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Disclaimer: All information in this newsletter is not intended for investment decisions / purposes. Mnt Goat is not a financial analyst, planner, banker, attorney or associated in any role with giving out professional investment advice.
ABOUT THE NEWSLETTER:
August 12, 2025 Mnt Goat News Brief
Guten Tag everyone:
Today I am bringing you news on many issues. Yes, we are talking SECURITY and STABILITY for Iraq once again. Pay attention.
GIVE A GIFT TO MNT GOAT
I decided to allow everyone to give a Free-will GIFT to Mnt Goat on PayPal if you so desire. Here is the link below.
Since 2013, I have taken my own time from my gasthaus business to research and document findings about the revaluation and reinstatement of the Iraqi dinar. At this time more than ever I do not need to spend my time doing all this. My time is hard to find, as I have to hold down two formal jobs already due to COVID just to keep the business going. So, I do it out of charity and love for YOU with the understanding that all of us do NOT have the time to go do our own research. We are busy with our jobs, our daily lives and raising our children. I am saying this takes time and is like a third job.
I recommend $10-$15 dollars a month or whatever you can afford. Do you realize I write eight (8) Newsletters every month. I have to investigate the news and try to pull out the FACTS, then pull off the articles from Iraqi news channels, translate them, talk to my contact in Iraq and then write and publish the Newsletter. Do you think perhaps a little gift might show some appreciation for all this hard work? Just asking…. Still only a hand full of readers help out each month. Enough said….. The future of the Newsletter depends upon you.
Let’s all try to chip in!
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2 Corinthians 9:9
“He scattered abroad, he gave to the poor, His righteousness endures forever.”
More news….
SUDANESE ADVISOR: WHITE NOISE SUPPORTS EXCHANGE RATE STABILITY IN THE IRAQI MARKET
The Prime Minister’s financial and economic advisor, Mazhar Mohammed Salih, confirmed that the success of the three fiscal, monetary, and trade policies in working together is what has led to the continued convergence of the exchange rates in the parallel and official markets.
Saleh said in a statement to {Euphrates News}: “The continuation of these general policies constitutes positive information for the market, known as ‘white noise’, which is a condition that makes the market maintain stable rates and prevents the parallel market from taking any negative directions.”
He added, “The parallel exchange market is now moving toward convergence with the official fixed rate, which is considered one of the strongest stages of stability in the monetary market, as a result of the success of the three pillars of economic policy.”
More news….
ANOTHER DICTATORSHIP? IRAN STANDS AT THE THRESHOLD OF HISTORIC CHANGE BY HAMID ENAYAT
By Hamid Enayat
For Iran, now is the first time in over a century – since the 1907 Constitutional Revolution, inspired by the French Revolution – the dream of freedom feels truly within reach. The vision ahead is bold and clear: a secular republic founded on the separation of religion and state, gender equality, the elimination of nuclear weapons, an end to executions, no compulsory hijab or forced religion, and no authoritarian rule. This vision includes ethnic autonomy, peace with neighboring countries, and peaceful coexistence with the world.
But this path has been anything but easy. The cost has been staggering – over 100,000 lives lost in the pursuit of freedom. The Iranian people’s resistance has been crushed repeatedly, at times coming close to complete destruction. It has indeed been a perilous journey, where patriots continually walk a fine line between liberty and death. Yet, like a phoenix rising from the ashes, the movement has once again soared toward the peaks of freedom.
(We can only pray and hope. see full article in the Articles Section. We pray for this to happen.)
STATUS OF THE RV
I can see by the comments in the blog that many still don’t understand and realize what is going on with the Iraqi dinar and possibly other currencies too. For these readers I recommend you tie into the daily prophecies and watch the real ongoing national news, and stop this every day / any day fantasy world. It is apparent that many of the same readers are also connecting with many of these intel scammers giving falsified fake intel about this revaluation process. They are making you think the RV could just pop out any day. This is not true. Of course, I am always in favor of getting other opinions but come ‘on, you can’t RV every day and every weekend over the last 20 years without being even a bit suspicious of these people? When will you listen to the TRUTH about this RV?
Today I also want to remind you of the past articles and news I have presented to you. All the good news does not get wiped out just because a bit of sobering news comes out. We must learn the TRUTH like it or not. Remember all the good praise and positivity that the World Bank, IMF and the UN have made about the reforms and the stability now in Iraq. We have NEVER seen such progress and STABILITY before.
So, just like you, I sit here writing this Newsletter today and wonder where the hell is the reinstatement. We were told in many articles by the Central Bank that they needed STABILITY and SECURITY. Remember that the U.S. has given its permission to move to the next step, however under there are certain events that must first take place. You all should know me by now and that I do not like to use any event as a trigger for the RV. These intel gurus have been proven wrong event after event, especially on the one about the budget tables and the RV rate. Just all so silly.
I have listed a series of events that we were told to look for but NOT out of own personal speculation, but from the U.S. government itself. Get it? No secret four letter agencies or bank memos. These events are now my concentration. I will continue my concentration until something changes to make me believe otherwise. God tells us every day through His prophecies not to give up HOPE.
Did I say we are winning? How do you know we are winning? Don’t just take my word for it, instead go listen to the mainstream news. Watch the corruption being unraveled. Yes, it is almost unbelievable what they have been doing to us. Does it surprise you? Does it surprise you they could and have been holding back the reinstatement of the Iraqi dinar? Yet, amazingly is that we now know how they have been doing it and why.
How can anyone know what issues still have to be resolved prior to the reinstatement. This is not a very good question to ask or seek. Just when we think we have them all nailed down, they change and Iraq moves on to a next set of issues. I really, really hate to point to any set or single event to watch for the RV.
So, today I am presented the next set of issue as I see facing Iraq. Will these be the last prior to the RV? It’s what we don’t know that hurts our thinking. The important part is the criticality of these issues. Are they really needed for the IMF to reinstate the dinar?
1.It’s time to clean up this array of private banks in Iraq.
😊This has been a CBI goal all along only now they are finally getting to it done. It’s all good! Remember one step at a time! They must adhere to the liquidity and inclusion policies of the Central Bank or else they will be dissolved. Please see articles titled “IMF PUSHES REFORM OF IRAQ’S BANKING SYSTEM” A new report from the International Monetary Fund (IMF) has said that the restructuring of state-owned banks (SOBs) can foster the development of the private sector and improve growth. Also “READ THE BANKING REFORM PAPER.. AL-SUDANI DIRECTS THE OPENING OF A DIALOGUE BETWEEN THE CENTRAL BANK AND BANKS, ESPECIALLY PRIVATE ONES” and then “A COMPREHENSIVE REFORM PROJECT FOR THE PRIVATE BANKING SECTOR”. – With the full support of the government and in cooperation with Oliver Wyman consulting company, the Central Bank of Iraq (CBI) today unveiled reform plans aimed at modernizing the Iraqi private banking sector
2.T😊 The expulsion of the PMF from Iraq.
This is not an option but a demand by the U.S. There will be severe consequences if Iraq falls as a puppet state to Iran. Please go peak at the article titled “AL-MALIKI TO KHAMENEI’S ADVISOR: THERE IS AN AMERICAN INTENTION TO DISARM THE POPULAR MOBILIZATION FORCES AND OTHER FACTIONS, AND WE WILL CONFRONT IT.” This article could not make it any clearer why Nouri al-Maliki must go. He is disruptive to the real goals of Iraq and it is obvious his is pro-Iranian Shiite preferences take priority over Shiite Iraq.Also“THE STATE OF LAW COALITION WARNS SUDAN: ESCALATION WITH FACTIONS THREATENS THE ELECTIONS AND OPENS THE DOOR TO CHAOS!” The State of Law Coalition, led by Nouri al-Maliki, warned Prime Minister Mohammed Shia al-Sudani on Sunday against any escalation with armed factions in the coming period. Also “AN IRANIAN ADVISOR REVEALS DETAILS OF THE “DISARMAMENT OF THE POPULAR MOBILIZATION FORCES” CALL WITH MALIKI.” Ali Akbar Velayati, an advisor to Iran’s Supreme Leader, revealed details of a recent phone call with Nouri al-Maliki, head of the State of Law Coalition. The call centered on concerns that the disarmament issue would be transferred from Lebanese Hezbollah to the Popular Mobilization Forces (PMF).
There is going to be trouble!
3. 😊The constitutional requirement for a referendum to govern the oil and gas from Iraq. This is called the Hydrogen Carbon Law or Oil and Gas Law. This is decades overdue. This new law, if passed through parliament, will resolve much of the disputes between Kurdistan and the GOI in Baghdad. Please see article “TO RELEASE SALARIES FOR THE KURDISTAN REGION, IRAQ IS WAITING FOR OIL, AND OIL IS WAITING FOR AN AGREEMENT.”
4.😊 😊 Parity in the parallel market vs the official CBI rate.
The IMF recently has told us just how important this issue is in resolving. They must come to “parity” and is almost at parity. The IMF explains just how import this issue is and how this one issue alone effects so many other areas of the Iraqi economy. The CBI must be able to control it’s currency.
5. 😊 Collect the 80% of the currency outside the banking sector
Find creative ways to collect these dollars (most dinars) from the general public sector and get it into the banks. Does this include the dinar we as investors hold? Yes, I believe we are part of it too. You might want to take a peal at the article titled “AL-ALAQ: 80% OF THE CURRENCY IS OUTSIDE BANKS.” The Governor of the Central Bank, Dr. Ali Al-Alaq, stressed that the Banking Reform Document (2025) represents a strategic step to enhance confidence in the Iraqi banking system and address shortcomings. He pointed out that approximately (80%) of the Iraqi currency is stored outside banks in homes due to weak confidence in the banking system.
In a statement to “Al-Sabah”, Al-Alaq explained that the reform document aims to modernize banks according to international standards and attract global partnerships. He also revealed that only (10%) of banks expressed reservations about the plan, while there are (10) banks under liquidation due to their inability to return customer deposits.
In summary I hope everyone listened carefully to the introduction audio when the Newsletter first opened up. I highly recommend everyone listen to it at least twice to understand that the IMF is emphasizing the necessity and benefits of “parity” of the black market parallel rate vs the official CBI rate. Please let us all keep praying, if even in our own little way. I can see God’s hand at work and we must be patient to let His work take its course. We are now seeing the beginning stage of the collapse of the Federal Reserve and its collection agency the IRS. Other politicians and long term government employees are also finding ot that they are not going to escape justice for their crimes. I am a bit sock and tired of anyone who says justice will not prevail this time around and that they will just “get away with their crimes”. Really? Is that what you really believe? Folks, this is not things as usual, haven’t you realized this by now?
One thing God does keep telling us is that – what was stolen from us will be returned 7 X.
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Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,
Just the FACTS!
PRAYING WITH SINCERITY
Many may ask why their prayers are not being answered. Our new Shepard in Rome Pope Leo XIV has given us some direction.
You can purchase a nice pair of Rosary Beads here to pray:
These prophecies are more important now more than ever. They give us the strength, perseverance and hope that a better time is coming and that God’s Hand is at work behind the scenes. If you just take a second even to look around you at these past three election cycles, how can you deny that God is at work? Are you sleeping or what?
It is amazing and there is no other way that these events could have happened the way they turned out. But there is more to come, much, much more, I assure you! Now that God has his biblical David re-elected, we need to pay attention to what He does next.
God told us it will be an “hypnotic November” and turbulent until June 2025 and so, isn’t it? June has been amazing too as promised. Was He lying to us? Here comes the indictments.
NOTE: These prophecies just keep getting better and better, giving us HOPE of a bright future. But the real reason why I listen to them is that we can actually see what God says He will do is taking place right in front of our noses. It is a confirmation to me that God is real and is still with us forever just as in biblical times.
From God to the PROPHET: Julie Green
The prophetic words seem to be getting more powerful which usually means we are coming to a climatic period and intensity as to when events begin to happen.
Prophetic Words from prophet Julie Green:
“THE GREAT FALL OF THE BANKING SYSTEM AGAINST THIS NATION“
You can go to mark 19:12 on the video to start prophecy. From Aug 8th.
WOW! WOW! WOW! This one prophecy connects many of pieces and how the deep state got their funding to keep their horrific, devastating and chaotic events going. Remember what the Marxist doctrine says on how to take over a country.
It says you must give the country event after event and not let up. It says you must be relentless until the people finally cave in and let them have their way and thus the takeover becomes more successful. I am talking about a socialist communists takeover.
But we know this Marxist communist takeover is NOT going to be successful and we see God’s hand at work to make sure they are not successful. This prophet word today is all about how they funded these events through their slush funds and what they are doing behind our backs. This is what really gets my “goat” – you funded these events, through your own tax dollars.
Remember when God restores righteousness, he will restore what was loss 7 X over. What does this say about the dinar revaluation? God is our insurance policy that this dinar revaluation is inevitable even besides what we already know.
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“A SMOKING GUN IS COMING THAT WILL COLLAPSE THE IRS“
You can go to mark 19:22 on the video to start prophecy. Second one from Aug 8th. This prophecy is one of many given about the IRS. There should be no doubt in your mind that the IRS is going to be dissolved very soon along with the Federal Reserve (part of the Central Banking cartel). There is in the making now a new financial structure being implemented. We all need to just give it time to play out.
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All I can is “God told you so”!
SOROS FINALLY IN THE CROSSHAIRS OF AN OFFICIAL INVESTIGATION
Incidentally, God did tell us through His prophets, that Soros is going to be exposed and lose his fortune and influence from politics. We are just seeing Pandora’s box being opened on this prophecy now. Yes, this is the beginning of the end of Soros. Pay attention this all matters when it comes to Iraq. This is all tied together.
EPA TO REVERSE UNSCIENTIFIC JUSTIFICATIONS FOR CLIMATE CHANGE
Oh… is this climate change BS finally being challenged with common sense and legal grounds? We must understand it was just yet another communist narrative to drain money foolishly, create slush funds and cause yet another crisis. Yes, more FEAR. They trive on crisis after crisis.
IS VOTER FRAUD STILL ONGOING?
THINK, THINK and THINK SOME MORE! Why did the democrats win so many seats in Congress and the Senate in spite of Trump winning the national popular vote and the electoral college vote?
For the executive branch the election was a “landslide”. So then why are the margins on the congressional and senatorial side of the house still so slim? The republicans in the last many elections just can’t see to gain any kind of real margin of victory in certain key states, in spite of winning the presidency. Does this sound weird to you? Sounds to me there is still massive voter fraud going on in many of these states. Let’s take a deeper dive into this today because this does impact what is going on in Iraq and it is important to our investment in the dinar.
When you go to vote, most vote a straight party ticket. Sorry if you don’t but data shows the majority of people do vote this way. So, if this is the case you can then see the fraud as votes were switched from republican tickets to democrats for the congress and senate positions that were open in 2024. It is obvious something is not right.
Now if you watch this broadcast you will see a map of Illinois, like the one above. Could this districting be the reason why? The voter fraud is obvious. But let’s take these thoughts a step further and go to the state of Massachusetts. Not a single seat today is held by a republican in the house today. Does this seem weird to you because if it does it reeks of voter fraud.
God, through His prophets, tell us that there was massive voter fraud and he is going to correct it. Let’s watch how this all plays out. The important part is that there will be a coming fairness in the voting in the U.S. Also we must PRAY and give thanks to God for how he helped bring back TRUTH and HONESTY to politics in the U.S.
INVESTIGATION CONFIRMS HORRIFYING ELECTION SCANDAL — DEMOCRATS ‘STOLE HOUSE SEATS’
NOW WE LEARN WHY TEXAS DEMOCRATS FLED TO ILLINOIS
Of course, it was to hide from the Texas legislature so as to block the voting process on redistricting of their state. The legislature needs a quorum to even take the vote. But why did they flee to Illinois of all states? Today we get some insight into why Illinois.
Maybe, or most likely, you don’t live in Illinois or Texas and so who cares about all this? As responsible citizens of a constitutional republic we all should care and the carelessness of the citizens of this republic in the past has gotten us into this mess. But then is then and now is now. Now its time to fix this mess.
BIDEN HIT WITH STUNNING DEVELOPMENT — HIS PRESIDENCY COULD BE ERASED. Really?
Many of you folks reading this will turn up your nose and tell Mnt Goat this will never happen. Really? Folks, as I have said to you many times this is not normal times we are living in. There was a coup to take over the country and it was led by the new Marxist party of democrats. Aren’t you even paying attention?
THE CASE OF THE JACK SMITH: ACTIONS AGAINST TRUMP ARE NOT GOING AWAY.
— federal judge orders release of all documents related to cases against Trump. Stay tuned you are going to hear much more about this in the coming months.
WHAT DEMOCRATS SO FAR ENDORSE HAVING A MARXIST SOCIAL COMMUNISTS MAYOR FOR NYC
Folks, we should not even be having this conversation. A communist candidate being endorsed by members of a major political party? Really? This shows us just how far left the left has gone. Whether you are a liberal, conservative or any other political thinker you need to remember these names and remember them well, when you go to vote at their time for re-election. They all have to go along with their buddy Mamdani. Throw these bastards out. The question now lies will Americans in NYC be stupid enough to vote for Mamdani. Oh…maybe they have BIG plans to rig the election anyhow?
THE CLEAN UP OF THE DISTRICT OF COLUMBIA, WASHINGTON DC HAS BEGUN
A Deep Dive Into Epstein – Dr. Jan Halper-Hayes
BONDI BOMBSHELL — OBAMA’S NAME IS ON THE “TOP” OF THE LIST FOR RUSSIAGATE
Forwarded to the Grand Jury for review this week.
TRUMP ISSUES FIERY RESPONSE TO TEXAS DEMS: ‘DO YOU NOTICE THIS’
STATE LAUNCHES INVESTIGATION INTO WHO IS FUNDING TEXAS DEMOCRATS’ WALKOUT
THE REAL RUSSIA COLLUSION STORY WITH JOHN SOLOMON: LAID OUT IN SIMPLE TERMS.
TRUMP JUST UNCOVERED A MUCH BIGGER SCANDAL THAN RUSSIAGATE
As if that could be possible….
DOJ LAUNCHES A GRAND JURY INVESTIGATION INTO RUSSIAGATE CONSPIRACY ALLEGATIONS
The Justice Dept is now taking the next step and moving the Tulsi Gabard evidence along to a Grand Jury which will look at the evidence and then the next step will be taken, if applicable. Yes, this is being elevated and will not go away like so many other crimes against Americans in the past by these crooked politicians.
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TRUMP UNCOVERS A ‘TRILLION DOLLAR’ SCAM LAUNCHED BY BARACK OBAMA
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THE DURHAM REPORT ANNEX IS FINALLY DECLASSIFIED AND IT IS RELEASED.
What does it tell us?
Stephen Miller, deputy chief of staff, UNLOADS on Dems over Russiagate: ‘One egregious felony after another’.
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JEANINE PIRRO CONFIRMED— HER FIRST BOMBSHELL ORDER PUTS DC ON NOTICE
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THERE’S A MUTINY AT THE FED
It won’t be long before the Trump administration cancels the Fed contract and moves its functions to the US Treasury altogether. By the way…this is where it should have been anyhow for almost century. It’s just taking a strong leader to bring it back from the hands of the private banking cartel. Oh boy… and they surely don’t like that.
IMF PUSHES REFORM OF IRAQ’S BANKING SYSTEM
14th July 2025
A new report from the International Monetary Fund (IMF) has said that the restructuring of state-owned banks (SOBs) can foster the development of the private sector and improve growth. It adds:
“Strengthening the financial sector can support private sector credit, fostering investment and growth.
“To this end, the authorities are finalizing a reform strategy entailing a restructuring of the two largest SOBs. The improvement of the function of credit markets also requires the release the draft by-laws concerning SOB corporate governance, and establishing robust supervision, regulation, and governance under the CBI.
“Other measures include creating an Ownership Policy to clearly define the objectives and goals of government ownership in financial institutions and accelerating the implementation of modern Core Banking System solutions.”
I am sorry this information is just too lengthy to download and paste in the Newsletter. You can go to this site and find the entire report.
Click here to download the full report.
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A COMPREHENSIVE REFORM PROJECT FOR THE PRIVATE BANKING SECTOR
April 07, 2025
Baghdad, Iraq, April 7, 2025 – With the full support of the government and in cooperation with Oliver Wyman consulting company, the Central Bank of Iraq (CBI) today unveiled reform plans aimed at modernizing the Iraqi private banking sector and building a robust, modern, and flexible banking sector that drives economic growth, the enhances financial inclusion, in addition to generates attractive and sustainable returns for shareholders.
This plan is the result of joint efforts of the CBI, the government, and the private banking sector, in cooperation with Oliver Wyman. Its success depends on the active participation and cooperation of all concerned parties. The CBI and the government will lead projects aimed at modernizing the sector and meeting the evolving needs of a rapidly growing economy. These projects focus on three objectives:
First: Strengthening and deepening widely the financial inclusion in Iraq.
Second: Raising the efficiency and productivity of the private banking sector.
Third: Creating a fair and healthy competitive environment in the market while improving the sector’s flexibility and ability to withstand risks.
This project will contribute to enhancing the protection of depositors and creditors, along with financial education campaigns to restore confidence in dealing with banks. Financial inclusion will also be expanded through the establishment and effective implementation of legal and regulatory frameworks. For the purpose of enhancing the access to services, payment systems will be modernized to facilitate efficient and reliable transactions for both businesses and individuals, in addition to financial infrastructure will also be expanded, including an increased network of branches and ATMs. As well as compliance procedures of anti-money laundering and countering the financing of terrorism (AML/CFT) will also be simplified and assessed through a digital identity system.
Key pillars of banking standards reform:
A prerequisite for the success of the plans is demanding all banks comply with a set of standards and to actively participate in the sector’s transformation process. Banks must move toward business models that represent an additional value to the Iraqi economy, while providing superior customer service, ensuring its financial stability, and combating fraud and financial crime.
The key banking standards to be implemented are divided into four main categories:
1. Ownership Structure and Governance:
Setting maximum ownership limits to prevent excessive control (concentration) by any single entity or related parties.
Ensuring competent and independent boards of directors, with suitability tests for all key leadership positions.
Conducting intensified due diligence on all major shareholders.
2. Business Model Sustainability:
Requiring banks to adopt sustainable and practical business models by submitting consistent detailed business plans, strategic plans, financial projections, organizational structure, technology implementation plans, and operational management.
Ensuring that key services and products are aligned with market needs to support the Iraqi economy and citizens.
3. Financial Metrics:
Maintaining the capital adequacy and liquidity ratios in line with international best practices to ensure banks’ resilience in the face of financial crises.
4. Risk and Regulatory Compliance:
Keeping pace with global best practices in compliance, including comprehensive measures to combat money laundering and terrorist financing, to ensure the sector is protected from financial crimes.
Enhancing transparency in reporting and audits by accredited auditors to reduce conflicts of interest, including related party transactions.
The Reform Process:
The reform process will be a multi-stage journey. During this process, private banks will be assessed for compliance with the required standards at various stages of the reform process. The first assessment cycle is expected to begin in the first quarter of 2026.
Next Steps:
Over the coming months, CBI will share detailed criteria and timelines with the private banking sector through official circulars for implementing the reform process. It will also work to activate support channels and hold technical assistance workshops to ensure readiness before the assessment process begins. All licensed private banks will be asked to formally confirm their participation in the reform process. CBI is fully committed to achieving this transformation by working closely with all relevant stakeholders to pave the way for a strong and inclusive financial system.
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GOVERNMENT PROGRAM AND ECONOMIC POLICIES REVIVE THE DINAR
In its third year of implementation, the government program continues to make steady progress toward achieving its economic goals, despite the complex challenges posed by regional and international realities, particularly regarding the threat of war, fluctuations in energy markets, and volatile global economic cycles.
However, national growth indicators remain evident across various infrastructure sectors, supported by remarkable levels of economic stability, most notably the annual inflation rate remaining below the 3 percent mark. This indicates the ability of economic policy to absorb shocks and manage resources relatively efficiently.
qualitative transformations
In this context, Dr. Mazhar Mohammed Saleh, the Prime Minister’s financial advisor, told Al-Sabah that the parallel currency market has witnessed a qualitative transformation over the past period. Previously, it was governed by “noisy patterns” that generated sudden price fluctuations. Today, it has become more stable and is gradually being driven by the official market.
Saleh attributes this shift to the effective coordination between fiscal, monetary, and trade policies, which contributed to the flow of accurate and well-thought-out information signals, enabling the market to shift from a state of volatility and speculation to a calmer trading environment more in line with the country’s economic reality.
Integrated procedures
Saleh adds that this positive shift is the result of a series of integrated measures that have contributed to narrowing the gap between the official and parallel dollar rates, most notably the strict legal ban on dollar use in domestic transactions, particularly in the real estate market, which is one of the most sensitive sectors.
He added, “The transition to a mechanism for financing foreign trade through global correspondent banks, rather than relying exclusively on the central bank’s window, has contributed to reducing compliance risks and decreasing reliance on the informal market.”
Another factor that has contributed to enhanced market stability, the advisor said, is the entry of small importers into the official dollar financing network, without the need for money exchange companies. This has facilitated their access to foreign currency at direct official exchange rates, especially since their trade represents approximately 60 percent of the private sector’s foreign trade.
Administrative facilities
Dr. Saleh points out that this transformation was achieved through administrative facilitation provided by the government and the reduction of bureaucratic loopholes that previously hindered import financing and implementation.
The financial advisor emphasized that the expanding use of electronic payment cards in foreign currency, particularly among travelers, has been an additional factor in reducing pressure on the cash dollar, given the availability of cash allocations at the official exchange rate through banking outlets located throughout airports, and with flexible and organized compliance mechanisms.
He pointed to the role played by cooperative societies, food baskets, and construction goods, which are imported in dollars at the official exchange rate of 1,320 dinars, in supporting the price stability policy. This has enabled the government to use trade as a tool to achieve monetary stability, as part of an integrated strategy for economic policies in implementing the government program.
Fluctuations in the US economy
In contrast, financial and economic expert Dr. Safwan Qusay pointed out that the Iraqi dinar, despite its relative resilience, remains vulnerable to the effects of global markets and fluctuations in the US economy. Speaking to Al-Sabah, he pointed out that the new customs restrictions imposed by the US administration on some imports have weakened exports from key countries such as China, Japan, the European Union, and Canada. This has led to a relative decline in the value of the US dollar globally, which opens the way for the Federal Reserve to consider reducing interest rates, which could negatively impact the dollar’s attractiveness as a reserve currency.
Qusay believes that the Iraqi market is often subsequently affected by these shifts, which may partly explain the recent decline in the dollar’s price in the informal market, due to the potential entry of cash dollars into Iraq via neighboring countries amid these changes.
strong bumpers
Qusay warns that the continued decline in the value of the dollar could pose future risks to the central bank’s reserves, especially with an increasing number of countries diversifying their reserves away from the US dollar and resorting to gold or other currencies. However, Qusay emphasized that Iraq still possesses strong buffers that protect it from these risks, most notably its massive dollar reserves at the central bank and its possession of more than 116 tons of gold, which is also witnessing a rise in value globally. He also points out that current oil prices remain at levels sufficient to ensure the stability of the dinar in the long term.
near.
Qusay believes that maintaining this stability requires the Central Bank to review its reserve management strategies and ensure they are not affected by dollar fluctuations. He also believes that it is necessary to accelerate steps to diversify the economy and control revenues and expenditures to avoid any potential repercussions of the dollar’s decline on the value of the Iraqi dinar.
Alsabaah.iq
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AL-SUDANI ANNOUNCES DECISIVE STEPS TO REFORM IRAQI BANKS AND RESTORE CONFIDENCE IN THE FINANCIAL SECTOR.
Prime Minister Mohammed Shia al-Sudani affirmed on Sunday the continuation of the comprehensive banking reform process through three basic steps, emphasizing the need for implementation to be based on a balanced vision that takes into account the specificities of Iraqi reality and ensures enhanced confidence in the banking sector.
A statement issued by his office, received by Al-Mada, said, “Al-Sudani was briefed on the latest developments related to the banking reform paper, particularly those related to private banks, appreciating the efforts made by the Central Bank of Iraq in preparing the document, which aims to enhance financial stability, achieve transparency, and raise the efficiency of the banking sector.”
The statement indicated that “the Prime Minister paid special attention to the observations contained in the letter from the Iraqi Private Banks Association dated August 3, which included challenges facing local banks in implementing some provisions of the document, particularly those related to capital increase requirements, the adoption of a strategic partner, the costs of contracting with foreign companies, as well as the binding timelines. Accordingly, Al-Sudani called for adopting a participatory and consultative approach between the Central Bank and Iraqi banks by forming joint technical committees to review reform requirements and ensure their compatibility with the national financial and economic reality, in a manner that maintains a balance between reform requirements and the capabilities of local banks and protects the interests of investors and workers in this vital sector.”
Al-Sudani explained that “the three approved steps begin with opening an expanded dialogue between the Central Bank and the banks to clarify the technical aspects of the document and discuss possible implementation mechanisms and their gradual progression. This includes taking into account the specificity of the Iraqi reality when applying international standards, while committing to reform in principle and formulating standards in a manner that enhances confidence in the banking sector. This is followed by reassuring the banking community through clear messages that the goal of reform is empowerment, not exclusion, and that the doors of discussion remain open to serve the national economy.”
For his part, banking expert Majid Abdul Hamid told Al-Mada that “the document represents a necessary step to raise the efficiency of the banking sector and improve the business environment in Iraq, but its success depends on gradual implementation and linking each stage to a clear support plan.” He explained that the immediate implementation of some provisions, such as increasing capital or requiring a strategic partner, could place small banks under significant financial pressure, which requires granting them appropriate periods of time to adapt.
Economist Ayad Al-Rawi explained to Al-Mada that “banking reform is part of a broader economic reform, and that raising technical standards for banks will boost the confidence of depositors and investors. However, he warned that the lack of effective communication with the public could lead to unjustified fears and sudden withdrawals of deposits.”
He stressed that “gradualness and transparency in announcing measures will be key to the success of reform, calling for a supportive legislative and financial environment to reduce risks to the local market.”
As the government continues its path of banking reform, the stakes remain on the ability of the relevant parties to balance adherence to international standards with their adaptation to Iraqi market conditions, thus preserving the sector’s stability and enhancing its role in financing development and supporting the national economy.
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READ THE BANKING REFORM PAPER.. AL-SUDANI DIRECTS THE OPENING OF A DIALOGUE BETWEEN THE CENTRAL BANK AND BANKS, ESPECIALLY PRIVATE ONES.
Prime Minister Mohammed Shia al-Sudani affirmed support for banking reform and the formation of joint committees to review the sector’s requirements on Sunday.
Government spokesman Bassem Al-Awadi said in a statement received by Iraq Observer that “Prime Minister Mohammed Shia al-Sudani was briefed on the latest developments related to the banking reform paper, particularly those related to private banks. In light of the comments and responses he received in this regard, he highly valued the efforts made by the Central Bank of Iraq in preparing the banking reform document, which aims to enhance financial stability, achieve transparency, and raise the efficiency of the banking sector.”
The Prime Minister also affirmed “the government’s support for all reform initiatives that would strengthen the structure of Iraq’s financial system in line with international best practices.”
At the same time, Al-Sudani paid “great attention to the objective observations and challenges facing local banks in implementing some provisions of the reform document, contained in the letter from the Iraqi Private Banks Association, dated August 3, 2025, particularly those related to capital increase requirements, the approval of a strategic partner, and the costs of contracting with foreign companies, in addition to the binding timelines in light of the proposed reform process.”
He pointed out that, “Based on this, the Prime Minister emphasized the importance of adopting a participatory and consultative approach between the Central Bank and Iraqi banks, through the formation of joint technical committees tasked with reviewing reform requirements and ensuring their compatibility with the national financial and economic reality, while maintaining a balance between reform requirements and the capabilities of Iraqi banks, and protecting the interests of local and international investors and those working in this vital sector.”
According to the statement, the Prime Minister reiterated his support and appreciation for all sincere national and international efforts exerted in this vital path. He also emphasized the importance of implementing a comprehensive banking reform process based on a balanced vision, through the following steps:
1-Opening an expanded dialogue between the Central Bank of Iraq and Iraqi banks to clarify the technical aspects of the document and discuss possible implementation mechanisms and their gradual progression.
2- Taking into account the specificity of the Iraqi reality when applying international standards, while emphasizing the need to adhere to reform in principle, and the need for standards and procedures to be formulated in a manner that enhances confidence in the banking sector and contributes to its development.
3- Work to reassure the banking community through clear messages, confirming that the goal of reform is not exclusion but empowerment, and that the doors of discussion are open to serve the public interest.
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AL-MALIKI TO KHAMENEI’S ADVISOR: THERE IS AN AMERICAN INTENTION TO DISARM THE POPULAR MOBILIZATION FORCES AND OTHER FACTIONS, AND WE WILL CONFRONT IT.
(This article could not make it any clearer why Nouri al-Maliki must go. He is disruptive to the real goals of Iraq and it is obvious his is pro-Iranian Shiite.)
State of Law Coalition leader Nouri al-Maliki discussed with Ali Akbar Velayati, advisor to Iranian Supreme Leader Ali Khamenei for international affairs, efforts to disarm Hezbollah in Lebanon and the US’s “intention” to disarm the Popular Mobilization Forces and some factions in Iraq. Both considered the matter “part of an American-Zionist plan to weaken the resistance front.”
The talks between Maliki and Velayati took place during a phone call the latter made last Thursday “to check on Maliki’s health,” according to the Iranian news agency IRNA, which noted that “Velayati praised Maliki’s effective role in supporting the resistance front.”
The agency added, “Nouri al-Maliki also expressed his gratitude for Velayati’s follow-up of his health condition, stressing “the importance of communication and coordination between the leaders of the resistance front . “
According to IRNA, the two sides exchanged views on recent regional developments, particularly the new conspiracies hatched by the Zionist entity and the United States against the Islamic Resistance.
Referring to recent moves by the US and the Zionist entity to “weaken the resistance front,” Velayati emphasized, “God willing, with your help and the support of all the pillars of the resistance front, we will stand up to America and the Zionist entity, and we will not allow their malicious goals to be achieved.”
During the call, according to the agency, Maliki warned of the “sensitive situation in the region,” saying, “Today we are witnessing their intention to disarm Hezbollah in Lebanon, and there is no doubt that the next step will be the role of Iraq, the Popular Mobilization Forces, and other factions. We will not allow such plans to be implemented under any circumstances, and we will confront them side by side with the resistance front.”
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ANOTHER DICTATORSHIP? IRAN STANDS AT THE THRESHOLD OF HISTORIC CHANGE BY HAMID ENAYAT
By Hamid Enayat
For Iran, now is the first time in over a century – since the 1907 Constitutional Revolution, inspired by the French Revolution – the dream of freedom feels truly within reach. The vision ahead is bold and clear: a secular republic founded on the separation of religion and state, gender equality, the elimination of nuclear weapons, an end to executions, no compulsory hijab or forced religion, and no authoritarian rule. This vision includes ethnic autonomy, peace with neighboring countries, and peaceful coexistence with the world.
But this path has been anything but easy. The cost has been staggering – over 100,000 lives lost in the pursuit of freedom. The Iranian people’s resistance has been crushed repeatedly, at times coming close to complete destruction. It has indeed been a perilous journey, where patriots continually walk a fine line between liberty and death. Yet, like a phoenix rising from the ashes, the movement has once again soared toward the peaks of freedom.
The radical Islamic dictatorship sees its survival as tied to the destruction of Iran’s resistance – especially the People’s Mojahedin Organization of Iran (PMOI/MEK), which forms the backbone of this struggle. But today, thanks to the unwavering persistence of the resistance, the tide is turning. The theocratic regime is on the brink of collapse, faced with a decentralized resistance movement built on thousands of grassroots cells across the country – ready to pay any price for a brighter future. A future that belongs to the people, with no return to the terrible past.
Despite all the suffering, executions and even acts of genocide endured by the Iranian people, remnants of the monarchy remain trapped in delusion. They imagine that time has somehow reversed, and that the fall of religious tyranny will simply make way for the return of royal dictatorship. Perhaps this explains why Reza Pahlavi, son of the former Shah, is now seeking support from factions within the Islamic Revolutionary Guard Corps (IRGC).
On July 26, Reza Pahlavi hosted a gathering in Munich. In an interview with Politico, he claimed that more than 50,000 regime officials and military personnel had registered on a “secure platform” aimed at supporting the overthrow of the clerical regime. He also stated that he was in discussions with regime security and military forces about their potential role in toppling the religious dictator Ali Khamenei and forming a secular government.
From Shah to Mullah – and now from Mullah back to Shah?
Is this the cruel irony of history? The answer is clear: No. History does not move backward. The Pahlavi dictatorship cannot reclaim power on the blood of hundreds of thousands of freedom fighters – this time repackaged in the name of modernism.
On July 31, Maryam Rajavi, leader of the Iranian opposition, spoke at a conference in Rome attended by numerous European and American officials and lawmakers. She firmly stated that the religious dictatorship must be fully rejected in all its forms and factions. From the beginning, the National Council of Resistance of Iran (NCRI) has drawn a clear boundary excluding both the Mullahs and the Shah – because neither represents democracy.
She emphasized that the NCRI, whose legitimacy is rooted in four decades of resistance, views freedom as the sole measure of progress. It offers no privileges and allows no discrimination based on belief. Every citizen – whether religious or not – must enjoy equal rights under the law.
Former New York City Mayor Rudy Giuliani, also present at the Rome conference, commented on Reza Pahlavi:
“This man has done nothing. He shouldn’t even be allowed to run a health company. Given his ties to the IRGC – a designated terrorist organization – this could be considered criminal. Reza Pahlavi is a traitor to the Iranian people. A free Iran is within reach because the MEK is the only group with the courage to make it possible.”
Pahlavi’s claims of contact with segments of the regime and the IRGC, supposedly to help lead a transition to democracy, are nothing more than a bitter and grotesque farce. In truth, such actions serve only to prolong the life of a theocratic regime on the verge of collapse. Just as he helped derail the 2022 uprising, he now seeks to prevent the next one – by sowing confusion and doubt within the ranks of the opposition.
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ECONOMIST: THE CENTRAL BANK CONTROLS THE EXCHANGE RATE BY 60%… THE BIGGEST CONCERN IS OIL PRICES!
Economist Ahmed Hadhal confirmed that the stability of the dollar exchange rate in Iraq in recent years is due to a series of measures taken by the Central Bank. However, he warned that any external or political shocks could push the rate higher again.
In an interview with Jarida Platform, Hathal said , “There are two issues that govern the exchange rate issue. The first falls within the scope of the Central Bank’s work through monetary policy tools, and the second relates to the structure of the Iraqi economy, which does not respond quickly to these policies.”
He explained that “over the past three years, the Central Bank has been able to develop effective tools to control the foreign exchange market by between 50% and 60%, most notably the implementation of the dollar platform, which has encouraged major traders to convert to official currency instead of resorting to the black market, and the Skoda program, which reduces fake invoices at border crossings, in addition to measures to limit the financing of fake imports via credit cards.”
He noted that “the current stability in the exchange rate could continue unless external shocks or political and security crises occur that would prompt investors and citizens to switch to the dollar in anticipation of the dinar’s devaluation.” However, he noted that “the trade crisis with Iran, due to US restrictions, continues to put pressure on the local market.”
He explained that “oil prices remain the most influential factor on the exchange rate, whether directly through foreign exchange reserves or indirectly through oil revenues,” warning that “the lack of support for local productive sectors makes the economy dependent on imports, leaving it vulnerable to global fluctuations.”
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BY INTEGRATING THE PRIVATE SECTOR, AN EXPERT SAYS IRAQ HAS THE POTENTIAL TO ATTRACT HARD CURRENCY THROUGH THE TOURISM INVESTMENT SECTOR.
Economic and financial expert Safwan Qusay confirmed that Iraq has the potential to increase its attractiveness in the tourism investment sector, given that it currently boasts 12,000 cultural and religious tourist sites, in addition to natural areas.
Qusay told the Iraq Observer, “The Tourism Authority should demand the return of the Authority’s assets and invest them rationally, involving the regular private sector in the investment sector, whether in hotels, restaurants, or transportation. Millions of tourists visit Iraq annually, so tourism is a sustainable source of income.”
He added that Iraq has an opportunity to connect the holy cities of Najaf and Karbala to Mecca via a train, which could contribute to sustaining tourism revenues throughout the year.
Regarding the path to development, the economic expert explained, “Iraq looks forward to completing this project, which could contribute to the visits of these tourists and the creation of complementary industries to express the possibility of having crafts and some tools that could contribute to strengthening popular industries, with the aim of creating memories for tourists of their visit to Iraq.
” He continued, “Iraq could have a stable currency, as tourists spend in different currencies. This is also a source of income for obtaining foreign currencies, facilitating their entry into the country and converting them into Iraqi currency in various ways.”
Last April, the Ministry of Culture, Tourism and Antiquities announced the entry of more than 500 European and American tourists to Iraq during the past year, while expecting an increase in numbers during the current year 2025, stressing that Iraq is witnessing remarkable tourism development with economic and political stability.
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AN IRANIAN ADVISOR REVEALS DETAILS OF THE “DISARMAMENT OF THE POPULAR MOBILIZATION FORCES” CALL WITH MALIKI.
Ali Akbar Velayati, an advisor to Iran’s Supreme Leader, revealed details of a recent phone call with Nouri al-Maliki, head of the State of Law Coalition. The call centered on concerns that the disarmament issue would be transferred from Lebanese Hezbollah to the Popular Mobilization Forces (PMF).
This came in response to a question about similar plots orchestrated by the US against the Popular Mobilization Forces in Iraq, during an interview with the Iranian Tasnim News Agency.
Velayati referred to a recent phone call he had with Nouri al-Maliki, whom he described as a “brave man” for having issued the death sentence for Saddam during his reign and expelling the “gang of hypocrites” from US forces in Iraq.
The Supreme Leader’s advisor said that Maliki confirmed during the call that the United States and Israel would move on, after Lebanon, to target the Popular Mobilization Forces in Iraq.
Velayati added: “We agreed that Iran and Iraq will reject the disarmament of Hezbollah in Lebanon or the Popular Mobilization Forces (PMF) in Iraq, and will stand in the way of that.”
He continued, “If it weren’t for the Popular Mobilization Forces, the Americans would have swallowed Iraq. The Popular Mobilization Forces play the same role in Iraq that Hezbollah plays in Lebanon.” The Lebanese Ministry of Foreign Affairs and Emigrants condemned Velayati’s statements on Saturday, deeming them “blatant and unacceptable interference in Lebanon’s internal affairs.”
(These PMF forces in Iraq are going to create a huge problem. Some way or another they will be expelled from Iraq regardless of what Velayati is saying in this article. If Nori Al-Maliki wants to continue to exist in Iraq he too better get onboard with US policy. We need to watch this carefully. Read my lips – THERE WILL BE NO RV UNLESS THE PMF IS GONE!!!! )
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THE STATE OF LAW COALITION WARNS SUDAN: ESCALATION WITH FACTIONS THREATENS THE ELECTIONS AND OPENS THE DOOR TO CHAOS!
The State of Law Coalition, led by Nouri al-Maliki, warned Prime Minister Mohammed Shia al-Sudani on Sunday against any escalation with armed factions in the coming period.
Coalition leader Hussein al-Maliki said, “The law must be applied to everyone, but this step, which came as a result of the formation of the investigative committee (in the agricultural incident) and the announcement of its results, is an escalation, especially since it coincided with the British representative’s statement on the Popular Mobilization Forces issue and the US veto of the Popular Mobilization Forces law.”
Al-Maliki stated, “These issues must be resolved through political means, because external parties are trying to push the Iraqi government into a confrontation with the resistance factions, something neither the region nor Iraq can tolerate. It appears that there are those working to ignite a Shiite-on-Shiite conflict, and they have found in this a loophole to embroil the government and the factions in an internal conflict.”
Al-Maliki suggested that al-Sudani was now operating according to his bloc’s decisions and foreign relations, rather than the principles of law and state. If this conflict erupts, the electoral process will be disrupted, the country will slide into chaos, and we may reach an emergency government or even a return to the mandates of Article 7.
He stressed the need to “hold the perpetrators accountable, but without announcing the name of the party, as this is a political approach. Repeatedly announcing names and insisting on the confiscation of weapons, while not passing the Popular Mobilization Law, sends the message to citizens that these measures are in response to external orders, and this undermines confidence in the government.” He expressed his hope that the government would handle such issues politically, wisely, and with a sense of responsibility toward the state.
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LARIJANI REVEALS A SECURITY AGREEMENT BETWEEN IRAQ AND IRAN IS IN THE WORKS.
Ali Larijani, Secretary of Iran’s Supreme National Security Council, announced on Monday that a security agreement between Iraq and Iran is being prepared and will be signed during his current visit to Iraq.
Larijani confirmed in statements reported by the Iranian News Agency (IRNA), and followed by Mawazine News, that “his first stop on the tour will be Iraq,” indicating that “Iraq is a friendly and neighboring country with which we have close trade relations.”
He continued, “Cooperation between the two peoples is at a very good level, a prominent example of which is the Arbaeen ceremonies,” extending his thanks to “the Iraqi government for its great cooperation in facilitating the affairs of pilgrims during the Arbaeen occasion.”
He added, “We have prepared a security agreement with Iraq, and this is very important, as Iran’s vision and approach to dealing with neighbors is based on the principle that the security of Iranians is paramount, while also paying attention to the security of neighbors, unlike some countries that limit security to themselves and ignore or harm the peoples of other regions.”
He continued, “During this visit, the agreement will be signed, and we will meet many friends in Iraq, from officials and various factions, and we will listen to their opinions and exchange discussions on areas of bilateral cooperation.”
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TO RELEASE SALARIES FOR THE KURDISTAN REGION, IRAQ IS WAITING FOR OIL, AND OIL IS WAITING FOR AN AGREEMENT.
The Iraqi Federal Ministry of Finance links the payment of salaries to Kurdistan Region employees to the delivery of Kurdistan Region oil, for which a final agreement has not yet been reached with the producing companies.
The urgent meeting of the Iraqi Federal Council of Ministers, held yesterday (August 10), did not address the issue of releasing salaries for Kurdistan Region employees, as those employees had expected.
An official source in the Iraqi Council of Ministers told Rudaw that “the meeting lasted more than two hours and did not discuss the issue of salaries, perhaps to allow more time to remove obstacles to this issue.”
Two informed sources, one from Baghdad and the other from the Kurdistan Region, indicated that the main obstacle to releasing salaries for Kurdistan Region employees is the delivery of oil, despite the Kurdistan Regional Government’s decision (on July 30) to deliver oil for export.
Oil produced in the Kurdistan Region has not yet been delivered for export via the Turkish port of Ceyhan.
Under the Iraqi Cabinet’s decision regarding the Erbil-Baghdad agreement, 230,000 barrels of oil must be delivered to SOMO for export, while the Kurdistan Region retains 50,000 barrels for domestic use.
This comes as Iraqi Oil Minister Hayan Abdul Ghani announced from Kirkuk to a Rudaw Media Network correspondent on August 6, 2025, that the Kurdistan Region’s oil production is 130,000 barrels, 50,000 of which are for domestic use. We have agreed with our brothers in the Kurdistan Region to receive the remaining 80,000 for export via the Turkish port of Ceyhan.
The source, speaking to Rudaw from Baghdad, said, “The federal Ministry of Finance is awaiting notification from the Ministry of Oil that it has received Kurdistan Region oil, so the government can make a decision regarding the release of Kurdistan Region employees’ salaries for June.”
The agreement between Erbil and Baghdad stipulates that the Kurdistan Region will retain 50,000 barrels of oil it produces for domestic use, while the Kurdistan Regional Government will cover the financial costs of production and transportation. The federal government will cover the costs of production and transportation for the exported quantity, which have been tentatively estimated at $16 per barrel. The actual cost will then be determined by a foreign consulting firm.
Information obtained by Rudaw indicates that the dispute in the talks between oil companies and the Kurdistan Regional Government is over whether to maintain the $16 per barrel the companies receive for oil production, or whether to change it based on the quality of oil from the fields.
Another dispute is the cost of transporting the oil to the pipeline, given that the fields are located 200 to 300 km away from the pipeline, forcing the oil to be transported in tankers.
The future of contracts and the method of determining the costs of oil produced by companies by a consulting firm are topics that have not yet been finally agreed upon.
“Talks are ongoing to resolve these issues and then deliver the oil,” an oil company official told Rudaw.
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GOVERNMENT ADVISOR: GREAT STABILITY IN THE IRAQI MARKET AND INFLATION FALLING TO LESS THAN 3%
The Prime Minister’s financial advisor, Mazhar Mohammed Salih, confirmed that the significant positive interaction in the Iraqi market has had a significant impact on its stability, noting that this success is evident in the decline in annual inflation rates to below 3%.
Saleh told Al Furat News Agency, “This remarkable decline in annual inflation rates indicates that expectations related to the exchange rate are moving toward calm and stability.”
He added, “The parallel currency exchange market has begun to clearly follow the official market, and this trend is expected to continue until the end of this year, based on current economic data.”
This development, according to Saleh, reflects “an improvement in overall economic performance and the success of monetary and government policies aimed at regulating markets and achieving the desired economic stability.”
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Their words not mine…..No Rumors, No Hype, No Opinions ,,,,,
Just the FACTS!
Disclaimer: All information in this newsletter is not intended for investment decisions / purposes. Mnt Goat is not a financial analyst, planner, banker, attorney or associated in any role with giving out professional investment advice.
Auf Wiedersehen
Much love to ya all,
Mnt Goat
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