mark Levin gives of the history of the Gaza strip and how the Palestinians gave it away to the Hamas terrorists group to control. Again I ask if Tlaib is so concerned about the Palestinians they why doesn’t she try to help them understand what really happened for the underlying basis of how Hamas gained a foothold in Gaza in the first place. Yes, let’s address the negligence of the Palestinian people themselves and stop putting all the blame on Isael. Does Tlaib talk about this? Does she responsibly try to help these Muslims in her district truly understand the situation? The answer is NO.

Does she tell of the honest background of the Palestinian people in the area that self-inflicted pain what is now the consequences of their own past actions and hatred for Israel and the Jews? Tlaib wants to continue this ridiculous twist of facts.

If you listen carefully to Tlaib in this video you can also hear her embody Marxists principles and a hatred of the US. Yes, she is layering on yet another crisis we have to deal with later. Remember these Marxists need crisis after crisis to get into power.

We should also wake up to what is happening in Anoka and Ramsey counties of Minnesota as in Dearborn and Detroit Michigan districts with these very large populations of Muslims. They do not understand the culture of the west and all it takes is someone like Tlaib or Omar to stir the pot. These cities are becoming a very large pool of anti-American Muslim communities. These kind of speeches are stirring up trouble in the cities and not helping the situation. How can we not think that these so-called “peaceful” Muslims are not being slowly radicalized by her speeches. She is walking on thin ice. Is she really helping or hurting the Muslim population to disseminate into the western culture? Again, these radical extreme liberal politicians becomes part of the problem and not the solution. The US government must address these Muslim cities now or later. We must get activism out of politics.

It is much easier to address them now along with those politicians stirring them up before this gets out of hand.

We also witnessed immigration policies under the Obama administration that allowed seemly harmless see 60,000+ immigrants, mostly Syrian Muslim refugees, into the US in the aftermath of the ISIS crisis. Who started ISIS? That is saved for another conversation and another day.

This is where they settled them, in towns in Minnesota. Remember that the millions of refugees that flowed in the US under Biden also as designated areas to settle in the US. They had pre-determined tags telling them where to go. Most, when asked, didn’t know where in hell these town were even. So they did not decide. Who did then?

There was already a small community of Muslims located in Minnesota there at the time, how convenient that this should happen. later this allowed Ilhan Omar, a Muslim immigrant from Somali, to gain popularity and represent Minnesota’s 5th congressional district, which includes the city of Minneapolis and parts of Anoka and Ramsey counties. Of course, immigrants coming from a foreign country will decide to vote for someone of their same religion, language and customs.

How can any other American candidate compete with this? One might think that on the surface this would not be so bad since she could first-hand sympathize with the needs of the people in her district being of like religion and culture. But this is not what she is using her position for. Instead, Ilhan Omar, like Rashida Tlaib are using their positions of trust in congress to continue their activist’s movement for Samalia and Palestine, which are all geared as Muslim oriented. In fact, Omar openly, like Tlaib, even gave speeches declaring her full intentions. So Mnt Goat is not making this stuff up. This is getting really scary.

These Muslim districts, if you Wikipedia them, you will find it stated they are known for their diversity, with a significant immigrant population, and Omar’s district is one of the most Democratic districts in the Upper Midwest. Ilhan Omar is notable for being the first Somali-American and the first woman of color to serve in the U.S. House of Representatives. Note how they use racism too to emphasize diversity. This was all in line with the (diversity, equity and inclusion) DEI program. Is this how the democrat party is using the immigration scheme to swing elections? Is this another reason for the push for DEI? So this scheme has been in motion long before the mass immigration policy of Joe Biden. Biden just put it on warp speed.

I am even talking about all this today because we have to always dig deeper to see what is really going on beyond what we witness on the surface. Sure we are all fed up with what we have seen from “the squad”. By what’s it really all about? These very large immigration movements of Muslims is not just happening folks. It is intentional and well planned out. This is how they are seeding these Muslim politicians into our political system. This is part of a much bigger plan of the United Nations under their Agenda 2021, 2030 and 2050 plans. Part of this plan is about “homogenizing” the world’s population. This is much like the desegregation plan in the US and we can see the disastrous effects of it. But now after years of experiencing the effects of the UN immigration plan we feel the negative impact and so maybe its time to wake up and pull out of these UN plans and simply stop implementing them?

Now don’t get me wrong. I am certainly NOT a Muslim hater. We would not be so alarmed if these politicians would just do their job and stop the activism movements in their districts using the office of trust as a US representative as their platform to do it. We have witnessed the nonsense already caused by this politicians. We don’t need activism in Congress we need real support for the issues facing these towns not some foreign country, that happened to be where they came from.

WHY IS THE WEST FIGHTING JIHADIST FOR THE MUSLIMS. THIS NEEDS TO FIGHT FOR THEMSELVES, (if they are truly peaceful Muslims and mean what they say).

What does jihad mean?

The word “jihad” is widely used, though often inaccurately, by Western politicians and media. In Arabic, the word means “effort” or “struggle”. In Islam, it could be an individual’s internal struggle against baser instincts, the struggle to build a good Muslim society, or a war for the faith against unbelievers.

The term “jihadist” has been used by Western academics since the 1990s, and more widely since the 11 September 2001 attacks, as a way to distinguish between violent and non-violent Sunni Islamists. Islamists aim to reorder government and society in accordance with Islamic law, or Sharia. Jihadists see violent struggle as necessary to eradicate obstacles to restoring God’s rule on Earth and defending the Muslim community, or umma, against infidels and apostates,

This is not an easy topic for most peaceful, loving Muslims to talk about and you will learn why today. I will probably even be called an Islamophobic for my commentary on this subject matter as that is usually their denial and scape goat. But do you know what? Someone finally has to tell the TRUTH. I am a bit sick and tired of skating around the FACTS in the hope we don’t “offend” anyone. Do these radical Muslims offend us when they bomb our subways or drive planes into our buildings killing thousands?

This is a necessary topic that needs to be addressed. Like in WW2 we were afraid to confront the real enemy directly and instead pacified them and then tried to ignore them, hoping they would go away. But they don’t go away, they never do. What did they do in return? They just kept on going on their path of conquest and destruction. They only way we eventually stopped the enemy then was to meet violence with violence. Even the bible tells us to put down our enemies. But this tricky too and I will show you why.

Luke 10:19

Behold, I have given you authority to tread on serpents and scorpions, and over all the power of the enemy, and nothing shall hurt you.

We can name hundreds of passages in the bible related to God giving us permission to put down our enemies. But there will always be those who then will play the devil’s advocate and will ask who defines your enemy? They will defend the Muslim extremist because they have determined the west is their enemy or anyone who is not a faithful Muslim. They will try to use the bible and twist its meaning then compare it to what the Qur’an says. So, you see there is an enormous difference here. In the Christian biblical sense, we define our enemy by anyone who goes to harm peaceful, loving people, especially those unarmed innocent children and civilians. Also, anyone who brings great pain and suffering to us. God is really telling us to defend rather than offend (offensive) and seek out. We do not go out and seek destruction and suffering for the sake of conversion. As Christians we seek to help people truly understand the teachings of this great man Jesus, whether you believe in him as God or not, his teachings are still amazing. But the God part usually comes later as the graces some from your initial learning. Jihadism says go to seek out the killing, raping, beheading, etc., of anyone who does not believe as you do and do it in the name of their God as if this is justified? This is their way of converting to Muslim. But in reality let’s face it, it is only a pretext of a religion and a scam to get more and more gullible people to follow their extreme ideology and fight in their armies. They loot and pillage. This is their real objective- no morals or values.

Oh but its always about a “struggle” isn’t it? They convince people to follow them this way. People are very gullible and don’t learn the lessons they need to from history. Instead of just working hard and advancing themselves to a position of governance, where they can make a difference, they have to instead take to the streets in violence. Like the Jihadist and Marxists, they do the same and promise utopia afterwards, but it never happens. Extreme socialism simply does not work and it has been proven over and over again, yet they still promise equality, except of course at the upper top ranks of the leaders that deserve to live like kings on the backs of the lower class. Again, gullible people go along with it and are brainwashed in believing their leaders actually deserve such wealth and luxury as they live as peasants. This is always the deception.

With these radical extreme Jihadist their utopia, they say will come later in heaven. Heaven will be their reword. Really? So, it is hard to ever justify to anyone that the means really does justify the end because the end only occurs when you die and so you are dead and who cares? How do you know that God is truly going to reward you for all the pain and suffering you did while on the earth? The “end” is never seen on this earth and can never be proven or disproven. Get it? Why are people so gullible? I assure you these Jihadist will go straight to HELL when they die. There is no heaven for them as heaven is reserved for loving and peaceful people. Jesus even told us that he is the way to the Father (meaning Father in heaven). His ways are his teachings while on the earth. Go read the New Testament. The word “testament” itself means a tangible proof or tribute, an expression of conviction.

Jihadist do not follow the teachings of Jesus and I don’t care what bullshit they try to lay on you about their extreme form of Muslim Jihadism.

Yes, there is an enormous difference between the Christians/Jews versus the extremist Muslims and even common sense will dictate the right from the wrong. We don’t need someone to dictate to us as our hearts will always tell us the TRUTH too. We just need to sit and listen to it. If you can’t see it then I can’t help you, as you are too far gone already down that dark hole. Why do you think that Jesus came to the earth? Was it in part to teach us this difference between right and wrong as society was going wrong at that time? Maybe He truly was teaching us how to save souls so all can go to heaven when they die. Please go study what the government was like during the time of Jesus.

Remember that the majority of the Muslim population are not violent. But I have to ask why we, as non-Muslims must take the blunt of fighting their battle for them. This is actually a battle between the Jihadist and the peaceful Muslims is it not? They that must take their place in the ranks of soldiers and fight this battle. This is at the heart of the problem. This confrontation between the two is NOT taking place.

This battle must be fought by fellow Muslims and not by the west as the peaceful Muslims must stand up to their own religion, if in fact it is even a truly peaceful religion. They must defend their peaceful piece of their religion and take it back. Do they ever wonder why the growing population in the west is hating all Muslims? Gee whiz could it be the violence from the Jihadist? Could it be we are fighting their battle for them and losing our (non-Muslim) sons and daughters?

Could it also be they stand themselves out with their clothing like with the hijab, niqab and even worst the burka? There is also the al-amira, shayla, khimar, or chador which are also less deceptive. They must think about these things but refuse to change.

It’s all about customs and we have to remember we don’t wear this clothing in the west because the weather is different here. This form of clothing were adopted as part of the religion but they have their true origins due to the protection from the hot sun in the middle east. Men also wear similar headdress as in Saudi. Yes, the strong sun again. They are used to hiding the woman’s beauty. This is also why, if you noticed that Islam woman seem to pound on the makeup and do look nice as a result as they must accentuate their faces, as this is all you can see. This to me is a sign they really want their freedom and are held back. It must be so hard seeing women from the west show off so much flesh, yet be prohibited themselves. This is of course only a control mechanism. Personally, I am not in favor of how many woman dress in the west, as they show off too much and leave nothing personal between the man and intimacy. This is a touchy subject to me. But this is all an important part of assimilation into a foreign population. Besides with the already bad reputation of the Jihadist one would think they would not want to stand out so much. Sometime I feel they truly believe they are special because they are Muslim with the attitudes I experienced when they stay at our gasthaus. Do they really think the western way of life is so decadent? Then why come here, instead stay in the middle east. We are not going to change to suit you!

Peaceful Muslims need to stop and think about lots of concepts. Jihadist amount to only a small share of the Muslim population and yet their acts of violence ruin it for all Muslims. It is said that Jihadist are less than 15% of the Muslim population. My point is maybe its time for these so-called peaceful Muslims to step up and denounce the jihadist more opening and condemn the violent acts of terrorism. Instead, as we see in Palestine these seeming “peaceful” Muslims support the terrorist Hamas terrorist and condemn Israeli acts to defend themselves against the Jihadist. Don’t they even realize that Israel is really fighting their war for them? Maybe this is part of the problem, as I am trying to tell you. Peaceful Muslims must call out their fellow jihadist Muslims and denounce their violence. When the day comes when they sincerely do this, then I will accept them openly into my community and not before.

I recommend you visit this site to get more information on jihadism. We must educate ourselves on this existential threat to our societies.

THE COLLAPSE OF EUROPE’S SOCIALIST EXPERIMENT

TRANSGENDERism : A LONG-STANDING ANCIENT SATANIC ACULT or JUST A TRENDING FAD?

This may shock many of you today. Remember that I told you that they are after our kids, more importantly the ability to reproduce. If you can’t reproduce, God can’t then send souls here to this physical world anymore. Get it? His creation dwindles. Also not included in this presentation is the humanoid movement that will soon hit the younger generation as did cell phones. It is coming and so get ready. There is going to be a BIG push for brain implants and justified as to compete with the AI robots. Another lie to them that this will make them brilliant, but it will only control people as who is to say they can’t send subliminal messages to your brain. The next movement is total humanoid robotics, which we all know cannot reproduce and do not have Godly souls. Yes, they are very cunning and are taking one step at a time.

This gets only worst and worst as the evidence is exposed of their futuristic plans for humans. There are just too many coincidences in what Candice Ownes brings out from her investigation today of this transgender cult. Opps…. I said it, it is not just a way of life, freedom and something new, but a trans cult that goes way back to ancient times. We are now seeing a resurgence of it in modern times.

Didn’t it ever occur to you how bizarre all this transgender stuff is? How it suddenly came out of nowhere and was actually supported by the governments in the name of choice and freedom? What about the DEI program. Billions was spent on this for what…to ruin our culture and society? We all need to take a step back and see just how satanic and evil this movement is.

The final ritual for transgender men to join the cult, is to cut off their genitals. This is not knew to us. We hear this all the time as trans men should take the next step if they truly want to be woman-like. Of course, again no more babies. Get it? Can you see it? Are you seeing what has been sold to the younger generations of kids and what is happening here. Please everyone should watch this presentation by Candice as she uncovers some hidden truths. Yes, this is about exposing Briggette Macron and her transgender decision to join the cult but much, much more.

I feel God is leading Candice to something BIG.

Most trans don’t even have a clue to connect from the past of what they are actually doing. There are very satanic elements involved here influencing their thinking. They do it in the name of freedom and choice but it turns out to be anything but that. They are being lied too. They are selling their souls to the devil and here is proof. It is a slow process and I can see the brainwashing on Tic Toc and other internet sites.

I hope this give all my readers a platform when confronted people with the issue of transgenderism, as you will be confronted someday, if we don’t stop this cult-like behavior and tell the TRUTH about it.

MORE FROM THE REFORM UK 2024 NATIONAL CONFERENCE

Watch it! This could be yet another Trump like rally in the UK. Did they learn a lesson from Trump on how to take back control?

GOING BACK IN TIME

Sometimes we need to take a step back and remember what really happened in order to move ahead. Is the news media anti-American in not supporting these Trump policies once he was elected..again? Didn’t American vote for these? Wasn’t America sick and tired of the Biden policies, or who’s ever policies that was actually running the country for four years…… Afterall we used democracy to elect Trump, as the democrats don’t seem to understand.

DO YOU LIVE IN NEW ENGLAND?

This one strikes close to home…. this could be your own neighborhood.

ISLAMOPHOBIA OR JUSTIFIED FEAR?

Yes, knowing the TRUTH is important before you shoot off your big fat mouth! Watching this video today should give us all a sense of the twisted view from the Palestinian side. However, these Palestinian activists don’t seem to care about the TRUTH, do they? They don’t want fair and honest dialogue. So, Let’s explain a part of the truth today. I know I many not get it all but I am very close to it.

First, I need everyone to realize that Hamas terrorist organization was VOTED into power by the Palestinian tribes to rule over the Gaza strip. Again, we go back to being careful what you vote for. This tells me that there is a “common” enemy and its Israel. They needed Hamas to fight Israel and so don’t lie to us about it.

The next question we have to ask is why didn’t the Palestinian people themselves fight Hamas? I just explained to you why. Can they now see the harm that Hamas has brought to their land? What did they expect would happen? Oh…. they thought there might be a quick retribution bombing by Israel and not much more. Then go on with yet another 20 years of the same old. But this did not happen. This was to their surprise.

Are they any better off today? Oh… but they don’t care as long as Israel is destroyed. Again, it always goes back to destroying Israel.

This Palestinian propaganda has to stop! The TRUTH needs to get out.

We can also put this into the context of WW2. We have to ask Hamas leadership if they have the guts to deal with the results of their non-provoked aggression? Just like Japan ultimately paid the price to end their war when they bombed Pearly Harbor without warning. In WW2 we didn’t sit back and worry about the carnage of the cities from our bombings, not in retribution, but to end the war. It simply had to be done to destroy the enemy or the evil objectives of Hitler and Japan would continue until the free world was gone. Oh…. They say this is a modern world today and this stuff can’t happen. Really?

Why are all these terrorist organizations springing up in the first place?

The Palestinians are so bent of looking at what Israel is doing in Gaza as just retribution, but it is not. It is much, much worst. It is an elimination of the enemy altogether and they will not stop until Hamas is gone and very possibly many of these other terrorist organizations too that come to their aid.

SPEAKING OF ISLAM.

This may sound weird at first to compare the Muslim movement to the Nazi movement but if the shoe fits wear it. I am going to make it anyway as if we were to turn the clock back and remember what American sentiment towards our real enemies (Germany, Japan and Italy) was back in the 1930’s early 1940’s, most were against going to war again and wanted to avoid it at any cost. Where did that get us? But remember this is a new kind of warfare, not of bullets but for our minds. The bullets only come out once the have a stronghold.

You might want to take a look at this video presentation; it is long but very educational. Muslim is not a religion it’s an ideology. It is a pretext for terrorism. Of course we envision religions as good but if we really study Islam and Muslims we might find its not all its made out to be. The sad part is they are convincing our young people to overlook the destruction and damage of the Muslim terrorists organization and just read the nicer parts of the Cur’on. We must realize this from the start when we deal with Islam. No one should hate all Muslims as not all Muslims are true to their ideology. They are fake Muslims that do want to live in peace, but the bad ones make it very hard to accept those peaceful ones, as how do you separate them. Once again, we must get to the TRUTH somehow. It is up to the peaceful Muslims to fight the evil Muslims bent on destroying anyone who gets in their way. Just because you call yourself a Muslim does not mean you have to go along with an ideology full of hatred and violence.

I want to point out that there are still a leftover Nazis following their ideology too from WW2 and they still are bent on pushing their ideolog on the world. Should we just bend over and allow them to have their way, knowing the destructive nature of their ideology from the past performance? I hardly can call this a religion. Oh… they have their form of bible too and they call it the Mein Kampf. Why don’t we freely and openly allow them? You will probably say it’s because of all the suffering and destruction from WW2 and you would be right. This is what warped ideologies bring to our societies. This is what the Muslims are bringing to our societies and its can’t continue.

So, I have to play the devils advocate and ask why do we allow Muslims then if we know they can be so harmful? Are these terrorist organizations not the cause of much of the suffering and destruction today? How much longer must we continue this terrorism before we realize the culprit is the ideology of Cur’an much like the Mein Kampf was to the Nazis. Remember that Mein Kampf has many very good aspects and truths to it too, but the END never justifies the MEANS. So does the Cur’an. Yes, I am going to compare the Mein Kampf with the Qur’an. For those young readers of my blog let me explain what the Mein Kampf was since many schools are not even teaching this anymore. Maybe this too is why they just accept the Palestine cause so freely without really knowing what is deeply going on. Yes, we must learn from history.

Mein Kampf (German for “My Struggle”) is a 1925 autobiographical manifesto written by Adolf Hitler, outlining his political beliefs and future plans for Germany. The book promotes key components of Nazism, including antisemitism, a racist worldview, and an aggressive foreign policy aimed at gaining living space in Eastern Europe. It embodies the principles of National Socialism, which Hitler later put into practice.

Why do developed nations spend billions and billions on security in defense against these terrorists Muslim run organizations? Yet, in the US they allowed a massive immigration of Muslims from the middle east and even allow Mosque to be built in our neighborhoods. am I missing something here? This is unbelievably stupid, don’t you think? Would we have allowed Hitlers henchmen to come into our neighborhoods and set up shop in WW2? Aren’t we still fighting the war on terrorism or have we all forgotten already? Yes, I would feel sorry for all the peaceful Muslims being caught up in the fight, so why not then prove yourself and denounce the violence. Many still refuse to do it and so I rest my case.

Their Muslim ideology is all based on the teachings of the Qur’an. Where did the Qur’an actually come from? I assure you it was not Surah Mohammad. Stay tuned we will find out where it actually came from in the video below. Are the Muslims even being lied to about what they believe to be a religion and a movement for conquest of the planet?

Remember that there may be some seemingly peaceful, loving Muslims but they are not really true Muslims as they betray their ideology (which is a good thing). We can not go with just a few thousand Muslims we must consider the majority. But like it was hard to separate a good Japanese from a bad one, again today we must think the same about Muslims. Who are really the good and who are the bad.

We already witnessed Ilhan Omar as she was seeded in a massive Syrian immigrant district in Minnesota. Her concentration was on her district but on her activism. Did the democrats allow this massive immigration of Muslims concentrated in these districts then for a reason? What was their plan for the four years of Joe Biden massive immigration policy? Look at the damage she has done and who she really supports. Then there was Rashida Tlaib and again look at her real loyalties to Palestine over the Oct 7^th attack on Israel. I have to ask would we allow know Nazis to infiltrate our government during WW2? Why then do we allow our Muslim enemies in during this was on terrorism? Can’t we better vet these candidates for office? It boggles my mind on this one….. Unfortunately, this is may not be taken lightly by many. What really goes on in the Mosque anyway? Is it just a headquarters for the elite Muslims to plan their next strategy?

We need to get that straight in our heads first of all that Muslim is an ideology and not a religion. Once we realize this, like with the Nazis and Japanese we can focus on the real enemy and stop pacifying them because we look at them as so religious. Religion has the connotation of a true God centered focus, love and looking after our fellow humans, not just those following our own faith but everyone. Yes, there are many ways of doing this and so many religions have sprung up over thousands of years in this manner. Some even evolved and other groups separated from the original churches with slight variations of changes in dogmas but the goal is always the same – love the neighbor as yourself.

I will leave the rest to the video. You can start watching the video at the 27:54 mark.

THE DIEHARD MUSLIMS IN THE UK: Where does our fear come from?

I don’t know about you but just looking at them is scary stuff…. Come on ladies, give it a break and fight for your rights, you saps!

THIS IS A GLOBAL CONSPIRACY

It is evident by the picture below that this video is about REFORM. But what reform am I talking about and why is it necessary in the UK and other countries?

We must again take a step back and ask ourselves why this reform of the UK is even necessary. This video is just an example of what is going all over Europe. We as Americans have so much as stake helping our brothers and sisters overseas to see the TRUTH. In America we finally woke up and it took the majority to wake up to reality and started down the road of real REFORM to fix these wrongs. America is not yet done and still has a long way to go. There is lots of “wokeness”, “tolerance” and “stupidity” to be undone and this is the reform I am referring to.

That is my point and why I decided to bring this video to you today. Our needs are similar across all the developed countries. These globalist want our wealth. They use the United Nations and hide behind it. What they want and need is total control over our nations. They are using their narratives that only cause more destructive chaos and crises. Rather than bring our way of life up they are destroying our cities and cultures.

What can you as a citizen do about it?

The first step is to realize that this is a global conspiracy and it is not just coincidental. It is an orchestrated, well-organized conspiracy. Once you realize the issues are the same abroad as they are in your own country the realization comes and we awaken to the TRUTH. Then and only then can we begin the REFORM steps necessary to stop it.

I realize this next step may not be an easy one for many as these narratives are already ingrained in your head. This is called brainwashing. So, what are these narrative I am talking about. All you need to do it listen to the video below and see if you don’t connect to what is happening in the UK to what is happening in your own country.

I need everyone to realize that what is happening to our GREAT NATIONS is by design, it is not coincidental. We see these similar issues of racism, sexism, crime, immigration, social welfare, our military, energy, free speech, patriotism, massive debt, twisted history lessons, etc, etc. This is all by design.

Can’t you see that it is a war for our minds and souls. Remember the Joe Biden election campaign of 2020- They were “fighting for the souls of our nation” not to make it great again or to better our way of life but to take our souls. This was their words not mine.

Somehow these globalist, through their narratives, gear people towards their inner emotions. This plants the seeds of destruction. Again, I say that when they use FEAR as motivator it normally results in a woke ideology and even beyond our common sense.

So, I bring the video to you today so people in America and the rest of Europe can see that you are not alone in this weird conspiracy of wokeness to bring down your countries. Listen to the speakers and see if it’s not the same issues facing your country as it is in the UK today. Oh…coincidental? But this does not stop in the UK as this virus of wokeness and evil that has spread all across Europe and even jumped across the ocean into the United States and Canada too.

God has told us it will be His hand that will be instrumental in taking back out nations. Now we see the UK revolution beginning. Hey…this looks like a Trump rally to me… LOL..

Pay close attention to the issues! It’s all about the issues which are the narratives forced upon us. WOW! WOW! WOW!

COMPLETE PSYCHO MELTDOWN

After listening to today’s video of these democrat politicians one has to think that they must be mentally retarded or something. It is VERY sad! Really now, what is it that they don’t get? Why fight so much on reforms that can clearly only better every citizen in the US? Do they really hate someone so much that they would betray their own country?

So, maybe they are not mentally retarded after all. Maybe they rant and rave because their narratives that have allowed them so much control, power and theft of billions, are now all falling apart under the current president. One must conclude this is only yet more proof once again that these narratives are intentional and well-planned out by the democrats.

They think they are gaining support by these rants? In reality more and more are waking up as a result. They are not doing the party any favors.

How do these people even get voted in the first place. Are Americans that dumb?

THE CENTRAL BANK’S FRUITFUL EFFORTS TO ACHIEVE THE COMPREHENSIVE BANKING REFORM PROJECT.

Samir Al-Nusairi

The Central Bank’s actions and efforts, in partnership and consultation with private banks, have been fruitful in facilitating the implementation of the objectives, mechanisms, and standards of the comprehensive banking reform project, in cooperation with the government and the global consulting firm Oliver Wyman, and the objectives and initiatives of its third strategy.

Given that economic reform begins with banking reform, the challenges facing the Iraqi economy and the opportunities for reform in the banking and financial sector are highlighted in the government’s program, as are the prospects for the Central Bank’s future vision for the role of the banking sector in achieving sustainable development and investment. The efforts currently being made to activate and revolutionize productive economic sectors other than oil to diversify sources of national income, achieve financial sustainability, and accelerate the growth of the national economy are also highlighted, as is the role of the Central Bank in regulating foreign trade financing, completing infrastructure projects to achieve comprehensive digital transformation, and expanding the use of electronic payment tools to achieve financial inclusion.

Opportunities exist to reform and develop the banking sector during 2025-2028 in accordance with the following objectives:

First: Developing the Iraqi banking system and its compliance with international banking and accounting standards.

Second: Building a sound, modern, comprehensive and flexible banking sector.

Third: Enhancing citizens’ confidence in the banking sector locally and internationally, and acknowledging its transparency, progress, and strict commitment to international standards, and gaining the trust of reputable correspondent banks to deal with it.

Fourth: Rehabilitating restricted and weak banks to return to activity in the banking market with full internal and external activities.

Fifth: Transforming banks to their primary function, which is financing and bank lending for development, and enhancing financial inclusion and increasing its current rate as planned.

Sixth: Strengthening the procedures and decisions for the transition from a cash economy to a digital economy, withdrawing funds outside the banking cycle, which constitute approximately 80%, and introducing them into the banking system.

Although all the above objectives have a three-year implementation period according to the banking reform project and the Central Bank’s strategy, what was achieved in 2023 and 2024 and up to June 30, 2025 in terms of building foundations, rules and pillars formed a supportive pillar in building the mechanisms and paths of the desired reforms, and they constitute ambitious percentages as announced, which will lead to the evaluation and classification of banks based on their achievement of the planned objectives in the reform project according to the internationally approved standards and criteria.

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IRAQI BANKS ASSOCIATION: THE REFORM PLAN HAS REACHED ITS FINAL FORM AND WILL INCLUDE ALL PRIVATE BANKS.

The Iraqi Private Banks Association confirmed on Thursday that banking reform in Iraq includes both the public and private sectors, while indicating that the reform plan has reached its final form and will include all private banks without exception.

The Executive Director of the Iraqi Private Banks Association, Ali Tariq, told the official agency that “the banking reform in Iraq consists of two parts, the first for government banks and the other for private banks.” He explained that “the reform for private banks consists of standards divided into four axes: the first is governance, capital and ownership structure, the second axis is the business plan and the products offered by banks and how to spread their branches, ATMs and all financial and banking services.”

He added, “The third axis relates to developing procedures, particularly with regard to anti-money laundering, compliance, and risk management. The fourth axis concerns financial statements, which include financial statements and multiple ratios that the bank must adhere to in the future. Therefore, the issue of capital, ownership structure, and governance is part of a broader reform plan.”

He also stated that “during the previous period, there were serious comments from the banks, which were conveyed to the Central Bank of Iraq and a dialogue was opened.”

He continued, “We are now in the final stage of formulating the plan, which will include all banks, not just those deprived of dollars or specific banks, but all private sector banks.” He noted that “this plan is not just to fix a defect, but rather to set standards that the bank must adhere to to ensure it is above the norm and continues to operate normally.”

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DIGITAL BANKS AND FINANCIAL INCLUSION

Today, Iraq is witnessing the launch of a new era of banking services, shifting toward digital services in line with the global trend toward digitization and the abandonment of traditional services.

This sound approach is not just about smart applications and digital platforms, but rather represents the launch of an ambitious vision for a more comprehensive and efficient financial future. The traditional banking sector has always been the cornerstone of economies, but for years it has been confined by walls of branches and long bureaucratic wires, which has prevented it from reaching broad segments of society. Obtaining a bank account or a simple loan is an arduous journey, especially in remote areas. Here, the…

The importance of the real revolution of digital banks.

The technology has matured, becoming more secure and safe than ever before thanks to advanced encryption and biometrics. Consumer confidence has matured, as consumers have learned how to manage their daily affairs through their smartphones. More importantly, the urgent need to popularize the concept of the financial citizen, who has the right to save, invest, transfer, and finance with ease and transparency, has matured.

A digital bank, then, is not a luxury, but a strategic necessity. It is the bridge that will allow millions of the “unbanked” to cross into a world of economic opportunity that once seemed out of reach. It is the means by which the small shopkeeper, the woman working from home, the ambitious young man, and the elderly man in a remote village will be brought under the umbrella of the formal financial system. These are not just transactions; they are true empowerment.

Hence the importance of digital banks in achieving financial inclusion.

Digital banks are distinguished by their absence of the huge operating costs of traditional branches. Digital banks can offer their services at highly competitive prices, lower fees, and higher returns on savings, benefiting all customers, especially those with limited income.

The launch of these banks is a clear message of confidence in our economy, our technological capabilities, and our future. It is a declaration that we believe in all our citizens and strive to provide every individual with the tools they need to be an effective part of the economic fabric.

This is not the end of banking as we know it. Rather, it is a new birth—smarter, faster, and closer to the pulse of the people. The financial future begins today, with the push of a button, the touch of a screen. Let us all be the ones who make it happen.

Today comes the Central Bank’s step

The launch of e-wallets is a fundamental prerequisite and an important path to launching digital banks in Iraq. This approach forms part of a broader strategy for digital transformation in the Iraqi banking and financial sector. This step—and I mean the launch of the e-wallet—can be considered preparing the digital infrastructure and developing the payment and financial transfer system in Iraq. These wallets serve as a technical and operational foundation for building integrated digital banking services.

• By enabling transfers between e-wallets and merchants, the Central Bank facilitates the transition to cashless transactions, a necessary step for digital banks that rely entirely on electronic services. This will contribute to enhancing digital financial literacy.

Having secure e-wallet systems in place also makes it easier for future digital banks to comply with regulatory standards without having to build systems from scratch.

All these efforts coincide with the banking sector reform plan launched by the Central Bank, which focuses on enhancing financial inclusion and digital transformation.

(So, Iraq talked about this digital banking before many times this year. Are they going to do it or just print talk about it in the news?)

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BAGHDAD AND WASHINGTON AGREE TO AVOID CONFLICT AND AFFIRM THAT ECONOMIC PARTNERSHIP BUILDS A STRONG GOVERNMENT.

Iraqi Parliament Speaker Mahmoud al-Mashhadani and the new US Chargé d’Affaires in Iraq, Joshua Harris, discussed on Tuesday the importance of sparing the country from regional conflicts, stressing that US investment and economic partnerships must contribute to building a strong government.

This came during Mahmoud Al-Mashhadani’s reception of Joshua Harris at his private office for an official meeting during which views were exchanged and frameworks for strategic cooperation between the two countries were discussed.

He also stressed that “the next phase after the elections requires genuine partnerships to deepen economic and political relations and strengthen Iraq’s sovereignty and national unity, with a focus on government efficiency and the application of the principle of citizenship as the foundation of the development approach.”

For his part, Joshua Harris praised “the sacrifices made by Iraq in defeating terrorism,” stressing that “his country is committed to working side by side with the Iraqi government and people after the upcoming elections.”

He pointed out that “the US-Iraq partnership represents a strategic opportunity to build a new chapter of joint cooperation based on mutual interests and investment in energy issues, including natural gas, diversifying electricity sources, and expanding investment projects in a tangible manner on the ground.”

According to the statement, the two sides also discussed “foreign relations and the importance of sparing Iraq from regional conflicts, emphasizing that American investment and economic partnerships must contribute to building a strong government and a citizen-based state based on competence and national unity, and maintaining security stability, economic prosperity, and good neighborliness.”

The meeting concluded that “achieving these shared visions requires intensive field work and ongoing meetings with the Iraqi government to strengthen bilateral cooperation and establish the foundations for a long-term strategic partnership between Iraq and the United States, based on mutual respect, national sovereignty, and common interest,” according to the statement.

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MAZHAR SALEH: THE ECONOMY IS ACHIEVING POSITIVE INDICATORS WITH A GROWTH RATE OF 5.3% IN 2025.

The financial advisor to the Prime Minister, Mazhar Mohammed Salih, affirmed on Tuesday that the Iraqi economy is going through a pivotal phase that combines positive indicators and promising opportunities with structural challenges that require radical reforms, which the government program is working on with determination and a coherent approach.

He added, “The government has proposed more than 160 investment projects in the electricity, refineries, and ports sectors, reflecting a significant trend toward revitalizing the private sector within the services-oriented government.”

He pointed out that “the economy will continue to need to reaffirm two fundamental paths without interruption:

The first is to continue sustaining infrastructure projects as a lever for growth and the development of direct productive activity.

The second is to activate the strategic partnership with the private sector to lead sustainable development within the social market philosophy, ensuring a high degree of economic diversification, in accordance with the objectives of the National Development Plan 2024-2028 and beyond.”

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TALABANI: THE REGION IS QUALIFIED TO BECOME AN IMPORTANT TRADING PARTNER FOR THE UNITED STATES.

Deputy Prime Minister of the Kurdistan Region, Qubad Talabani, affirmed on Sunday that the Kurdistan Region is qualified to become a major trading partner for the United States in the region.

Talabani said in a statement, a copy of which was received by Al-Masry, that he “discussed with Steve Lutes, Vice President of the US Chamber of Commerce, and his accompanying delegation, in the presence of members of the US-Iraq Economic Council, ways to benefit from modern technology and artificial intelligence in the economic development process in Kurdistan, and to develop trade relations between the region and the United States.”

Talabani emphasized that “strengthening trade relations between Kurdistan and the United States will contribute to achieving the desired goal of transforming Kurdistan into a major economic and technological center in the region in the future,” noting that “Kurdistan offers tremendous opportunities to transform the region into a major trading partner for the United States in the region.”

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STEVE LUTZ: THE KURDISTAN REGION HAS A MORE FAVORABLE ENVIRONMENT FOR INVESTMENT THAN IRAQ

The Vice President of the US Chamber of Commerce said that the support and assistance of the Prime Minister of the Kurdistan Region, its favorable environment, security and economic opportunities have encouraged US investment companies to invest in the Kurdistan Region; “The Kurdistan Region has a more favorable environment for investment than Iraq.

On Monday, September 8, 2025, Steve Lutz, Vice President of the US Chamber of Commerce told Kurdistan24: “We have 30 companies from the United States and we aim to invest in different sectors in the Kurdistan Region and find economic opportunities; Many companies are coming to the Kurdistan Region for the first time in order to get to know the Kurdistan Region better and find new partners.

“We will invest more in the health, tourism and agriculture sectors in the Kurdistan Region because it has a safe, appropriate and secure environment,” he said.

The Vice President of the US Chamber of Commerce said that the priority of the US Chamber of Commerce is to invest in the Kurdistan Region, because the Kurdistan Region has a more favorable environment than Iraq, even the US government targets companies to invest in the region.

“This is the US recognition of the Kurdistan Region. Prime Minister Masrour Barzani has previously said that there are unique opportunities in the energy sector in the Kurdistan Region and expressed his readiness to assist US companies to diversify the Kurdistan Region’s economy,” he said.

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US HOUSE OF REPRESENTATIVES ENDS WAR AUTHORIZATIONS FOR IRAQ AND THE GULF

The US House of Representatives passed the National Defense Authorization Act, which sets military policies and provides funding for the military, after a key amendment repealing the war authorizations for Iraq and the Gulf, in a vote that sparked widespread controversy between Democrats and Republicans.

The vote was 231 to 196, with four Republicans opposed and 17 Democrats joining the Republicans in favor of the legislation. The amendment includes repealing the 2002 Iraq War Authorization and the 1991 Gulf War Authorization, while also including measures that make it more difficult for presidents to circumvent Congress to make military decisions.

The House of Representatives voted 261-167 to repeal these authorizations, with the support of all Democrats and 49 Republicans, representing about one-fifth of the GOP. The use of these authorizations by US presidents has been criticized in the past, as they grant them the authority to launch military operations without a formal declaration of war.

These authorizations have been used on several occasions, most notably the January 2020 US airstrike that killed Iranian Quds Force commander Qassem Soleimani. Former President Donald Trump relied on the 2002 authorization to justify the operation in Iraq.

Analysts point out that this decision comes after a dispute within the Republican Party, as three members of the Freedom Caucus voted in favor of an amendment introduced by Democratic Representative Jim McGovern to allow it to be brought to a vote, reflecting divisions within the party over issues of military force and presidential powers.

A bill to repeal the 2002 authorization passed the House of Representatives in 2021 and was approved by the Senate in 2023, repealing both the 2002 and 1991 authorizations. This comes as part of the $892.6 billion National Defense Authorization Act, which contains other controversial amendments, including restrictions on the Department of Defense’s coverage of gender-affirming health care.

This time, there are broader disagreements over the nature of the amendments included in the legislation, after senior Democrats threatened to oppose the law if Republicans insisted on including controversial amendments, which would have forced the GOP to pass the bill without Democratic support.

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AMERICAN ORGANIZATION: AL-SUDANI HAS AN OPPORTUNITY TO REDUCE IRANIAN INFLUENCE AND IMPROVE RELATIONS WITH WASHINGTON

The American organization Defending Democracy announced in a report published today, Thursday (September 11, 2025), that Prime Minister Mohammed Shia al-Sudani has an “opportunity” to reduce Iranian influence in Iraq and restore relations with the United States to normal.

The organization said, according to what was translated by “Baghdad Today,” that after Al-Sudani announced the formation of a committee to investigate the smuggling of Iranian oil through mixing it with Iraqi oil, he is now obligated to “investigate in a fair and impartial manner, announce the results, and take urgent measures to prevent smuggling based on them.” The organization stressed that “the investigative committees previously formed by the Iraqi government regarding Iranian activities did not announce realistic results,” describing those committees as “toothless.”

The organization called on the US government to “officially inform al-Sudani” that the established investigative committee represents an “opportunity” to end “Iran’s illegal activities in Iraq” and restore relations between the two countries to normal after their recent volatility. The organization emphasized that it is in the United States’ interest to end Iran’s “sanctions evasion” through Iraq.

The organization noted that “Iran has managed to ‘invent’ routes to smuggle oil through Iraq using ‘Iraqi businesses and companies, Iranian-backed armed militias, and even Iraqi government officials,’ generating approximately $3 billion in annual revenues, making the work of the committee formed by al-Sudani ‘sensitive.'”

The organization described the current US policy as treating the Iraqi government as “part of the maximum pressure policy on Iran,” emphasizing the need for “the Sudanese government to seize this opportunity to reduce Iranian influence and improve its relationship with the United States, and not repeat history by forming investigative committees that fail to reach results or hold officials accountable.”

It’s worth noting that “the US government announced last March the imposition of sanctions on Iraqi figures accused of working to smuggle Iranian oil using official Iraqi documents, which led to “accusations against Iraqi officials of complicity in issuing these official documents,” according to the statement.

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Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,

Just the FACTS!

Disclaimer: All information in this newsletter is not intended for investment decisions / purposes. Mnt Goat is not a financial analyst, planner, banker, attorney or associated in any role with giving out professional investment advice.

Auf Wiedersehen

Much love to ya all,

Mnt Goat

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September 11, 2025 Mnt Goat News Brief

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STATUS OF THE RV

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______________________________

Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,

Just the FACTS!

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BAGHDAD AND WASHINGTON AGREE TO AVOID CONFLICT AND AFFIRM THAT ECONOMIC PARTNERSHIP BUILDS A STRONG GOVERNMENT.

MAZHAR SALEH: THE ECONOMY IS ACHIEVING POSITIVE INDICATORS WITH A GROWTH RATE OF 5.3% IN 2025.

TALABANI: THE REGION IS QUALIFIED TO BECOME AN IMPORTANT TRADING PARTNER FOR THE UNITED STATES.

STEVE LUTZ: THE KURDISTAN REGION HAS A MORE FAVORABLE ENVIRONMENT FOR INVESTMENT THAN IRAQ

US HOUSE OF REPRESENTATIVES ENDS WAR AUTHORIZATIONS FOR IRAQ AND THE GULF

AMERICAN ORGANIZATION: AL-SUDANI HAS AN OPPORTUNITY TO REDUCE IRANIAN INFLUENCE AND IMPROVE RELATIONS WITH WASHINGTON

Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,

Just the FACTS!

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